Atlas
Lew
The company's mission is to support business development at all points of sale throughout Poland.
This mission is carried out through products and services offered under the **Dobry Punkt** brand – **ELECTRONIC SALES SOLUTIONS**, which refers to services available on payment terminals.
Grupa Lew is also involved in the traditional distribution of **Pre-Paid** products.
**Grupa LEW S.A.** is the majority shareholder in **mPay S.A.**, a leading Polish provider of mobile payment (m-payment) solutions, operating in the market since 2003. mPay develops and advances innovative tools that enable financial transactions via mobile devices.
The company's mission is to support business development at all points of sale throughout Poland.
This mission is carried out through products and services offered under the **Dobry Punkt** brand – **ELECTRONIC SALES SOLUTIONS**, which refers to services available on payment terminals.
Grupa Lew is also involved in the traditional distribution of **Pre-Paid** products.
**Grupa LEW S.A.** is the majority shareholder in **mPay S.A.**, a leading Polish provider of mobile payment (m-payment) solutions, operating in the market since 2003. mPay develops and advances innovative tools that enable financial transactions via mobile devices.
Hbmoneytransfer
We are dedicated to establishing ourselves as the global market leader in the money transfer industry. Our mission is to deliver a swift, secure, and cost-effective money transfer experience to all our customers. Through relentless innovation and continuous improvement of our services tailored to customer needs, we aim for excellence. At our core, we are committed to not just meeting but exceeding your expectations, ensuring the fulfillment of every promise we make.
We are dedicated to establishing ourselves as the global market leader in the money transfer industry. Our mission is to deliver a swift, secure, and cost-effective money transfer experience to all our customers. Through relentless innovation and continuous improvement of our services tailored to customer needs, we aim for excellence. At our core, we are committed to not just meeting but exceeding your expectations, ensuring the fulfillment of every promise we make.
Unzer
Unzer digitalizes commerce with payment and software solutions that cover the entire merchant value chain. From online purchases and in-store mobile POS systems to final settlement and essential business processes, Unzer simplifies and optimizes retail operations. This all-in-one approach helps merchants manage their businesses more efficiently, providing their customers with a smooth and seamless shopping experience.
More than 85,000 merchants across Europe already use Unzer's ecosystem. The company employs around 750 people in eight offices in Germany, Austria, Denmark and Luxembourg.
Unzer digitalizes commerce with payment and software solutions that cover the entire merchant value chain. From online purchases and in-store mobile POS systems to final settlement and essential business processes, Unzer simplifies and optimizes retail operations. This all-in-one approach helps merchants manage their businesses more efficiently, providing their customers with a smooth and seamless shopping experience.
More than 85,000 merchants across Europe already use Unzer's ecosystem. The company employs around 750 people in eight offices in Germany, Austria, Denmark and Luxembourg.
Heoh
About HeoH:
HeoH is a French fintech that is strengthening the integration of digital payment and donation into people's daily lives. Regulated by the ACPR (French Prudential Supervision and Resolution Authority) through its Payment Institution, HeoH has developed an omnichannel platform and several high-value-added solutions for donations and payments, including:
* GoodTransaction: Enables users to make a donation directly on a merchant’s payment terminal, with just one click, regardless of the customer’s bank card.
* e-GoodTransaction**: Allows users to make a donation after an online purchase through a donation invitation pop-up that appears after payment.
* Donation kiosks**: These allow donations via bank card or smartphone. As powerful tools for communication and encouraging donations, they let users choose the donation amount, enter their email to receive a tax receipt, and select the cause they want to support.
About HeoH:
HeoH is a French fintech that is strengthening the integration of digital payment and donation into people's daily lives. Regulated by the ACPR (French Prudential Supervision and Resolution Authority) through its Payment Institution, HeoH has developed an omnichannel platform and several high-value-added solutions for donations and payments, including:
* GoodTransaction: Enables users to make a donation directly on a merchant’s payment terminal, with just one click, regardless of the customer’s bank card.
* e-GoodTransaction**: Allows users to make a donation after an online purchase through a donation invitation pop-up that appears after payment.
* Donation kiosks**: These allow donations via bank card or smartphone. As powerful tools for communication and encouraging donations, they let users choose the donation amount, enter their email to receive a tax receipt, and select the cause they want to support.
Igoriatrade
Igoria Trade is a public company, listed at the Warsaw Stock Exchange (ticker IGT). Igoria Trade has a licence as the European Payment Institution and operates in 31 European countries. The company provides financial advisory and consultancy services, foreign exchange, payment, transfers and escrow trust account.
Igoria Trade is a public company, listed at the Warsaw Stock Exchange (ticker IGT). Igoria Trade has a licence as the European Payment Institution and operates in 31 European countries. The company provides financial advisory and consultancy services, foreign exchange, payment, transfers and escrow trust account.
Jubaexpress
uba Express Money Transfer Ltd is a UK registered and licensed Money Transmitter Company with head quarter offices in Dubai, UAE and Kampala, Uganda. The company was established in Febraury 2009, to enable the ever growing number of African diaspora communities to support their families in their origin countries. The company has since established, grown and significantly expanded to the world, thanks to the commitment of the working teams who were focused on delivering the best possible service to our valued customers - the people who made all of this happen.
Juba Express is a leading and trusted remittance network, non-banking financial company and money transfer operator that provides monetary and financial services to millions of families to receive necessary funds from their relatives and families in different parts of the world, particularly in the developed countries, such as United States, Australia, Canada, UK, and other European countries.
uba Express Money Transfer Ltd is a UK registered and licensed Money Transmitter Company with head quarter offices in Dubai, UAE and Kampala, Uganda. The company was established in Febraury 2009, to enable the ever growing number of African diaspora communities to support their families in their origin countries. The company has since established, grown and significantly expanded to the world, thanks to the commitment of the working teams who were focused on delivering the best possible service to our valued customers - the people who made all of this happen.
Juba Express is a leading and trusted remittance network, non-banking financial company and money transfer operator that provides monetary and financial services to millions of families to receive necessary funds from their relatives and families in different parts of the world, particularly in the developed countries, such as United States, Australia, Canada, UK, and other European countries.
Novemberfirst
November First is improving the payment and bookkeeping process, by adding a more direct and automatized form of payment, without compromising safety, speed and customer satisfaction. We launched our payment platform in Denmark on 1st November 2016, and are now taking a global step towards making it more convenient for businesses around the world, to make their local and cross-border payments easier and less time-consuming all while saving money!
* Pay all your company’s supplier invoices from your accounting system or directly from our portal, without having to log into online banking.
Gain better control and overview of your company’s payments and an accounting system that is updated in real-time with postings and exchange rates.
*Deliver a better service to your customers. You are now able to significantly streamline the amount of time spent processing supplier invoices.
November First is improving the payment and bookkeeping process, by adding a more direct and automatized form of payment, without compromising safety, speed and customer satisfaction. We launched our payment platform in Denmark on 1st November 2016, and are now taking a global step towards making it more convenient for businesses around the world, to make their local and cross-border payments easier and less time-consuming all while saving money!
* Pay all your company’s supplier invoices from your accounting system or directly from our portal, without having to log into online banking.
Gain better control and overview of your company’s payments and an accounting system that is updated in real-time with postings and exchange rates.
*Deliver a better service to your customers. You are now able to significantly streamline the amount of time spent processing supplier invoices.
PayAlly
As the world of financial services becomes more automated, PAYALLY abides by the esteemed tradition of keeping the human touch to deliver exceptional service. We make sure every client, regardless of size, needs and transaction volume, is looked after by a private Relationship Manager.
We offer a fully integrated suite of financial services solutions that are tailor-made for each business with global ambitions. Our extensive network across the world allows us to provide frictionless cross-border payments in 39 currencies. Rest assured, your funds are secure with us because as an electronic money institution (EMI), we protect you through safeguarding.
We understand that not all international transfers are the same, and this is where our broad experience in the intricacies of operating an international business comes to your advantage. As your trusted partner, we listen, we recommend, we deliver.
As the world of financial services becomes more automated, PAYALLY abides by the esteemed tradition of keeping the human touch to deliver exceptional service. We make sure every client, regardless of size, needs and transaction volume, is looked after by a private Relationship Manager.
We offer a fully integrated suite of financial services solutions that are tailor-made for each business with global ambitions. Our extensive network across the world allows us to provide frictionless cross-border payments in 39 currencies. Rest assured, your funds are secure with us because as an electronic money institution (EMI), we protect you through safeguarding.
We understand that not all international transfers are the same, and this is where our broad experience in the intricacies of operating an international business comes to your advantage. As your trusted partner, we listen, we recommend, we deliver.
Trolley
Unlocking the collective economic opportunity of the internet. Trolley is an end-to-end payouts ecosystem that allows businesses to effortlessly send fast payments around the world.
Unlocking the collective economic opportunity of the internet. Trolley is an end-to-end payouts ecosystem that allows businesses to effortlessly send fast payments around the world.
Riafinancial
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. The company is steadfast in its commitment to serve its customers and the communities in which they live, opening ways for a better everyday life.
Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide, with more than 580,000 locations and presence in nearly 200 countries and territories around the world.
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. The company is steadfast in its commitment to serve its customers and the communities in which they live, opening ways for a better everyday life.
Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide, with more than 580,000 locations and presence in nearly 200 countries and territories around the world.
Smileandpay
The mission of Smile&Pay is to support professionals, merchants, and associations in launching and growing their business.
Created in Paris in October 2015, it is the French card payment solution accessible to everyone.
All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved POS terminals). Transactions are secure, ensuring the protection of professionals.
In just four years, Smile&Pay has processed over 200 million euros in transactions, including 100 million in 2019 alone. This strong growth is a testament to our expertise in the field.
SMILE&PAY is a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
The mission of Smile&Pay is to support professionals, merchants, and associations in launching and growing their business.
Created in Paris in October 2015, it is the French card payment solution accessible to everyone.
All our payment terminals comply with the strictest French security standards (PCI-PTS standards, GIE-CB approved POS terminals). Transactions are secure, ensuring the protection of professionals.
In just four years, Smile&Pay has processed over 200 million euros in transactions, including 100 million in 2019 alone. This strong growth is a testament to our expertise in the field.
SMILE&PAY is a practical, secure, and commitment-free solution that brings a smile to professionals and merchants.
Ordopay
Make payments faster, smarter, and more affordable than ever—no matter the size of your business or organisation, with Ordo’s Pay by Bank (PIS, A2A), Variable Recurring Payments (VRP), e-commerce checkouts, and QR codes. You can also unlock smart data (AIS) for powerful account insights
Make payments faster, smarter, and more affordable than ever—no matter the size of your business or organisation, with Ordo’s Pay by Bank (PIS, A2A), Variable Recurring Payments (VRP), e-commerce checkouts, and QR codes. You can also unlock smart data (AIS) for powerful account insights
Valyuz
Valyuz UAB is a cutting-edge payment service provider regulated by the bank of Lithuania which offers alternative solution to traditional banking for clients world-wide. Valyuz UAB is authorized by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions 2011 for Issuance of electronic money.
Valyuz UAB is a cutting-edge payment service provider regulated by the bank of Lithuania which offers alternative solution to traditional banking for clients world-wide. Valyuz UAB is authorized by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions 2011 for Issuance of electronic money.
Northpeak Pay
At NorthPeak Pay, we envision a world where financial empowerment is accessible to all — we are dedicated to empowering small and medium-sized businesses, freelancers, and individuals with innovative financial services tailored to meet their unique needs.
With a strong focus on accessibility, we offer a comprehensive suite of solutions designed to simplify financial management and boost growth.
At NorthPeak Pay, we envision a world where financial empowerment is accessible to all — we are dedicated to empowering small and medium-sized businesses, freelancers, and individuals with innovative financial services tailored to meet their unique needs.
With a strong focus on accessibility, we offer a comprehensive suite of solutions designed to simplify financial management and boost growth.
Coinsnap
Coinsnap is a Lightning Payment Provider and offers Bitcoin and Lightning payment processing for online stores.
As a merchant, you only need a Lightning wallet with a Lightning address to receive Bitcoin and Lightning payments from your customers.
By processing Bitcoin and Lightning payments through Coinsnap, merchants do not need to maintain and operate their own technical infrastructure.
Coinsnap does not hold customer funds at any time. All payments are routed directly to the merchants’ Lightning Wallet.
With the payment plugin, merchants can quickly and easily integrate Bitcoin and Lightning payments into existing store systems like WooCommerce, Shopware and Shopify.
Coinsnap is a Lightning Payment Provider and offers Bitcoin and Lightning payment processing for online stores.
As a merchant, you only need a Lightning wallet with a Lightning address to receive Bitcoin and Lightning payments from your customers.
By processing Bitcoin and Lightning payments through Coinsnap, merchants do not need to maintain and operate their own technical infrastructure.
Coinsnap does not hold customer funds at any time. All payments are routed directly to the merchants’ Lightning Wallet.
With the payment plugin, merchants can quickly and easily integrate Bitcoin and Lightning payments into existing store systems like WooCommerce, Shopware and Shopify.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
