Atlas
Usb-pay
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
EMSpay
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
Jn-fx
JNFX is a UK-based financial services company specialising in international payments and foreign exchange solutions. With over 17 years of experience, we have processed over £30 billion in transactions, empowering corporations, banks, FX brokers, and FinTech companies with efficient, secure, and innovative financial services. JNFX delivers trusted solutions tailored to meet global business needs.
JNFX is a UK-based financial services company specialising in international payments and foreign exchange solutions. With over 17 years of experience, we have processed over £30 billion in transactions, empowering corporations, banks, FX brokers, and FinTech companies with efficient, secure, and innovative financial services. JNFX delivers trusted solutions tailored to meet global business needs.
AuthoriPay Ltd
Authoripay is a provider of financial services and consulting.
We can obtain authorization from the Financial Conduct Authority (FCA) for your business in unparalleled timeframes, offering three different options depending on the urgency.
We provide consulting services to existing payment firms on topics such as Brexit, PSD2, licensing, open banking, secure customer authentication, and financial crime auditing.
We can also set up merchants and payment providers with new payment methods such as WeChat Pay and Alipay.
Authoripay is a provider of financial services and consulting.
We can obtain authorization from the Financial Conduct Authority (FCA) for your business in unparalleled timeframes, offering three different options depending on the urgency.
We provide consulting services to existing payment firms on topics such as Brexit, PSD2, licensing, open banking, secure customer authentication, and financial crime auditing.
We can also set up merchants and payment providers with new payment methods such as WeChat Pay and Alipay.
Bitlocus
Bitlocus offers a wide range of ready-made tools to bootstrap any FinTech or crypto project.
Crypto-as-a-service, white-label crypto exchange, Advisory services, and other ready-made solutions are dedicated to help you grow your business. Focus on your customers, and we’ll take care of the rest.
Bitlocus offers a wide range of ready-made tools to bootstrap any FinTech or crypto project.
Crypto-as-a-service, white-label crypto exchange, Advisory services, and other ready-made solutions are dedicated to help you grow your business. Focus on your customers, and we’ll take care of the rest.
Callpay
Callpay is the world's first PCI-DSS v3 Level 1 compliant PSP and the first in Africa to achieve Payment Card Industry Data Security Standards v3.2 Level 1 compliance. Awarded the prestigious title of Best Emerging Payments Company in 2016 in recognition of exceptional services, Callpay has earned customer trust through its robust and efficient payment platform that handles high-volume transaction volumes and receives regular updates.
A key advantage of Callpay is that we offer unmatched services that increase conversion rates.
With Callpay's 24/7 support team, the company sets the bar for payment industry support, ensuring you receive the best service possible and experience peace of mind with every transaction.
Callpay is the world's first PCI-DSS v3 Level 1 compliant PSP and the first in Africa to achieve Payment Card Industry Data Security Standards v3.2 Level 1 compliance. Awarded the prestigious title of Best Emerging Payments Company in 2016 in recognition of exceptional services, Callpay has earned customer trust through its robust and efficient payment platform that handles high-volume transaction volumes and receives regular updates.
A key advantage of Callpay is that we offer unmatched services that increase conversion rates.
With Callpay's 24/7 support team, the company sets the bar for payment industry support, ensuring you receive the best service possible and experience peace of mind with every transaction.
Alphapay
AlphaPay is registered and regulated payment institution by the Bank of Lithuania. Download the mobile APP( AlphaPay App) and you can register in minutes and get your private or corprtae account with the assitance of the APP. You can make payments ,FX conversions from your phone just like you can using your online banking platform on your computer. Our main priority and goal is to make the account opening procedure as fast and efficient as possible. The account opening shouldnt take more than a few minutes and you should be able to open it at your own conviennace wether your at home or at your favourite restaurant! We make it simple for you so there is no hassle like with tradional conservative banks. Instant EURO payment is available at very competitive rates especially for larger amount transfers.
AlphaPay is registered and regulated payment institution by the Bank of Lithuania. Download the mobile APP( AlphaPay App) and you can register in minutes and get your private or corprtae account with the assitance of the APP. You can make payments ,FX conversions from your phone just like you can using your online banking platform on your computer. Our main priority and goal is to make the account opening procedure as fast and efficient as possible. The account opening shouldnt take more than a few minutes and you should be able to open it at your own conviennace wether your at home or at your favourite restaurant! We make it simple for you so there is no hassle like with tradional conservative banks. Instant EURO payment is available at very competitive rates especially for larger amount transfers.
MerchantE
MerchantE provides a financial technology platform that drives digital commerce and supports the money management needs of growing businesses. Our customers gain a competitive advantage with our services to revolutionize the way they bring money in, move money out, and make money decisions. We help our partners by offering tools and revenue streams to integrate, self-brand, refer, or resell our products and services.
MerchantE provides a financial technology platform that drives digital commerce and supports the money management needs of growing businesses. Our customers gain a competitive advantage with our services to revolutionize the way they bring money in, move money out, and make money decisions. We help our partners by offering tools and revenue streams to integrate, self-brand, refer, or resell our products and services.
Chapa
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Straal poland
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online.
With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online.
With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Paysme
Paysme is a super app delivering financial services to underserved small business communities to accelerate their transition to the digital economy including mobile payments, digital banking, e-commerce, insurance, credit cards, fuel cards, accounting & loyalty/rewards.
Our specialist industry customer channels include cab:app for taxis, Marketti for market traders & Fanslive for sports clubs.
Paysme is a super app delivering financial services to underserved small business communities to accelerate their transition to the digital economy including mobile payments, digital banking, e-commerce, insurance, credit cards, fuel cards, accounting & loyalty/rewards.
Our specialist industry customer channels include cab:app for taxis, Marketti for market traders & Fanslive for sports clubs.
Lightspeednl
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Ifthenpay
Authorized by the Bank of Portugal, the company allows for the simple and secure creation of Multibanco references. The payment services through Multibanco Reference, MBWAY, PAYSHOP, and Credit Card from #ifthenpay offer numerous advantages for your business:
- **No costs** for the user;
- **Payments available 24 hours a day** with **immediate notifications**;
- **Secure payments**;
- **User data protection**, with no need to enter banking information online;
- **Multi-channel payment options**: Multibanco terminal, home banking, MB Spot, mobile phone, TPA, MBWAY, PAYSHOP agent, or CTT store;
- **Directly from users’ bank accounts**, without needing to create or load other types of accounts (wallets);
- The **checkout process** in online stores is carried out entirely within the seller's website;
- **Sales control** on your smartphone via our free app;
- **Increased efficiency** in collections and **reduced costs** and administrative work.
Authorized by the Bank of Portugal, the company allows for the simple and secure creation of Multibanco references. The payment services through Multibanco Reference, MBWAY, PAYSHOP, and Credit Card from #ifthenpay offer numerous advantages for your business:
- **No costs** for the user;
- **Payments available 24 hours a day** with **immediate notifications**;
- **Secure payments**;
- **User data protection**, with no need to enter banking information online;
- **Multi-channel payment options**: Multibanco terminal, home banking, MB Spot, mobile phone, TPA, MBWAY, PAYSHOP agent, or CTT store;
- **Directly from users’ bank accounts**, without needing to create or load other types of accounts (wallets);
- The **checkout process** in online stores is carried out entirely within the seller's website;
- **Sales control** on your smartphone via our free app;
- **Increased efficiency** in collections and **reduced costs** and administrative work.
Cascad
CASCAD is an innovative online payment platform featuring seamless integration and high adaptability for any business. We integrate a convenient, secure, and flexible payment technology that allows you to focus on what matters most—growing your business.
**Advantages:**
1. Simple integration
2. Team of experienced experts
3. Ability to connect all major payment methods
4. Fast and reliable online payments
We help businesses configure and connect the necessary types of payment solutions, regardless of their complexity.
CASCAD is an innovative online payment platform featuring seamless integration and high adaptability for any business. We integrate a convenient, secure, and flexible payment technology that allows you to focus on what matters most—growing your business.
**Advantages:**
1. Simple integration
2. Team of experienced experts
3. Ability to connect all major payment methods
4. Fast and reliable online payments
We help businesses configure and connect the necessary types of payment solutions, regardless of their complexity.
Digiteal
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
