Atlas
KoboPay
Global Banking for Africans; Eliminating currency barriers for a truly borderless banking experience. Pay, get paid, and manage finances in multiple currencies.
Global Banking for Africans; Eliminating currency barriers for a truly borderless banking experience. Pay, get paid, and manage finances in multiple currencies.
Floryn
**We are not a bank, but entrepreneurs.**
That means a different way of thinking, acting, and daring. We know you go all in – day and night. And that’s more challenging than ever, in a world that’s changing faster and faster. A world that – thanks to technology – is becoming more global and accessible to everyone. But also more competitive.
So how can today’s entrepreneur achieve their ambitions in such a dynamic environment? Especially when banks make you wait endlessly, reject your applications, or when other providers charge high fees?
**That’s where we come in.**
Floryn helps entrepreneurs move forward – quickly and affordably. We do this with modern business financing, the best possible service, and personal support. For you and your business. So you can seize opportunities.
Floryn thinks along with you and moves with you. Even when times are tough. Because helping you realize your ambitions through the power of technology is what drives us as fellow entrepreneurs.
**We are not a bank, but entrepreneurs.**
That means a different way of thinking, acting, and daring. We know you go all in – day and night. And that’s more challenging than ever, in a world that’s changing faster and faster. A world that – thanks to technology – is becoming more global and accessible to everyone. But also more competitive.
So how can today’s entrepreneur achieve their ambitions in such a dynamic environment? Especially when banks make you wait endlessly, reject your applications, or when other providers charge high fees?
**That’s where we come in.**
Floryn helps entrepreneurs move forward – quickly and affordably. We do this with modern business financing, the best possible service, and personal support. For you and your business. So you can seize opportunities.
Floryn thinks along with you and moves with you. Even when times are tough. Because helping you realize your ambitions through the power of technology is what drives us as fellow entrepreneurs.
Moneymatrix
We are a European licensed and regulated Financial Institution whose ethos is making payments simple. We provide a holistic overview of all your Payments and Risk Management needs operating under a self-service platform with an extensive portfolio of payment solutions, across multiple devices at a worldwide level.
MoneyMatrix will help you eliminate paperwork, difficult payment and fraud tool integrations and time-consuming tasks that need different methods and platforms. With us, you have one contract, one integration and one platform.
Our Back Office gives a global view of all your transactions, meaning instant risk scoring from sophisticated risk management tools; Centralized database and reporting functions across all vendors allowing merchants to create complex reports in a user friendly interface; dynamic rules engine as easy as drag and drop and customisable workspaces allowing you full control to make efficient and effective decisions, all this in a real-time environment.
We are a European licensed and regulated Financial Institution whose ethos is making payments simple. We provide a holistic overview of all your Payments and Risk Management needs operating under a self-service platform with an extensive portfolio of payment solutions, across multiple devices at a worldwide level.
MoneyMatrix will help you eliminate paperwork, difficult payment and fraud tool integrations and time-consuming tasks that need different methods and platforms. With us, you have one contract, one integration and one platform.
Our Back Office gives a global view of all your transactions, meaning instant risk scoring from sophisticated risk management tools; Centralized database and reporting functions across all vendors allowing merchants to create complex reports in a user friendly interface; dynamic rules engine as easy as drag and drop and customisable workspaces allowing you full control to make efficient and effective decisions, all this in a real-time environment.
Payangel
PayAngel is a multi-award winning high integrity payment service enabling global transfers and payments for Africans everywhere without the risk of fund diversion or misapplication. A global fintech platform, that empowers immigrants to shape the economic fortunes of their families and home regions, and enable local businesses gain access to new cross-border markets.
PAYANGEL is the trading name of PAYINC group of companies registered in the UK, US, IR, CA, AU and GH.
PayAngel is a multi-award winning high integrity payment service enabling global transfers and payments for Africans everywhere without the risk of fund diversion or misapplication. A global fintech platform, that empowers immigrants to shape the economic fortunes of their families and home regions, and enable local businesses gain access to new cross-border markets.
PAYANGEL is the trading name of PAYINC group of companies registered in the UK, US, IR, CA, AU and GH.
ResursBank
Resurs is a leading Nordic bank with a simple philosophy: We want to create balance in people’s everyday finances. Based on that foundation, we develop offers and services within loans, savings, and payments for retail and e-commerce—services that are rooted in people’s lives and daily routines, and that create long-term value for our customers. And for society.
Today, we have a customer base of just over 6 million private individuals and 615 employees across the Nordic region.
Resurs is a leading Nordic bank with a simple philosophy: We want to create balance in people’s everyday finances. Based on that foundation, we develop offers and services within loans, savings, and payments for retail and e-commerce—services that are rooted in people’s lives and daily routines, and that create long-term value for our customers. And for society.
Today, we have a customer base of just over 6 million private individuals and 615 employees across the Nordic region.
Transwap
TranSwap is an award-winning fintech provider that's customisable to your business needs. Transform your company into a fintech, or grow your business with a global account that lets you pay, collect and convert better than the banks.
TranSwap is an award-winning fintech provider that's customisable to your business needs. Transform your company into a fintech, or grow your business with a global account that lets you pay, collect and convert better than the banks.
Paytora
Right at your fingertips
Send money easily. Manage your budget. Get your salary deposited directly into your account. Spend anywhere with your card. Get great exchange rates. Access your funds anytime. Send money from your digital account in any chosen currency.
All in one app—Paytora.
Right at your fingertips
Send money easily. Manage your budget. Get your salary deposited directly into your account. Spend anywhere with your card. Get great exchange rates. Access your funds anytime. Send money from your digital account in any chosen currency.
All in one app—Paytora.
Abilipay
Focus on your business
With innovative technology and professional services, we support our clients in national and international debt collection management.
Our core competencies:
- Consulting and IT services
- Risk management
- Subscriber management
- Invoice creation
- Processing and monitoring of customer payments
- Accounts receivable
- Dunning service and collections
Focus on your business, and with our tailored solutions and a qualified team, we will take care of the rest.
Focus on your business
With innovative technology and professional services, we support our clients in national and international debt collection management.
Our core competencies:
- Consulting and IT services
- Risk management
- Subscriber management
- Invoice creation
- Processing and monitoring of customer payments
- Accounts receivable
- Dunning service and collections
Focus on your business, and with our tailored solutions and a qualified team, we will take care of the rest.
One Payment
At One Payments, we are committed to transforming the way businesses and individuals manage their payments. As a leading payment service provider, we specialize in offering seamless, secure, and efficient solutions for domestic and cross-border money transfers, merchant acquisition, and digital payment solutions. Our mission is to simplify payments and drive innovation in the financial ecosystem.
By leveraging cutting-edge technology, including low-code solutions and advanced API integrations, we aim to deliver a personalized, intuitive experience for businesses of all sizes. Whether you are a local SME or a global corporation, we have the expertise and tools to support your payment needs, allowing you to focus on growth and success. With a leadership team that brings deep expertise across finance, technology, and compliance, Our vision is to be the preferred partner for businesses looking to navigate the complexities of payment services with confidence, efficiency, and innovation.
At One Payments, we are committed to transforming the way businesses and individuals manage their payments. As a leading payment service provider, we specialize in offering seamless, secure, and efficient solutions for domestic and cross-border money transfers, merchant acquisition, and digital payment solutions. Our mission is to simplify payments and drive innovation in the financial ecosystem.
By leveraging cutting-edge technology, including low-code solutions and advanced API integrations, we aim to deliver a personalized, intuitive experience for businesses of all sizes. Whether you are a local SME or a global corporation, we have the expertise and tools to support your payment needs, allowing you to focus on growth and success. With a leadership team that brings deep expertise across finance, technology, and compliance, Our vision is to be the preferred partner for businesses looking to navigate the complexities of payment services with confidence, efficiency, and innovation.
Luxpay
Luxpay - Inovação e Tecnologia de ponta na Fabricação de Produtos Eletrônicos
Luxpay - Inovação e Tecnologia de ponta na Fabricação de Produtos Eletrônicos
Spemai
Intelligence sales automation for social commerce businesses
Intelligence sales automation for social commerce businesses
INSOLUTIONS GLOBAL
Founded in 2004, a trusted FinTech service provider and payments facilitator with operations across Africa the Middle East, India, and Australia. ISG partners with acquirers, issuers, and network operators, processing, reconciling, and settling 28+ billion transactions annually through its GENIUS & ISGPay platform. ISG competes and collaborates with global/regional goliaths, as well as, niche service providers.
“In” denotes India, Innovation. It is all about being a trendsetter and embracing modernity!
“Solutions” stands for our aim always to find a solution to a problem statement.
“Global” Local advantages and Intellectual property-based platform by a Global Solution provider which is in sync with the current Government objective of Local going Global.
The founding vision of ISG is to be a trusted, full-service, payments partner that also provides digital payments as an assured service i.e. with reliability and security when money moves from one pocket to another.
Founded in 2004, a trusted FinTech service provider and payments facilitator with operations across Africa the Middle East, India, and Australia. ISG partners with acquirers, issuers, and network operators, processing, reconciling, and settling 28+ billion transactions annually through its GENIUS & ISGPay platform. ISG competes and collaborates with global/regional goliaths, as well as, niche service providers.
“In” denotes India, Innovation. It is all about being a trendsetter and embracing modernity!
“Solutions” stands for our aim always to find a solution to a problem statement.
“Global” Local advantages and Intellectual property-based platform by a Global Solution provider which is in sync with the current Government objective of Local going Global.
The founding vision of ISG is to be a trusted, full-service, payments partner that also provides digital payments as an assured service i.e. with reliability and security when money moves from one pocket to another.
Absa Group
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond.
We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond.
We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Centrapay
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Conotoxia
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
