Atlas
EMSpay
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
Dropayment
Easy to make Payments. Simple to Connect.
YOUR PARTNER TO WORLDWIDE PAYMENT SOLUTIONS
Easy to make Payments. Simple to Connect.
YOUR PARTNER TO WORLDWIDE PAYMENT SOLUTIONS
AeterEdge
AeterEdge is a disruptive financial technology company offering a high-performance payments platform for enterprise and scaling businesses. Our cloud-based solution facilitates global payment processing, payouts, and geographic expansion. Headquartered in Barcelona, we serve clients across various industries, from low to high-risk.
AeterEdge's flexible technology accepts payments globally, connecting businesses to customers in over 170 markets with 150 currencies and 100+ payment methods, improving approval rates, creating localized experiences, and accelerating client success
AeterEdge is a disruptive financial technology company offering a high-performance payments platform for enterprise and scaling businesses. Our cloud-based solution facilitates global payment processing, payouts, and geographic expansion. Headquartered in Barcelona, we serve clients across various industries, from low to high-risk.
AeterEdge's flexible technology accepts payments globally, connecting businesses to customers in over 170 markets with 150 currencies and 100+ payment methods, improving approval rates, creating localized experiences, and accelerating client success
Biso.tech
BISO TECH is a leading independent specialist in payment orchestration, offering
fully customisable financial management technologies.
Our comprehensive platform streamlines the entire payment process by triggering, directing, and validating transactions between merchants, customers, and payment providers, all in one centralised framework that includes routing and
reconciliation tailored to your business needs.
Through a single seamless integration merchants gain access to multiple payment providers and methods, allowing for optimal global payment coverage. With BISO TECH, you can take control of your payment processes while gaining full transparency of your payment data, all through a single,user-friendly interface.
If you are unable to find the ideal provider on our platform, BISO TECH will be
pleased to identify new providers that meet your payment and financial
management needs through our tailored, white-glove service.
BISO TECH is a leading independent specialist in payment orchestration, offering
fully customisable financial management technologies.
Our comprehensive platform streamlines the entire payment process by triggering, directing, and validating transactions between merchants, customers, and payment providers, all in one centralised framework that includes routing and
reconciliation tailored to your business needs.
Through a single seamless integration merchants gain access to multiple payment providers and methods, allowing for optimal global payment coverage. With BISO TECH, you can take control of your payment processes while gaining full transparency of your payment data, all through a single,user-friendly interface.
If you are unable to find the ideal provider on our platform, BISO TECH will be
pleased to identify new providers that meet your payment and financial
management needs through our tailored, white-glove service.
Rebilly
We’ve solved payments so you don’t have to. We built Rebilly to meet our own needs as business owners. So you could say crafting tools for business is—literally—in our DNA. Don’t let limited payment providers, messy reporting and compliance headaches get in the way of growth. Break your payments free in one go with Rebilly’s one-stop-shop payment solutions.
We’ve solved payments so you don’t have to. We built Rebilly to meet our own needs as business owners. So you could say crafting tools for business is—literally—in our DNA. Don’t let limited payment providers, messy reporting and compliance headaches get in the way of growth. Break your payments free in one go with Rebilly’s one-stop-shop payment solutions.
Gr4vy
Upgrade to the future of payments infrastructure. With the constant increase in payment options and providers across the globe, managing payment infrastructure to support multiple offerings has become complex. As a result, businesses are often challenged with long lead times to launch payment methods, limited resources, and added complexity when expanding into new markets. Gr4vy is a cloud-based payments platform that takes the complexity out of building and managing your payment ecosystem, allowing you to customize and optimize all your payments through one simple, universal integration. Gr4vy’s no-code rules engine allows businesses to get access to 100+ unique payment methods and anti-fraud providers worldwide. Merchants can personalize checkout experiences for every customer, create dynamic and smart rules for routing and retries, tokenize transactions, migrate data between providers and much more.
Upgrade to the future of payments infrastructure. With the constant increase in payment options and providers across the globe, managing payment infrastructure to support multiple offerings has become complex. As a result, businesses are often challenged with long lead times to launch payment methods, limited resources, and added complexity when expanding into new markets. Gr4vy is a cloud-based payments platform that takes the complexity out of building and managing your payment ecosystem, allowing you to customize and optimize all your payments through one simple, universal integration. Gr4vy’s no-code rules engine allows businesses to get access to 100+ unique payment methods and anti-fraud providers worldwide. Merchants can personalize checkout experiences for every customer, create dynamic and smart rules for routing and retries, tokenize transactions, migrate data between providers and much more.
MerchantE
MerchantE provides a financial technology platform that drives digital commerce and supports the money management needs of growing businesses. Our customers gain a competitive advantage with our services to revolutionize the way they bring money in, move money out, and make money decisions. We help our partners by offering tools and revenue streams to integrate, self-brand, refer, or resell our products and services.
MerchantE provides a financial technology platform that drives digital commerce and supports the money management needs of growing businesses. Our customers gain a competitive advantage with our services to revolutionize the way they bring money in, move money out, and make money decisions. We help our partners by offering tools and revenue streams to integrate, self-brand, refer, or resell our products and services.
Straal poland
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online.
With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online.
With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Mollie
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all – from startups to enterprises.
Founded in 2004, Mollie’s mission is to make payments and money management effortless for every business in Europe. Our 750-strong team works from offices across the continent, including Amsterdam, Ghent, Lisbon, London, Maastricht, Milan, Munich, and Paris.
Today, more than 250,000 businesses use Mollie to drive revenue, reduce costs, and manage funds.
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all – from startups to enterprises.
Founded in 2004, Mollie’s mission is to make payments and money management effortless for every business in Europe. Our 750-strong team works from offices across the continent, including Amsterdam, Ghent, Lisbon, London, Maastricht, Milan, Munich, and Paris.
Today, more than 250,000 businesses use Mollie to drive revenue, reduce costs, and manage funds.
Melements
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
mElements mission statement is to provide delightful digital shopping experience for customer and merchant.
We help e-Commerce segment sellers to measurably improve customer experience, funnel conversion and business partner loyalty through the use of API Banking solutions.
Innovative solutions created by the team mElements focus on building API Banking products from the areas of PSD2 API, API Premium, API eID or payment API. The first solution introduced to the market is the Credit API
Lightspeednl
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Cascad
CASCAD is an innovative online payment platform featuring seamless integration and high adaptability for any business. We integrate a convenient, secure, and flexible payment technology that allows you to focus on what matters most—growing your business.
**Advantages:**
1. Simple integration
2. Team of experienced experts
3. Ability to connect all major payment methods
4. Fast and reliable online payments
We help businesses configure and connect the necessary types of payment solutions, regardless of their complexity.
CASCAD is an innovative online payment platform featuring seamless integration and high adaptability for any business. We integrate a convenient, secure, and flexible payment technology that allows you to focus on what matters most—growing your business.
**Advantages:**
1. Simple integration
2. Team of experienced experts
3. Ability to connect all major payment methods
4. Fast and reliable online payments
We help businesses configure and connect the necessary types of payment solutions, regardless of their complexity.
Digitalriver
Digital River optimizes payment authorization by dynamically routing and retrying transactions across one of the industry’s largest multi-acquirer networks. By processing payments through local acquirers in over 40 markets, we reduce declines and unwanted cross-border fees, saving you and your customers money and frustrations. And using machine learning, we reduce fraud and involuntary churn to recover more of your revenue.
Digital River optimizes payment authorization by dynamically routing and retrying transactions across one of the industry’s largest multi-acquirer networks. By processing payments through local acquirers in over 40 markets, we reduce declines and unwanted cross-border fees, saving you and your customers money and frustrations. And using machine learning, we reduce fraud and involuntary churn to recover more of your revenue.
Nicepay
NICEPAY is an Online Payment Solutions Provider offering an all-in-one online payment solution, consist of Credit Card, Virtual Account, Convenience Store Payment, Direct Debit, e-Wallet, Payloan, SMS Broadcast Service, Payment Link with Digital Invoicing, and Disbursement Services. NICEPAY leads market by knowledge of enhanced payment industry and experience of financial solution provider more than 11 years. It brings you enhanced Fin-Tech Solution for accelerating your e-Commerce Business.
NICEPAY technology is used by merchants to facilitate the acceptance of several payment channels as payment for goods and services, principally sold over the Internet, or in other non-face-to-face transactions.
The Internet payment gateway and related technology, also provides a web-based merchant transaction reporting module. NICEPAY Indonesia offers a suite of innovative payment processing and data services that operate anywhere, anytime.
NICEPAY is an Online Payment Solutions Provider offering an all-in-one online payment solution, consist of Credit Card, Virtual Account, Convenience Store Payment, Direct Debit, e-Wallet, Payloan, SMS Broadcast Service, Payment Link with Digital Invoicing, and Disbursement Services. NICEPAY leads market by knowledge of enhanced payment industry and experience of financial solution provider more than 11 years. It brings you enhanced Fin-Tech Solution for accelerating your e-Commerce Business.
NICEPAY technology is used by merchants to facilitate the acceptance of several payment channels as payment for goods and services, principally sold over the Internet, or in other non-face-to-face transactions.
The Internet payment gateway and related technology, also provides a web-based merchant transaction reporting module. NICEPAY Indonesia offers a suite of innovative payment processing and data services that operate anywhere, anytime.
Rabbit-LINE Pay
LINE Pay is an integrated online and offline payment platform undere LINE MAN Wongnai and LINE Thailand, following the acquisition in August 2023. LINE Pay (Thailand) offers seamless payment services, including an easy and secure digital wallet, and quick on-the-go payment options for purchases, money transfers, or top-ups. LINE Pay services can be utilized within public transportation, for purchasing goods and services from partner brands, as well as for various utility bill payments.
Formerly known as Rabbit LINE Pay, we officially rebranded as “LINE Pay” under the company name “LINE Pay (Thailand) Company Limited,” in October, 2023. The change of name brings back the recognition of the original LINE Pay brand and reflects the tighter integration of LINE Pay into the LINE ecosystem, including LINE MAN, LINE SHOPPING, LINE app, and Wongnai’s merchant network.
LINE Pay is an integrated online and offline payment platform undere LINE MAN Wongnai and LINE Thailand, following the acquisition in August 2023. LINE Pay (Thailand) offers seamless payment services, including an easy and secure digital wallet, and quick on-the-go payment options for purchases, money transfers, or top-ups. LINE Pay services can be utilized within public transportation, for purchasing goods and services from partner brands, as well as for various utility bill payments.
Formerly known as Rabbit LINE Pay, we officially rebranded as “LINE Pay” under the company name “LINE Pay (Thailand) Company Limited,” in October, 2023. The change of name brings back the recognition of the original LINE Pay brand and reflects the tighter integration of LINE Pay into the LINE ecosystem, including LINE MAN, LINE SHOPPING, LINE app, and Wongnai’s merchant network.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
