Atlas
CellPoint Digital
CellPoint Digital is on a mission to make payments a strategic advantage for businesses. We are leading payment orchestration globally. Our cutting-edge platform helps our clients turn payments from a cost into a profit booster. Beyond helping our clients to optimize the payment experience, our innovative solutions help them gain insight into their payment ecosystem to maximize approvals, lower costs and take control of their payments, resulting in more money to the bottom line. We simplify the complexity of 28+ card schemes (think MasterCard, Visa, American Express), 168+ alternative payment methods (think ApplePay, PayPal, Alipay) and 220+ processors (think Worldpay, Elavon, Union Pay) with a platform that combines the best of them all with intelligent routing driving dramatic success for our clients. We serve large enterprise clients and mid-size market leaders across a variety of industries, like airlines and travel, e-commerce, gaming and marketplaces.
CellPoint Digital is on a mission to make payments a strategic advantage for businesses. We are leading payment orchestration globally. Our cutting-edge platform helps our clients turn payments from a cost into a profit booster. Beyond helping our clients to optimize the payment experience, our innovative solutions help them gain insight into their payment ecosystem to maximize approvals, lower costs and take control of their payments, resulting in more money to the bottom line. We simplify the complexity of 28+ card schemes (think MasterCard, Visa, American Express), 168+ alternative payment methods (think ApplePay, PayPal, Alipay) and 220+ processors (think Worldpay, Elavon, Union Pay) with a platform that combines the best of them all with intelligent routing driving dramatic success for our clients. We serve large enterprise clients and mid-size market leaders across a variety of industries, like airlines and travel, e-commerce, gaming and marketplaces.
Sefide
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
Paytr
PayTR was founded in 2009 and has been on its journey in the payment technology field for 15 years. Since our inception, we have been dedicated to providing our users with a seamless payment experience through our innovative technologies and reliable infrastructure. Today, over 110,000 SMEs are growing their businesses and securely accepting payments from their customers using PayTR's payment solutions. With 15 years of history and expertise, PayTR positions itself as a brand that simplifies life with its innovative payment technologies and as a trusted business partner.
As a pioneering brand in the financial technology sector, we are creating the next-generation payment solutions for today and the future.
PayTR was founded in 2009 and has been on its journey in the payment technology field for 15 years. Since our inception, we have been dedicated to providing our users with a seamless payment experience through our innovative technologies and reliable infrastructure. Today, over 110,000 SMEs are growing their businesses and securely accepting payments from their customers using PayTR's payment solutions. With 15 years of history and expertise, PayTR positions itself as a brand that simplifies life with its innovative payment technologies and as a trusted business partner.
As a pioneering brand in the financial technology sector, we are creating the next-generation payment solutions for today and the future.
Gopay
We believe that money should make people happy
We change the traditional world of finance. We create smart apps for those who want to manage their money easily and stress-free.
We believe that money should make people happy
We change the traditional world of finance. We create smart apps for those who want to manage their money easily and stress-free.
Elekse
Established with completely domestic investments with the slogan "You just take care of your business"
ELEKSE ELECTRONIC MONEY AND PAYMENT COMPANY INC.
With 15 years of industry experience since 2005, it continues its activities by expanding and developing its market share and service network day by day.
In accordance with the Law No. 6493 issued in 2013, we received the payment organization operating license from the BDDK with decision number 6662 on 14.01.2016 during the audit process of the payment sector by the BDDK (Banking Regulation and Supervision Agency).
Established with completely domestic investments with the slogan "You just take care of your business"
ELEKSE ELECTRONIC MONEY AND PAYMENT COMPANY INC.
With 15 years of industry experience since 2005, it continues its activities by expanding and developing its market share and service network day by day.
In accordance with the Law No. 6493 issued in 2013, we received the payment organization operating license from the BDDK with decision number 6662 on 14.01.2016 during the audit process of the payment sector by the BDDK (Banking Regulation and Supervision Agency).
Digiteal
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Lyra
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Moneris
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
Kroo
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Conotoxia
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Oaknorth
The digital bank for entrepreneurs, by entrepreneurs. We provide bespoke credit and banking services to businesses with £1m-£100m turnover across the UK and US.
With funding ranging from £1m to tens of millions, we have lent billions to businesses across a whole range of sectors, performing among the top 1% of commercial banks globally.
To date, OakNorth financing has helped create tens of thousands of new jobs and affordable homes.
The digital bank for entrepreneurs, by entrepreneurs. We provide bespoke credit and banking services to businesses with £1m-£100m turnover across the UK and US.
With funding ranging from £1m to tens of millions, we have lent billions to businesses across a whole range of sectors, performing among the top 1% of commercial banks globally.
To date, OakNorth financing has helped create tens of thousands of new jobs and affordable homes.
Lyf
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Getneo
Multi-Currency Accounts | Advanced FX | Treasury Automation NEO is a multi-currency corporate payment platform designed for businesses managing global transactions. With a single IBAN in your company’s name, send, receive, and convert 25+ currencies efficiently while benefiting from automated workflows and cost-effective FX management. We provide the payment infrastructure most fintechs and businesses can’t build—including SWIFT connectivity, a proprietary ledger, and safeguarded accounts.
🌍 Cross-Border Payments ✔ Nominative IBAN – Manage payments & collections in 25+ currencies. ✔ SWIFT & SEPA connectivity – Reach 100+ countries with same-day settlement. ✔ SWIFT GPI tracking – Real-time payment visibility.
💱 Foreign Exchange (FX) Services ✔ Multi-bank liquidity & live FX rates. ✔ Transparent pricing, no hidden fees. ✔ Spot FX & commercial forwards.
💻 NEO’s Proprietary Technology ✔ 100% API-driven – Seamless treasury automati
Multi-Currency Accounts | Advanced FX | Treasury Automation NEO is a multi-currency corporate payment platform designed for businesses managing global transactions. With a single IBAN in your company’s name, send, receive, and convert 25+ currencies efficiently while benefiting from automated workflows and cost-effective FX management. We provide the payment infrastructure most fintechs and businesses can’t build—including SWIFT connectivity, a proprietary ledger, and safeguarded accounts.
🌍 Cross-Border Payments ✔ Nominative IBAN – Manage payments & collections in 25+ currencies. ✔ SWIFT & SEPA connectivity – Reach 100+ countries with same-day settlement. ✔ SWIFT GPI tracking – Real-time payment visibility.
💱 Foreign Exchange (FX) Services ✔ Multi-bank liquidity & live FX rates. ✔ Transparent pricing, no hidden fees. ✔ Spot FX & commercial forwards.
💻 NEO’s Proprietary Technology ✔ 100% API-driven – Seamless treasury automati
NLB
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
MicroPayment
The Micropayment payment methods are offered as ready-to-use web solutions - integration into your webshop is child's play now. Use the ready-to-go web solutions as direct link, popup or iframe. The "Micropayment payment window generator" creates the complete payment window for integration into your webshop within a few clicks.
You can individually configure all payment windows using the "Micropayment payment window generator" and adapt them to your existing internet presence. You can choose between several individual designs, customize the background color and of course use your own logo.
Configure your own payment window for your website today and start with Micropayment now.
The Micropayment payment methods are offered as ready-to-use web solutions - integration into your webshop is child's play now. Use the ready-to-go web solutions as direct link, popup or iframe. The "Micropayment payment window generator" creates the complete payment window for integration into your webshop within a few clicks.
You can individually configure all payment windows using the "Micropayment payment window generator" and adapt them to your existing internet presence. You can choose between several individual designs, customize the background color and of course use your own logo.
Configure your own payment window for your website today and start with Micropayment now.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
