Atlas
Qonto
Qonto is the leading European business finance solution. It simplifies everything from everyday banking and financing, to bookkeeping and spend management. Qonto energizes SMEs and freelancers so that they can achieve more.
A few figures about Qonto:
- Alexandre Prot and Steve Anavi launched Qonto in July 2017
- Qonto’s international team is growing fast and we are actively hiring!
- Hundreds of thousands of customers in Europe are already using Qonto
- €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels.
Qonto is the leading European business finance solution. It simplifies everything from everyday banking and financing, to bookkeeping and spend management. Qonto energizes SMEs and freelancers so that they can achieve more.
A few figures about Qonto:
- Alexandre Prot and Steve Anavi launched Qonto in July 2017
- Qonto’s international team is growing fast and we are actively hiring!
- Hundreds of thousands of customers in Europe are already using Qonto
- €622m raised with VCs and business angels including Valar, Alven, the European Investment Bank, Tencent, DST Global, Tiger Global, TCV, Alkeon, Eurazeo, KKR, Insight Partners, Exor Seeds and Gaingels.
Reem
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors.
Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors.
Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Shifttransfer
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
At Shift Financial Services, we are transforming cross-border payments with speed, security, and accessibility. Established in 2009 in the United Kingdom, we provide safe and efficient money transfers to over 90 countries, ensuring that individuals, businesses, and underserved communities can move money effortlessly.
Our mission is simple: to make global payments seamless and inclusive. We leverage cutting-edge technology, real-time processing, and a global partner network to offer faster, more affordable transactions compared to traditional financial institutions. Security is at the core of our operations.
With advanced encryption, AI-driven fraud detection, and strict regulatory compliance, we ensure every transaction is protected and reliable.
At Shift, we go beyond remittances—we empower financial inclusion by bridging the gap between digital innovation and real-world financial needs.
Wirenations
We use technology to democratise financial services, making them affordable and available to all
Here at Wire Nations, we give you the freedom to send money when you want, how you want. We help make your time and money count for more by eliminating the need for long queues and by always being transparent with our rates & fees.
We use technology to democratise financial services, making them affordable and available to all
Here at Wire Nations, we give you the freedom to send money when you want, how you want. We help make your time and money count for more by eliminating the need for long queues and by always being transparent with our rates & fees.
TF Pay
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Transfast has been a leading global cross-border payments network provider, supporting communities in the United Kingdom and Europe, serving over 125 countries across Asia, Europe, Africa, Americas for over two decades. Our proprietary payment network, consisting of direct integration with banks and other financial institutions enables C2B, B2C, and B2B payment services to our partners via APIs, SFTP, web, and mobile product applications. Our applications deliver cutting-edge technology, compliance, risk management, and bespoke banking solutions to our clients, which include banks, financial institutions, medium to small business and individual consumers.
We understand the importance of globally connecting our clients, and we focus on seamless financial solutions and superior customer experience.
Zippay
Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together.
Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.
We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together.
Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.
We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Razorpay
Power your finance, grow your business.
Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease.
Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money.
#OutgrowOrdinary
We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
Power your finance, grow your business.
Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease.
Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money.
#OutgrowOrdinary
We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
Paytora
Right at your fingertips
Send money easily. Manage your budget. Get your salary deposited directly into your account. Spend anywhere with your card. Get great exchange rates. Access your funds anytime. Send money from your digital account in any chosen currency.
All in one app—Paytora.
Right at your fingertips
Send money easily. Manage your budget. Get your salary deposited directly into your account. Spend anywhere with your card. Get great exchange rates. Access your funds anytime. Send money from your digital account in any chosen currency.
All in one app—Paytora.
Elitepay
Easy to Use. Everything at the click of a button
Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups.
Fuss-free
App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app.
Risk-free
Eliminate cash-flow tie up. Easy tracking limits errors.
Easy to Use. Everything at the click of a button
Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups.
Fuss-free
App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app.
Risk-free
Eliminate cash-flow tie up. Easy tracking limits errors.
Magnetiqbank
At Magnetiq Bank, we're redefining what it means to work with a bank. We know the usual perception involves navigating multiple hurdles - from complex onboarding processes to inconsistent service experiences - but we believe in a different approach. 🤝
💡 Imagine a banking partner that provides licensed infrastructure and fosters true collaboration to help fintech companies thrive. That's what we're creating at Magnetiq Bank - a seamless, supportive environment where great products are developed through great collaboration and genuine partnerships.
At Magnetiq Bank, we're redefining what it means to work with a bank. We know the usual perception involves navigating multiple hurdles - from complex onboarding processes to inconsistent service experiences - but we believe in a different approach. 🤝
💡 Imagine a banking partner that provides licensed infrastructure and fosters true collaboration to help fintech companies thrive. That's what we're creating at Magnetiq Bank - a seamless, supportive environment where great products are developed through great collaboration and genuine partnerships.
Freecharge
Freecharge is a well-known name in the world of payment apps, serving over 100 million users across the country.
A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, and much more. Moreover, users can easily make payments at offline or online merchants via a robust infrastructure that supports UPI, Debit/ Credit Cards, Wallet, and other options. Freecharge even offers multiple Axis Bank Credit Cards and is constantly building new products to support small and midsize retailers across payments and lending.
Freecharge is a well-known name in the world of payment apps, serving over 100 million users across the country.
A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, and much more. Moreover, users can easily make payments at offline or online merchants via a robust infrastructure that supports UPI, Debit/ Credit Cards, Wallet, and other options. Freecharge even offers multiple Axis Bank Credit Cards and is constantly building new products to support small and midsize retailers across payments and lending.
Bige direct
Aiming to bridge the legacy banking and settlement systems with a single efficient blockchain based solution, BigeDirect ApS was created in January 2023. In February 2023 BigeDirect ApS received its Virtual Asset Service Provider (VASP) registration from the Danish FSA.
Aiming to bridge the legacy banking and settlement systems with a single efficient blockchain based solution, BigeDirect ApS was created in January 2023. In February 2023 BigeDirect ApS received its Virtual Asset Service Provider (VASP) registration from the Danish FSA.
Sipay
We are the fastest growing fintech company in Turkiye!
Having received the awards of rising Fintech of the year, Sipay has reached thousands of businesses and tens of thousands of individual users, with a dynamic and innovative perspective since its establishment.
Uniting the Virtual POS, Physical POS, Open Banking, Wire Transfer/EFT, Digital Wallet and Prepaid Card products under one umbrella, it offers an easy, fast and secure payment experience.
Discover Sipay and unlock ways of driving growth and adding momentum to your business operations.
We are the fastest growing fintech company in Turkiye!
Having received the awards of rising Fintech of the year, Sipay has reached thousands of businesses and tens of thousands of individual users, with a dynamic and innovative perspective since its establishment.
Uniting the Virtual POS, Physical POS, Open Banking, Wire Transfer/EFT, Digital Wallet and Prepaid Card products under one umbrella, it offers an easy, fast and secure payment experience.
Discover Sipay and unlock ways of driving growth and adding momentum to your business operations.
Moka
From e-commerce stores, to subscription businesses, to platforms and marketplaces, we offer a complete stack for all your payments needs across channels.
From e-commerce stores, to subscription businesses, to platforms and marketplaces, we offer a complete stack for all your payments needs across channels.
Dreidel Finance
Dreidel Finance Limited uses the most up-to-date and modern online payment system with well-protected interface and payment gateways. For security reasons, we provide the link and informational kit for online system access to the customers only after activation.
Our online system allows the following operations:
Checking balance & transactions
Money transfer and payments
Receiving the payments
Secure massager
Mobile online system
Downloading statements
Log on via secure SMS Code with one-time passwords
Switch to Online mode
Dreidel Finance Limited uses the most up-to-date and modern online payment system with well-protected interface and payment gateways. For security reasons, we provide the link and informational kit for online system access to the customers only after activation.
Our online system allows the following operations:
Checking balance & transactions
Money transfer and payments
Receiving the payments
Secure massager
Mobile online system
Downloading statements
Log on via secure SMS Code with one-time passwords
Switch to Online mode
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
