Atlas
Papaya
Papaya was founded in January 2012 and is a fully set up Electronic Money Institution (EMI), headquartered in Malta. Papaya is regulated by the Malta Financial Services Authority (MFSA), the single regulator for financial services in Malta – a growing international financial hub.
Papaya is a young and vibrant player in the electronic money domain, with a hard-line philosophy of giving all clients the highest levels of service possible, through our on-going commitment to excellence and integrity. We strive to bring customers innovation and added value through our products, and aim to provide only the best operating and security conditions available.
Papaya was founded in January 2012 and is a fully set up Electronic Money Institution (EMI), headquartered in Malta. Papaya is regulated by the Malta Financial Services Authority (MFSA), the single regulator for financial services in Malta – a growing international financial hub.
Papaya is a young and vibrant player in the electronic money domain, with a hard-line philosophy of giving all clients the highest levels of service possible, through our on-going commitment to excellence and integrity. We strive to bring customers innovation and added value through our products, and aim to provide only the best operating and security conditions available.
Pixels
Pixxles is a bold new way for eCommerce merchants across the UK to accept online payments simply and securely from customers around the world.
Many payment acceptance services only do half the job. They are an ‘acquirer’ who needs a ‘processor’ to finish the payment. Pixxles does both so there are no third parties to slow things down. You enjoy the most responsive service, great rates and quick payouts.
Choosing Pixxles means you can take your business global and sell worldwide with 100+ currencies. We take care of any standard integration with any of the popular carts free of charge so you can easily take payments online.
Pixxles is a bold new way for eCommerce merchants across the UK to accept online payments simply and securely from customers around the world.
Many payment acceptance services only do half the job. They are an ‘acquirer’ who needs a ‘processor’ to finish the payment. Pixxles does both so there are no third parties to slow things down. You enjoy the most responsive service, great rates and quick payouts.
Choosing Pixxles means you can take your business global and sell worldwide with 100+ currencies. We take care of any standard integration with any of the popular carts free of charge so you can easily take payments online.
RaboBank
Rabobank is a cooperative bank with a mission. Our goal: to help customers realize their ambitions. We serve about 10 million customers in 47 countries. As an international financial institution, we work on the well-being and prosperity of millions of people. In the Netherlands, we serve individual and business customers. Globally, we focus on the food and agriculture sectors. For big or small challenges, in every area, people join forces in search of solutions. Rabobank has been doing this for 125 years, and we will continue to grow a better world together.
As an employer, we support the growth of colleagues every day. At Rabobank, you can work on your own development & shape the world around you. This is reflected in your own development budget, our hybrid work environment, and a good balance between your work and home life. You can work on banking matters for our individual and business customers, as well as on societal issues such as food and energy transitions.
Rabobank is a cooperative bank with a mission. Our goal: to help customers realize their ambitions. We serve about 10 million customers in 47 countries. As an international financial institution, we work on the well-being and prosperity of millions of people. In the Netherlands, we serve individual and business customers. Globally, we focus on the food and agriculture sectors. For big or small challenges, in every area, people join forces in search of solutions. Rabobank has been doing this for 125 years, and we will continue to grow a better world together.
As an employer, we support the growth of colleagues every day. At Rabobank, you can work on your own development & shape the world around you. This is reflected in your own development budget, our hybrid work environment, and a good balance between your work and home life. You can work on banking matters for our individual and business customers, as well as on societal issues such as food and energy transitions.
North Payments
Founded in 1992, North is a leading financial technology company building innovative, frictionless, end-to-end payment solutions for businesses of all sizes and industry types. North’s superior solutions span the entire payment ecosystem, from development, to partnerships that expand the landscape, creating a flexible universe that supports growth and scale for small businesses and merchants, as well larger enterprises with over $100 billion per year in electronic transaction volume.
Experience easy-to-manage operations and payments infrastructure with a user-friendly merchant portal, end-to-end processing capabilities and personalized support.
Founded in 1992, North is a leading financial technology company building innovative, frictionless, end-to-end payment solutions for businesses of all sizes and industry types. North’s superior solutions span the entire payment ecosystem, from development, to partnerships that expand the landscape, creating a flexible universe that supports growth and scale for small businesses and merchants, as well larger enterprises with over $100 billion per year in electronic transaction volume.
Experience easy-to-manage operations and payments infrastructure with a user-friendly merchant portal, end-to-end processing capabilities and personalized support.
Przelewy24
Przelewy24 is the largest online payment operator in Poland offering innovative solutions for e-commerce. Using Przelewy24 allows you to carry out transactions on all devices and use many payment methods – fast transfers, BLIK, card payments, mobile payments (Apple Pay, Google Pay), electronic wallets and instalments.
Przelewy24 is the largest online payment operator in Poland offering innovative solutions for e-commerce. Using Przelewy24 allows you to carry out transactions on all devices and use many payment methods – fast transfers, BLIK, card payments, mobile payments (Apple Pay, Google Pay), electronic wallets and instalments.
FinLine
FINANCIAL LINE is PCI DSS Level 1 certified, supports 3DS 2, and has clear standards for verifying both merchants and payers. Modern IT infrastructure, written in Scala, ensures uninterrupted service operation with an SLA of 99.9%.
FINANCIAL LINE is PCI DSS Level 1 certified, supports 3DS 2, and has clear standards for verifying both merchants and payers. Modern IT infrastructure, written in Scala, ensures uninterrupted service operation with an SLA of 99.9%.
Aplauz
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
Caixabank
We were founded in 2019 following the merger of
CaixaBank Payments, CaixaBank Consumer Finance, PromoCaixa and
more than 20 national and international subsidiaries with the
aim of adding more value for our customers.
Our disruptive vision has enabled us to offer new
payment methods and innovative financial solutions,
making us leaders in the banking sector.
We were founded in 2019 following the merger of
CaixaBank Payments, CaixaBank Consumer Finance, PromoCaixa and
more than 20 national and international subsidiaries with the
aim of adding more value for our customers.
Our disruptive vision has enabled us to offer new
payment methods and innovative financial solutions,
making us leaders in the banking sector.
CellPoint Digital
CellPoint Digital is on a mission to make payments a strategic advantage for businesses. We are leading payment orchestration globally. Our cutting-edge platform helps our clients turn payments from a cost into a profit booster. Beyond helping our clients to optimize the payment experience, our innovative solutions help them gain insight into their payment ecosystem to maximize approvals, lower costs and take control of their payments, resulting in more money to the bottom line. We simplify the complexity of 28+ card schemes (think MasterCard, Visa, American Express), 168+ alternative payment methods (think ApplePay, PayPal, Alipay) and 220+ processors (think Worldpay, Elavon, Union Pay) with a platform that combines the best of them all with intelligent routing driving dramatic success for our clients. We serve large enterprise clients and mid-size market leaders across a variety of industries, like airlines and travel, e-commerce, gaming and marketplaces.
CellPoint Digital is on a mission to make payments a strategic advantage for businesses. We are leading payment orchestration globally. Our cutting-edge platform helps our clients turn payments from a cost into a profit booster. Beyond helping our clients to optimize the payment experience, our innovative solutions help them gain insight into their payment ecosystem to maximize approvals, lower costs and take control of their payments, resulting in more money to the bottom line. We simplify the complexity of 28+ card schemes (think MasterCard, Visa, American Express), 168+ alternative payment methods (think ApplePay, PayPal, Alipay) and 220+ processors (think Worldpay, Elavon, Union Pay) with a platform that combines the best of them all with intelligent routing driving dramatic success for our clients. We serve large enterprise clients and mid-size market leaders across a variety of industries, like airlines and travel, e-commerce, gaming and marketplaces.
Paytweak
**WE MAKE THE LINK!**
At PAYTWEAK, we offer a universal payment API and services connected to 500 banks, PSPs, and wallets, enabling businesses to securely accept electronic payments across all channels worldwide. We facilitate collection, down payments, recovery, remote sales, and point-of-sale payments through innovative features.
Our proprietary technologies—#Blockchain, #AI (artificial intelligence), and #MachineLearning—combined with our PCI-DSS 4.0 certified infrastructure, make #Paytweak both the EXPERT and LEADER in secure remote payments. We trigger instant payments that accelerate collections and reduce the payment delay for your customers.
Paytweak is a #Fintech of the #FrenchTech based in Paris, with its historical headquarters in Normandy, serving clients all across EUROPE, the USA, the UK, ASIA, and JAPAN.
**WE MAKE THE LINK!**
At PAYTWEAK, we offer a universal payment API and services connected to 500 banks, PSPs, and wallets, enabling businesses to securely accept electronic payments across all channels worldwide. We facilitate collection, down payments, recovery, remote sales, and point-of-sale payments through innovative features.
Our proprietary technologies—#Blockchain, #AI (artificial intelligence), and #MachineLearning—combined with our PCI-DSS 4.0 certified infrastructure, make #Paytweak both the EXPERT and LEADER in secure remote payments. We trigger instant payments that accelerate collections and reduce the payment delay for your customers.
Paytweak is a #Fintech of the #FrenchTech based in Paris, with its historical headquarters in Normandy, serving clients all across EUROPE, the USA, the UK, ASIA, and JAPAN.
Mollie
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all – from startups to enterprises.
Founded in 2004, Mollie’s mission is to make payments and money management effortless for every business in Europe. Our 750-strong team works from offices across the continent, including Amsterdam, Ghent, Lisbon, London, Maastricht, Milan, Munich, and Paris.
Today, more than 250,000 businesses use Mollie to drive revenue, reduce costs, and manage funds.
Mollie offers a single platform for businesses to get paid and manage their money. One that makes payments, reconciliation, reporting, fraud prevention, and financing simple for all – from startups to enterprises.
Founded in 2004, Mollie’s mission is to make payments and money management effortless for every business in Europe. Our 750-strong team works from offices across the continent, including Amsterdam, Ghent, Lisbon, London, Maastricht, Milan, Munich, and Paris.
Today, more than 250,000 businesses use Mollie to drive revenue, reduce costs, and manage funds.
Lyra
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Tribe Payments
At Tribe, we dream of a future where payments innovation supports the day-to-day experiences that end-users crave. To make this vision a reality, we work with clients and partners across the ecosystem to develop future-ready technology solutions built around their customer needs. We focus on creating solutions that press ‘fast-forward’ on the innovation lifecycle, without compromising quality or operational value.
Our solutions include:
Payments processing for issuers, acquirers and fintechs
Digital Banking and Digital Wallet solutions
Payments Gateway and POS for acquirers
Open Banking APIs
Bank Connect
Fraud & Risk Monitoring
3D Secure
At Tribe, we dream of a future where payments innovation supports the day-to-day experiences that end-users crave. To make this vision a reality, we work with clients and partners across the ecosystem to develop future-ready technology solutions built around their customer needs. We focus on creating solutions that press ‘fast-forward’ on the innovation lifecycle, without compromising quality or operational value.
Our solutions include:
Payments processing for issuers, acquirers and fintechs
Digital Banking and Digital Wallet solutions
Payments Gateway and POS for acquirers
Open Banking APIs
Bank Connect
Fraud & Risk Monitoring
3D Secure
Brinks
The world is changing, and Brink’s, once a service provider, has become a solutions creator.
Brink’s is committed to preserving the freedom to choose payment methods across the entire country, with complete security.
Brink’s innovates to serve everyone, aiming to become the trusted player that bridges the gap between digital and physical payment and service flows.
The world is changing, and Brink’s, once a service provider, has become a solutions creator.
Brink’s is committed to preserving the freedom to choose payment methods across the entire country, with complete security.
Brink’s innovates to serve everyone, aiming to become the trusted player that bridges the gap between digital and physical payment and service flows.
BUD
Bud Financial (“Bud”) enriches financial data, identifying the likes of merchant, category, location and regularity of transactions, to provide actionable insights and readable inputs for LLMs in the financial services industry.
Scaling rapidly, Bud has been a trailblazer in its use of AI since 2015. The company has enabled banks and fintechs worldwide to get customer context from their transaction data so they can personalize the banking experience, proactively manage risk and optimize their business operations.
With tens of billions of transactions processed, Bud’s market-leading transactional enrichment, categorization and analysis helps financial institutions to become intelligent enterprises, fully harnessing their customer data and finding new, data-driven opportunities to grow.
Bud Financial (“Bud”) enriches financial data, identifying the likes of merchant, category, location and regularity of transactions, to provide actionable insights and readable inputs for LLMs in the financial services industry.
Scaling rapidly, Bud has been a trailblazer in its use of AI since 2015. The company has enabled banks and fintechs worldwide to get customer context from their transaction data so they can personalize the banking experience, proactively manage risk and optimize their business operations.
With tens of billions of transactions processed, Bud’s market-leading transactional enrichment, categorization and analysis helps financial institutions to become intelligent enterprises, fully harnessing their customer data and finding new, data-driven opportunities to grow.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
