Atlas
Clearent
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Iqmoney
Our story, which began in 2018 with software development, became a company in 2019, planning activities in the payment services sector and drawing strength from the thousands of years of heritage of Anatolia. With its advanced solutions, customer-focused approach, strong infrastructure, and experienced personnel, IQ MONEY aims to be a reliable partner in the industry. We aim to become a well-known company both in Turkey and globally, achieving our growth targets in a short time. Having respect and trust comes from "making a lasting impact." With this awareness, our main goal is to contribute to making Turkey a country that exports technology and knowledge in the field of payment systems.
TCMB LICENSE – We operate as a licensed payment institution under the Law No. 6493, with our license from the Central Bank of the Republic of Turkey (TCMB).
PCI DSS CERTIFICATION – As IQ Money, we hold the PCI Data Security Standard certification.
Our story, which began in 2018 with software development, became a company in 2019, planning activities in the payment services sector and drawing strength from the thousands of years of heritage of Anatolia. With its advanced solutions, customer-focused approach, strong infrastructure, and experienced personnel, IQ MONEY aims to be a reliable partner in the industry. We aim to become a well-known company both in Turkey and globally, achieving our growth targets in a short time. Having respect and trust comes from "making a lasting impact." With this awareness, our main goal is to contribute to making Turkey a country that exports technology and knowledge in the field of payment systems.
TCMB LICENSE – We operate as a licensed payment institution under the Law No. 6493, with our license from the Central Bank of the Republic of Turkey (TCMB).
PCI DSS CERTIFICATION – As IQ Money, we hold the PCI Data Security Standard certification.
Ioka fintech
Your partner in Kazakhstan
Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan.
ioka is a growth engine for both a new generation of innovative startups and market leaders.
Your partner in Kazakhstan
Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan.
ioka is a growth engine for both a new generation of innovative startups and market leaders.
Epoint payments
Epoint – it is a digital payment aggregator and e-commerce platform for small and medium enterprises.
Epoint – it is a digital payment aggregator and e-commerce platform for small and medium enterprises.
Brainpoint
The payment platform Brainpoint has an omnichannel payment system that primarily processes Point Of Sale (POS) payments. The services include processing Maestro, V-Pay, DBMC, and VIDB payments, as well as providing business credit. Additionally, customers can purchase or rent payment terminals from Brainpoint.
**Locations**
Brainpoint's locations are at Rotterdam Airport and Schiphol. In Belgium, the office is located in Zaventem near Brussels.
**Licenses**
De Nederlandsche Bank (DNB) has granted Brainpoint a license as a Payment Service Provider based on the Financial Supervision Act (www.dnb.nl). The DNB license is international and is recognized by the governments and financial regulators of all countries in the European Community.
The payment platform Brainpoint has an omnichannel payment system that primarily processes Point Of Sale (POS) payments. The services include processing Maestro, V-Pay, DBMC, and VIDB payments, as well as providing business credit. Additionally, customers can purchase or rent payment terminals from Brainpoint.
**Locations**
Brainpoint's locations are at Rotterdam Airport and Schiphol. In Belgium, the office is located in Zaventem near Brussels.
**Licenses**
De Nederlandsche Bank (DNB) has granted Brainpoint a license as a Payment Service Provider based on the Financial Supervision Act (www.dnb.nl). The DNB license is international and is recognized by the governments and financial regulators of all countries in the European Community.
Smilepay
Simplify Your Payments.
We understand the importance of seamless and secure online transactions for your business. That’s why we offer a comprehensive payment gateway solution designed to simplify the payment process, enhance customer experience, and boost your business’s overall efficiency.
Simplify Your Payments.
We understand the importance of seamless and secure online transactions for your business. That’s why we offer a comprehensive payment gateway solution designed to simplify the payment process, enhance customer experience, and boost your business’s overall efficiency.
KCP
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction.
KCP: reviews
Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers.
KCP: competitors
Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction.
KCP: reviews
Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers.
KCP: competitors
Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
FNB
First National Bank (FNB) offers a range of tailored business solutions designed to enhance financial management. FNB provides comprehensive services including flexible payment solutions, business loans, and cash management tools. Its advanced digital banking platform enables businesses to manage accounts, process transactions, and access real-time financial insights from anywhere. With a focus on innovation and customer support, FNB helps businesses streamline operations and achieve their financial goals effectively.
FNB: reviews
Customers appreciate the bank's responsive customer service and innovative solutions, which enhance financial efficiency and support business growth.
FNB: competitors
Consider Scotiabank, BCI, Citi, and Discover as key alternatives to FNB.
First National Bank (FNB) offers a range of tailored business solutions designed to enhance financial management. FNB provides comprehensive services including flexible payment solutions, business loans, and cash management tools. Its advanced digital banking platform enables businesses to manage accounts, process transactions, and access real-time financial insights from anywhere. With a focus on innovation and customer support, FNB helps businesses streamline operations and achieve their financial goals effectively.
FNB: reviews
Customers appreciate the bank's responsive customer service and innovative solutions, which enhance financial efficiency and support business growth.
FNB: competitors
Consider Scotiabank, BCI, Citi, and Discover as key alternatives to FNB.
ClearBank
We’re a tech-bank focused on creating the best and most sustainable banking and payment infrastructure in the world. We're driven by the latest technology and powered by our talented people.
We’re a tech-bank focused on creating the best and most sustainable banking and payment infrastructure in the world. We're driven by the latest technology and powered by our talented people.
KoboPay
Global Banking for Africans; Eliminating currency barriers for a truly borderless banking experience. Pay, get paid, and manage finances in multiple currencies.
Global Banking for Africans; Eliminating currency barriers for a truly borderless banking experience. Pay, get paid, and manage finances in multiple currencies.
Paya Cardservices
PayaCardServices is a financial services company based in Northampton, United Kingdom. Founded in 2009, the company goal was to address the affordability issues faced by small and micro businesses, and those that accepted low volumes of card payments.
Our first custom-designed merchant services proposition was Payatrader. Today, PayaCardServices (trading under the PAYA Group brand) offers a wide range of card acceptance solutions, addressing the needs of start-ups with no trading history, to large established companies looking to reduce costs or for greater payment functionality, flexibility & control.
PayaCardServices is part of PAYA Group. Our individual brands provide a wide range of relevant and tailored card payment solutions, leveraging latest in card payment facilities and technology.
PayaCardServices is a financial services company based in Northampton, United Kingdom. Founded in 2009, the company goal was to address the affordability issues faced by small and micro businesses, and those that accepted low volumes of card payments.
Our first custom-designed merchant services proposition was Payatrader. Today, PayaCardServices (trading under the PAYA Group brand) offers a wide range of card acceptance solutions, addressing the needs of start-ups with no trading history, to large established companies looking to reduce costs or for greater payment functionality, flexibility & control.
PayaCardServices is part of PAYA Group. Our individual brands provide a wide range of relevant and tailored card payment solutions, leveraging latest in card payment facilities and technology.
Bcbgroup
BCB Group is a leading provider of regulated payment, wallet and trading services in crypto and fiat for the digital asset economy. We are proud to provide accounts, cryptocurrency and foreign exchange market liquidity for some of the world’s largest, crypto-engaged businesses.
Responding to corporate and institutional demand for essential and excellent infrastructure in digital asset markets, BCB Group was created by established thought leaders in finance, regulation and technology. Founded in the UK and developed to encompass key relationships across global financial services communities, our French EMI licence and regulation in the UK and Switzerland ensure BCB Group is well positioned as one of the first multi-jurisdictional regulated cryptocurrency service firms.
BCB Group is a leading provider of regulated payment, wallet and trading services in crypto and fiat for the digital asset economy. We are proud to provide accounts, cryptocurrency and foreign exchange market liquidity for some of the world’s largest, crypto-engaged businesses.
Responding to corporate and institutional demand for essential and excellent infrastructure in digital asset markets, BCB Group was created by established thought leaders in finance, regulation and technology. Founded in the UK and developed to encompass key relationships across global financial services communities, our French EMI licence and regulation in the UK and Switzerland ensure BCB Group is well positioned as one of the first multi-jurisdictional regulated cryptocurrency service firms.
Branch
Branch is the leading workforce payments platform that delivers faster, more flexible options for people to get paid.
Branch is the leading workforce payments platform that delivers faster, more flexible options for people to get paid.
Cbheurope
CBH Compagnie Bancaire Helvétique is a family-owned diversified banking group founded in 1975. Headquartered in Geneva, the Group currently counts close to 300 professionals in 10 locations around the world. As of December 31st, 2023 client assets totaled CHF 14.3 billion and the Bank’s Tier 1 ratio was 43%, placing it among the best capitalized banks in Switzerland compared to its peers. CBH Group provides wealth management services to private and institutional clients, as well as several complementary business lines, including Family Office Solutions, Asset Services & Structuring, exclusive Private Markets expertise, and bespoke daily banking and card solutions.
CBH Compagnie Bancaire Helvétique is a family-owned diversified banking group founded in 1975. Headquartered in Geneva, the Group currently counts close to 300 professionals in 10 locations around the world. As of December 31st, 2023 client assets totaled CHF 14.3 billion and the Bank’s Tier 1 ratio was 43%, placing it among the best capitalized banks in Switzerland compared to its peers. CBH Group provides wealth management services to private and institutional clients, as well as several complementary business lines, including Family Office Solutions, Asset Services & Structuring, exclusive Private Markets expertise, and bespoke daily banking and card solutions.
Easy-ep
Payment institution regulated and supervised by the Central Bank of Spain focused on offering cutting-edge financial solutions to companies in every industry.
More than 15 years of experience endorse us with a great knowledge of the financial regulatory environment and its ecosystem.
Regardless of the size of your company, we offer a complete set of agile, secure and reliable tools to drive your business into this new financial era.
Payment institution regulated and supervised by the Central Bank of Spain focused on offering cutting-edge financial solutions to companies in every industry.
More than 15 years of experience endorse us with a great knowledge of the financial regulatory environment and its ecosystem.
Regardless of the size of your company, we offer a complete set of agile, secure and reliable tools to drive your business into this new financial era.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
