Atlas
Aplauz
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
PayQ
We specialize in offering payment solutions to webshops globally. We are technology-driven and customer-centric. When we started, our goal was to succeed in and change the world of online payments. Since then, we have grown rapidly. Merchants can easily connect to the PayQ Payment Gateway, which provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission of transaction data.
We specialize in offering payment solutions to webshops globally. We are technology-driven and customer-centric. When we started, our goal was to succeed in and change the world of online payments. Since then, we have grown rapidly. Merchants can easily connect to the PayQ Payment Gateway, which provides the complex infrastructure and security necessary to ensure fast, reliable and secure transmission of transaction data.
Lightspeednl
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Powering the businesses that are the backbone of the global economy, Lightspeed’s one-stop commerce platform helps merchants innovate to simplify, scale and provide exceptional customer experiences.
The cloud solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financing and connection to supplier networks.
Founded in Montréal, Canada in 2005, Lightspeed is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD) (TSX: LSPD). With teams across North America, Europe and Asia Pacific, the company serves retail, hospitality and golf businesses in over 100 countries.
Innoviti
Who We Are:
At Innoviti, we are a 20-year-old company of young, dynamic professionals solving large & tough payment challenges. Backed by investors like Bessemer Venture Partners, Catamaran Ventures, and the Patni Family Office, we’ve built a reputation for innovation in the payments space.
What We Do:
We help businesses of all sizes make more money, faster. Our modern payment tools unlock hidden value at the point of transaction. Innoviti is a licensed RBI online payment aggregator.
Who We Serve:
From India’s largest retailers like Reliance Retail, Tanishq, and Shoppers Stop to local shops, Innoviti serves any merchant looking to grow their business with smarter payments.
Who We Are:
At Innoviti, we are a 20-year-old company of young, dynamic professionals solving large & tough payment challenges. Backed by investors like Bessemer Venture Partners, Catamaran Ventures, and the Patni Family Office, we’ve built a reputation for innovation in the payments space.
What We Do:
We help businesses of all sizes make more money, faster. Our modern payment tools unlock hidden value at the point of transaction. Innoviti is a licensed RBI online payment aggregator.
Who We Serve:
From India’s largest retailers like Reliance Retail, Tanishq, and Shoppers Stop to local shops, Innoviti serves any merchant looking to grow their business with smarter payments.
Decard
Instant
payments
online
Instant
payments
online
Moneris
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
FMpay
FMPay helps UK small businesses handle payments simply and securely. We keep things clear, reliable, and always have your back with real support when you need it.
FMPay helps UK small businesses handle payments simply and securely. We keep things clear, reliable, and always have your back with real support when you need it.
Lyf
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Usb-pay
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
Unifiedfinance
Digital Payment & Payout Solutions
We specialize in acquiring and payout services, transforming traditional niche solutions into innovative fintech products, to make business payments seamless, efficient, and budget-friendly. With our robust end-to-end infrastructure and a team of professionals, we are empowering the future of money movement.
Digital Payment & Payout Solutions
We specialize in acquiring and payout services, transforming traditional niche solutions into innovative fintech products, to make business payments seamless, efficient, and budget-friendly. With our robust end-to-end infrastructure and a team of professionals, we are empowering the future of money movement.
FiatSystems
We offer a payment processing marketplace with one of the largest networks of payment providers in the world.
Sign up now and start accepting payments instantly with our lightning-fast processing solution. Don’t wait, get started today!
We offer a payment processing marketplace with one of the largest networks of payment providers in the world.
Sign up now and start accepting payments instantly with our lightning-fast processing solution. Don’t wait, get started today!
EMSpay
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
CitrinePay
Citrine Merchant Services is committed to offering businesses of all sizes unbeatable credit card/debit processing rates. We govern ourselves on principles of honesty and transparency. You are not alone; we pride ourselves on offering incredible customer service to keep your business smoothly.
Citrine Merchant Services is committed to offering businesses of all sizes unbeatable credit card/debit processing rates. We govern ourselves on principles of honesty and transparency. You are not alone; we pride ourselves on offering incredible customer service to keep your business smoothly.
Paycombat
Our company provides a comprehensive payment solution that caters to various payment methods. We offer a seamless transaction experience for our customers through the acceptance of major credit cards such as Visa and MasterCard. Additionally, we provide the convenience of e-wallet payment options. With our payment solution, customers can easily complete their transactions using their preferred payment method, whether it be through traditional credit cards or the emerging e-wallet technology. Our aim is to ensure a secure and efficient payment process, ensuring customer satisfaction and convenience.
Our company provides a comprehensive payment solution that caters to various payment methods. We offer a seamless transaction experience for our customers through the acceptance of major credit cards such as Visa and MasterCard. Additionally, we provide the convenience of e-wallet payment options. With our payment solution, customers can easily complete their transactions using their preferred payment method, whether it be through traditional credit cards or the emerging e-wallet technology. Our aim is to ensure a secure and efficient payment process, ensuring customer satisfaction and convenience.
Paynopian
PaynoPain es una fintech española que nace en el año 2011 con el objetivo de ofrecer cobertura de pagos a escala global para todo tipo de empresas. En 2020 consiguió la Licencia de Entidad de Pagos otorgada por el Banco de España, lo que le permite ofrecer soluciones de pago seguras tanto online como físicas, y poner a disposición de sus clientes más de 50 métodos de pago. En la actualidad, desarrolla proyectos tecnológicos relacionados con los medios de pago en más de 35 países, ofreciendo soluciones innovadoras para empresas de diversos tamaños y sectores, desde pymes y startups hasta grandes empresas, cubriendo sectores como ecommerce, hoteles, restauración y hostelería, microcréditos y marketplaces, entre otros.
PaynoPain es una fintech española que nace en el año 2011 con el objetivo de ofrecer cobertura de pagos a escala global para todo tipo de empresas. En 2020 consiguió la Licencia de Entidad de Pagos otorgada por el Banco de España, lo que le permite ofrecer soluciones de pago seguras tanto online como físicas, y poner a disposición de sus clientes más de 50 métodos de pago. En la actualidad, desarrolla proyectos tecnológicos relacionados con los medios de pago en más de 35 países, ofreciendo soluciones innovadoras para empresas de diversos tamaños y sectores, desde pymes y startups hasta grandes empresas, cubriendo sectores como ecommerce, hoteles, restauración y hostelería, microcréditos y marketplaces, entre otros.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
