Atlas
FIS
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
OnlineIPS
We’re experts at what it means to create better payment solutions for business owners struggling with routine merchant services choices. Our executive team applies decades of merchant services experience to bring you better banking relationships, more flexibility and more informed advice covering the full range of business types and operational needs.
We’re experts at what it means to create better payment solutions for business owners struggling with routine merchant services choices. Our executive team applies decades of merchant services experience to bring you better banking relationships, more flexibility and more informed advice covering the full range of business types and operational needs.
BAC
At BAC, we reimagine banking to generate prosperity in the communities we serve. We are committed to innovation, sustainability, and the development of financial solutions that make life easier for individuals and businesses.
We aim to be a sustainable financial platform in the region, promoting inclusion, digitalization, and responsible growth. We believe in talent as a driver of transformation, fostering a collaborative and diverse work environment where everyone can reach their full potential.
We are building the future of banking and creating value for our customers, our people, and our community.
At BAC, we reimagine banking to generate prosperity in the communities we serve. We are committed to innovation, sustainability, and the development of financial solutions that make life easier for individuals and businesses.
We aim to be a sustainable financial platform in the region, promoting inclusion, digitalization, and responsible growth. We believe in talent as a driver of transformation, fostering a collaborative and diverse work environment where everyone can reach their full potential.
We are building the future of banking and creating value for our customers, our people, and our community.
PayNearMe
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
N26
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
Arvato Finance Services Ltd.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
Payment and Financing Services
From integrating suitable payment methods to secure factoring and professional bookkeeping and accounting – whether worldwide or locally – Arvato Financial Solutions supports your business.
Akonihub
With interest rates changing all the time, you don’t have the time or access to secure the best rates every time the market moves.
Akoni ensures your cash and your clients' cash is always earning the best possible rates through our bank integrations and rebalancing your accounts without the hard work from you.
We integrate with leading banks, we bring you updated savings options personalised to your preferences; ensuring your cash is always earning the best possible returns.
Akoni provides Cash-as-a-Service with a cash marketplace and cash management solution to the wealth sector.The white label platform works with Private Banks, Wealth platforms and IFA/Wealth management firms providing solutions for their end-customers. This addresses risk/regulatory requirements, as well as benefits to clients across a range of holistic financial wellness relating to cash, including for clients targeting cash and digital solutions for inter-generational wealth transfers.
With interest rates changing all the time, you don’t have the time or access to secure the best rates every time the market moves.
Akoni ensures your cash and your clients' cash is always earning the best possible rates through our bank integrations and rebalancing your accounts without the hard work from you.
We integrate with leading banks, we bring you updated savings options personalised to your preferences; ensuring your cash is always earning the best possible returns.
Akoni provides Cash-as-a-Service with a cash marketplace and cash management solution to the wealth sector.The white label platform works with Private Banks, Wealth platforms and IFA/Wealth management firms providing solutions for their end-customers. This addresses risk/regulatory requirements, as well as benefits to clients across a range of holistic financial wellness relating to cash, including for clients targeting cash and digital solutions for inter-generational wealth transfers.
Buyway
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
As an independent Fintech for almost 10 years, Buy Way is the undisputed leader in consumer credit at points of sale in Belgium and Luxembourg. In addition to its historic activity in Retail, the company offers financing and credit solutions to clients active in financial services and/or service sectors. The company has its headquarters in Brussels and counts more than 250 professionals of 13 different nationalities. Its mission is threefold:
- Propose transparent and fluent financing solutions
- Offer innovative products to optimise the purchase experience
- Personalize the service to each client and retailer
Today, the company disrupts the consumer credit industry with a fully digital and paperless offering, both at points of sale and for the e-commerce channel.
Buy Way’s reference shareholder, Chenavari Investment Managers, is an alternative investment company specialized in European credit market
Clarency
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.
That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story.
That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
Monerium
We are the first company authorized to issue #money on #blockchains. Sign up to get EURe and an IBAN for your Web3 wallet.
We are the first company authorized to issue #money on #blockchains. Sign up to get EURe and an IBAN for your Web3 wallet.
Blackcatcard
Digital banking for business
Open an account as an individual and set up your corporate account via your online bank to get access to all of the corporate features
Perfect fit for all types of companies (including regulated ones)
Account opening for businesses from most jurisdictions
Unlimited number of accounts and payment cards per business
Ability to make and receive payments in Euros and crypto to and from customers worldwide
Digital banking for business
Open an account as an individual and set up your corporate account via your online bank to get access to all of the corporate features
Perfect fit for all types of companies (including regulated ones)
Account opening for businesses from most jurisdictions
Unlimited number of accounts and payment cards per business
Ability to make and receive payments in Euros and crypto to and from customers worldwide
Passpoint
Passpoint bridges the worlds of fiat and cryptocurrency, empowering businesses to seamlessly handle global transactions through a suite of innovative financial solutions. Whether it’s managing international payments, handling multi-currency accounts, or enabling instant currency conversions, Passpoint simplifies complex financial operations to help businesses grow without borders.
We provide an intuitive dashboard that consolidates all your transaction needs into one place.
Our platform offers: Global Payment Solutions: Access virtual accounts in multiple currencies for seamless local and international transactions, manage funds with our multi-currency wallets, and utilize Passpoint USD Virtual Cards for secure online payments. Comprehensive Finance Operations: Easily manage accounts, track expenses, and automate recurring bills to streamline business operations.
Passpoint bridges the worlds of fiat and cryptocurrency, empowering businesses to seamlessly handle global transactions through a suite of innovative financial solutions. Whether it’s managing international payments, handling multi-currency accounts, or enabling instant currency conversions, Passpoint simplifies complex financial operations to help businesses grow without borders.
We provide an intuitive dashboard that consolidates all your transaction needs into one place.
Our platform offers: Global Payment Solutions: Access virtual accounts in multiple currencies for seamless local and international transactions, manage funds with our multi-currency wallets, and utilize Passpoint USD Virtual Cards for secure online payments. Comprehensive Finance Operations: Easily manage accounts, track expenses, and automate recurring bills to streamline business operations.
TheECheck
TheECheck.com began creating business relationships with merchants worldwide by providing eCheck (Check 21) processing accounts since 2009. From the beginning, we started out as a small team of talented individuals specializing in High Risk eCommerce based industries. Our focus and dedication to providing impeccable customer service has allowed us to outshine our competitors, regardless of size. TheECheck.com is now a leader in the creation and operation of state-of-the-art online integrated processing platforms including eCheck, ACH and Credit Card processing, as well as Prepaid Debit Cards. With our continued growth, we strive to make each day better than the last; as we continue to meet all of your processing needs in one provider.
TheECheck.com began creating business relationships with merchants worldwide by providing eCheck (Check 21) processing accounts since 2009. From the beginning, we started out as a small team of talented individuals specializing in High Risk eCommerce based industries. Our focus and dedication to providing impeccable customer service has allowed us to outshine our competitors, regardless of size. TheECheck.com is now a leader in the creation and operation of state-of-the-art online integrated processing platforms including eCheck, ACH and Credit Card processing, as well as Prepaid Debit Cards. With our continued growth, we strive to make each day better than the last; as we continue to meet all of your processing needs in one provider.
PayZen
PayZen's embedded, AI-powered patient financing solutions drive a significant revenue lift for healthcare providers while improving patient affordability and satisfaction.
Our platform automatically engages patients who need flexible payment options and offers them interest-free payment plans for up to 60 months tailored to their unique ability to pay. At the same time, we can pre-fund providers without recourse, eliminating bad debt and bringing A/R days to zero. Providers get a much higher patient payment rate and accelerated cash. Patients get affordable access to care and an intuitive payment experience.
While we got our start in patient financing, PayZen's vision is broader than breaking large balances into monthly payments. We are building an integrated, data-driven platform that automates manual processes to holistically address the affordability needs of patients, resulting in an overall increase in revenue for providers.
PayZen's embedded, AI-powered patient financing solutions drive a significant revenue lift for healthcare providers while improving patient affordability and satisfaction.
Our platform automatically engages patients who need flexible payment options and offers them interest-free payment plans for up to 60 months tailored to their unique ability to pay. At the same time, we can pre-fund providers without recourse, eliminating bad debt and bringing A/R days to zero. Providers get a much higher patient payment rate and accelerated cash. Patients get affordable access to care and an intuitive payment experience.
While we got our start in patient financing, PayZen's vision is broader than breaking large balances into monthly payments. We are building an integrated, data-driven platform that automates manual processes to holistically address the affordability needs of patients, resulting in an overall increase in revenue for providers.
Paymentus
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type.
Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities.
Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
Paymentus (NYSE: PAY) is a leading provider of cloud-based bill payment technology and solutions. We deliver our next-generation product suite through a modern technology stack to more than 2,200 billers across North America. Our omni-channel platform provides consumers with easy-to-use, flexible and secure electronic bill payment experiences through their preferred payment channel and type.
Paymentus’ proprietary Instant Payment Network®, or IPN, extends our reach by connecting our IPN partners’ platforms and tens of thousands of billers to our integrated billing, payment, and reconciliation capabilities.
Paymentus serves billers of all sizes across a variety of industry verticals, including utilities, financial services, insurance, government, telecommunications and healthcare.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
