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Real-Time Payment Services
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98 companies
Jul 21, 2026
Last updated: Jul 21, 2026
ILIXIUM
United Kingdom
Our international Ilixium payment network combined with our routing engine is designed to increase acceptance rates for your customers. Stay ahead of the game and convert more customers for the same marketing spend. Don’t gamble on whether your customers will pay or not, stay ahead of the game and increase your deposits by 21% with Ilixium
Our international Ilixium payment network combined with our routing engine is designed to increase acceptance rates for your customers. Stay ahead of the game and convert more customers for the same marketing spend. Don’t gamble on whether your customers will pay or not, stay ahead of the game and increase your deposits by 21% with Ilixium
SaltarPay
saltarpay.com Israel
SaltarPay processes Visa & MasterCard for the online, regulated gaming industry and for the online lottery industry. We accept all EU licenses (MGA, UK, IOM, Gibraltar, Estonia, etc), and Curacao, Kahnawake, Anjouan, and Tobique licenses.
SaltarPay processes Visa & MasterCard for the online, regulated gaming industry and for the online lottery industry. We accept all EU licenses (MGA, UK, IOM, Gibraltar, Estonia, etc), and Curacao, Kahnawake, Anjouan, and Tobique licenses.
THE MERCHANT PAY
verified-icon Verified
themerchantpay.com Pakistan
The Merchant Pay is a leading fintech company generating over $70 million USD in monthly revenue through our in-house payment solutions, specifically designed for high-risk industries like gaming, iGaming, ecommerce, Forex and fintech partnerships.
The Merchant Pay is a leading fintech company generating over $70 million USD in monthly revenue through our in-house payment solutions, specifically designed for high-risk industries like gaming, iGaming, ecommerce, Forex and fintech partnerships.
Finix
ffinix.com United States
Finix is a full-stack payment processor powering world-class payments experiences for innovative businesses of all sizes and industries in the United States and Canada.
Finix is a full-stack payment processor powering world-class payments experiences for innovative businesses of all sizes and industries in the United States and Canada.
Paylander
paylander.com United Arab Emirates
Worldwide payment solutions for high-growth businesses — seamless payments, global reach. Main markets SEA regions, offering local payments, APMs, credit cards.
Worldwide payment solutions for high-growth businesses — seamless payments, global reach. Main markets SEA regions, offering local payments, APMs, credit cards.
Credibanco
credibanco.com Colombia
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government. Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government. Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Alacriti
alacriti.com United States
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures.
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures.
PagSeguro
pagseguro.uol.com.br Brazil
PagSeguro fosters innovative solutions in financial services and means of payment, automating the purchase, sale and wiring process in order to leverage business for any individual or legal entity, in a simple and secure manner. As a company owned by the Folha/UOL Group – the Brazilian internet leader – PagSeguro operates as an issuer, acquirer and offers digital accounts, besides providing complete solutions for online and face-to-face payments (for mobile devices and POS devices). PagSeguro also offers a wide variety of means of payment, such as credit, debit and meal cards, as well as bank wiring, billet payments, account balance check, among others. The company is regulated by the Central Bank of Brazil as an electronic money issuing institution and acquirer, and has partnerships with the main card brands. Its parent company, PagSeguro Digital, is publicly traded in the United States (NYSE: PAGS) and regulated by the SEC (Securities and Exchange Commission).
PagSeguro fosters innovative solutions in financial services and means of payment, automating the purchase, sale and wiring process in order to leverage business for any individual or legal entity, in a simple and secure manner. As a company owned by the Folha/UOL Group – the Brazilian internet leader – PagSeguro operates as an issuer, acquirer and offers digital accounts, besides providing complete solutions for online and face-to-face payments (for mobile devices and POS devices). PagSeguro also offers a wide variety of means of payment, such as credit, debit and meal cards, as well as bank wiring, billet payments, account balance check, among others. The company is regulated by the Central Bank of Brazil as an electronic money issuing institution and acquirer, and has partnerships with the main card brands. Its parent company, PagSeguro Digital, is publicly traded in the United States (NYSE: PAGS) and regulated by the SEC (Securities and Exchange Commission).
Stocard
stocardapp.com Germany
Stocard is a fast-growing fintech and a global leader in mobile wallets. Klarna and Stocard have joined forces to revolutionize how people shop and pay. Together, we are an ecosystem of 400+ developers working on our apps with over 125M users. Our team is ready to fast-track to the future and create the smooothest shopping experience around the world. Our innovative and intuitive free Stocard app allows millions of consumers to turn their smartphone into a mobile wallet where they add loyalty cards from their favorite stores and sign-in new ones. They access personalized communications and offers, collect rewards and can pay directly with the app. We help retailers and brands profile, engage and drive consumers to stores and e-commerce - growing sales, loyalty and advocacy, campaign after campaign, visit after visit.
Stocard is a fast-growing fintech and a global leader in mobile wallets. Klarna and Stocard have joined forces to revolutionize how people shop and pay. Together, we are an ecosystem of 400+ developers working on our apps with over 125M users. Our team is ready to fast-track to the future and create the smooothest shopping experience around the world. Our innovative and intuitive free Stocard app allows millions of consumers to turn their smartphone into a mobile wallet where they add loyalty cards from their favorite stores and sign-in new ones. They access personalized communications and offers, collect rewards and can pay directly with the app. We help retailers and brands profile, engage and drive consumers to stores and e-commerce - growing sales, loyalty and advocacy, campaign after campaign, visit after visit.
PesaWay Services Ltd.
pesaway.com Kenya
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa. > We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay. > Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa. > We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay. > Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
Yaspa
yaspa.com United Kingdom
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
ElektroPay
elektropay.com United Kingdom
Monetize All Your Commerce Channels Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Monetize All Your Commerce Channels Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
OERO.EU
oero.eu Poland
Launch your digital bank faster with our modular, API-first Core Banking System tailored for emerging markets and growing institutions.
Launch your digital bank faster with our modular, API-first Core Banking System tailored for emerging markets and growing institutions.
Aliaswire
aliaswire.com United States
Aliaswire is a longtime innovator in fintech and payments with over 7,000 customers. With DirectBiller®, enterprises, software platforms and financial institutions can seamlessly integrate, launch and operate an advanced receivables solution. Citi, US Bank, BMO, OSG, Smartwebs and Tekniverse are just some of the organizations using DirectBiller today. DirectEmbed™ is a fully embedded receivables solution specifically designed to fuel growth and drive payments revenue for Vertical SaaS platforms via flexible APIs and low code/no code components. Aliaswire combines its technology offerings with full PayFac services for a complete payment solution. Fast facts • 7,000+ customers and millions of users • $100B+ in payment volume • 1B+ transactions • >95% customer retention • 100% partner retention
Aliaswire is a longtime innovator in fintech and payments with over 7,000 customers. With DirectBiller®, enterprises, software platforms and financial institutions can seamlessly integrate, launch and operate an advanced receivables solution. Citi, US Bank, BMO, OSG, Smartwebs and Tekniverse are just some of the organizations using DirectBiller today. DirectEmbed™ is a fully embedded receivables solution specifically designed to fuel growth and drive payments revenue for Vertical SaaS platforms via flexible APIs and low code/no code components. Aliaswire combines its technology offerings with full PayFac services for a complete payment solution. Fast facts • 7,000+ customers and millions of users • $100B+ in payment volume • 1B+ transactions • >95% customer retention • 100% partner retention
BRAZAbank
brazabank.com.br Brazil
Braza Bank is the largest foreign exchange bank in Brazil by volume of dollars traded, according to the Central Bank of Brazil. We are also a reference in price formation in the interbank market, ensuring competitive exchange costs for various lines of business. We have already provided foreign exchange services to more than 60 banks in Brazil and abroad, in various currencies. No wonder we are in the top 20 in the Central Bank's interbank ranking, among more than 160 financial institutions. Our structure and expertise in the foreign exchange market allows us to perform operations with large banks and smaller financial institutions. That is, it does not matter the volume of your trade or currency need. Our team will work to meet the demand, seeking the best market conditions.
Braza Bank is the largest foreign exchange bank in Brazil by volume of dollars traded, according to the Central Bank of Brazil. We are also a reference in price formation in the interbank market, ensuring competitive exchange costs for various lines of business. We have already provided foreign exchange services to more than 60 banks in Brazil and abroad, in various currencies. No wonder we are in the top 20 in the Central Bank's interbank ranking, among more than 160 financial institutions. Our structure and expertise in the foreign exchange market allows us to perform operations with large banks and smaller financial institutions. That is, it does not matter the volume of your trade or currency need. Our team will work to meet the demand, seeking the best market conditions.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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