Atlas
OERO.EU
Launch your digital bank faster with our modular, API-first Core Banking System tailored for emerging markets and growing institutions.
Launch your digital bank faster with our modular, API-first Core Banking System tailored for emerging markets and growing institutions.
PagSeguro
PagSeguro fosters innovative solutions in financial services and means of payment, automating the purchase, sale and wiring process in order to leverage business for any individual or legal entity, in a simple and secure manner. As a company owned by the Folha/UOL Group – the Brazilian internet leader – PagSeguro operates as an issuer, acquirer and offers digital accounts, besides providing complete solutions for online and face-to-face payments (for mobile devices and POS devices). PagSeguro also offers a wide variety of means of payment, such as credit, debit and meal cards, as well as bank wiring, billet payments, account balance check, among others. The company is regulated by the Central Bank of Brazil as an electronic money issuing institution and acquirer, and has partnerships with the main card brands. Its parent company, PagSeguro Digital, is publicly traded in the United States (NYSE: PAGS) and regulated by the SEC (Securities and Exchange Commission).
PagSeguro fosters innovative solutions in financial services and means of payment, automating the purchase, sale and wiring process in order to leverage business for any individual or legal entity, in a simple and secure manner. As a company owned by the Folha/UOL Group – the Brazilian internet leader – PagSeguro operates as an issuer, acquirer and offers digital accounts, besides providing complete solutions for online and face-to-face payments (for mobile devices and POS devices). PagSeguro also offers a wide variety of means of payment, such as credit, debit and meal cards, as well as bank wiring, billet payments, account balance check, among others. The company is regulated by the Central Bank of Brazil as an electronic money issuing institution and acquirer, and has partnerships with the main card brands. Its parent company, PagSeguro Digital, is publicly traded in the United States (NYSE: PAGS) and regulated by the SEC (Securities and Exchange Commission).
Stocard
Stocard is a fast-growing fintech and a global leader in mobile wallets. Klarna and Stocard have joined forces to revolutionize how people shop and pay. Together, we are an ecosystem of 400+ developers working on our apps with over 125M users. Our team is ready to fast-track to the future and create the smooothest shopping experience around the world.
Our innovative and intuitive free Stocard app allows millions of consumers to turn their smartphone into a mobile wallet where they add loyalty cards from their favorite stores and sign-in new ones. They access personalized communications and offers, collect rewards and can pay directly with the app.
We help retailers and brands profile, engage and drive consumers to stores and e-commerce - growing sales, loyalty and advocacy, campaign after campaign, visit after visit.
Stocard is a fast-growing fintech and a global leader in mobile wallets. Klarna and Stocard have joined forces to revolutionize how people shop and pay. Together, we are an ecosystem of 400+ developers working on our apps with over 125M users. Our team is ready to fast-track to the future and create the smooothest shopping experience around the world.
Our innovative and intuitive free Stocard app allows millions of consumers to turn their smartphone into a mobile wallet where they add loyalty cards from their favorite stores and sign-in new ones. They access personalized communications and offers, collect rewards and can pay directly with the app.
We help retailers and brands profile, engage and drive consumers to stores and e-commerce - growing sales, loyalty and advocacy, campaign after campaign, visit after visit.
Aliaswire
Aliaswire is a longtime innovator in fintech and payments with over 7,000 customers. With DirectBiller®, enterprises, software platforms and financial institutions can seamlessly integrate, launch and operate an advanced receivables solution. Citi, US Bank, BMO, OSG, Smartwebs and Tekniverse are just some of the organizations using DirectBiller today. DirectEmbed™ is a fully embedded receivables solution specifically designed to fuel growth and drive payments revenue for Vertical SaaS platforms via flexible APIs and low code/no code components. Aliaswire combines its technology offerings with full PayFac services for a complete payment solution.
Fast facts
• 7,000+ customers and millions of users
• $100B+ in payment volume
• 1B+ transactions
• >95% customer retention
• 100% partner retention
Aliaswire is a longtime innovator in fintech and payments with over 7,000 customers. With DirectBiller®, enterprises, software platforms and financial institutions can seamlessly integrate, launch and operate an advanced receivables solution. Citi, US Bank, BMO, OSG, Smartwebs and Tekniverse are just some of the organizations using DirectBiller today. DirectEmbed™ is a fully embedded receivables solution specifically designed to fuel growth and drive payments revenue for Vertical SaaS platforms via flexible APIs and low code/no code components. Aliaswire combines its technology offerings with full PayFac services for a complete payment solution.
Fast facts
• 7,000+ customers and millions of users
• $100B+ in payment volume
• 1B+ transactions
• >95% customer retention
• 100% partner retention
Alacriti
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures.
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures.
PesaWay Services Ltd.
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa.
> We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay.
> Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
> PesaWay is a trusted payment service provider enabling seamless transactions across Africa.
> We support both mobile money and global card payment solutions, giving businesses and customers flexible, secure, and convenient ways to pay.
> Our growing footprint includes Kenya, Uganda, Tanzania, Ghana, Zambia, Cameroon, Côte d'Ivoire, and Senegal.
ElektroPay
Monetize All Your Commerce Channels
Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Monetize All Your Commerce Channels
Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Aceunion
ACE Union transforms your financial life, offering a seamless way to spend, save, and monitor your money.
With our new state-of-the-art feature set and a completely redesigned UI/UX, experience wonder in the all-in-one app! Get instant spending alerts, track budgets, pay bills, make airtime top-ups, schedule payments, pay via QR, make cross border payments and much more! Secure, fast, and user-friendly, upgrade to ACE Union and manage your money, your way.
ACE Union transforms your financial life, offering a seamless way to spend, save, and monitor your money.
With our new state-of-the-art feature set and a completely redesigned UI/UX, experience wonder in the all-in-one app! Get instant spending alerts, track budgets, pay bills, make airtime top-ups, schedule payments, pay via QR, make cross border payments and much more! Secure, fast, and user-friendly, upgrade to ACE Union and manage your money, your way.
Yaspa
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
Justipay
Justipay designed as an all-in-one payment solution that will cover all needs and specifications for your business. Acquisition of a strong partnership in your business starts here!
Justipay designed as an all-in-one payment solution that will cover all needs and specifications for your business. Acquisition of a strong partnership in your business starts here!
Paylander
Worldwide payment solutions for high-growth businesses — seamless
payments, global reach. Main markets SEA regions, offering local payments, APMs, credit cards.
Worldwide payment solutions for high-growth businesses — seamless
payments, global reach. Main markets SEA regions, offering local payments, APMs, credit cards.
Credibanco
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Almapay
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control.
At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain).
For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything.
For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately.
For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control.
At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain).
For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything.
For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately.
For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
PayNearMe
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Riafinancial
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. The company is steadfast in its commitment to serve its customers and the communities in which they live, opening ways for a better everyday life.
Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide, with more than 580,000 locations and presence in nearly 200 countries and territories around the world.
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. The company is steadfast in its commitment to serve its customers and the communities in which they live, opening ways for a better everyday life.
Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide, with more than 580,000 locations and presence in nearly 200 countries and territories around the world.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
