Atlas
EPayco
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform.
It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration.
Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
ePayco is a technology company that enables individuals, businesses, and institutions to simplify and scale both their business models and operations within a robust payment ecosystem. ePayco’s solutions support over 130,000 connected businesses and more than 7.5 million users, processing secure payments through the platform.
It operates as an Aggregator and Gateway, offering solutions for both in-person and remote sales, allowing clients to receive payments through multiple channels and tools in a single integration.
Currently, the company works with major payment networks and financial institutions. ePayco is PCI DSS Level 1 certified and operates in Colombia, with expansion plans soon for Peru, Mexico, and Ecuador.
Pliant
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
PingPong
PingPong is the world's leading cross-border payments platform trusted by global companies to send, receive, and manage money around the world. We're experienced in creating custom solutions for global companies from Fortune 500s to burgeoning startups.
With nearly a decade under our belt, PingPong has thrived – obtaining 60 financial licences and facilitating $200 billion USD in transactions.
Named one of the top 100 global cross-border payments companies of 2023, we’re committed to bringing seamless, cross-border payments to life alongside trusted, key banking partners – including Citi, J.P. Morgan, MUFG, Deutsche Bank, and others.
PingPong is the world's leading cross-border payments platform trusted by global companies to send, receive, and manage money around the world. We're experienced in creating custom solutions for global companies from Fortune 500s to burgeoning startups.
With nearly a decade under our belt, PingPong has thrived – obtaining 60 financial licences and facilitating $200 billion USD in transactions.
Named one of the top 100 global cross-border payments companies of 2023, we’re committed to bringing seamless, cross-border payments to life alongside trusted, key banking partners – including Citi, J.P. Morgan, MUFG, Deutsche Bank, and others.
Cardinity
Cardinity is a secure and reliable online payment platform. We offer e-commerce merchants the possibility to accept credit and debit card payments from buyers anywhere in the world. With Cardinity online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.
Cardinity service is provided by a licensed financial institution regulated by the Central Bank of Lithuania. We are registered on Visa Europe and MasterCard International card associations.
Cardinity is a secure and reliable online payment platform. We offer e-commerce merchants the possibility to accept credit and debit card payments from buyers anywhere in the world. With Cardinity online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.
Cardinity service is provided by a licensed financial institution regulated by the Central Bank of Lithuania. We are registered on Visa Europe and MasterCard International card associations.
Alacriti
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures.
Alacriti stands at the forefront of payments innovation, delivering comprehensive payment and money movement solutions to financial institutions. Our commitment is to empower our clients and their users with seamless, easy-to-use, and secure real-time payment experiences across all preferred channels, rails, types, and devices. Alacriti’s innovative solutions provide cutting-edge payment technologies that integrate effortlessly with existing infrastructures.
Fingenom
Instant global payment gateway with fiat & crypto support, lightning-fast settlements, advanced fraud protection, sandbox/API/SDKs, and full stack merchant panel.
Instant global payment gateway with fiat & crypto support, lightning-fast settlements, advanced fraud protection, sandbox/API/SDKs, and full stack merchant panel.
Paynetics
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Milkypay
High-risk business internet acquiring connection in 3 days
High-risk business internet acquiring connection in 3 days
CLEARACCEPT
Accept card payments wherever, whenever with our integrated card payment solutions that are built specifically for ClearCourse software. Whether your customer is online, at the till or on the phone, our payments platform enables you to take their payment quickly, easily and securely.
Our solution was built specifically to solve the payment needs of our ClearCourse partner platforms. With optimised integrations taking and reconciling card payments across multiple channels is a breeze, while fewer manual steps and less admin saves you and your team significant amounts of time.
We’re about more than just solving your current payment needs - we’re a strategic partner that is looking for ways payments can help make your business even better.
Accept card payments wherever, whenever with our integrated card payment solutions that are built specifically for ClearCourse software. Whether your customer is online, at the till or on the phone, our payments platform enables you to take their payment quickly, easily and securely.
Our solution was built specifically to solve the payment needs of our ClearCourse partner platforms. With optimised integrations taking and reconciling card payments across multiple channels is a breeze, while fewer manual steps and less admin saves you and your team significant amounts of time.
We’re about more than just solving your current payment needs - we’re a strategic partner that is looking for ways payments can help make your business even better.
Pawapay
pawaPay is a fast-growing B2B payments start-up, focused on mobile money in Africa. We are building the financial rails that allow entrepreneurs and merchants to reach hundreds of millions of people across Africa.
Our vision is to connect every mobile money wallet in Africa to each other and to the world. Through our payments API we already facilitate over 2 million transactions a day across 15 countries in Sub-Saharan Africa. Our goal by the end of the year is to be in 19 countries and we expect our volumes and merchant base to continue to grow.
We believe that the future of payments in Africa is mobile money and we have positioned ourselves to take the lead as the payments space grows over the next decade.
pawaPay is a fast-growing B2B payments start-up, focused on mobile money in Africa. We are building the financial rails that allow entrepreneurs and merchants to reach hundreds of millions of people across Africa.
Our vision is to connect every mobile money wallet in Africa to each other and to the world. Through our payments API we already facilitate over 2 million transactions a day across 15 countries in Sub-Saharan Africa. Our goal by the end of the year is to be in 19 countries and we expect our volumes and merchant base to continue to grow.
We believe that the future of payments in Africa is mobile money and we have positioned ourselves to take the lead as the payments space grows over the next decade.
Axcess
Axcess Payment Services deliver bespoke payment solutions for firms of all shapes and sizes. At Axcess, we recognise that every business is unique and provide solutions that are tailored to your individual needs.
We have connections with over 300 banks worldwide and an experienced team of professionals who are committed to finding the best payment solution for your business. Our expansive portfolio of financial institutions enables us to find the right account for your business no matter what your requirements are.
We offer fully branded payment pages so your transaction process can be consistent with the design of your website and brand. Whether you have one member of staff or a team of 200, we can help. We also offer multi-currency payment options and multi-language payment pages which allow your business to extend its market internationally.
Axcess Payment Services deliver bespoke payment solutions for firms of all shapes and sizes. At Axcess, we recognise that every business is unique and provide solutions that are tailored to your individual needs.
We have connections with over 300 banks worldwide and an experienced team of professionals who are committed to finding the best payment solution for your business. Our expansive portfolio of financial institutions enables us to find the right account for your business no matter what your requirements are.
We offer fully branded payment pages so your transaction process can be consistent with the design of your website and brand. Whether you have one member of staff or a team of 200, we can help. We also offer multi-currency payment options and multi-language payment pages which allow your business to extend its market internationally.
IPAYLINKS LIMITED
Headquartered in Shanghai, iPayLinks is a leading FinTech company in China delivering one stop cross-border payment solutions including online acquiring, marketplace payout, billing & settlement, customized solutions, covering China, the United States, Europe, Southeast Asia, Middle East, Russia, India, Japan, South Korea and continue to expand. Transactions can be processed in 130 currencies and settled in 12 currencies, with PCI DSS Level 1 highly certified and real-time fraud monitored. To solve complex pain points and empower the new opportunities for business, iPayLinks specializes in key industries including travel, retail, e-commerce marketplace, game and virtual goods.
During the past 4 years, iPayLinks has received several rounds of funds from prominent investors including Tencent, Legend Capital, Phoenix Fortune, Kairous Capital, and Vision+ Capital.
Headquartered in Shanghai, iPayLinks is a leading FinTech company in China delivering one stop cross-border payment solutions including online acquiring, marketplace payout, billing & settlement, customized solutions, covering China, the United States, Europe, Southeast Asia, Middle East, Russia, India, Japan, South Korea and continue to expand. Transactions can be processed in 130 currencies and settled in 12 currencies, with PCI DSS Level 1 highly certified and real-time fraud monitored. To solve complex pain points and empower the new opportunities for business, iPayLinks specializes in key industries including travel, retail, e-commerce marketplace, game and virtual goods.
During the past 4 years, iPayLinks has received several rounds of funds from prominent investors including Tencent, Legend Capital, Phoenix Fortune, Kairous Capital, and Vision+ Capital.
Payzoff
Payzoff provides merchants with an ability to penetrate established and emerging markets alike, by providing 150+ international and local payment methods including, but not limited to: credit and debit cards, online banking, e-wallets, cash and mobile payments. Payment culture and technology change rapidly, that's why it is important to provide your customers with all possible ways to deposit funds or receive a payout. Payzoff facilitates this need with a single solution.
Payzoff provides merchants with an ability to penetrate established and emerging markets alike, by providing 150+ international and local payment methods including, but not limited to: credit and debit cards, online banking, e-wallets, cash and mobile payments. Payment culture and technology change rapidly, that's why it is important to provide your customers with all possible ways to deposit funds or receive a payout. Payzoff facilitates this need with a single solution.
Monei
MONEI is Southern Europe’s fastest-growing omnichannel payments platform. We help merchants in various sectors from e-commerce and physical retail to restaurants and service-based businesses sell more, save money on transaction fees, and reduce risk with our advanced payment services.
With a single integration, merchants can accept a wide range of major, alternative, and local payment methods, route transactions to the best-performing processor (with payments orchestration), sell cross-border, and improve the customer experience (online and off). Our mobile payment app, MONEI Pay, lets businesses accept payments from anywhere using a mobile device (no website or POS hardware required).
MONEI is Southern Europe’s fastest-growing omnichannel payments platform. We help merchants in various sectors from e-commerce and physical retail to restaurants and service-based businesses sell more, save money on transaction fees, and reduce risk with our advanced payment services.
With a single integration, merchants can accept a wide range of major, alternative, and local payment methods, route transactions to the best-performing processor (with payments orchestration), sell cross-border, and improve the customer experience (online and off). Our mobile payment app, MONEI Pay, lets businesses accept payments from anywhere using a mobile device (no website or POS hardware required).
QWIKWIRE
Qwikwire is an invoicing and payments platform for large enterprises. It specializes in complex payments where the clients use ERP systems like SAP and Oracle and standard API integrations are inadequate.
Our modules are easy to integrate with any local or international gateway and settlement banks of our clients' choice.
Qwikwire is an invoicing and payments platform for large enterprises. It specializes in complex payments where the clients use ERP systems like SAP and Oracle and standard API integrations are inadequate.
Our modules are easy to integrate with any local or international gateway and settlement banks of our clients' choice.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
