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Online Banking and Neobank Services
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148 companies
Jan 29, 2026
Last updated: Jan 29, 2026
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XAPO
xapobank.com Gibraltar
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto. Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails. Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto. Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails. Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Leobank
leobank.az Azerbaijan
Leobank is a new mobile banking service offered by Unibank. Leo customers have the opportunity to use a convenient Visa card with a credit limit, make payments and transfers, earn cashback, and take advantage of many other benefits. Leobank is created based on the "mobile-only" (branchless banking) principle. Instead of spending money on a branch network, the salaries of numerous employees, cash collection, and other areas, we have invested our capital and energy into developing an excellent mobile app. Leobank offers very competitive rates to its customers. Almost all services that banks typically charge for are provided by Leo for free. Why is this? Because we do not spend money on branches, and we are capable of doing so! To get the Leo card, all you need to do is download our mobile app and go through a simple procedure. The card will be delivered to you by a bank representative or you can pick it up from a Unibank branch.
Leobank is a new mobile banking service offered by Unibank. Leo customers have the opportunity to use a convenient Visa card with a credit limit, make payments and transfers, earn cashback, and take advantage of many other benefits. Leobank is created based on the "mobile-only" (branchless banking) principle. Instead of spending money on a branch network, the salaries of numerous employees, cash collection, and other areas, we have invested our capital and energy into developing an excellent mobile app. Leobank offers very competitive rates to its customers. Almost all services that banks typically charge for are provided by Leo for free. Why is this? Because we do not spend money on branches, and we are capable of doing so! To get the Leo card, all you need to do is download our mobile app and go through a simple procedure. The card will be delivered to you by a bank representative or you can pick it up from a Unibank branch.
Foxpay
foxpay.lt Lithuania
We provide our clients with convenient, fast, and high-quality financial services. The standout advantages of Foxpay are: 🦊 Accounts for individuals and legal entities 🦊 Free transfers 🦊 Mobile app – a wallet in your phone 🦊 Easy payments for online store customers 🦊 Payments via QR code 🦊 Self-service terminals instead of cashiers Embrace a new way to pay with Foxpay!
We provide our clients with convenient, fast, and high-quality financial services. The standout advantages of Foxpay are: 🦊 Accounts for individuals and legal entities 🦊 Free transfers 🦊 Mobile app – a wallet in your phone 🦊 Easy payments for online store customers 🦊 Payments via QR code 🦊 Self-service terminals instead of cashiers Embrace a new way to pay with Foxpay!
Amnis
amnistreasury.com Netherlands
Global banking should be accessible for SMEs. That is why amnis was built. Over 4,000 businesses trust amnis to streamline their international banking. With amnis, you benefit from: ✔ Borderless business opportunities: Get a CH-IBAN in your company’s name for seamless local collections. ✔ No hidden fees: Manage expenses with multi-currency debit cards at 0% fees. ✔ Cost-effective transfers: Enjoy free local payments across the UK, US, CH & EU. ✔ 24/7 currency exchange: Buy and sell foreign currencies anytime at competitive, transparent rates via self-service. ✔ Earn on your balance: Receive interest on safeguarded EUR, USD, GBP, and CZK accounts.
Global banking should be accessible for SMEs. That is why amnis was built. Over 4,000 businesses trust amnis to streamline their international banking. With amnis, you benefit from: ✔ Borderless business opportunities: Get a CH-IBAN in your company’s name for seamless local collections. ✔ No hidden fees: Manage expenses with multi-currency debit cards at 0% fees. ✔ Cost-effective transfers: Enjoy free local payments across the UK, US, CH & EU. ✔ 24/7 currency exchange: Buy and sell foreign currencies anytime at competitive, transparent rates via self-service. ✔ Earn on your balance: Receive interest on safeguarded EUR, USD, GBP, and CZK accounts.
Aryze
aryze.io Denmark
At Aryze, we’re reimagining digital finance for institutional clients. We provide regulated, fully audited stablecoin solutions that empower financial institutions to optimize liquidity, enhance treasury management, and streamline FX and cross-border payments. Our services simplify complex financial operations while ensuring rigorous compliance, transparency, and operational efficiency. Partner with us to transform your financial processes, reduce friction, and unlock tangible value across your balance sheet.
At Aryze, we’re reimagining digital finance for institutional clients. We provide regulated, fully audited stablecoin solutions that empower financial institutions to optimize liquidity, enhance treasury management, and streamline FX and cross-border payments. Our services simplify complex financial operations while ensuring rigorous compliance, transparency, and operational efficiency. Partner with us to transform your financial processes, reduce friction, and unlock tangible value across your balance sheet.
Ecommbanx
ecommbanx.com Cyprus
ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross-border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services. Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed. In short, our ECOMMVERSE is your go-to address for e-accounts and all related products as well as a series of other services and benefits that make your business operate smoother and your life easier.
ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross-border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services. Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed. In short, our ECOMMVERSE is your go-to address for e-accounts and all related products as well as a series of other services and benefits that make your business operate smoother and your life easier.
Saxo
home.saxo Denmark
At Saxo we believe that when you invest, you unlock a new curiosity for the world around you. Discovering an intuitive desire within to actively learn, explore, and ask questions, you will engage with new companies, new communities, maybe even new countries. You could call this an appetite or passion for new knowledge and skills. We call it curiosity. Ultimately everything we do as a company is focused on getting curious people invested in the world by giving our clients more ways to make more of their money. We began in Copenhagen, Denmark in 1992 with a clear vision: to make the global financial markets accessible for more people. In 1998, we launched one of the first online trading platforms in Europe, providing professional-grade tools and easy access to global financial markets for anyone who wanted to invest. Today we are a well-capitalised Danish (EU) bank with top capital ratios and positive rating from S&P, trusted by over 1.2 million clients.
At Saxo we believe that when you invest, you unlock a new curiosity for the world around you. Discovering an intuitive desire within to actively learn, explore, and ask questions, you will engage with new companies, new communities, maybe even new countries. You could call this an appetite or passion for new knowledge and skills. We call it curiosity. Ultimately everything we do as a company is focused on getting curious people invested in the world by giving our clients more ways to make more of their money. We began in Copenhagen, Denmark in 1992 with a clear vision: to make the global financial markets accessible for more people. In 1998, we launched one of the first online trading platforms in Europe, providing professional-grade tools and easy access to global financial markets for anyone who wanted to invest. Today we are a well-capitalised Danish (EU) bank with top capital ratios and positive rating from S&P, trusted by over 1.2 million clients.
Benker
benker.io Estonia
BENKER is Europe’s first officially licensed financial institution entirely based on blockchain, approved by the Bank of Lithuania under the Electronic Money Institution category, introduces a technology-based guarantee that gives complete control to the user over their finances.
BENKER is Europe’s first officially licensed financial institution entirely based on blockchain, approved by the Bank of Lithuania under the Electronic Money Institution category, introduces a technology-based guarantee that gives complete control to the user over their finances.
Payhere
payhere.lk Sri Lanka
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
Zong
zong.com.pk China
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks. Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide. ATM Bank IVR Bank Call Center Internet/Online Banking Branchless Banking
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks. Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide. ATM Bank IVR Bank Call Center Internet/Online Banking Branchless Banking
Curve
curve.com United Kingdom
Curve is a smart payment solution that consolidates multiple payment cards into one, managed through its mobile app. This allows users to make payments and withdrawals from a single card while keeping all their accounts organized. A standout feature is the ability to switch the bank card used even after a transaction is completed, offering flexibility and control. For businesses, Curve simplifies expense management, provides real-time spending insights, and supports seamless financial organization with a single, versatile card. Curve: reviews Curve is praised for its convenience in consolidating multiple payment cards into one, making managing finances simpler and more organized. Curve: competitors Among the alternatives of Curve, FINOM and Mercury can be noted.
Curve is a smart payment solution that consolidates multiple payment cards into one, managed through its mobile app. This allows users to make payments and withdrawals from a single card while keeping all their accounts organized. A standout feature is the ability to switch the bank card used even after a transaction is completed, offering flexibility and control. For businesses, Curve simplifies expense management, provides real-time spending insights, and supports seamless financial organization with a single, versatile card. Curve: reviews Curve is praised for its convenience in consolidating multiple payment cards into one, making managing finances simpler and more organized. Curve: competitors Among the alternatives of Curve, FINOM and Mercury can be noted.
Mamopay
mamopay.com United Arab Emirates
Mamo transforms businesses by helping them consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform. Over 1,000 companies have used Mamo to improve revenue collection, control spend, reduce costs and automate financial operations.
Mamo transforms businesses by helping them consolidate payment collection, corporate cards, and expense management into one beautiful, intuitive platform. Over 1,000 companies have used Mamo to improve revenue collection, control spend, reduce costs and automate financial operations.
Oroundapsp
oroundapsp.com Bulgaria
This entire world is a complex system and our busy days need solutions to improve our lifestyle. Be a part of the development by using the best financial services and let the future be to your advantage. Statistics proved that over 1 billion dollars are traded online daily. This means the online market is increasing as we speak because everybody knows how to make online payments. We are sure you know that, so it’s time to find one of the safest payment methods. OroundaPSP is now, here, close to you, to keep things under control. Who we are? Our brief story - The Promise We would like to start our presentation with a promise because we are sure we will keep it. OroundaPSP came to life in 2015 with the goal of providing the best financial service and teach everyone how to make online payment safe and sound. If you think it took us too long, you have to understand that we decided to wait until the perfect product was created. So, now, here it is.
This entire world is a complex system and our busy days need solutions to improve our lifestyle. Be a part of the development by using the best financial services and let the future be to your advantage. Statistics proved that over 1 billion dollars are traded online daily. This means the online market is increasing as we speak because everybody knows how to make online payments. We are sure you know that, so it’s time to find one of the safest payment methods. OroundaPSP is now, here, close to you, to keep things under control. Who we are? Our brief story - The Promise We would like to start our presentation with a promise because we are sure we will keep it. OroundaPSP came to life in 2015 with the goal of providing the best financial service and teach everyone how to make online payment safe and sound. If you think it took us too long, you have to understand that we decided to wait until the perfect product was created. So, now, here it is.
Eeziepay
eeziepay.com Malaysia
Online Payment Made Simple With so many online payments systems around, it can be tough to work out which is the right one for you. Eeziepay was set up to provide an online payment facility for merchants across various industries. We know how convenient, efficient and secure online payment has become and how the internet is used in our daily lives to purchase goods and pay bills. Eeziepay provides a means for your members and customers to pay you via our automated bank deposits. One simple integration gives you access to accept deposits and payments via all major banks.
Online Payment Made Simple With so many online payments systems around, it can be tough to work out which is the right one for you. Eeziepay was set up to provide an online payment facility for merchants across various industries. We know how convenient, efficient and secure online payment has become and how the internet is used in our daily lives to purchase goods and pay bills. Eeziepay provides a means for your members and customers to pay you via our automated bank deposits. One simple integration gives you access to accept deposits and payments via all major banks.
IPay88 global
ipay88.com Malaysia
iPay88 Holding Sdn Bhd is the leading regional Payment Company in South East Asia. Since 2006, iPay88 has successfully provided e-commerce and retail payment services to more than 38,000 merchants regionally and globally. Headquartered in Kuala Lumpur, iPay88 has a presence in Indonesia, the Philippines, Cambodia, Thailand and Singapore and currently engages over 200 professionals across its offices. iPay88 joined the NTT Data Corporation (“NTT DATA”) group in September 2015 for further strategic expansion. With NTT Data Group as a partner, it helps the founders’ vision to build iPay88 as a global brand and to be the leading payment gateway company in the APAC region.
iPay88 Holding Sdn Bhd is the leading regional Payment Company in South East Asia. Since 2006, iPay88 has successfully provided e-commerce and retail payment services to more than 38,000 merchants regionally and globally. Headquartered in Kuala Lumpur, iPay88 has a presence in Indonesia, the Philippines, Cambodia, Thailand and Singapore and currently engages over 200 professionals across its offices. iPay88 joined the NTT Data Corporation (“NTT DATA”) group in September 2015 for further strategic expansion. With NTT Data Group as a partner, it helps the founders’ vision to build iPay88 as a global brand and to be the leading payment gateway company in the APAC region.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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