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Online Banking and Neobank Services
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150 companies
Jun 15, 2026
Last updated: Jun 15, 2026
Paylar
paylar.com Lithuania
Paylar, UAB (former name - UAB "UPLATA EU") - a licenced electronic money institution in Lithuania.
Paylar, UAB (former name - UAB "UPLATA EU") - a licenced electronic money institution in Lithuania.
Benker
benker.io Estonia
BENKER is Europe’s first officially licensed financial institution entirely based on blockchain, approved by the Bank of Lithuania under the Electronic Money Institution category, introduces a technology-based guarantee that gives complete control to the user over their finances.
BENKER is Europe’s first officially licensed financial institution entirely based on blockchain, approved by the Bank of Lithuania under the Electronic Money Institution category, introduces a technology-based guarantee that gives complete control to the user over their finances.
ElektroPay
elektropay.com United Kingdom
Monetize All Your Commerce Channels Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Monetize All Your Commerce Channels Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Attijariwafa Bank
particuliers.attijariwafabank-europe.be France
A French-law banking subsidiary of the Attijariwafa Bank Group, created in January 2006, Attijariwafa Bank Europe contributes, on one hand, to establishing the Group as the preferred partner of Maghreb and West African communities living in Europe, and on the other hand, to supporting trade between European companies and North and West African companies. Attijariwafa Bank Europe operates in five European countries (Germany, Belgium, Spain, France, and Italy) and has 44 branches and more than 400 employees serving 100,000 clients across Europe, offering them a comprehensive range of services covering two business lines: Retail Banking and International Banking. **Retail Banking:** Attijariwafa Bank Europe offers money transfer solutions, savings products, loans, and assistance services, and supports its clients in managing their day-to-day banking needs.
A French-law banking subsidiary of the Attijariwafa Bank Group, created in January 2006, Attijariwafa Bank Europe contributes, on one hand, to establishing the Group as the preferred partner of Maghreb and West African communities living in Europe, and on the other hand, to supporting trade between European companies and North and West African companies. Attijariwafa Bank Europe operates in five European countries (Germany, Belgium, Spain, France, and Italy) and has 44 branches and more than 400 employees serving 100,000 clients across Europe, offering them a comprehensive range of services covering two business lines: Retail Banking and International Banking. **Retail Banking:** Attijariwafa Bank Europe offers money transfer solutions, savings products, loans, and assistance services, and supports its clients in managing their day-to-day banking needs.
XAPO
xapobank.com Gibraltar
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto. Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails. Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto. Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails. Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Aryze
aryze.io Denmark
At Aryze, we’re reimagining digital finance for institutional clients. We provide regulated, fully audited stablecoin solutions that empower financial institutions to optimize liquidity, enhance treasury management, and streamline FX and cross-border payments. Our services simplify complex financial operations while ensuring rigorous compliance, transparency, and operational efficiency. Partner with us to transform your financial processes, reduce friction, and unlock tangible value across your balance sheet.
At Aryze, we’re reimagining digital finance for institutional clients. We provide regulated, fully audited stablecoin solutions that empower financial institutions to optimize liquidity, enhance treasury management, and streamline FX and cross-border payments. Our services simplify complex financial operations while ensuring rigorous compliance, transparency, and operational efficiency. Partner with us to transform your financial processes, reduce friction, and unlock tangible value across your balance sheet.
Ecommbanx
ecommbanx.com Cyprus
ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross-border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services. Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed. In short, our ECOMMVERSE is your go-to address for e-accounts and all related products as well as a series of other services and benefits that make your business operate smoother and your life easier.
ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross-border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services. Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed. In short, our ECOMMVERSE is your go-to address for e-accounts and all related products as well as a series of other services and benefits that make your business operate smoother and your life easier.
WinPay
winpay.id Indonesia
Winpay is a payment gateway service for your online business solutions. Winpay provides financial technology-based services with a complete range of online payment options to enhance your transactions and online business.
Winpay is a payment gateway service for your online business solutions. Winpay provides financial technology-based services with a complete range of online payment options to enhance your transactions and online business.
Foxpay
foxpay.lt Lithuania
We provide our clients with convenient, fast, and high-quality financial services. The standout advantages of Foxpay are: 🦊 Accounts for individuals and legal entities 🦊 Free transfers 🦊 Mobile app – a wallet in your phone 🦊 Easy payments for online store customers 🦊 Payments via QR code 🦊 Self-service terminals instead of cashiers Embrace a new way to pay with Foxpay!
We provide our clients with convenient, fast, and high-quality financial services. The standout advantages of Foxpay are: 🦊 Accounts for individuals and legal entities 🦊 Free transfers 🦊 Mobile app – a wallet in your phone 🦊 Easy payments for online store customers 🦊 Payments via QR code 🦊 Self-service terminals instead of cashiers Embrace a new way to pay with Foxpay!
Amnis
amnistreasury.com Netherlands
Global banking should be accessible for SMEs. That is why amnis was built. Over 4,000 businesses trust amnis to streamline their international banking. With amnis, you benefit from: ✔ Borderless business opportunities: Get a CH-IBAN in your company’s name for seamless local collections. ✔ No hidden fees: Manage expenses with multi-currency debit cards at 0% fees. ✔ Cost-effective transfers: Enjoy free local payments across the UK, US, CH & EU. ✔ 24/7 currency exchange: Buy and sell foreign currencies anytime at competitive, transparent rates via self-service. ✔ Earn on your balance: Receive interest on safeguarded EUR, USD, GBP, and CZK accounts.
Global banking should be accessible for SMEs. That is why amnis was built. Over 4,000 businesses trust amnis to streamline their international banking. With amnis, you benefit from: ✔ Borderless business opportunities: Get a CH-IBAN in your company’s name for seamless local collections. ✔ No hidden fees: Manage expenses with multi-currency debit cards at 0% fees. ✔ Cost-effective transfers: Enjoy free local payments across the UK, US, CH & EU. ✔ 24/7 currency exchange: Buy and sell foreign currencies anytime at competitive, transparent rates via self-service. ✔ Earn on your balance: Receive interest on safeguarded EUR, USD, GBP, and CZK accounts.
Curve
curve.com United Kingdom
Curve is a smart payment solution that consolidates multiple payment cards into one, managed through its mobile app. This allows users to make payments and withdrawals from a single card while keeping all their accounts organized. A standout feature is the ability to switch the bank card used even after a transaction is completed, offering flexibility and control. For businesses, Curve simplifies expense management, provides real-time spending insights, and supports seamless financial organization with a single, versatile card. Curve: reviews Curve is praised for its convenience in consolidating multiple payment cards into one, making managing finances simpler and more organized. Curve: competitors Among the alternatives of Curve, FINOM and Mercury can be noted.
Curve is a smart payment solution that consolidates multiple payment cards into one, managed through its mobile app. This allows users to make payments and withdrawals from a single card while keeping all their accounts organized. A standout feature is the ability to switch the bank card used even after a transaction is completed, offering flexibility and control. For businesses, Curve simplifies expense management, provides real-time spending insights, and supports seamless financial organization with a single, versatile card. Curve: reviews Curve is praised for its convenience in consolidating multiple payment cards into one, making managing finances simpler and more organized. Curve: competitors Among the alternatives of Curve, FINOM and Mercury can be noted.
Justipay
justipay.com Cyprus
Justipay designed as an all-in-one payment solution that will cover all needs and specifications for your business. Acquisition of a strong partnership in your business starts here!
Justipay designed as an all-in-one payment solution that will cover all needs and specifications for your business. Acquisition of a strong partnership in your business starts here!
Starling Bank
starlingbank.com United Kingdom
We built Britain’s first digital bank. One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too). We’re changing banking for good. Back then, we were obsessed with unravelling the knotty world of finance and solving people’s problems rather than selling them stuff. We still are.
We built Britain’s first digital bank. One hard-won banking licence later, we set about giving people a new way to spend, save and manage their money (and take better care of the planet, too). We’re changing banking for good. Back then, we were obsessed with unravelling the knotty world of finance and solving people’s problems rather than selling them stuff. We still are.
Modo
modo.com.ar Argentina
We are the new WAY to send, request, and pay... And also to work. We built this company together with all the moders. Get to know us better
We are the new WAY to send, request, and pay... And also to work. We built this company together with all the moders. Get to know us better
Payhere
payhere.lk Sri Lanka
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
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What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

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If you have any additional questions, please reach out to info@payatlas.com

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Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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