Atlas

Cross-Border Payment Platforms
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220 companies
Jun 15, 2026
Last updated: Jun 15, 2026
Fondy
fondy.ua United Kingdom
Fondy simplifies online payment processing in an affordable way. Our end-to-end solutions enable entrepreneurs, merchants, e-commerce, marketplaces and businesses to accept online payments globally, in 150 currencies, through a simple API integration. With our options, businesses can start accepting online payments through websites, apps and social media platforms and offer customers a wide range of local payment methods including, bank transfers, debit and credit cards and e-wallets, such as Apple and Google Pay. Sellers can offer their customers a seamless online payment experience using our checkout page or white label solution on their website, or redirect their customers to the Fondy platform to proceed with their payments.
Fondy simplifies online payment processing in an affordable way. Our end-to-end solutions enable entrepreneurs, merchants, e-commerce, marketplaces and businesses to accept online payments globally, in 150 currencies, through a simple API integration. With our options, businesses can start accepting online payments through websites, apps and social media platforms and offer customers a wide range of local payment methods including, bank transfers, debit and credit cards and e-wallets, such as Apple and Google Pay. Sellers can offer their customers a seamless online payment experience using our checkout page or white label solution on their website, or redirect their customers to the Fondy platform to proceed with their payments.
MuchBetter
muchbetter.com United Kingdom
"MuchBetter is an app-based payment wallet allowing customers and merchants across the world to process and manage e-payments in a secure, fair and economical way. Our customer on-boarding process allows to set up an account under a minute and start benefiting from our competitive exchange rates, customer to customer transfers, rewards and state of the art security features. EEA customers will also be able to request for a MuchBetter Card which can be used globally at millions of Mastercard locations worldwide and benefit from our competitive currency exchange rate. Much Better combines state-of-the-art technology and security to deliver a slick account management and customer payment experience We called it MuchBetter, because we simply had to.
"MuchBetter is an app-based payment wallet allowing customers and merchants across the world to process and manage e-payments in a secure, fair and economical way. Our customer on-boarding process allows to set up an account under a minute and start benefiting from our competitive exchange rates, customer to customer transfers, rewards and state of the art security features. EEA customers will also be able to request for a MuchBetter Card which can be used globally at millions of Mastercard locations worldwide and benefit from our competitive currency exchange rate. Much Better combines state-of-the-art technology and security to deliver a slick account management and customer payment experience We called it MuchBetter, because we simply had to.
OpenPayd
openpayd.com Malta
Embedded Finance for the digital economy OpenPayd is a leading global payments and banking-as-a-service platform that provides a range of banking and payment services to both financial and non-financial institutions. Our services are underpinned by a global network of licences and are accessible through a single API. These include IBANs, open banking, e-money accounts, FX conversion, local and international payments, card processing and debit cards. We believe that all businesses - irrespective of their size or industry - should be able to access the best payment and banking services. We provide all of our services through a simple, flexible and scalable platform.
Embedded Finance for the digital economy OpenPayd is a leading global payments and banking-as-a-service platform that provides a range of banking and payment services to both financial and non-financial institutions. Our services are underpinned by a global network of licences and are accessible through a single API. These include IBANs, open banking, e-money accounts, FX conversion, local and international payments, card processing and debit cards. We believe that all businesses - irrespective of their size or industry - should be able to access the best payment and banking services. We provide all of our services through a simple, flexible and scalable platform.
Impaya
impaya.com Latvia
A PERFECT PAYMENT SOLUTIONS SQUAD Impaya is a full-package solution. Our legal support is smart. Our online payment system is scalable, secure and fast. How do we know? Because we envisioned and developed it ourselves. Perfectionist workers who are easy to communicate with, we develop great IT products that actually work. Having vast experience in exploiting our technology, we know what it can do. That is why we enjoy customising our solutions so that they fit even the most specific business requirements. Sure, we could go on talking about our fourteen-year track record. But let’s keep it short — we are a team that is worth working with.
A PERFECT PAYMENT SOLUTIONS SQUAD Impaya is a full-package solution. Our legal support is smart. Our online payment system is scalable, secure and fast. How do we know? Because we envisioned and developed it ourselves. Perfectionist workers who are easy to communicate with, we develop great IT products that actually work. Having vast experience in exploiting our technology, we know what it can do. That is why we enjoy customising our solutions so that they fit even the most specific business requirements. Sure, we could go on talking about our fourteen-year track record. But let’s keep it short — we are a team that is worth working with.
PayAll
payall.com United States
Payall, the first-ever cross-border processor for banks, enables regulated financial institutions to move money safely at the speed of data. Our mission is to make cross-border payments fast, compliant, and cost-effective with a suite of breakthrough automated compliance and risk management solutions that bring transparency to the historically opaque world of correspondent banking. Cross-border payments enabled by our proprietary technology and processes run on a global single shared platform and use our novel "Know Your Customer's Customer" product. The platform includes core-like accounts for all users, with special-purpose payment processing representing "new rails" for near-instant and efficient global payments. Moreover, cross-border payment recipients have unprecedented, valuable choices to access and manage their money, with payout options that appeal to financially savvy and unbanked individuals.
Payall, the first-ever cross-border processor for banks, enables regulated financial institutions to move money safely at the speed of data. Our mission is to make cross-border payments fast, compliant, and cost-effective with a suite of breakthrough automated compliance and risk management solutions that bring transparency to the historically opaque world of correspondent banking. Cross-border payments enabled by our proprietary technology and processes run on a global single shared platform and use our novel "Know Your Customer's Customer" product. The platform includes core-like accounts for all users, with special-purpose payment processing representing "new rails" for near-instant and efficient global payments. Moreover, cross-border payment recipients have unprecedented, valuable choices to access and manage their money, with payout options that appeal to financially savvy and unbanked individuals.
Fintoc
fintoc.com Chile
Fintoc is a robust platform for managing all your payments in real time — both in cash, with access to over 13,000 collection points, and via bank transfers, through a direct connection to SPEI.
Fintoc is a robust platform for managing all your payments in real time — both in cash, with access to over 13,000 collection points, and via bank transfers, through a direct connection to SPEI.
EUPHORIA
euphoria.inc Lithuania
Euphoria is a worldwide universal payment platform for both b2b and b2c segments. Wide coverage of your transactions is provided with one integration and one agreement. Powerful anti-fraud system, customizable design, useful analytics and flexible tools for integrating payments into your CRM, makes Aifory solution both profitable and easy.
Euphoria is a worldwide universal payment platform for both b2b and b2c segments. Wide coverage of your transactions is provided with one integration and one agreement. Powerful anti-fraud system, customizable design, useful analytics and flexible tools for integrating payments into your CRM, makes Aifory solution both profitable and easy.
SaltarPay
saltarpay.com Israel
SaltarPay processes Visa & MasterCard for the online, regulated gaming industry and for the online lottery industry. We accept all EU licenses (MGA, UK, IOM, Gibraltar, Estonia, etc), and Curacao, Kahnawake, Anjouan, and Tobique licenses.
SaltarPay processes Visa & MasterCard for the online, regulated gaming industry and for the online lottery industry. We accept all EU licenses (MGA, UK, IOM, Gibraltar, Estonia, etc), and Curacao, Kahnawake, Anjouan, and Tobique licenses.
Simplex
simplex.com Israel
Simplex is a trusted payment gateway enabling businesses to integrate fiat-crypto conversions seamlessly and securely. With over 570 alternative payment methods, including Visa, Mastercard, Apple Pay, and SEPA, Simplex simplifies crypto transactions for fintech, blockchain, and e-commerce partners worldwide. The platform guarantees 100% fraudless transactions, zero security incidents, and offers multiple acquiring solutions to ensure high conversion rates. Focused on supporting crypto adoption, Simplex continuously expands its payment method options, allowing businesses to stay connected to both traditional and digital financial systems effortlessly. Simplex: reviews Simplex is highly praised for its seamless fiat-crypto conversion, allowing businesses to accept a wide range of payment methods. Simplex: competitors Good alternatives to Simplex are Online IPC, FastSpring and TidyPay.
Simplex is a trusted payment gateway enabling businesses to integrate fiat-crypto conversions seamlessly and securely. With over 570 alternative payment methods, including Visa, Mastercard, Apple Pay, and SEPA, Simplex simplifies crypto transactions for fintech, blockchain, and e-commerce partners worldwide. The platform guarantees 100% fraudless transactions, zero security incidents, and offers multiple acquiring solutions to ensure high conversion rates. Focused on supporting crypto adoption, Simplex continuously expands its payment method options, allowing businesses to stay connected to both traditional and digital financial systems effortlessly. Simplex: reviews Simplex is highly praised for its seamless fiat-crypto conversion, allowing businesses to accept a wide range of payment methods. Simplex: competitors Good alternatives to Simplex are Online IPC, FastSpring and TidyPay.
Xtransfer
xtransfer.com China
XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barriers and costs of global expansion and enhance their global competitiveness. Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada, and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China. XTransfer partners with well-known international banks and financial institutions.
XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barriers and costs of global expansion and enhance their global competitiveness. Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada, and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China. XTransfer partners with well-known international banks and financial institutions.
Paymentsgg
paymentsgg.com United Kingdom
PaymentsGG is your trusted online payment solution, offering a seamless and secure way to process your transactions within the I-Gaming and Forex space. Whether it be a direct integration or though some of the most well recognised cashiers in the business, we connect you quickly and provide a trustworthy, reliable service for a lifetime partnership when it comes to your payments.
PaymentsGG is your trusted online payment solution, offering a seamless and secure way to process your transactions within the I-Gaming and Forex space. Whether it be a direct integration or though some of the most well recognised cashiers in the business, we connect you quickly and provide a trustworthy, reliable service for a lifetime partnership when it comes to your payments.
Monnet Payments
monnetpayments.com Peru
We offer Payment solutions for High Risk and Low Risk Merchants across Latam
We offer Payment solutions for High Risk and Low Risk Merchants across Latam
Tmhcr
tmhcr.com Cyprus
TMHCR is an BVI & Cyprus based entity, we have signed up with a Canadian banking institution where we are allowed to onboard clients for cross border payments and virtual accounts and acquiring services to sell crypto as well
TMHCR is an BVI & Cyprus based entity, we have signed up with a Canadian banking institution where we are allowed to onboard clients for cross border payments and virtual accounts and acquiring services to sell crypto as well
EcoPayz
ecopayz.com United Kingdom
EcoPayz is a global payment solutions provider offering instant, safe and convenient payment services to customers and businesses across the globe. With a decade and a half of expertise, we pride ourselves on our ever evolving payment products. Our ethos is to always listen to our customers and commit to providing the best service and solutions. Since its foundation, ecoPayz has successfully provided end-to-end, account and card-based payment solutions to businesses and individuals worldwide, offering an instant, safe and fast means of moving money around the world.
EcoPayz is a global payment solutions provider offering instant, safe and convenient payment services to customers and businesses across the globe. With a decade and a half of expertise, we pride ourselves on our ever evolving payment products. Our ethos is to always listen to our customers and commit to providing the best service and solutions. Since its foundation, ecoPayz has successfully provided end-to-end, account and card-based payment solutions to businesses and individuals worldwide, offering an instant, safe and fast means of moving money around the world.
Quadrapay
quadrapay.com United States
QuadraPay is a leading high-risk merchant account consulting company that has been helping merchants in the US, Canada, EU, UK and other regions obtain cost-effective payment processing solutions since 2016. Our team of experienced professionals provides a wide range of services, including Key Credit Card Processing, Echeck, Banking Solutions, IBAN, Payouts, OCT, Interac, and APMs, among others. We specialize in providing merchant accounts for high-risk industries such as e-commerce, MSB, igaming, Skill Gaming, crypto exchanges, CBD and Credit Repair, and other legal high-risk sectors. Our goal is to help our clients save money while providing them with reliable and secure payment processing solutions. At QuadraPay, we understand the unique challenges faced by high-risk businesses and strive to provide tailored solutions to meet their specific needs.
QuadraPay is a leading high-risk merchant account consulting company that has been helping merchants in the US, Canada, EU, UK and other regions obtain cost-effective payment processing solutions since 2016. Our team of experienced professionals provides a wide range of services, including Key Credit Card Processing, Echeck, Banking Solutions, IBAN, Payouts, OCT, Interac, and APMs, among others. We specialize in providing merchant accounts for high-risk industries such as e-commerce, MSB, igaming, Skill Gaming, crypto exchanges, CBD and Credit Repair, and other legal high-risk sectors. Our goal is to help our clients save money while providing them with reliable and secure payment processing solutions. At QuadraPay, we understand the unique challenges faced by high-risk businesses and strive to provide tailored solutions to meet their specific needs.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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