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Alternative and Local Payment Services
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448 companies
May 29, 2026
Last updated: May 29, 2026
Axipays
axipays.com India
Axipays is a dynamic payment gateway designed to simplify transactions for businesses of all sizes. With a focus on security, speed, and flexibility, we empower merchants and payment service providers (PSPs) to thrive in a competitive market.
Axipays is a dynamic payment gateway designed to simplify transactions for businesses of all sizes. With a focus on security, speed, and flexibility, we empower merchants and payment service providers (PSPs) to thrive in a competitive market.
Acqualtscards
acqualtscards.com India
Acqualtscards is an Independent payment Service provider. Since its foundation, It has Established itself to be one of the leading payment services providers worldwide.
Acqualtscards is an Independent payment Service provider. Since its foundation, It has Established itself to be one of the leading payment services providers worldwide.
Boku
boku.com United States
Boku Inc. (BOKU.L) is a global provider of localized payment solutions including digital wallets, direct carrier billing, and account to account/real-time payments schemes. Boku’s global payments network includes over 200 local payment methods worldwide, reaching over 7.5 billion consumer payment accounts in more than 60 countries. Boku works with the world’s largest merchants including Amazon, Google, Spotify, Meta, Microsoft, Netflix, Spotify, Tencent and Sky, helping them to grow their businesses in every corner of the globe. Incorporated in 2008 and headquartered in London and San Francisco, Boku is also an international company when it comes to hiring, having professionals working from Brazil, China, Estonia, Germany, India, Ireland, Japan, Kenya, Singapore, and the UAE.
Boku Inc. (BOKU.L) is a global provider of localized payment solutions including digital wallets, direct carrier billing, and account to account/real-time payments schemes. Boku’s global payments network includes over 200 local payment methods worldwide, reaching over 7.5 billion consumer payment accounts in more than 60 countries. Boku works with the world’s largest merchants including Amazon, Google, Spotify, Meta, Microsoft, Netflix, Spotify, Tencent and Sky, helping them to grow their businesses in every corner of the globe. Incorporated in 2008 and headquartered in London and San Francisco, Boku is also an international company when it comes to hiring, having professionals working from Brazil, China, Estonia, Germany, India, Ireland, Japan, Kenya, Singapore, and the UAE.
Fena
fena.co United Kingdom
We help hundreds of UK businesses cut card fees by up to 85%, offer instant settlement for improved cash flow, eliminate chargebacks and fraud, and enable 20-second transactions without typing card details, all while working alongside existing payment setups with zero monthly fees or integration costs.
We help hundreds of UK businesses cut card fees by up to 85%, offer instant settlement for improved cash flow, eliminate chargebacks and fraud, and enable 20-second transactions without typing card details, all while working alongside existing payment setups with zero monthly fees or integration costs.
3XGATE
verified-icon Verified
3xgate.com Bulgaria
3XGATE is a unique bridge between high-risk industries and the payment world. The service we provide is smooth, the issues we solve for you are complicated, the markets are extremely exotic. 3XGATE was born as a product for high-risk business with a focus on complex and specific markets such as Asia, Africa, the GCC region, LATAM. Behind the product stand people with years of expertise in payment advising, consultancy and proven success record in payment execution for the Gambling, Betting and FOREX industries. The Solution accumulates a bunch of Alternative Payment Methods with unique and direct providers from the regions.
3XGATE is a unique bridge between high-risk industries and the payment world. The service we provide is smooth, the issues we solve for you are complicated, the markets are extremely exotic. 3XGATE was born as a product for high-risk business with a focus on complex and specific markets such as Asia, Africa, the GCC region, LATAM. Behind the product stand people with years of expertise in payment advising, consultancy and proven success record in payment execution for the Gambling, Betting and FOREX industries. The Solution accumulates a bunch of Alternative Payment Methods with unique and direct providers from the regions.
CCBill
ccbill.com United States
CCBill is a leading online payment processing expert trusted to securely manage transactions for businesses around the globe. Focused on safeguarding personal buying data, CCBill offers robust solutions designed for both shoppers and merchants, raising the standard of online payment security. With around-the-clock support for over 30,000 internet businesses daily, CCBill ensures reliable service across various industries. Their payment processing package includes hundreds of features to accommodate nearly any business model or project. Notably, most of CCBill’s online payment services are bundled in the processing package, eliminating the typical hidden fees associated with merchant accounts and providing excellent value for clients. CCBill: reviews CCBill receives high praise for its reliable payment processing and robust security features, which ensure safe transactions for both merchants and customers. CCBill: competitors Alternatives to CCBill are Adyen, Sokin, and Tipalti.
CCBill is a leading online payment processing expert trusted to securely manage transactions for businesses around the globe. Focused on safeguarding personal buying data, CCBill offers robust solutions designed for both shoppers and merchants, raising the standard of online payment security. With around-the-clock support for over 30,000 internet businesses daily, CCBill ensures reliable service across various industries. Their payment processing package includes hundreds of features to accommodate nearly any business model or project. Notably, most of CCBill’s online payment services are bundled in the processing package, eliminating the typical hidden fees associated with merchant accounts and providing excellent value for clients. CCBill: reviews CCBill receives high praise for its reliable payment processing and robust security features, which ensure safe transactions for both merchants and customers. CCBill: competitors Alternatives to CCBill are Adyen, Sokin, and Tipalti.
UniversePay
universepay.eu Latvia
Welcome To UniversePAY! The Universe Corporation is an international company offering a complete set of financial solutions and consultations for private individuals and corporate clients alike. We pride ourselves on perpetual excellence in our services and adhere to the highest standards of international banking and legal practice. With a focus on the development of innovative solutions, we strive to keep our clients and ourselves ahead of the financial and digital curve, ensuring advanced technologies, solutions, and services for our clients and their customers.
Welcome To UniversePAY! The Universe Corporation is an international company offering a complete set of financial solutions and consultations for private individuals and corporate clients alike. We pride ourselves on perpetual excellence in our services and adhere to the highest standards of international banking and legal practice. With a focus on the development of innovative solutions, we strive to keep our clients and ourselves ahead of the financial and digital curve, ensuring advanced technologies, solutions, and services for our clients and their customers.
Fluid
verified-icon Verified
fluidpayments.io Cyprus
Fluid is a cutting-edge digital wallet solution designed to revolutionize online transactions, starting with the iGaming industry. Delivered as a web component, Fluid offers seamless integration, allowing websites to embed our wallet without relying on iframes. This makes Fluid a true part of your website, ensuring a consistent and user-friendly experience. Fluid also providers operators full flexibility through our back office tool as well as quick time to market for new payment methods.
Fluid is a cutting-edge digital wallet solution designed to revolutionize online transactions, starting with the iGaming industry. Delivered as a web component, Fluid offers seamless integration, allowing websites to embed our wallet without relying on iframes. This makes Fluid a true part of your website, ensuring a consistent and user-friendly experience. Fluid also providers operators full flexibility through our back office tool as well as quick time to market for new payment methods.
Matrix Partners
matrixpaysolution.com Cyprus
Monetix
monetix.pro Cyprus
Мonetix is a payment service provider with a robust online banking infrastructure suitable for most types of online business. The essence of our brand is to become a reliable and loyal partner for every customer, from start-uppers to enterprise level businesses in the e-сommerce world. Our knowledge of the industry and our individual approach to online payments help us to build successful and credible relationships with our merchants and partners.
Мonetix is a payment service provider with a robust online banking infrastructure suitable for most types of online business. The essence of our brand is to become a reliable and loyal partner for every customer, from start-uppers to enterprise level businesses in the e-сommerce world. Our knowledge of the industry and our individual approach to online payments help us to build successful and credible relationships with our merchants and partners.
Payaza
payaza.africa Nigeria
Payaza is a leading and nimble fintech payment gateway, revolutionizing how businesses handle transactions quickly and safely. Payaza has established a unique position in the fintech space. With our wide range of innovative products and services, we provide businesses with a robust set of tools designed to make financial management easier. Serving a variety of businesses across different industries and scales, our platform offers a comprehensive suite of payment choices and services.
Payaza is a leading and nimble fintech payment gateway, revolutionizing how businesses handle transactions quickly and safely. Payaza has established a unique position in the fintech space. With our wide range of innovative products and services, we provide businesses with a robust set of tools designed to make financial management easier. Serving a variety of businesses across different industries and scales, our platform offers a comprehensive suite of payment choices and services.
The Kingdom Bank
thekingdombank.com United Kingdom
The Kingdom Bank is an International Digital Asset-Friendly Fintech Bank based in the Commonwealth of Dominica. Our award-winning bank proudly offers tailor-made, secure, next-generation digital banking services to international customers. The Kingdom Bank provides corporate and correspondence banking services, competitive FX rates, and local and global payments in over 50 currencies. The Kingdom Bank delivers lower-cost and speedier cross-border transfer, challenging traditional payment methods by allowing you to send and receive compatible digital asset to other businesses and easily make B2B, SEPA, or SWIFT payments from wherever you are.
The Kingdom Bank is an International Digital Asset-Friendly Fintech Bank based in the Commonwealth of Dominica. Our award-winning bank proudly offers tailor-made, secure, next-generation digital banking services to international customers. The Kingdom Bank provides corporate and correspondence banking services, competitive FX rates, and local and global payments in over 50 currencies. The Kingdom Bank delivers lower-cost and speedier cross-border transfer, challenging traditional payment methods by allowing you to send and receive compatible digital asset to other businesses and easily make B2B, SEPA, or SWIFT payments from wherever you are.
FINFAN
finfan.io Vietnam
FinFan is a pioneering licensed fintech in Vietnam, founded with a bold mission to bridge global payments and local commerce. We specialize in real-time, compliant inbound payment solutions—empowering international PSPs, MTOs, and fintechs to connect seamlessly with the Vietnam market. From the world, into Vietnam—smoothly, legally, instantly.
FinFan is a pioneering licensed fintech in Vietnam, founded with a bold mission to bridge global payments and local commerce. We specialize in real-time, compliant inbound payment solutions—empowering international PSPs, MTOs, and fintechs to connect seamlessly with the Vietnam market. From the world, into Vietnam—smoothly, legally, instantly.
Hexopay
hexopay.com United Kingdom
Hexopay Limited is a leading global payment company focused on the gambling and high-risk sectors. We operate our own second-generation technology platform, which enables operators to accept local payment options across multiple channels anywhere in the world. Our cutting-edge technology allows operators to seamlessly connect to global payment solutions. We specialize in the gambling and high-risk sectors because we know how to operate in this field, developing advanced solutions that significantly simplify payments. We connect people, buyers, and sellers, enabling them to interact smoothly on a global scale.
Hexopay Limited is a leading global payment company focused on the gambling and high-risk sectors. We operate our own second-generation technology platform, which enables operators to accept local payment options across multiple channels anywhere in the world. Our cutting-edge technology allows operators to seamlessly connect to global payment solutions. We specialize in the gambling and high-risk sectors because we know how to operate in this field, developing advanced solutions that significantly simplify payments. We connect people, buyers, and sellers, enabling them to interact smoothly on a global scale.
Nirvana
nirvanapay.pro United Kingdom
Nirvana offers an innovative high-risk payment solution with automated P2P transactions, cryptoprocessing, and broad geo coverage (CIS, LATAM, Asia), featuring simple API/Payform integration, high security, and USDT withdrawals from just 10 USDT fee-free.
Nirvana offers an innovative high-risk payment solution with automated P2P transactions, cryptoprocessing, and broad geo coverage (CIS, LATAM, Asia), featuring simple API/Payform integration, high security, and USDT withdrawals from just 10 USDT fee-free.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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