Atlas
GHL
Winner of the prestigious The Edge Malaysia ESG Awards 2023, GHL is at the forefront of Asian payment space alongside with more than 100 global and regional renowned payment schemes and brands. GHL reach transcends across 6 countries; Malaysia, Thailand, Philippines, Indonesia, Singapore, and Australia – stretching over a vast footprint of 480,000 payment points across the region. GHL’s extensive contemporary end-to-end payment solutions empower businesses across ASEAN, with over 30 years’ worth of expertise to attest to our portfolio. GHL is the principal third party acquirer in ASEAN for major financial institutions and globally reputed governing bodies. GHL also boasts as Malaysian largest prepaid top up and bill collection network.
Winner of the prestigious The Edge Malaysia ESG Awards 2023, GHL is at the forefront of Asian payment space alongside with more than 100 global and regional renowned payment schemes and brands. GHL reach transcends across 6 countries; Malaysia, Thailand, Philippines, Indonesia, Singapore, and Australia – stretching over a vast footprint of 480,000 payment points across the region. GHL’s extensive contemporary end-to-end payment solutions empower businesses across ASEAN, with over 30 years’ worth of expertise to attest to our portfolio. GHL is the principal third party acquirer in ASEAN for major financial institutions and globally reputed governing bodies. GHL also boasts as Malaysian largest prepaid top up and bill collection network.
Klasha
Klasha is a technology company that builds cross-border commerce solutions for African consumers and international businesses wanting to sell into Africa. Our mission is to make consumer goods and services online more accessible to customers across Africa. We've built the KlashaCheckout which allows African consumers to transact online cross-border in local African currencies alongside an entire toolkit of software products including; KlashaWire, KlashaCargo, Payment Links and the Klasha App.
Our vision is for African consumers to have the same frictionless access to the goods they want, regardless of their geographic location by transacting using African currencies and money methods.
Klasha is currently live in Nigeria, Tanzania, Uganda, South Africa, Kenya and Zambia.
Klasha is a technology company that builds cross-border commerce solutions for African consumers and international businesses wanting to sell into Africa. Our mission is to make consumer goods and services online more accessible to customers across Africa. We've built the KlashaCheckout which allows African consumers to transact online cross-border in local African currencies alongside an entire toolkit of software products including; KlashaWire, KlashaCargo, Payment Links and the Klasha App.
Our vision is for African consumers to have the same frictionless access to the goods they want, regardless of their geographic location by transacting using African currencies and money methods.
Klasha is currently live in Nigeria, Tanzania, Uganda, South Africa, Kenya and Zambia.
Monzo Bank
Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Kroo
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
DRFQ
Global payment and banking solutions for modern business.
Pay - Integrated payment gateway enabling same day cross border payments for modern global businesses.
Transact - User-friendly and secure access to digital assets for hedge funds, enterprises and family offices.
As an industry, we are at the early stage of fully appreciating the impact and benefits, but we have run into a number of fairly predictable issues that are preventing mainstream adoption.
In creating DRFQ we have specifically gone out to address these issues in a structured way to enable blockchain enabled technology to become a legitimate part of cross border payments now and for the long term.
Global payment and banking solutions for modern business.
Pay - Integrated payment gateway enabling same day cross border payments for modern global businesses.
Transact - User-friendly and secure access to digital assets for hedge funds, enterprises and family offices.
As an industry, we are at the early stage of fully appreciating the impact and benefits, but we have run into a number of fairly predictable issues that are preventing mainstream adoption.
In creating DRFQ we have specifically gone out to address these issues in a structured way to enable blockchain enabled technology to become a legitimate part of cross border payments now and for the long term.
Financialhouse
Financial House, a trusted provider of financial services, offers merchant acquiring and card-issuing solutions. Our products are multi-currency, comprehensive solutions that are swift, efficient, and adhere to global security standards.
As a Principal member of MasterCard, Visa, and UnionPay, our advanced API provides seamless integration with essential payment systems like SEPA, Faster Payments, BACS, CHAPS, and SWIFT.
Proudly, we were recognised as one of Europe's 1,000 fastest-growing companies by the Financial Times and Statista in 2022.
Financial House, a trusted provider of financial services, offers merchant acquiring and card-issuing solutions. Our products are multi-currency, comprehensive solutions that are swift, efficient, and adhere to global security standards.
As a Principal member of MasterCard, Visa, and UnionPay, our advanced API provides seamless integration with essential payment systems like SEPA, Faster Payments, BACS, CHAPS, and SWIFT.
Proudly, we were recognised as one of Europe's 1,000 fastest-growing companies by the Financial Times and Statista in 2022.
Almapay
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control.
At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain).
For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything.
For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately.
For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control.
At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain).
For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything.
For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately.
For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
Holvi
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard®, invoicing and bookkeeping tools all in one place, Holvi simplifies the time-consuming distractions of financial admin, helping small business owners to manage their balance.
Incomm
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
Kogopay
KogoPAY is a UK fintech providing banking and mobile payment services for B2B and B2C focusing on real time funds transfer. We are launching carbon credit wallet, green wallet soon. Looking for good strategic partners. Please contact us if you are interested.
KogoPAY is a UK fintech providing banking and mobile payment services for B2B and B2C focusing on real time funds transfer. We are launching carbon credit wallet, green wallet soon. Looking for good strategic partners. Please contact us if you are interested.
Platio
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
PayStage
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
Sense Bank
Sense Bank is one of the largest Ukrainian banks. The bank was founded in 1992. From 2001, it operated under the name JSC "Alfa-Bank" and, since 2004, was part of a private international banking holding company based in Luxembourg. In 2022, a decision was made to abandon the Alfa-Bank brand, and the bank's legal name was changed to JSC "Sense Bank," along with the creation of a new brand, Sense Bank.
On July 22, 2023, the Ministry of Finance of Ukraine and the Deposit Guarantee Fund signed a purchase agreement for 100% of the shares of JSC "Sense Bank." Sense Bank was transferred to state ownership.
Sense Bank holds leading positions in all segments of the banking market, is one of the most stable and reliable banks in Ukraine, and is included in the list of systemically important banks of Ukraine, as approved by the decision of the National Bank of Ukraine's board in 2023.
Sense Bank is one of the largest Ukrainian banks. The bank was founded in 1992. From 2001, it operated under the name JSC "Alfa-Bank" and, since 2004, was part of a private international banking holding company based in Luxembourg. In 2022, a decision was made to abandon the Alfa-Bank brand, and the bank's legal name was changed to JSC "Sense Bank," along with the creation of a new brand, Sense Bank.
On July 22, 2023, the Ministry of Finance of Ukraine and the Deposit Guarantee Fund signed a purchase agreement for 100% of the shares of JSC "Sense Bank." Sense Bank was transferred to state ownership.
Sense Bank holds leading positions in all segments of the banking market, is one of the most stable and reliable banks in Ukraine, and is included in the list of systemically important banks of Ukraine, as approved by the decision of the National Bank of Ukraine's board in 2023.
Montonio
Bank and card payments, BLIK, refunds, financing & shipping for online stores. Join 6,000 ecommerce merchants & start enjoying low fees & top-notch customer support today.
Bank and card payments, BLIK, refunds, financing & shipping for online stores. Join 6,000 ecommerce merchants & start enjoying low fees & top-notch customer support today.
Wallter
Wallter® is one of the leading Financial Institutions in Lithuania licensed by the Bank of Lithuania. We offer a state-of-the-art online solution platform for business, FX and international payments. Wallter® serves hundreds of corporate customers (B2B) with services customised and adapted according to the client's needs. • Designated SEPA IBAN Accounts • Aggregated SWIFT IBAN Accounts • Multi-currency Accounts • Wire Transfer Services - International payments from a multi-currency account. Receive funds in 40 currencies and make payments in 100 supported currencies. • Local Currency Payments - Pay your employees, vendors, or 3rd party in local currency. Suitable for B2C purposes and for small amounts. • Physical and Virtual Business Cards - Your business payment card of choice everywhere, any time!
Wallter® is one of the leading Financial Institutions in Lithuania licensed by the Bank of Lithuania. We offer a state-of-the-art online solution platform for business, FX and international payments. Wallter® serves hundreds of corporate customers (B2B) with services customised and adapted according to the client's needs. • Designated SEPA IBAN Accounts • Aggregated SWIFT IBAN Accounts • Multi-currency Accounts • Wire Transfer Services - International payments from a multi-currency account. Receive funds in 40 currencies and make payments in 100 supported currencies. • Local Currency Payments - Pay your employees, vendors, or 3rd party in local currency. Suitable for B2C purposes and for small amounts. • Physical and Virtual Business Cards - Your business payment card of choice everywhere, any time!
Powered by
Ready to integrate a specific service or payment feature?
Share your project details, budget, and timeline—we’ll handle the matchmaking.
Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
