Atlas
Wallter
Wallter® is one of the leading Financial Institutions in Lithuania licensed by the Bank of Lithuania. We offer a state-of-the-art online solution platform for business, FX and international payments. Wallter® serves hundreds of corporate customers (B2B) with services customised and adapted according to the client's needs. • Designated SEPA IBAN Accounts • Aggregated SWIFT IBAN Accounts • Multi-currency Accounts • Wire Transfer Services - International payments from a multi-currency account. Receive funds in 40 currencies and make payments in 100 supported currencies. • Local Currency Payments - Pay your employees, vendors, or 3rd party in local currency. Suitable for B2C purposes and for small amounts. • Physical and Virtual Business Cards - Your business payment card of choice everywhere, any time!
Wallter® is one of the leading Financial Institutions in Lithuania licensed by the Bank of Lithuania. We offer a state-of-the-art online solution platform for business, FX and international payments. Wallter® serves hundreds of corporate customers (B2B) with services customised and adapted according to the client's needs. • Designated SEPA IBAN Accounts • Aggregated SWIFT IBAN Accounts • Multi-currency Accounts • Wire Transfer Services - International payments from a multi-currency account. Receive funds in 40 currencies and make payments in 100 supported currencies. • Local Currency Payments - Pay your employees, vendors, or 3rd party in local currency. Suitable for B2C purposes and for small amounts. • Physical and Virtual Business Cards - Your business payment card of choice everywhere, any time!
Sonect
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Sonect is a Swiss company that converts every shop into a “virtual ATM”. This reduces cost of cash distribution for banks and eases up in store cash management for merchants via a location-based on-demand service. Users of the platform can withdraw cash from any of the participating shops using a smartphone. Sonect builds a community around local businesses and helps them generate physical leads while banks save up to 50% in running their ATM operations and optimize their presence. Sonect also helps banks expand their services into new regions and increase financial inclusion without any significant capital investment. ❝We connect people who possess cash with people who need cash.❞ We are a team of payment industry experts, banking veterans, IT gurus, sales & marketing champions with a common mission: easy cash, everywhere by leveraging the power of sharing economy. We follow three core principles: Enabler ◄ Companion ►
Community ☛ Enabler Possessing cash means freedom.
Ryvyl EU
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
RYVYL EU is a regulated Electronic Money Institution based in Bulgaria. offering bank account facilities for low, medium and high-risk clients including Financial Institutions, MSB's, Crypto, Adult etc.
We have three main business lines - acquiring, bank accounts and card issuing.
We are principal members of Visa Mastercard, we are also certified high risk acquirers, which means that we have the mandate to onboard high-risk clients from the outset.
We have the license to issue VISA Cards, at the moment only prepaid, however we are expanding this later in the year.
We can offer business bank account facilities for International entities and we offer EUR SEPA instant payment facilities and GBP faster payments. (with USD and other currencies available in the coming months).
Tigomoney
Tigo Money es una billetera digital de confianza en Bolivia, que te permite enviar y recibir dinero, pagar tus facturas y servicios públicos, en comercios y recargar tu saldo de forma fácil, rápida y segura.
Tigo Money es una billetera digital de confianza en Bolivia, que te permite enviar y recibir dinero, pagar tus facturas y servicios públicos, en comercios y recargar tu saldo de forma fácil, rápida y segura.
Zettle
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Ifthenpay
Authorized by the Bank of Portugal, the company allows for the simple and secure creation of Multibanco references. The payment services through Multibanco Reference, MBWAY, PAYSHOP, and Credit Card from #ifthenpay offer numerous advantages for your business:
- **No costs** for the user;
- **Payments available 24 hours a day** with **immediate notifications**;
- **Secure payments**;
- **User data protection**, with no need to enter banking information online;
- **Multi-channel payment options**: Multibanco terminal, home banking, MB Spot, mobile phone, TPA, MBWAY, PAYSHOP agent, or CTT store;
- **Directly from users’ bank accounts**, without needing to create or load other types of accounts (wallets);
- The **checkout process** in online stores is carried out entirely within the seller's website;
- **Sales control** on your smartphone via our free app;
- **Increased efficiency** in collections and **reduced costs** and administrative work.
Authorized by the Bank of Portugal, the company allows for the simple and secure creation of Multibanco references. The payment services through Multibanco Reference, MBWAY, PAYSHOP, and Credit Card from #ifthenpay offer numerous advantages for your business:
- **No costs** for the user;
- **Payments available 24 hours a day** with **immediate notifications**;
- **Secure payments**;
- **User data protection**, with no need to enter banking information online;
- **Multi-channel payment options**: Multibanco terminal, home banking, MB Spot, mobile phone, TPA, MBWAY, PAYSHOP agent, or CTT store;
- **Directly from users’ bank accounts**, without needing to create or load other types of accounts (wallets);
- The **checkout process** in online stores is carried out entirely within the seller's website;
- **Sales control** on your smartphone via our free app;
- **Increased efficiency** in collections and **reduced costs** and administrative work.
Eupago
Eupago is a Payment Institution supervised by the Bank of Portugal, specializing in payment solutions. Founded in Porto in 2015, it has experienced rapid growth and is expanding its activities in the European market. The fintech aims to provide the best solutions for different types of businesses and relies on a multidisciplinary team specialized in technology and innovation. By fostering a culture of closeness, it has gained the trust of its clients by offering services and features that are simple, intuitive, and tailored to each business.
Eupago is a Payment Institution supervised by the Bank of Portugal, specializing in payment solutions. Founded in Porto in 2015, it has experienced rapid growth and is expanding its activities in the European market. The fintech aims to provide the best solutions for different types of businesses and relies on a multidisciplinary team specialized in technology and innovation. By fostering a culture of closeness, it has gained the trust of its clients by offering services and features that are simple, intuitive, and tailored to each business.
MultiPass
MultiPass (previously known as DynaPay) is a bank challenger that provides financial solutions for businesses trading globally.
MultiPass (previously known as DynaPay) is a bank challenger that provides financial solutions for businesses trading globally.
PingPong
PingPong is the world's leading cross-border payments platform trusted by global companies to send, receive, and manage money around the world. We're experienced in creating custom solutions for global companies from Fortune 500s to burgeoning startups.
With nearly a decade under our belt, PingPong has thrived – obtaining 60 financial licences and facilitating $200 billion USD in transactions.
Named one of the top 100 global cross-border payments companies of 2023, we’re committed to bringing seamless, cross-border payments to life alongside trusted, key banking partners – including Citi, J.P. Morgan, MUFG, Deutsche Bank, and others.
PingPong is the world's leading cross-border payments platform trusted by global companies to send, receive, and manage money around the world. We're experienced in creating custom solutions for global companies from Fortune 500s to burgeoning startups.
With nearly a decade under our belt, PingPong has thrived – obtaining 60 financial licences and facilitating $200 billion USD in transactions.
Named one of the top 100 global cross-border payments companies of 2023, we’re committed to bringing seamless, cross-border payments to life alongside trusted, key banking partners – including Citi, J.P. Morgan, MUFG, Deutsche Bank, and others.
PLATON
PSP Platon is a payment service that processes online payments over the internet. It is a subsidiary of the Dutch holding HowPeoplePay. The company provides services to a wide range of participants in the e-commerce market.
We leverage our European experience to offer you the most modern, convenient, and secure conditions for conducting business. Our team consists of professionals in the field of payment services and organizing payment acceptance through bank cards and other online payment tools.
PSP Platon is a payment service that processes online payments over the internet. It is a subsidiary of the Dutch holding HowPeoplePay. The company provides services to a wide range of participants in the e-commerce market.
We leverage our European experience to offer you the most modern, convenient, and secure conditions for conducting business. Our team consists of professionals in the field of payment services and organizing payment acceptance through bank cards and other online payment tools.
Monzo Bank
Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Monzo for all your money
Get clear on your spending. Unlock smarter ways to save. Invest with confidence.
Dotpay
Dotpay and eCard are two strong brands that merged to become a leader in the e-payments market. Together, they offer comprehensive support for all payment methods: Dotpay — in the PayByLink segment, providing fast transfers, multi-currency payments, and mobile transfers; eCard — offering services for payment card transactions, such as POS or online payments for e-commerce.
With nearly 20 years of market presence, the companies jointly serve more than 30,000 clients, delivering solutions tailored to both local and international markets.
Dotpay and eCard are two strong brands that merged to become a leader in the e-payments market. Together, they offer comprehensive support for all payment methods: Dotpay — in the PayByLink segment, providing fast transfers, multi-currency payments, and mobile transfers; eCard — offering services for payment card transactions, such as POS or online payments for e-commerce.
With nearly 20 years of market presence, the companies jointly serve more than 30,000 clients, delivering solutions tailored to both local and international markets.
Dnbcgroup
DNBC Financial Group® began the journey in 2017. With the goal is to support individuals as well as enterprises in business financial transactions around the world, we are thriving as a solution to global financial payments with a strong passion for simplification.
DNBC continues to extend the coverages in financial hubs to ensure consistent services to global users. Growing mission is to help clients sending and receiving money internationally without restrictions.
Up until now, the scope of our services encompasses a broad range from European countries to global engagement.
In the most basic form, DNBC Financial Group® lays a path to convenience and effectiveness. The combination of streamlined offerings and technologies enables DNBC to be more efficient and to cut down hassles in each transaction.
DNBC Financial Group® began the journey in 2017. With the goal is to support individuals as well as enterprises in business financial transactions around the world, we are thriving as a solution to global financial payments with a strong passion for simplification.
DNBC continues to extend the coverages in financial hubs to ensure consistent services to global users. Growing mission is to help clients sending and receiving money internationally without restrictions.
Up until now, the scope of our services encompasses a broad range from European countries to global engagement.
In the most basic form, DNBC Financial Group® lays a path to convenience and effectiveness. The combination of streamlined offerings and technologies enables DNBC to be more efficient and to cut down hassles in each transaction.
Irisbgsf
he leading Open banking provider in Southeast Europe.
PSD-2 Licensed payment institutions offering account information and payment initiation services.
he leading Open banking provider in Southeast Europe.
PSD-2 Licensed payment institutions offering account information and payment initiation services.
XpressPay
At Xpress-pay.com, we believe the ePayment solution you offer should set you apart. That’s why we’ve always approached merchant services differently. By always working to improve our clients’ lives through technology, we have been able to build long-term, successful partnerships. Now, our suite of flexible, simple, and secure ePayment solutions pave the way for countless organizations to operate more efficiently and with less overhead. Particularly when accepting payments and donations online, via a mobile device, and by touchtone phone. Contact us today to begin experiencing the Xpress-pay difference for yourself
Systems East, Inc., owner/operator of Xpress-pay.com, was established in 1981, applying software technology to assist our clients and partners in effectively managing and growing their operations. In 2005, we released Xpress-pay.com, and later expanded it to include our secure digital wallet in 2011.
At Xpress-pay.com, we believe the ePayment solution you offer should set you apart. That’s why we’ve always approached merchant services differently. By always working to improve our clients’ lives through technology, we have been able to build long-term, successful partnerships. Now, our suite of flexible, simple, and secure ePayment solutions pave the way for countless organizations to operate more efficiently and with less overhead. Particularly when accepting payments and donations online, via a mobile device, and by touchtone phone. Contact us today to begin experiencing the Xpress-pay difference for yourself
Systems East, Inc., owner/operator of Xpress-pay.com, was established in 1981, applying software technology to assist our clients and partners in effectively managing and growing their operations. In 2005, we released Xpress-pay.com, and later expanded it to include our secure digital wallet in 2011.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
