Atlas
OnlinePay
OnlinePay.com is a product where personalized m-wallet meets a convenient checkout solution optimized for both online and offline merchant’s needs.
OnlinePay.com was founded in 2014 in Singapore and is now growing throughout the mobile payment market worldwide with strong focus on Asia, Middle-East and Africa regions. We’re making people’s everyday payment behaviour fun and social providing easy and seamless money transfers and share options in our checkout solution. The multi-purpose mobile app makes it possible and convenient to pay for online purchases while topping up your trading or gaming account. It is a perfect application for instant shopping where users can pay or send money without revealing their card details or any sensitive information.
For partners, OnlinePay.
OnlinePay.com is a product where personalized m-wallet meets a convenient checkout solution optimized for both online and offline merchant’s needs.
OnlinePay.com was founded in 2014 in Singapore and is now growing throughout the mobile payment market worldwide with strong focus on Asia, Middle-East and Africa regions. We’re making people’s everyday payment behaviour fun and social providing easy and seamless money transfers and share options in our checkout solution. The multi-purpose mobile app makes it possible and convenient to pay for online purchases while topping up your trading or gaming account. It is a perfect application for instant shopping where users can pay or send money without revealing their card details or any sensitive information.
For partners, OnlinePay.
EXBASE
THE SIMPLEST WAY TO MANAGE CRYPTO ASSETS
Combining the functionality of cryptocurrency exchanges, the safety of a cryptocurrency wallet, and the simplicity of an exchanger. With Exbase, you can safely buy and sell cryptocurrency in a few clicks.
THE SIMPLEST WAY TO MANAGE CRYPTO ASSETS
Combining the functionality of cryptocurrency exchanges, the safety of a cryptocurrency wallet, and the simplicity of an exchanger. With Exbase, you can safely buy and sell cryptocurrency in a few clicks.
Canapay
Simple services for transparent crypto exchanges. Sign up and purchase any major crypto with your bank card, then use the Canapay exchange to easily swap your coins for any of the major crypto-currencies.
Simple services for transparent crypto exchanges. Sign up and purchase any major crypto with your bank card, then use the Canapay exchange to easily swap your coins for any of the major crypto-currencies.
XAPO
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto.
Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails.
Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto.
Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails.
Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Rampnow
At Rampnow, we are redefining the future of finance by empowering global consumers with cutting-edge technology.
Our on-ramp and off-ramp services provide a secure and user-friendly gateway for buying and selling cryptocurrencies using fiat currencies.
By simplifying the transition between traditional financial systems and the dynamic world of crypto, we enable individuals and businesses to navigate both ecosystems with confidence and ease.
At Rampnow, we don’t just bridge the gap—we build the future of financial freedom.
At Rampnow, we are redefining the future of finance by empowering global consumers with cutting-edge technology.
Our on-ramp and off-ramp services provide a secure and user-friendly gateway for buying and selling cryptocurrencies using fiat currencies.
By simplifying the transition between traditional financial systems and the dynamic world of crypto, we enable individuals and businesses to navigate both ecosystems with confidence and ease.
At Rampnow, we don’t just bridge the gap—we build the future of financial freedom.
Deluxe
Deluxe, a trusted Payments and Data Company, champions business so communities thrive. Our solutions help businesses pay with ease, get paid faster, and grow profitably. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world’s largest consumer brands, while processing approximately $3 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers’ most trusted business partner.
Deluxe, a trusted Payments and Data Company, champions business so communities thrive. Our solutions help businesses pay with ease, get paid faster, and grow profitably. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world’s largest consumer brands, while processing approximately $3 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers’ most trusted business partner.
Paymont
PAYMONT is a European payment services provider offering professional payment services to both individuals and corporate clients from all around the world. PAYMONT UAB has been a company operating since 2020, and the Central Bank of Lithuania granted them a license to operate an electronic money institution (EMI) on January 28, 2021. This license authorizes PAYMONT to maintain payment accounts for clients, perform payment operations (payments and direct debits), or operate a money remittance service. Clients have a multi-currency account at their disposal, which also allows them to exchange currencies at a favorable rate. In the first phase of its activity, PAYMONT focuses primarily on legal entities, especially small and medium-sized enterprises, based in the European Economic Area. Payment accounts are also available for individuals.
PAYMONT is a European payment services provider offering professional payment services to both individuals and corporate clients from all around the world. PAYMONT UAB has been a company operating since 2020, and the Central Bank of Lithuania granted them a license to operate an electronic money institution (EMI) on January 28, 2021. This license authorizes PAYMONT to maintain payment accounts for clients, perform payment operations (payments and direct debits), or operate a money remittance service. Clients have a multi-currency account at their disposal, which also allows them to exchange currencies at a favorable rate. In the first phase of its activity, PAYMONT focuses primarily on legal entities, especially small and medium-sized enterprises, based in the European Economic Area. Payment accounts are also available for individuals.
Bravopayment
Bravo Payment Systems is a nationwide full-service electronic payment processor with powerful relationships through First Data Merchant Services, the nation's largest payment processor. Whether you are a traditional brick and mortar retail merchant or an online store, Bravo is committed to evaluating and providing merchants of all sizes and industries a complete and custom credit card processing approach to manage every aspect of your processing needs.
Go with a processor that provides reliability and security; experience the expertise and professionalism; experience the Bravo difference. When switching to Bravo, you experience no hassles or downtime; the process is seamless and our dedicated representatives make certain of it!
Bravo Payment Systems is a nationwide full-service electronic payment processor with powerful relationships through First Data Merchant Services, the nation's largest payment processor. Whether you are a traditional brick and mortar retail merchant or an online store, Bravo is committed to evaluating and providing merchants of all sizes and industries a complete and custom credit card processing approach to manage every aspect of your processing needs.
Go with a processor that provides reliability and security; experience the expertise and professionalism; experience the Bravo difference. When switching to Bravo, you experience no hassles or downtime; the process is seamless and our dedicated representatives make certain of it!
Convera
Convera is a global commercial fintech that powers international business by moving money with ease. We provide tech-led payment solutions to help more than 25,000 customers globally grow with confidence, from small businesses, to CFOs and treasurers. As experts in foreign exchange, risk and compliance, with an unrivaled regulatory footprint, Convera’s financial network spans more than 140 currencies and 200 countries and territories.
Convera is a global commercial fintech that powers international business by moving money with ease. We provide tech-led payment solutions to help more than 25,000 customers globally grow with confidence, from small businesses, to CFOs and treasurers. As experts in foreign exchange, risk and compliance, with an unrivaled regulatory footprint, Convera’s financial network spans more than 140 currencies and 200 countries and territories.
Ascendant
Ascendant is a financial technology services company that provides cross-border payment solutions to businesses. Ascendant’s international payment solutions integrates with all major accounting software platforms. Ascendant is headquartered in Toronto Canada, with offices in San Francisco, CA, London UK, and Victoria Canada.
Ascendant is a financial technology services company that provides cross-border payment solutions to businesses. Ascendant’s international payment solutions integrates with all major accounting software platforms. Ascendant is headquartered in Toronto Canada, with offices in San Francisco, CA, London UK, and Victoria Canada.
Freemarketfx
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Sepaga
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
Nayax
Driven by our customer-first mindset and a commitment to in-house development, Nayax has evolved into a leading omnichannel retail solution provider. With over 800 talented employees located in 9 offices around the world, we proudly serve customers in more than 62 countries. We've established partnerships with several global financial institutions in order for our platform to be able to accept over 50 currencies and over 80 major forms of payment. Moreover, Nayax holds a license as a payment institution in Europe.
As consumers increasingly embrace digital payment methods, Nayax continuously develops value-added services for our customers. From consumer engagement solutions and customized payment methods to an extensive API suite and a feature-rich mobile wallet app, our fully customizable management system provides an agile ecosystem that empowers merchants to improve their bottom line.
Our commitment to innovation and to our customers sets us apart.
Driven by our customer-first mindset and a commitment to in-house development, Nayax has evolved into a leading omnichannel retail solution provider. With over 800 talented employees located in 9 offices around the world, we proudly serve customers in more than 62 countries. We've established partnerships with several global financial institutions in order for our platform to be able to accept over 50 currencies and over 80 major forms of payment. Moreover, Nayax holds a license as a payment institution in Europe.
As consumers increasingly embrace digital payment methods, Nayax continuously develops value-added services for our customers. From consumer engagement solutions and customized payment methods to an extensive API suite and a feature-rich mobile wallet app, our fully customizable management system provides an agile ecosystem that empowers merchants to improve their bottom line.
Our commitment to innovation and to our customers sets us apart.
Ibsettle
bsettle is a licensed Electronic Money Institution supervised by the Central Bank of Lithuania.
ibsettle offers dedicated IBAN accounts, SEPA transfers, international money transfers (SWIFT) and foreign exchange (FX) to businesses engaged in cross-border trade.
bsettle is a licensed Electronic Money Institution supervised by the Central Bank of Lithuania.
ibsettle offers dedicated IBAN accounts, SEPA transfers, international money transfers (SWIFT) and foreign exchange (FX) to businesses engaged in cross-border trade.
Guardarian
Guardarian is a licensed financial company in the field of providing virtual currency services (license nr. FVR000200 issued by the Estonian Financial Intelligence Unit). We help businesses with B2B exchanges & crypto payments solutions.
Guardarian is a licensed financial company in the field of providing virtual currency services (license nr. FVR000200 issued by the Estonian Financial Intelligence Unit). We help businesses with B2B exchanges & crypto payments solutions.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
