Atlas
Credibanco
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Credibanco is a Colombian company supervised by the Financial Superintendency, with more than 50 years of experience in managing and developing low-value payment systems. The company currently promotes electronic payments in the country by structuring solutions that replace the use of cash, encourage formalization and financial inclusion, and optimize portfolios for the financial sector, merchants, and the Government.
Credibanco supports merchants, banks, institutional clients, and independent professionals through the development and implementation of innovative products that drive their growth, such as: mobile platforms, payment systems, online sales services, e-marketing, contact centers, risk suites, acquiring services, switching, clearing and settlement, digital wallets (SmartWallet), portable POS devices (MiPago), Multi-Currency Payment (DCC), among others.
Pliant
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Paynetics
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Cbibank
CBiBank is a US-based International bank. Catering for the international business needs, CBiBank is specialized in providing international financial services.
CBiBank is building an inclusive financial service system through "technology + service". It has successfully launched functions such as public-private account interchange, wealth management and salary payments on the basis of cross-border payment and settlement services to facilitating small and medium-sized trade. Enterprises can meet the financial needs of customers in different scenarios.
To counter the difficulty of opening an account for small and medium-sized trade enterprises, CBiBank has created a convenient process of online application, with zero financial management, zero savings requirements, and opening accounts within maximum 7 working days, which has solved the problems of large amount of initial financial management requirements and long application process.
CBiBank is a US-based International bank. Catering for the international business needs, CBiBank is specialized in providing international financial services.
CBiBank is building an inclusive financial service system through "technology + service". It has successfully launched functions such as public-private account interchange, wealth management and salary payments on the basis of cross-border payment and settlement services to facilitating small and medium-sized trade. Enterprises can meet the financial needs of customers in different scenarios.
To counter the difficulty of opening an account for small and medium-sized trade enterprises, CBiBank has created a convenient process of online application, with zero financial management, zero savings requirements, and opening accounts within maximum 7 working days, which has solved the problems of large amount of initial financial management requirements and long application process.
ACI Worldwide
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
In short, we’re helping banks, merchants and billers capture rising real-time opportunities and volumes, all to meet the shifting needs of their consumers and business customers.
ACI Worldwide, an original innovator in global payments technology, delivers transformative software solutions that power intelligent payments orchestration in real time so banks, billers, and merchants can drive growth, while continuously modernizing their payment infrastructures, simply and securely. With nearly 50 years of trusted payments expertise, we combine our global footprint with a local presence to offer enhanced payment experiences to stay ahead of constantly changing payment challenges and opportunities.
In short, we’re helping banks, merchants and billers capture rising real-time opportunities and volumes, all to meet the shifting needs of their consumers and business customers.
TSYS
TSYS, a Global Payments company, is the payment stack for the future, powered by unmatched expertise.
At TSYS, we’re building the future of payments. Our suite of scalable issuer solutions provides the next generation platform for origination, processing and risk management. Whatever your industry, scale or ambition, we’ll help you configure the ideal solution for you.
Operating in more than 75 countries around the world, we process billions of transactions each year. Beyond the transaction, we deliver powerful user experiences. We give your customers more of what they want–in more ways and places. Power your growth with the only payments partner you need.
TSYS, a Global Payments company, is the payment stack for the future, powered by unmatched expertise.
At TSYS, we’re building the future of payments. Our suite of scalable issuer solutions provides the next generation platform for origination, processing and risk management. Whatever your industry, scale or ambition, we’ll help you configure the ideal solution for you.
Operating in more than 75 countries around the world, we process billions of transactions each year. Beyond the transaction, we deliver powerful user experiences. We give your customers more of what they want–in more ways and places. Power your growth with the only payments partner you need.
NetPay
NetPay is an innovative Fintech solutions provider for PSPs, neo-banks, and online merchants, from across the globe.
Use our Turnkey technology stacks to launch your Fintech projects in the shortest possible timeframe. Leverage the power of our omni-channel payment gateway or global connector to connect with our network of partner acquirers and PSPs, to accept cards and local payment methods across the globe, through a single API.
NetPay is an innovative Fintech solutions provider for PSPs, neo-banks, and online merchants, from across the globe.
Use our Turnkey technology stacks to launch your Fintech projects in the shortest possible timeframe. Leverage the power of our omni-channel payment gateway or global connector to connect with our network of partner acquirers and PSPs, to accept cards and local payment methods across the globe, through a single API.
Currenxie
Currenxie makes global payments simple for businesses. We are a financial technology company founded in 2014 that provides everything needed to collect, exchange, and send money worldwide.
Thousands of global businesses trust us to collect and transfer billions of dollars worldwide every year while boosting their profits and saving them time. Enterprises and financial providers can access Currenxie’s payment network via our Platform APIs to collect, exchange, and payout around the world at scale.
For businesses seeking a simple all-in-one solution, our Global Account offers an effortless web and mobile app that gives you access to worldwide virtual accounts, foreign exchange, and bank transfers.
Currenxie makes global payments simple for businesses. We are a financial technology company founded in 2014 that provides everything needed to collect, exchange, and send money worldwide.
Thousands of global businesses trust us to collect and transfer billions of dollars worldwide every year while boosting their profits and saving them time. Enterprises and financial providers can access Currenxie’s payment network via our Platform APIs to collect, exchange, and payout around the world at scale.
For businesses seeking a simple all-in-one solution, our Global Account offers an effortless web and mobile app that gives you access to worldwide virtual accounts, foreign exchange, and bank transfers.
BPC
Founded in 1996, BPC Banking, Payments, Context has evolved over the years to provide innovative and relevant solutions that align with the current lifestyle of consumers as they perform banking transactions, make purchases, or travel in both urban and rural areas, thus bridging the gap between real life and the digital world. With 350 clients across 100 countries, BPC collaborates with all players in the ecosystem, from tier-one banks to neobanks, payment service providers (PSPs) to major transformers, e-commerce giants to startups, and government agencies to transportation companies.
BPC's SmartVista suite includes cutting-edge solutions for banking, commerce, and mobility, including digital banking, ATMs and switching, payment processing, card and fraud management, financial inclusion, merchant portals, transportation, and smart cities.
Founded in 1996, BPC Banking, Payments, Context has evolved over the years to provide innovative and relevant solutions that align with the current lifestyle of consumers as they perform banking transactions, make purchases, or travel in both urban and rural areas, thus bridging the gap between real life and the digital world. With 350 clients across 100 countries, BPC collaborates with all players in the ecosystem, from tier-one banks to neobanks, payment service providers (PSPs) to major transformers, e-commerce giants to startups, and government agencies to transportation companies.
BPC's SmartVista suite includes cutting-edge solutions for banking, commerce, and mobility, including digital banking, ATMs and switching, payment processing, card and fraud management, financial inclusion, merchant portals, transportation, and smart cities.
LHV Bank
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
MercadoPago
Somos una herramienta de inclusión financiera para millones de personas y PyMEs en América Latina // Somos uma ferramenta de inclusão financeira para milhões de pessoas e pequenas e médias empresas na América Latina
Somos una herramienta de inclusión financiera para millones de personas y PyMEs en América Latina // Somos uma ferramenta de inclusão financeira para milhões de pessoas e pequenas e médias empresas na América Latina
Euronet
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
Weststeincard
WestStein Mastercard is a prepaid debit card with an online bank account that allows you to make money transfers, withdraw cash, and shop online and offline all over the world with friendly fees.
The IBAN account is issued without a credit history check and is suited for all incoming and outgoing payments, including SEPA. The card can be topped up in several ways, including with a prepaid voucher.
With WestStein Mastercard your online purchases are safe and discreet, as your account is not linked to your local bank.
Great for controlling your budget as you can only spend what you have loaded on the card. WestStein Mastercard is also the perfect solution for managing your family’s financial needs as you can link up to three cards to the main account.
The user-friendly WestStein client portal and mobile app let you swiftly send and receive payments and check your balance from any location in the world.
WestStein Mastercard is a prepaid debit card with an online bank account that allows you to make money transfers, withdraw cash, and shop online and offline all over the world with friendly fees.
The IBAN account is issued without a credit history check and is suited for all incoming and outgoing payments, including SEPA. The card can be topped up in several ways, including with a prepaid voucher.
With WestStein Mastercard your online purchases are safe and discreet, as your account is not linked to your local bank.
Great for controlling your budget as you can only spend what you have loaded on the card. WestStein Mastercard is also the perfect solution for managing your family’s financial needs as you can link up to three cards to the main account.
The user-friendly WestStein client portal and mobile app let you swiftly send and receive payments and check your balance from any location in the world.
Pay-logic
PayLogic is a Moroccan company that provides Electronic Payment Solution that includes Mobile Payment, ATM/POS solution, debit and credit card issuing solution, Fully EMV compliant smart card solutions, Alert Management Solution, integrated collection management software, credit card compliance/decision support systems and Health Care Solution. The service organization at PayLogic provides installation, project management and post-installation support for all PayLogic products.
PayLogic is a Moroccan company that provides Electronic Payment Solution that includes Mobile Payment, ATM/POS solution, debit and credit card issuing solution, Fully EMV compliant smart card solutions, Alert Management Solution, integrated collection management software, credit card compliance/decision support systems and Health Care Solution. The service organization at PayLogic provides installation, project management and post-installation support for all PayLogic products.
Banco Azteca
Banco Azteca is a Mexican bank dedicated to promoting financial inclusion by offering accessible products and services to those without traditional banking options. With a strong focus on digital solutions, Banco Azteca enables businesses to easily and securely make payments to employees and conduct transactions year-round. Their Azteca Business Banking platform, along with the BEA Móvil mobile app, provides a simple, fast, and secure way to manage finances. By prioritizing banking accessibility, Banco Azteca aims to foster inclusive prosperity for all segments of the population, enhancing the overall financial well-being of communities.
Banco Azteca: reviews
Customers appreciate the user-friendly digital platforms, which make transactions simple and convenient, ensuring a positive banking experience year-round.
Banco Azteca: competitors
Alternatives to Braintree include Banco Azul, Banco BMG and BanCoppel.
Banco Azteca is a Mexican bank dedicated to promoting financial inclusion by offering accessible products and services to those without traditional banking options. With a strong focus on digital solutions, Banco Azteca enables businesses to easily and securely make payments to employees and conduct transactions year-round. Their Azteca Business Banking platform, along with the BEA Móvil mobile app, provides a simple, fast, and secure way to manage finances. By prioritizing banking accessibility, Banco Azteca aims to foster inclusive prosperity for all segments of the population, enhancing the overall financial well-being of communities.
Banco Azteca: reviews
Customers appreciate the user-friendly digital platforms, which make transactions simple and convenient, ensuring a positive banking experience year-round.
Banco Azteca: competitors
Alternatives to Braintree include Banco Azul, Banco BMG and BanCoppel.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
