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Alternative and Local Payment Services
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445 companies
Mar 17, 2026
Last updated: Mar 17, 2026
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Elitepay
elitepay.com.my Malaysia
Easy to Use. Everything at the click of a button Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups. Fuss-free App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app. Risk-free Eliminate cash-flow tie up. Easy tracking limits errors.
Easy to Use. Everything at the click of a button Credit top-ups for pre-paid cards. Effortless bill payments. International payments for foreign workers. International money transfers. Online gaming top-ups. Fuss-free App-based means less hassle, nothing needs to be printed and everything is done with a click on the Android compatible mobile app. Risk-free Eliminate cash-flow tie up. Easy tracking limits errors.
AnSpacePay
anspacepay.com Brazil
We integrate your system with ours to offer numerous financial solutions to your customers within your own application. Our advantages: 1- We are the payment facilitator that is always with you 2- We are experts in PIX transactions 3- We integrate your system with ours quickly 4- Our interface is simple, agile, and complete
We integrate your system with ours to offer numerous financial solutions to your customers within your own application. Our advantages: 1- We are the payment facilitator that is always with you 2- We are experts in PIX transactions 3- We integrate your system with ours quickly 4- Our interface is simple, agile, and complete
Freecharge
freecharge.in India
Freecharge is a well-known name in the world of payment apps, serving over 100 million users across the country. A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, and much more. Moreover, users can easily make payments at offline or online merchants via a robust infrastructure that supports UPI, Debit/ Credit Cards, Wallet, and other options. Freecharge even offers multiple Axis Bank Credit Cards and is constantly building new products to support small and midsize retailers across payments and lending.
Freecharge is a well-known name in the world of payment apps, serving over 100 million users across the country. A 100% subsidiary of Axis Bank, Freecharge has always been known for offering safe and seamless UPI payments, utility bill payments, mobile/DTH recharges, and much more. Moreover, users can easily make payments at offline or online merchants via a robust infrastructure that supports UPI, Debit/ Credit Cards, Wallet, and other options. Freecharge even offers multiple Axis Bank Credit Cards and is constantly building new products to support small and midsize retailers across payments and lending.
Paysystems
paysystems.nl Netherlands
Pay Systems is the leading provider of payment solutions for festivals, venues and events in Europe. Our experience is very wide using several kinds of systems and techniques in different countries, serving music festivals and venues. The qualities of our solutions are highly appreciated by our clients. Using our solutions at hundreds of events yearly increase their turnover and allow them to control the entire revenue processes.
Pay Systems is the leading provider of payment solutions for festivals, venues and events in Europe. Our experience is very wide using several kinds of systems and techniques in different countries, serving music festivals and venues. The qualities of our solutions are highly appreciated by our clients. Using our solutions at hundreds of events yearly increase their turnover and allow them to control the entire revenue processes.
Fusionpay
fusionpay.co.uk United Kingdom
FusionPay is a smart pay-tech company based in London, UK. Through FusionPay's integrated mobile payment solutions, Chinese customers can pay Chinese Yuan directly without exchanging, and the payments are settled in £ /€ to merchants'​ accounts. Having already partnered with Alipay, WeChat Pay, Unionpay, JDPay and Suning Pay, FusionPay aims to connect EU merchants to overseas customers by efficient cross-border payment solutions and by multichannel marketing programs.
FusionPay is a smart pay-tech company based in London, UK. Through FusionPay's integrated mobile payment solutions, Chinese customers can pay Chinese Yuan directly without exchanging, and the payments are settled in £ /€ to merchants'​ accounts. Having already partnered with Alipay, WeChat Pay, Unionpay, JDPay and Suning Pay, FusionPay aims to connect EU merchants to overseas customers by efficient cross-border payment solutions and by multichannel marketing programs.
SPECTRA MERCHANT SERVICES
spectra-ms.com Hong Kong
SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.
SPECTRA Merchant Services Ltd. (hereinafter referred to as “SMS”), a wholly owned subsidiary of SPECTRA Technologies Holdings Company Ltd., was established in 2017 to serve the Hong Kong payment industry. Foreseeing more and more new payment facilities will be implemented in Hong Kong, SMS takes the role to gear our latest payment product with new payment solution integrated with our terminal management system, to provide a better merchant service and new experience to all merchants and consumers.
KCP
m.kcp.co.kr South Korea
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction. KCP: reviews Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers. KCP: competitors Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction. KCP: reviews Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers. KCP: competitors Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
Hitachi Payment Services
hitachi-payments.com India
In the fast changing world of money and banking, we empower Banks and Fintechs with innovative and end-to-end payments and commerce solutions that create customer delight, drive profitability and most importantly, bring payment services closer to people. As India’s foremost payments and commerce solutions provider, our offerings are designed to meet the ever-changing needs of our customers. With cutting-edge solutions, robust infrastructure and end-to-end services, we help our customers stay ahead of the curve.
In the fast changing world of money and banking, we empower Banks and Fintechs with innovative and end-to-end payments and commerce solutions that create customer delight, drive profitability and most importantly, bring payment services closer to people. As India’s foremost payments and commerce solutions provider, our offerings are designed to meet the ever-changing needs of our customers. With cutting-edge solutions, robust infrastructure and end-to-end services, we help our customers stay ahead of the curve.
Hecto Financial
hectofinancial.co.kr South Korea
Main services: Firm banking: A payment automation service for various expenses - An automated payment service for various expenses without the hassle of unnecessary bank visits or internet banking - Facilitates automatic withdrawal of various funds such as salaries, payments for goods/services and other expenses Virtual account: A deposit-only account allocated to a customer for easy payment collection - Provides a comprehensive range of services from the initial issuance of virtual account to real-time or collective confirmation of customer deposits - Allows collective consolidation and settlement of the completed deposit transactions by bank Simple cash settlement: A simple cash settlement service available after initial account registration - A new type of settlement system, which utilizes the firm banking's real-time withdrawal and deposit functions - Available for immediate use after a simple verification process that does not require either certificates or OTP - Password authe
Main services: Firm banking: A payment automation service for various expenses - An automated payment service for various expenses without the hassle of unnecessary bank visits or internet banking - Facilitates automatic withdrawal of various funds such as salaries, payments for goods/services and other expenses Virtual account: A deposit-only account allocated to a customer for easy payment collection - Provides a comprehensive range of services from the initial issuance of virtual account to real-time or collective confirmation of customer deposits - Allows collective consolidation and settlement of the completed deposit transactions by bank Simple cash settlement: A simple cash settlement service available after initial account registration - A new type of settlement system, which utilizes the firm banking's real-time withdrawal and deposit functions - Available for immediate use after a simple verification process that does not require either certificates or OTP - Password authe
Absa Group
absa.africa South Africa
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
Currenciesdirect
currenciesdirect.com India
Winning Money Transfer Provider of the Year at the 2021 MoneyAge Awards, Currencies Direct stands out in the foreign exchange industry for its unique combination of payments technology and personalised support from a team of experienced professionals. Established in 1996 Currencies Direct was the first non-bank foreign exchange provider in Europe. Today we’ve helped over 425,000 customers, offering straightforward payments solutions to businesses operating in international markets. With detailed market insight and expert consultation, we help our customers mitigate the risks associated with currency exposure, make smarter currency management decisions and expand their businesses globally.
Winning Money Transfer Provider of the Year at the 2021 MoneyAge Awards, Currencies Direct stands out in the foreign exchange industry for its unique combination of payments technology and personalised support from a team of experienced professionals. Established in 1996 Currencies Direct was the first non-bank foreign exchange provider in Europe. Today we’ve helped over 425,000 customers, offering straightforward payments solutions to businesses operating in international markets. With detailed market insight and expert consultation, we help our customers mitigate the risks associated with currency exposure, make smarter currency management decisions and expand their businesses globally.
Moolahgo
moolahgo.com Singapore
We are a leading Asian Fintech firm founded in Singapore. At Moolahgo, we aim to make financial services accessible to everyone and anyone. We believe everyone deserves fast, fair and affordable financial services. Backed by one of Asia’s largest conglomerate, the Lippo Group, moolahgo has grown from servicing businesses across diverse segments to providing digital payments in an eWallet for consumers. Our services include: - For Consumers : Digital Payments | eWallet - For Businesses : Payment Services Provider | Payments Processor | Payments-As-A-Service | Revenue Collection
We are a leading Asian Fintech firm founded in Singapore. At Moolahgo, we aim to make financial services accessible to everyone and anyone. We believe everyone deserves fast, fair and affordable financial services. Backed by one of Asia’s largest conglomerate, the Lippo Group, moolahgo has grown from servicing businesses across diverse segments to providing digital payments in an eWallet for consumers. Our services include: - For Consumers : Digital Payments | eWallet - For Businesses : Payment Services Provider | Payments Processor | Payments-As-A-Service | Revenue Collection
Pomelopay
pomelopay.com
About us Using innovative technology and a mobile-first mindset we are offering low-cost tools to merchants that empower them to get their business moving. ‍ By partnering with international banks in 2018 we engineered a simple and effective method for their merchants to receive payments using secure QR code technology.
About us Using innovative technology and a mobile-first mindset we are offering low-cost tools to merchants that empower them to get their business moving. ‍ By partnering with international banks in 2018 we engineered a simple and effective method for their merchants to receive payments using secure QR code technology.
Forex Money Transfer Limited
forexmoneytransfer.com United Kingdom
Passionate about connecting the world through seamless financial transactions and empowering individuals and businesses to thrive across borders. With a deep understanding of money remittance dynamics and the transformative power of cross-currency transactions, I am dedicated to facilitating secure, efficient, and cost-effective solutions for global money transfer. 🚀 Money Remittance Specialist Strategically optimizing cross-border payment processes, ensuring swift and compliant transactions for clients spanning diverse industries. Collaborating with a dynamic team to enhance user experiences and develop innovative solutions that adapt to evolving market trends. Building strong relationships with international partners and financial institutions to expand our global reach and provide top-tier services.
Passionate about connecting the world through seamless financial transactions and empowering individuals and businesses to thrive across borders. With a deep understanding of money remittance dynamics and the transformative power of cross-currency transactions, I am dedicated to facilitating secure, efficient, and cost-effective solutions for global money transfer. 🚀 Money Remittance Specialist Strategically optimizing cross-border payment processes, ensuring swift and compliant transactions for clients spanning diverse industries. Collaborating with a dynamic team to enhance user experiences and develop innovative solutions that adapt to evolving market trends. Building strong relationships with international partners and financial institutions to expand our global reach and provide top-tier services.
Nagad
nagad.com.bd Bangladesh
Nagad is poised to become an essential component of Bangladesh’s financial fabric. Aligned with the needs of the people and the development goals of the Bangladesh Government, Nagad envisions its role as a one-stop digital banking destination in partnership with the entire financial services industry. At Nagad, we believe that strategic partnerships are the key to providing the people of Bangladesh with the most relevant and impactful digital financial services. We invite you to reimagine and leapfrog into the future of financial services alongside us. Bangladesh is a thriving economic playground, pulsing with optimism and aspiration. A population of over 170 million people, nearly half of whom are under 25, has awakened to the vast possibilities of the future. They eagerly adopt new ideas from the outside while confidently forging their own path.
Nagad is poised to become an essential component of Bangladesh’s financial fabric. Aligned with the needs of the people and the development goals of the Bangladesh Government, Nagad envisions its role as a one-stop digital banking destination in partnership with the entire financial services industry. At Nagad, we believe that strategic partnerships are the key to providing the people of Bangladesh with the most relevant and impactful digital financial services. We invite you to reimagine and leapfrog into the future of financial services alongside us. Bangladesh is a thriving economic playground, pulsing with optimism and aspiration. A population of over 170 million people, nearly half of whom are under 25, has awakened to the vast possibilities of the future. They eagerly adopt new ideas from the outside while confidently forging their own path.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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