Atlas

Alternative and Local Payment Services
Clear filters
445 companies
Mar 17, 2026
Last updated: Mar 17, 2026
Popular first
Sorts providers by popularity and overall demand.
Popular first
  • Newest first
  • Alphabetical
Nowpay.cash LTD
nowpay.cash Egypt
Secure your team’s financial wellbeing Financial stress costs companies billions of dollars in lost productivity, affecting team performance and wellbeing. NowPay gives your team the power to get paid easily, pay their bills, and deal with the unexpected at any time.
Secure your team’s financial wellbeing Financial stress costs companies billions of dollars in lost productivity, affecting team performance and wellbeing. NowPay gives your team the power to get paid easily, pay their bills, and deal with the unexpected at any time.
Airplus
airplus.com Germany
AirPlus makes corporate payment smart and simple for 55,000 customers around the world. The first choice for businesses looking to master complexity, our solutions include central accounts, corporate and virtual credit cards as well as digital procurement and data intelligence tools that simplify and optimize the corporate payment experience.
AirPlus makes corporate payment smart and simple for 55,000 customers around the world. The first choice for businesses looking to master complexity, our solutions include central accounts, corporate and virtual credit cards as well as digital procurement and data intelligence tools that simplify and optimize the corporate payment experience.
SHOPEEPAY
seamoney.com Vietnam
ShopeePay is SeaMoney’s mobile wallet, which provides users with easy access to digital payment services. ShopeePay allow users to make online payments, top up their wallet, transfer and withdraw funds, and make payments offline at thousands of our merchant partner locations, offering users a seamless shopping experience.
ShopeePay is SeaMoney’s mobile wallet, which provides users with easy access to digital payment services. ShopeePay allow users to make online payments, top up their wallet, transfer and withdraw funds, and make payments offline at thousands of our merchant partner locations, offering users a seamless shopping experience.
Paychoice
paychoice.com.au New Zealand
Convert more customers, get paid faster and streamline your business. PayChoice allows you to accept all payment methods and save time so you can get back to business. Easily set up direct debits, online payment gateways and real-time payments with industry-leading security. PayChoice integrates directly with your existing software so you can stop chasing up your money, stop double handling data, and stop wasting hours on tech headaches!
Convert more customers, get paid faster and streamline your business. PayChoice allows you to accept all payment methods and save time so you can get back to business. Easily set up direct debits, online payment gateways and real-time payments with industry-leading security. PayChoice integrates directly with your existing software so you can stop chasing up your money, stop double handling data, and stop wasting hours on tech headaches!
Netstars
netstars.co.jp Japan
NETSTARS is responsible for popularizing cashless payment via the combination of smartphone and QR codes in Japan. Since our introduction of WeChat Pay to Japan in 2015, aimed at inbound tourists, we have consistently worked on the diffusion of cashless payment. StarPay has evolved from a gateway into a solution, providing optimal services with full security and peace of mind. We utilize our knowledge cultivated so far to resolve issues in payment-related settings with labor-saving solutions, focusing on both the sales promotion-supporting DX field, and the global field, which we are expanding across national borders. We act as an intermediary in a diverse range of payment scenarios that exist in the business world, offering new mechanisms.
NETSTARS is responsible for popularizing cashless payment via the combination of smartphone and QR codes in Japan. Since our introduction of WeChat Pay to Japan in 2015, aimed at inbound tourists, we have consistently worked on the diffusion of cashless payment. StarPay has evolved from a gateway into a solution, providing optimal services with full security and peace of mind. We utilize our knowledge cultivated so far to resolve issues in payment-related settings with labor-saving solutions, focusing on both the sales promotion-supporting DX field, and the global field, which we are expanding across national borders. We act as an intermediary in a diverse range of payment scenarios that exist in the business world, offering new mechanisms.
Cofidis
cofidis.es Spain
At Cofidis, we have been active in the Spanish financial market for 30 years, positioning ourselves as one of the leading remote consumer credit operators. We currently have a team of 1,000 employees nationwide and 5,200 across Europe. Thanks to all of them, Cofidis continues to be an exceptional place to work, and we have been certified as a Great Place to Work in Spain (October 2021 – October 2022). Cofidis is recognized for its expertise in consumer credit and personal loans for project financing, with more than 2.5 million customers. Since beginning operations in Spain in 1990, our activity has been supervised by the Bank of Spain. In addition, Cofidis is a member of the National Association of Financial Entities (ASNEF) and the Spanish Association for Digital Economy and Direct Marketing (Adigital).
At Cofidis, we have been active in the Spanish financial market for 30 years, positioning ourselves as one of the leading remote consumer credit operators. We currently have a team of 1,000 employees nationwide and 5,200 across Europe. Thanks to all of them, Cofidis continues to be an exceptional place to work, and we have been certified as a Great Place to Work in Spain (October 2021 – October 2022). Cofidis is recognized for its expertise in consumer credit and personal loans for project financing, with more than 2.5 million customers. Since beginning operations in Spain in 1990, our activity has been supervised by the Bank of Spain. In addition, Cofidis is a member of the National Association of Financial Entities (ASNEF) and the Spanish Association for Digital Economy and Direct Marketing (Adigital).
Gate2payments
gate2payments.dk Denmark
Accept payments in your webshop – simple and affordable. Gate2Payments is a Danish FinTech company that offers global payment solutions for eCommerce businesses across all sectors. Gate2Payments saves most customers up to 80% on their current acquiring costs by connecting them to a wide range of global and local financial institutions through the Gate2Payments platform, as well as our own solutions for processing credit and debit card transactions.
Accept payments in your webshop – simple and affordable. Gate2Payments is a Danish FinTech company that offers global payment solutions for eCommerce businesses across all sectors. Gate2Payments saves most customers up to 80% on their current acquiring costs by connecting them to a wide range of global and local financial institutions through the Gate2Payments platform, as well as our own solutions for processing credit and debit card transactions.
Heoh
heoh.net France
About HeoH: HeoH is a French fintech that is strengthening the integration of digital payment and donation into people's daily lives. Regulated by the ACPR (French Prudential Supervision and Resolution Authority) through its Payment Institution, HeoH has developed an omnichannel platform and several high-value-added solutions for donations and payments, including: * GoodTransaction: Enables users to make a donation directly on a merchant’s payment terminal, with just one click, regardless of the customer’s bank card. * e-GoodTransaction**: Allows users to make a donation after an online purchase through a donation invitation pop-up that appears after payment. * Donation kiosks**: These allow donations via bank card or smartphone. As powerful tools for communication and encouraging donations, they let users choose the donation amount, enter their email to receive a tax receipt, and select the cause they want to support.
About HeoH: HeoH is a French fintech that is strengthening the integration of digital payment and donation into people's daily lives. Regulated by the ACPR (French Prudential Supervision and Resolution Authority) through its Payment Institution, HeoH has developed an omnichannel platform and several high-value-added solutions for donations and payments, including: * GoodTransaction: Enables users to make a donation directly on a merchant’s payment terminal, with just one click, regardless of the customer’s bank card. * e-GoodTransaction**: Allows users to make a donation after an online purchase through a donation invitation pop-up that appears after payment. * Donation kiosks**: These allow donations via bank card or smartphone. As powerful tools for communication and encouraging donations, they let users choose the donation amount, enter their email to receive a tax receipt, and select the cause they want to support.
Moneyworld
moneyworld.com.sg Singapore
Starting out as a numismatic company dealing with money collectibles and commemorative products, Money World is a well-known business leader in the world of money. Implementing its two-pronged approach in business strategy, Money World is today, an established remittance service provider in the region. Registered under and licensed by the Monetary Authority of Singapore as a Major Payment Institution, Money World has been in the remittance business for over 25 years. Aside from “G7” currencies, Money World has the expertise in the global forex market sector handling currencies such as the Chinese Ren Min Bi, Indonesian Rupiah and the Malaysian Ringgit. Leveraging on favourable ties with major banks and trusted money business licensed partners in the region, Money World prides itself on its consistent and constant availability in providing these currencies securely and efficiently, giving them a competitive edge over both their local and regional peers.
Starting out as a numismatic company dealing with money collectibles and commemorative products, Money World is a well-known business leader in the world of money. Implementing its two-pronged approach in business strategy, Money World is today, an established remittance service provider in the region. Registered under and licensed by the Monetary Authority of Singapore as a Major Payment Institution, Money World has been in the remittance business for over 25 years. Aside from “G7” currencies, Money World has the expertise in the global forex market sector handling currencies such as the Chinese Ren Min Bi, Indonesian Rupiah and the Malaysian Ringgit. Leveraging on favourable ties with major banks and trusted money business licensed partners in the region, Money World prides itself on its consistent and constant availability in providing these currencies securely and efficiently, giving them a competitive edge over both their local and regional peers.
Reem
United Arab Emirates
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors. Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors. Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Zippay
zip.co Australia
Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products that bring customers and merchants together. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants. We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.
Razorpay
razorpay.com India
Power your finance, grow your business. Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease. Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money. #OutgrowOrdinary We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
Power your finance, grow your business. Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease. Razorpay has grown from being a payment gateway provider to a solutions-driven organization boasting of an extensive products suite to accept and disburse payments as well as raise capital and park money. In a nutshell, we fit into every nook and corner where your business touches money. #OutgrowOrdinary We identify ourselves as disruptors in the digital payments space and our vision is to power the financial ecosystem for other disruptors. Like attracts like and Razorpay actively looks to partner with established companies and startups that have either broken the glass ceiling in their industry or are set to.
Sage Pay
United Kingdom
At Sage, we knock down barriers with information, insights, and tools to help your business flow. We provide businesses with software and services that are simple and easy to use, as we work with you to give you that feeling of confidence. Customers trust our Payroll, HR, and Finance software to make business flow with ease. From our local network of experts to our ever-growing partnerships, we are on hand to give you all the insights you need to thrive. 💚
At Sage, we knock down barriers with information, insights, and tools to help your business flow. We provide businesses with software and services that are simple and easy to use, as we work with you to give you that feeling of confidence. Customers trust our Payroll, HR, and Finance software to make business flow with ease. From our local network of experts to our ever-growing partnerships, we are on hand to give you all the insights you need to thrive. 💚
PayPunto
paypunta.com Uruguay
WE SIMPLIFY INTERNATIONAL PAYMENTS With PayPunta,your foreign customers pay as if they were at home. From hotels to shared expenses, restaurants, travel agencies, and much more. Discover a comprehensive and efficient solution,all in one place!
WE SIMPLIFY INTERNATIONAL PAYMENTS With PayPunta,your foreign customers pay as if they were at home. From hotels to shared expenses, restaurants, travel agencies, and much more. Discover a comprehensive and efficient solution,all in one place!
99bill
99bill.com China
Under the trend of mobility, scenarioization and dataization, Kuaiqian Company combines various consumption scenarios and uses Internet technology, big data and other cutting-edge technologies to create an innovative financial technology platform. For enterprise customers and individual users, it provides high-quality services including payment, customized industry solutions, financial cloud, value-added services, etc. Diversified financial technology services, while constantly radiating financial technology to more industries and scenarios. So as to empower enterprises and users, and bring intelligent, efficient and personalized new financial technology experience.
Under the trend of mobility, scenarioization and dataization, Kuaiqian Company combines various consumption scenarios and uses Internet technology, big data and other cutting-edge technologies to create an innovative financial technology platform. For enterprise customers and individual users, it provides high-quality services including payment, customized industry solutions, financial cloud, value-added services, etc. Diversified financial technology services, while constantly radiating financial technology to more industries and scenarios. So as to empower enterprises and users, and bring intelligent, efficient and personalized new financial technology experience.
Powered by

Ready to integrate a specific service or payment feature?

Share your project details, budget, and timeline—we’ll handle the matchmaking.
cta-block__image

Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

Error
Something went wrong. Please try again.