Atlas
Cofidis
At Cofidis, we have been active in the Spanish financial market for 30 years, positioning ourselves as one of the leading remote consumer credit operators. We currently have a team of 1,000 employees nationwide and 5,200 across Europe. Thanks to all of them, Cofidis continues to be an exceptional place to work, and we have been certified as a Great Place to Work in Spain (October 2021 – October 2022).
Cofidis is recognized for its expertise in consumer credit and personal loans for project financing, with more than 2.5 million customers.
Since beginning operations in Spain in 1990, our activity has been supervised by the Bank of Spain. In addition, Cofidis is a member of the National Association of Financial Entities (ASNEF) and the Spanish Association for Digital Economy and Direct Marketing (Adigital).
At Cofidis, we have been active in the Spanish financial market for 30 years, positioning ourselves as one of the leading remote consumer credit operators. We currently have a team of 1,000 employees nationwide and 5,200 across Europe. Thanks to all of them, Cofidis continues to be an exceptional place to work, and we have been certified as a Great Place to Work in Spain (October 2021 – October 2022).
Cofidis is recognized for its expertise in consumer credit and personal loans for project financing, with more than 2.5 million customers.
Since beginning operations in Spain in 1990, our activity has been supervised by the Bank of Spain. In addition, Cofidis is a member of the National Association of Financial Entities (ASNEF) and the Spanish Association for Digital Economy and Direct Marketing (Adigital).
M-daq
M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) & payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Our proprietary technology empowers both large enterprises and SMEs to navigate international trade with FX clarity, certainty, and payment mobility.
Headquartered in Singapore with an expanding presence across 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions, as well as value-added services such as AI-driven KYB onboarding and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.
M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) & payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Our proprietary technology empowers both large enterprises and SMEs to navigate international trade with FX clarity, certainty, and payment mobility.
Headquartered in Singapore with an expanding presence across 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions, as well as value-added services such as AI-driven KYB onboarding and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.
Telco
Telcoin, a multinational fintech operating in 171 countries, is revolutionizing global finance by merging blockchain technology, telecommunications, and banking. We are launching the world’s first regulated blockchain bank and eUSD, a pioneering bank-issued “Digital Cash” stablecoin. Our decentralized financial infrastructure powers secure, self-custodial blockchain payments and banking services worldwide.
This compliance-driven, banking-first approach leverages blockchain technology to redefine how the world interacts with money online.
Telcoin, a multinational fintech operating in 171 countries, is revolutionizing global finance by merging blockchain technology, telecommunications, and banking. We are launching the world’s first regulated blockchain bank and eUSD, a pioneering bank-issued “Digital Cash” stablecoin. Our decentralized financial infrastructure powers secure, self-custodial blockchain payments and banking services worldwide.
This compliance-driven, banking-first approach leverages blockchain technology to redefine how the world interacts with money online.
Nets
Nets is part of Nexi Group – the European PayTech with scale, capabilities, and geographic reach to drive the transition to a cashless Europe. We are committed to supporting people and businesses of all sizes, transforming the way people pay and businesses accept payments. By simplifying payments and providing the most innovative and reliable solutions we enable businesses and financial institutions to better serve their customers, build closer relationships, and to grow together.
Nets is part of Nexi Group – the European PayTech with scale, capabilities, and geographic reach to drive the transition to a cashless Europe. We are committed to supporting people and businesses of all sizes, transforming the way people pay and businesses accept payments. By simplifying payments and providing the most innovative and reliable solutions we enable businesses and financial institutions to better serve their customers, build closer relationships, and to grow together.
Cashia
It all started with an idea in 2020, built to take the pain out of peer-to-peer, B2B payments, and reduce the costs of digital fees altogether, Cashia is a digital Ecosystem Aggregator bringing a better way to send, spend, invest, and save to our many monthly active users.
With a mission to build the fastest and most seamless platform to send and receive money by making it more affordable, instantly available and universally accessible. Working with stakeholders across the private, public, and informal sectors, we aim to unlock the true potential of digital payments across Africa by bridging the digital dividend in online payments and e-Commerce services.
It all started with an idea in 2020, built to take the pain out of peer-to-peer, B2B payments, and reduce the costs of digital fees altogether, Cashia is a digital Ecosystem Aggregator bringing a better way to send, spend, invest, and save to our many monthly active users.
With a mission to build the fastest and most seamless platform to send and receive money by making it more affordable, instantly available and universally accessible. Working with stakeholders across the private, public, and informal sectors, we aim to unlock the true potential of digital payments across Africa by bridging the digital dividend in online payments and e-Commerce services.
Paychoice
Convert more customers, get paid faster and streamline your business. PayChoice allows you to accept all payment methods and save time so you can get back to business.
Easily set up direct debits, online payment gateways and real-time payments with industry-leading security. PayChoice integrates directly with your existing software so you can stop chasing up your money, stop double handling data, and stop wasting hours on tech headaches!
Convert more customers, get paid faster and streamline your business. PayChoice allows you to accept all payment methods and save time so you can get back to business.
Easily set up direct debits, online payment gateways and real-time payments with industry-leading security. PayChoice integrates directly with your existing software so you can stop chasing up your money, stop double handling data, and stop wasting hours on tech headaches!
KCP
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction.
KCP: reviews
Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers.
KCP: competitors
Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction.
KCP: reviews
Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers.
KCP: competitors
Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
Netstars
NETSTARS is responsible for popularizing cashless payment via the combination of smartphone and QR codes in Japan.
Since our introduction of WeChat Pay to Japan in 2015, aimed at inbound tourists, we have consistently worked on the diffusion of cashless payment.
StarPay has evolved from a gateway into a solution, providing optimal services with full security and peace of mind.
We utilize our knowledge cultivated so far to resolve issues in payment-related settings with labor-saving solutions, focusing on both the sales promotion-supporting DX field, and the global field, which we are expanding across national borders.
We act as an intermediary in a diverse range of payment scenarios that exist in the business world, offering new mechanisms.
NETSTARS is responsible for popularizing cashless payment via the combination of smartphone and QR codes in Japan.
Since our introduction of WeChat Pay to Japan in 2015, aimed at inbound tourists, we have consistently worked on the diffusion of cashless payment.
StarPay has evolved from a gateway into a solution, providing optimal services with full security and peace of mind.
We utilize our knowledge cultivated so far to resolve issues in payment-related settings with labor-saving solutions, focusing on both the sales promotion-supporting DX field, and the global field, which we are expanding across national borders.
We act as an intermediary in a diverse range of payment scenarios that exist in the business world, offering new mechanisms.
PayPunto
WE SIMPLIFY INTERNATIONAL PAYMENTS
With PayPunta,your foreign customers pay as if they were at home.
From hotels to shared expenses, restaurants, travel agencies, and much more.
Discover a comprehensive and efficient solution,all in one place!
WE SIMPLIFY INTERNATIONAL PAYMENTS
With PayPunta,your foreign customers pay as if they were at home.
From hotels to shared expenses, restaurants, travel agencies, and much more.
Discover a comprehensive and efficient solution,all in one place!
Maldopay
Malgopay is a digital payment platform developed by Malgotech Solutions Private Limited, based in Bangalore, India. It offers a comprehensive suite of services designed to simplify financial transactions for users across the country. The platform enables users to manage mobile recharges, utility bill payments, and online shopping, all while earning rewards and cashback.
**Key Features:**
- **Mobile Recharges:** Users can recharge their mobile phones across various networks instantly, with no extra fees and exclusive cashback on every transaction.
- **Utility Bill Payments:** Malgopay facilitates quick and secure payments for services such as electricity, water, gas, and broadband, ensuring uninterrupted services without added fees.
- **Shopping Discounts:** The platform provides exclusive shopping discounts across various categories, allowing users to save on their favorite products.
Malgopay is a digital payment platform developed by Malgotech Solutions Private Limited, based in Bangalore, India. It offers a comprehensive suite of services designed to simplify financial transactions for users across the country. The platform enables users to manage mobile recharges, utility bill payments, and online shopping, all while earning rewards and cashback.
**Key Features:**
- **Mobile Recharges:** Users can recharge their mobile phones across various networks instantly, with no extra fees and exclusive cashback on every transaction.
- **Utility Bill Payments:** Malgopay facilitates quick and secure payments for services such as electricity, water, gas, and broadband, ensuring uninterrupted services without added fees.
- **Shopping Discounts:** The platform provides exclusive shopping discounts across various categories, allowing users to save on their favorite products.
99bill
Under the trend of mobility, scenarioization and dataization, Kuaiqian Company combines various consumption scenarios and uses Internet technology, big data and other cutting-edge technologies to create an innovative financial technology platform. For enterprise customers and individual users, it provides high-quality services including payment, customized industry solutions, financial cloud, value-added services, etc. Diversified financial technology services, while constantly radiating financial technology to more industries and scenarios. So as to empower enterprises and users, and bring intelligent, efficient and personalized new financial technology experience.
Under the trend of mobility, scenarioization and dataization, Kuaiqian Company combines various consumption scenarios and uses Internet technology, big data and other cutting-edge technologies to create an innovative financial technology platform. For enterprise customers and individual users, it provides high-quality services including payment, customized industry solutions, financial cloud, value-added services, etc. Diversified financial technology services, while constantly radiating financial technology to more industries and scenarios. So as to empower enterprises and users, and bring intelligent, efficient and personalized new financial technology experience.
Ecobank
Ecobank Transnational Incorporated (‘ETI’) is the parent company of the Ecobank Group, the leading independent pan-African banking group. The Ecobank Group employs over 14,000 people and serves about 20 million customers in the consumer, commercial and corporate banking sectors across 35 African countries.
The Group has a banking license in France and representative offices in Addis Ababa, Ethiopia; Johannesburg, South Africa; Beijing, China; London, the UK and Dubai, the United Arab Emirates. The Group offers a full suite of banking products, services and solutions including bank and deposit accounts, loans, cash management, advisory, trade, securities, wealth and asset management. ETI is listed on the Nigerian Stock Exchanges in Lagos, the Ghana Stock Exchange in Accra, and the Bourse Régionale des Valeurs Mobilières in Abidjan.
Ecobank Transnational Incorporated (‘ETI’) is the parent company of the Ecobank Group, the leading independent pan-African banking group. The Ecobank Group employs over 14,000 people and serves about 20 million customers in the consumer, commercial and corporate banking sectors across 35 African countries.
The Group has a banking license in France and representative offices in Addis Ababa, Ethiopia; Johannesburg, South Africa; Beijing, China; London, the UK and Dubai, the United Arab Emirates. The Group offers a full suite of banking products, services and solutions including bank and deposit accounts, loans, cash management, advisory, trade, securities, wealth and asset management. ETI is listed on the Nigerian Stock Exchanges in Lagos, the Ghana Stock Exchange in Accra, and the Bourse Régionale des Valeurs Mobilières in Abidjan.
Constantpayments
Modern Сanadian Payment Solution Provider for SAAS online businesses based in EU and US. Constant Payments provide CC processing with recurring billing, daily and weekly settlements, direct agreement with Visa and MasterCard Principal Member for our merchants.
We process payments in any domestic currency you need and maximize your revenue in subscription payments in your branded payment page. You can instantly issue dedicated IBAN for your online business with us, accept SWIFT and SEPA as well as getting your branded MasterCard payment card or virtual card. Reach out to find out more!
Modern Сanadian Payment Solution Provider for SAAS online businesses based in EU and US. Constant Payments provide CC processing with recurring billing, daily and weekly settlements, direct agreement with Visa and MasterCard Principal Member for our merchants.
We process payments in any domestic currency you need and maximize your revenue in subscription payments in your branded payment page. You can instantly issue dedicated IBAN for your online business with us, accept SWIFT and SEPA as well as getting your branded MasterCard payment card or virtual card. Reach out to find out more!
Concryt
The game-changing expertise in payments and banking at a place where every voice is valued and every view is respected.
The game-changing expertise in payments and banking at a place where every voice is valued and every view is respected.
Handepay
Independent businesses are paying far too much for their debit and credit card processing. We are here to help grow your business by offering low cost merchant services. With Handepay it’s simple…
- Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
- Take card payments tailored to suit your business needs -
- No minimum monthly service charge (MMSC) - No fees for PCI DSS compliance or non-compliance
- Free Business Resource Centre Businesses switching to Handepay save 36% on average, thanks to our simple and transparent pricing with no hidden fees.
Independent businesses are paying far too much for their debit and credit card processing. We are here to help grow your business by offering low cost merchant services. With Handepay it’s simple…
- Accept contactless payments including Apple Pay, Google Pay & Samsung Pay
- Take card payments tailored to suit your business needs -
- No minimum monthly service charge (MMSC) - No fees for PCI DSS compliance or non-compliance
- Free Business Resource Centre Businesses switching to Handepay save 36% on average, thanks to our simple and transparent pricing with no hidden fees.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
