Atlas
LHV Bank
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
OPAY
OPay is designed to make financial services more accessible to everyday customers –– whether it’s for the bills they have to pay, or the transfer & withdrawal of money; OPay's a platform that truly serves its users in the most convenient way.
OPay is designed to make financial services more accessible to everyday customers –– whether it’s for the bills they have to pay, or the transfer & withdrawal of money; OPay's a platform that truly serves its users in the most convenient way.
EpayWorldwide
epay, a segment of Euronet, Inc. (NASDAQ:EEFT), is a leading global provider of payment processing and prepaid solutions that processed more than 3.8 billion transactions in 2023. The company has built an extensive network of retailer touchpoints with more than 800,000 point-of-sale terminals in 63 countries that connects brands with consumers all over the world. The company offers a diverse ecosystem of services, products and solutions supporting the distribution of Payment and Branded Payments for more than 1,000 brand partners via Commerce, eCommerce and mCommerce solutions.
epay, a segment of Euronet, Inc. (NASDAQ:EEFT), is a leading global provider of payment processing and prepaid solutions that processed more than 3.8 billion transactions in 2023. The company has built an extensive network of retailer touchpoints with more than 800,000 point-of-sale terminals in 63 countries that connects brands with consumers all over the world. The company offers a diverse ecosystem of services, products and solutions supporting the distribution of Payment and Branded Payments for more than 1,000 brand partners via Commerce, eCommerce and mCommerce solutions.
Midtrans
As a GoTo Financial company, Midtrans provides complete payment solutions tailored for your business. With us, you can accept payments and make payouts easily. We simplify your payments so you can focus on growing your business.
Midtrans is suitable for startups & early businesses, growing businesses, and enterprises. Our solutions let you accept payments online and offline with 24 payment methods. Setting up Midtrans is fast and easy. You can start accepting payments and making payouts within a day. Our solutions are compatible with many existing platforms, from Shopify to iOS.
For more than a decade, we've been powering Indonesia’s leading businesses. There are 500k+ businesses that use Midtrans, 20 million+ transactions completed per month, 80%+ online users have transacted on Midtrans, and IDR 15 Billion+ amount of fraudulent transactions prevented per week.
As a GoTo Financial company, Midtrans provides complete payment solutions tailored for your business. With us, you can accept payments and make payouts easily. We simplify your payments so you can focus on growing your business.
Midtrans is suitable for startups & early businesses, growing businesses, and enterprises. Our solutions let you accept payments online and offline with 24 payment methods. Setting up Midtrans is fast and easy. You can start accepting payments and making payouts within a day. Our solutions are compatible with many existing platforms, from Shopify to iOS.
For more than a decade, we've been powering Indonesia’s leading businesses. There are 500k+ businesses that use Midtrans, 20 million+ transactions completed per month, 80%+ online users have transacted on Midtrans, and IDR 15 Billion+ amount of fraudulent transactions prevented per week.
Jeton Wallet
Jeton is a UK based FCA licensed digital e-wallet company offering diverse local and global payment solutions available globally. Products include: Jeton wallet, Jeton Cash (vouchers) and Jeton Business (IBAN accounts).
Jeton is a UK based FCA licensed digital e-wallet company offering diverse local and global payment solutions available globally. Products include: Jeton wallet, Jeton Cash (vouchers) and Jeton Business (IBAN accounts).
FLIQA Payments
Elevate your checkout with secure, real-time bank transfers.
Fliqa’s PIS cuts out intermediaries, streamlines user authentication, and puts you in control of your payment ecosystem.
Elevate your checkout with secure, real-time bank transfers.
Fliqa’s PIS cuts out intermediaries, streamlines user authentication, and puts you in control of your payment ecosystem.
Aceunion
ACE Union transforms your financial life, offering a seamless way to spend, save, and monitor your money.
With our new state-of-the-art feature set and a completely redesigned UI/UX, experience wonder in the all-in-one app! Get instant spending alerts, track budgets, pay bills, make airtime top-ups, schedule payments, pay via QR, make cross border payments and much more! Secure, fast, and user-friendly, upgrade to ACE Union and manage your money, your way.
ACE Union transforms your financial life, offering a seamless way to spend, save, and monitor your money.
With our new state-of-the-art feature set and a completely redesigned UI/UX, experience wonder in the all-in-one app! Get instant spending alerts, track budgets, pay bills, make airtime top-ups, schedule payments, pay via QR, make cross border payments and much more! Secure, fast, and user-friendly, upgrade to ACE Union and manage your money, your way.
Deem
Welcome to Deem - where we're reimagining the world of financial services with a fresh perspective and a deep commitment to our community. At Deem, we believe that our success is intricately linked with the success of our customers. That's why we're dedicated to nurturing our community and crafting products and services that empower individuals and businesses to achieve their financial goals.
Driven by a passion for innovation and a relentless pursuit of excellence, we're constantly challenging ourselves to evolve and adapt to the changing needs of our customers. Utilizing cutting-edge data analytics, we strive to deliver seamless experiences that truly enhance the lives of our customers.
We offer a range of financial solutions tailored to meet your needs, including comprehensive products and services such as credit cards, loans, and corporate deposits designed for convenience and affordability.
Welcome to Deem - where we're reimagining the world of financial services with a fresh perspective and a deep commitment to our community. At Deem, we believe that our success is intricately linked with the success of our customers. That's why we're dedicated to nurturing our community and crafting products and services that empower individuals and businesses to achieve their financial goals.
Driven by a passion for innovation and a relentless pursuit of excellence, we're constantly challenging ourselves to evolve and adapt to the changing needs of our customers. Utilizing cutting-edge data analytics, we strive to deliver seamless experiences that truly enhance the lives of our customers.
We offer a range of financial solutions tailored to meet your needs, including comprehensive products and services such as credit cards, loans, and corporate deposits designed for convenience and affordability.
OTT pay
OTT Pay is a global fintech company that is redefining the payment industry through the delivery of Alternative Payment Methods that embrace the diversity of our changing culture. Our exclusive World of Payments™ solution integrates acceptance of popular international e-wallets streamlined with major debit and credit card brands. We connect North American businesses with the tools to unlock growing ethnic markets by making it easier for their customers to pay. Our integrated suite of solutions encompass POS Terminals, E-commerce, and Loyalty SaaS tools to make everyday business easier.
OTT Pay is a subsidiary of OTT Financial Group, a diversified financial services group founded in 2006.
OTT Pay is a global fintech company that is redefining the payment industry through the delivery of Alternative Payment Methods that embrace the diversity of our changing culture. Our exclusive World of Payments™ solution integrates acceptance of popular international e-wallets streamlined with major debit and credit card brands. We connect North American businesses with the tools to unlock growing ethnic markets by making it easier for their customers to pay. Our integrated suite of solutions encompass POS Terminals, E-commerce, and Loyalty SaaS tools to make everyday business easier.
OTT Pay is a subsidiary of OTT Financial Group, a diversified financial services group founded in 2006.
Xace
Xace is a leading alternative banking provider specialising in tailored financial solutions for the iGaming, fintech, and high-growth digital sectors. With a multi-licensed banking infrastructure across the UK and EU, Xace offers seamless multi-currency IBANs, international payment routes, and FX solutions, enabling iGaming businesses to operate efficiently in a complex financial landscape.
Xace is a leading alternative banking provider specialising in tailored financial solutions for the iGaming, fintech, and high-growth digital sectors. With a multi-licensed banking infrastructure across the UK and EU, Xace offers seamless multi-currency IBANs, international payment routes, and FX solutions, enabling iGaming businesses to operate efficiently in a complex financial landscape.
Localpayments
We develop local and international alliances, and we integrate partners, technologies and functionalities, in one platform with unlimited capabilities. With one API integration your company can land in a country without a local entity and get funds into the company bank account anywhere worldwide.
We develop local and international alliances, and we integrate partners, technologies and functionalities, in one platform with unlimited capabilities. With one API integration your company can land in a country without a local entity and get funds into the company bank account anywhere worldwide.
Emerald24
Emerald24 is a digital payments platform designed to provide businesses and merchants in the UK and EU with a modern and accessible alternative to traditional banking.
Our user-friendly online platform grants easy access to money transfer solutions and local banking rails, while our expert client managers provide invaluable guidance in navigating cross-border finance.
With a focus on efficiency and reliability, Emerald24 offers global entrepreneurs a secure and streamlined way to transfer, receive, and exchange funds around the world.
Emerald24 is a digital payments platform designed to provide businesses and merchants in the UK and EU with a modern and accessible alternative to traditional banking.
Our user-friendly online platform grants easy access to money transfer solutions and local banking rails, while our expert client managers provide invaluable guidance in navigating cross-border finance.
With a focus on efficiency and reliability, Emerald24 offers global entrepreneurs a secure and streamlined way to transfer, receive, and exchange funds around the world.
Clear Junction
Clear Junction is a global payments solutions provider. We power financial companies, enabling them to capture and connect to new opportunities by accessing the tools, networks and knowledge they need.
Our team has years of experience in the payments space and extensive knowledge of risk and compliance. That, coupled with our proprietary technology, helps empower businesses to realise potential in the areas traditional service providers can’t or aren’t willing to unlock.
Power your payment ambitions today.
Clear Junction is a global payments solutions provider. We power financial companies, enabling them to capture and connect to new opportunities by accessing the tools, networks and knowledge they need.
Our team has years of experience in the payments space and extensive knowledge of risk and compliance. That, coupled with our proprietary technology, helps empower businesses to realise potential in the areas traditional service providers can’t or aren’t willing to unlock.
Power your payment ambitions today.
Adumo online
Adumo Online operates as a leading payment enabler, with all the services clients need to conduct secure, cashless payment transactions in both domestic and international markets: cloud-based software, payment systems, and risk management.
We have evolved through purposeful strategy execution and innovative product and platform development to become a leading e-commerce payment provider. We proudly operate as part of Adumo, South Africa’s largest independent payments processor.
Behind our pioneering payment technology is a team with extensive knowledge in digital business strategy and e-commerce management, ready to help clients connect online innovation, digital transformation, and sales.
Adumo Online operates as a leading payment enabler, with all the services clients need to conduct secure, cashless payment transactions in both domestic and international markets: cloud-based software, payment systems, and risk management.
We have evolved through purposeful strategy execution and innovative product and platform development to become a leading e-commerce payment provider. We proudly operate as part of Adumo, South Africa’s largest independent payments processor.
Behind our pioneering payment technology is a team with extensive knowledge in digital business strategy and e-commerce management, ready to help clients connect online innovation, digital transformation, and sales.
MiFinity
It has a growing network of Global partner relationships and a best-in-class, highly secure and regulated technology platform. MiFinity’s eWallet is focused on the online gaming, travel, Forex and eCommerce sectors. It is a fast, simple, and secure way for customers to perform transactions with multiple local payment options in different currencies. MiFinity is a true ‘omnichannel’ payment provider to the global online payment market.
MiFinity’s core product, the MiFinity eWallet, is available to customers in over 224 countries and territories and has over 75 integrated payment methods available, offering customers a choice of 17 native currencies and 21 languages in the MiFinity iFrame, app and desktop experience. Customers can also purchase MiFinity eVouchers from popular reseller sites to fund their eWallet, with a wide range of currencies and values available. In addition, MiFinity provides every customer within the EEA and UK a free IBAN enabling super quick money transfers.
It has a growing network of Global partner relationships and a best-in-class, highly secure and regulated technology platform. MiFinity’s eWallet is focused on the online gaming, travel, Forex and eCommerce sectors. It is a fast, simple, and secure way for customers to perform transactions with multiple local payment options in different currencies. MiFinity is a true ‘omnichannel’ payment provider to the global online payment market.
MiFinity’s core product, the MiFinity eWallet, is available to customers in over 224 countries and territories and has over 75 integrated payment methods available, offering customers a choice of 17 native currencies and 21 languages in the MiFinity iFrame, app and desktop experience. Customers can also purchase MiFinity eVouchers from popular reseller sites to fund their eWallet, with a wide range of currencies and values available. In addition, MiFinity provides every customer within the EEA and UK a free IBAN enabling super quick money transfers.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
