Atlas
Paynamics
Paynamics Technologies Inc. is a Payment Service Provider and Software Development company based in Manila, Philippines. Our company offers various electronic payment products such as creditcard/debit card processing, check processing and other alternative payments such as bank transfers, ewallets and vouchers.
Paynamics Technologies Inc. is a Payment Service Provider and Software Development company based in Manila, Philippines. Our company offers various electronic payment products such as creditcard/debit card processing, check processing and other alternative payments such as bank transfers, ewallets and vouchers.
Edenred
Edenred Poland is part of the Edenred Group, a leading global platform for services and digital payments. We connect nearly 60 million employees and 2 million merchant partners across 45 countries through almost 1 million corporate clients.
We offer digital payment solutions (prepaid cards, loyalty platforms) tailored to specific needs in the areas of food, mobility, incentives, and corporate payments. Our solutions enhance employee well-being, increase the attractiveness and competitiveness of businesses, and stimulate the local economy.
Edenred Poland is part of the Edenred Group, a leading global platform for services and digital payments. We connect nearly 60 million employees and 2 million merchant partners across 45 countries through almost 1 million corporate clients.
We offer digital payment solutions (prepaid cards, loyalty platforms) tailored to specific needs in the areas of food, mobility, incentives, and corporate payments. Our solutions enhance employee well-being, increase the attractiveness and competitiveness of businesses, and stimulate the local economy.
Igoriatrade
Igoria Trade is a public company, listed at the Warsaw Stock Exchange (ticker IGT). Igoria Trade has a licence as the European Payment Institution and operates in 31 European countries. The company provides financial advisory and consultancy services, foreign exchange, payment, transfers and escrow trust account.
Igoria Trade is a public company, listed at the Warsaw Stock Exchange (ticker IGT). Igoria Trade has a licence as the European Payment Institution and operates in 31 European countries. The company provides financial advisory and consultancy services, foreign exchange, payment, transfers and escrow trust account.
Paydex
We provide businesses with a complete payment ecosystem focused on what they need and nothing more. It's time to stop complicating the world of payments and get business owners where they need to be.
We provide businesses with a complete payment ecosystem focused on what they need and nothing more. It's time to stop complicating the world of payments and get business owners where they need to be.
Precium
Precium (formerly Revio) is the first African payments platform purpose-built for enterprise. Industry leaders choose Precium to optimise payment performance, automate financial operations, and craft extraordinary customer experiences. The growing list of Precium customers includes South Africa’s largest retailers and financial institutions, and some of the world’s largest consumer brands. We partner with our clients to deliver payment solutions that enable quantifiable business value with the scalability, reliability, and flexibility required for high-volume processing. Get in touch to explore how we can help solve your toughest payments challenges.
Precium (formerly Revio) is the first African payments platform purpose-built for enterprise. Industry leaders choose Precium to optimise payment performance, automate financial operations, and craft extraordinary customer experiences. The growing list of Precium customers includes South Africa’s largest retailers and financial institutions, and some of the world’s largest consumer brands. We partner with our clients to deliver payment solutions that enable quantifiable business value with the scalability, reliability, and flexibility required for high-volume processing. Get in touch to explore how we can help solve your toughest payments challenges.
BLIK
Polish Payment Standard (PSP) is a company formed by six biggest Polish banks: Alior Bank, Bank Millennium, Bank Zachodni WBK, mBank, ING Bank and PKO Bank Polski. PSP provides their customers with a revolutionary and intuitive mobile payment service -BLIK.
BLIK enables customers to make eCommerce and retail payments, withdraw cash from ATMs and send transfers to other customers using the system. The PSP system, being a Polish payment scheme, means that the user can access the system using an app belonging to any of the participating banks, and can have several apps on their phone that will work with BLIK.
Polish Payment Standard (PSP) is a company formed by six biggest Polish banks: Alior Bank, Bank Millennium, Bank Zachodni WBK, mBank, ING Bank and PKO Bank Polski. PSP provides their customers with a revolutionary and intuitive mobile payment service -BLIK.
BLIK enables customers to make eCommerce and retail payments, withdraw cash from ATMs and send transfers to other customers using the system. The PSP system, being a Polish payment scheme, means that the user can access the system using an app belonging to any of the participating banks, and can have several apps on their phone that will work with BLIK.
Dotpay
Dotpay and eCard are two strong brands that merged to become a leader in the e-payments market. Together, they offer comprehensive support for all payment methods: Dotpay — in the PayByLink segment, providing fast transfers, multi-currency payments, and mobile transfers; eCard — offering services for payment card transactions, such as POS or online payments for e-commerce.
With nearly 20 years of market presence, the companies jointly serve more than 30,000 clients, delivering solutions tailored to both local and international markets.
Dotpay and eCard are two strong brands that merged to become a leader in the e-payments market. Together, they offer comprehensive support for all payment methods: Dotpay — in the PayByLink segment, providing fast transfers, multi-currency payments, and mobile transfers; eCard — offering services for payment card transactions, such as POS or online payments for e-commerce.
With nearly 20 years of market presence, the companies jointly serve more than 30,000 clients, delivering solutions tailored to both local and international markets.
Chynge
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Ecospend
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Paytel
PayTel S.A. is a leading provider of payment services on the Polish market. The company specializes in processing cashless payments made via payment cards (Visa, Visa Electron, Mastercard), mobile payments (BLIK, Google Pay, Apple Pay), and manages a network of POS terminals (installation, servicing, and leasing).
PayTel develops and expands its own terminal and payment applications as well as its own infrastructure. It is a sales leader under the Cashless Poland Program. For over 15 years, the company has been continuously growing, ensuring the highest quality of services and investing in innovative solutions.
PayTel is part of the SIBS international group – one of the largest players in the European payments market. It ensures the highest security standards, holding PCI DSS and PCI PIN Transaction Security certifications. It is a National Payment Institution, operating under a license issued by the Polish Financial Supervision Authority.
PayTel S.A. is a leading provider of payment services on the Polish market. The company specializes in processing cashless payments made via payment cards (Visa, Visa Electron, Mastercard), mobile payments (BLIK, Google Pay, Apple Pay), and manages a network of POS terminals (installation, servicing, and leasing).
PayTel develops and expands its own terminal and payment applications as well as its own infrastructure. It is a sales leader under the Cashless Poland Program. For over 15 years, the company has been continuously growing, ensuring the highest quality of services and investing in innovative solutions.
PayTel is part of the SIBS international group – one of the largest players in the European payments market. It ensures the highest security standards, holding PCI DSS and PCI PIN Transaction Security certifications. It is a National Payment Institution, operating under a license issued by the Polish Financial Supervision Authority.
PayStage
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
Usb-pay
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
EMSpay
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
When payments flow, businesses grow.
EMS helps entrepreneurs turn payment complexity into growth opportunities.
We help your customers pay how they like, and help businesses in any industry accept and process payments fast and reliably.
So you can focus on what you love to do.
Chapa
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia.
Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Straal poland
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online.
With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online.
With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
