Atlas
Geoswift
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world.
Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide.
Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world.
Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide.
Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
VikingPay
Grow your business internationally via a single connection. Simple, flexible, frictionless online payments with expert guidance. VikingPay provides bespoke e-commerce solutions to both merchants and acquiring institutions.
Our services include:
▪️ Merchant Processing Solutions
▪️ Merchant Banking Services
▪️ Gateway and Processing Consultancy
▪️ Anti-Fraud and Chargeback Consultancy
Grow your business internationally via a single connection. Simple, flexible, frictionless online payments with expert guidance. VikingPay provides bespoke e-commerce solutions to both merchants and acquiring institutions.
Our services include:
▪️ Merchant Processing Solutions
▪️ Merchant Banking Services
▪️ Gateway and Processing Consultancy
▪️ Anti-Fraud and Chargeback Consultancy
DeStream
Receiving payments for content creators
At destream, we're on a mission to revolutionize the way content creators receive payments. Our goal is to provide you with a simple and efficient solution that allows receiving payments through as many payment methods as possible, with wide geographical coverage. Whether it's through bank cards, crypto, Apple Pay, or our exclusive destream bank card, content creators can receive payments at any time, on their own terms. Say goodbye to the limitations of PayPal, and embrace the convenience and flexibility of our payment platform. Join the movement and take control of your earnings today!
Receiving payments for content creators
At destream, we're on a mission to revolutionize the way content creators receive payments. Our goal is to provide you with a simple and efficient solution that allows receiving payments through as many payment methods as possible, with wide geographical coverage. Whether it's through bank cards, crypto, Apple Pay, or our exclusive destream bank card, content creators can receive payments at any time, on their own terms. Say goodbye to the limitations of PayPal, and embrace the convenience and flexibility of our payment platform. Join the movement and take control of your earnings today!
Ronghan International
Ronghan International is an Electronic Money Institution and Payment Service Provider in the UK & EU. Our Pacypay payment brand offers acquiring and payment solutions for Alipay and WeChat Pay in Europe and credit card services for Ecommerce merchants. RHI group also encompasses Onerway fund collection for Amazon & eBay sellers spanning across China, Honk Kong, Japan, Europe and the US.
Ronghan International is an Electronic Money Institution and Payment Service Provider in the UK & EU. Our Pacypay payment brand offers acquiring and payment solutions for Alipay and WeChat Pay in Europe and credit card services for Ecommerce merchants. RHI group also encompasses Onerway fund collection for Amazon & eBay sellers spanning across China, Honk Kong, Japan, Europe and the US.
Vasu
Risk-inclusive payment processing.
A Worldwide Digital Ecosystem to Make, Send or Receive Local, Regional or Global Payments – Anywhere, Anytime
Risk-inclusive payment processing.
A Worldwide Digital Ecosystem to Make, Send or Receive Local, Regional or Global Payments – Anywhere, Anytime
2000Charge Inc
2000Charge, Inc. is a Technical services organization established in 1999 to provide e-commerce merchants an end-to-end solution for credit card alternatives. As the pioneer in alternative payments, the company operates worldwide and has global reach in the European Union, Canada, Latin America, Asia Pacific and the United States. Many of our products were among the first to be introduced to the online payment market. Our company provides a global payment infrastructure to assist in maximizing conversions of international traffic and revenue streams with a broad portfolio of payment solutions local to consumers. We focus on high-growth, payment-related and internet-related services and consolidate the entire portfolio of solutions to streamline the checkout process for international consumers.
2000Charge, Inc. is a Technical services organization established in 1999 to provide e-commerce merchants an end-to-end solution for credit card alternatives. As the pioneer in alternative payments, the company operates worldwide and has global reach in the European Union, Canada, Latin America, Asia Pacific and the United States. Many of our products were among the first to be introduced to the online payment market. Our company provides a global payment infrastructure to assist in maximizing conversions of international traffic and revenue streams with a broad portfolio of payment solutions local to consumers. We focus on high-growth, payment-related and internet-related services and consolidate the entire portfolio of solutions to streamline the checkout process for international consumers.
Truevo
Verified
Truevo Payments is a regulated Financial Institution licensed by the MFSA. We provide merchant account and card acquiring services to businesses of all sizes, from micro-merchants to large enterprises.
Our simple, intuitive and user-friendly payment solutions facilitate payments across multiple channels. Our services include:
• E-Commerce Merchant Services
• Mobile Point-of-Sale
• Virtual Point-of-Sale
• Original Credit Transfers (OCT)
As a PCI DSS Level 1 service provider, we provide complete payment security in accordance with the industry's highest security standards."
Truevo Payments is a regulated Financial Institution licensed by the MFSA. We provide merchant account and card acquiring services to businesses of all sizes, from micro-merchants to large enterprises.
Our simple, intuitive and user-friendly payment solutions facilitate payments across multiple channels. Our services include:
• E-Commerce Merchant Services
• Mobile Point-of-Sale
• Virtual Point-of-Sale
• Original Credit Transfers (OCT)
As a PCI DSS Level 1 service provider, we provide complete payment security in accordance with the industry's highest security standards."
Cardinity
Cardinity is a secure and reliable online payment platform. We offer e-commerce merchants the possibility to accept credit and debit card payments from buyers anywhere in the world. With Cardinity online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.
Cardinity service is provided by a licensed financial institution regulated by the Central Bank of Lithuania. We are registered on Visa Europe and MasterCard International card associations.
Cardinity is a secure and reliable online payment platform. We offer e-commerce merchants the possibility to accept credit and debit card payments from buyers anywhere in the world. With Cardinity online merchants are able to charge all the major credit and debit cards such as Visa, MasterCard, Maestro, Carta Si, Diners Club International, etc. in any currency.
Cardinity service is provided by a licensed financial institution regulated by the Central Bank of Lithuania. We are registered on Visa Europe and MasterCard International card associations.
PayForm Global
A single service for accepting payments in favor of electronic wallets, bookmakers, gaming platforms, mobile operators and other international and local services
A single service for accepting payments in favor of electronic wallets, bookmakers, gaming platforms, mobile operators and other international and local services
Connectum
CONNECTUM is an Authorized Payment Institution, founded in the United Kingdom and regulated by the Financial Conduct Authority since 2014. UK FCA registration No. 624117.
Principal Acquirer Membership in: VISA, Mastercard, MIR payment systems, an Acquiring Only Principal Membership in UnionPay for SEPA region.
CONNECTUM offers a powerful payment processing system for various EEA companies working in E-commerce.
Stable secure Internet banking and payment gateway help merchants easily accept multiple payments from customers worldwide. We keep decent rates for our services thanks to our direct connections to the largest payment providers.
CONNECTUM is an Authorized Payment Institution, founded in the United Kingdom and regulated by the Financial Conduct Authority since 2014. UK FCA registration No. 624117.
Principal Acquirer Membership in: VISA, Mastercard, MIR payment systems, an Acquiring Only Principal Membership in UnionPay for SEPA region.
CONNECTUM offers a powerful payment processing system for various EEA companies working in E-commerce.
Stable secure Internet banking and payment gateway help merchants easily accept multiple payments from customers worldwide. We keep decent rates for our services thanks to our direct connections to the largest payment providers.
Pliant
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Twistopay
🚀 Twisto is redefining how people shop and pay. 🚀
We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing.
Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world.
We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
🚀 Twisto is redefining how people shop and pay. 🚀
We are a fintech BNPL service, making payments easy, flexible, and stress-free. 2.5 million customers in the Czech Republic, Poland, and Romania have already trusted us – and we’re still growing.
Twisto was the first to introduce BNPL in the Czech market, bringing a new level of convenience to online shopping. Today, our payment solutions help merchants increase conversions and average order value, while giving customers the freedom to pay without stress. Whether it's a 30-day free deferred payment, Pay in 3 with no registration, or exclusive benefits for registered users, Twisto is all about how payments should work in the modern world.
We are available in 60,000+ online stores. Since 2023, we have been part of the fintech group Param, pushing the boundaries of digital finance.
Spayz
SPAYZ.io is a global payment provider that enables hassle-free payment acceptance and growth in the Asian, African, and European markets. We offer Open Banking, Payouts, Bank Transfers, E-wallets, Online Banking and Acquiring services.
SPAYZ.io is a global payment provider that enables hassle-free payment acceptance and growth in the Asian, African, and European markets. We offer Open Banking, Payouts, Bank Transfers, E-wallets, Online Banking and Acquiring services.
Oldmoney
Old Money Payments is a payment service provider and expert online payment partner. We accept payments and make payouts to create a safe and trusted environment where businesses can thrive without fear for the security of their transactions.
We offer over 150 payment methods in 30+ currencies, customized terms, and the flexibility to adapt quickly to market changes. We take pride in our gentlemanly approach and professionalism, which helps us meet our client's expectations at the highest level.
Old Money Payments is a payment service provider and expert online payment partner. We accept payments and make payouts to create a safe and trusted environment where businesses can thrive without fear for the security of their transactions.
We offer over 150 payment methods in 30+ currencies, customized terms, and the flexibility to adapt quickly to market changes. We take pride in our gentlemanly approach and professionalism, which helps us meet our client's expectations at the highest level.
Salt edge
Open banking for every business 🛰️ Salt Edge specialises in building open banking #API solutions that empower businesses from all over the world to create smart services for their customers based on access to bank #data and #payment initiation capabilities.
Our company has two main vectors of activity:
✔️ Open Banking Gateway: allows FIs to get instant access to accounts in 5,000 banks across Europe, GCC, APAC, Americas for account information and payment initiation, via a unified API. The Gateway comes with a set of #dataenrichment tools including transaction categorisation, merchant identification, and financial insights, which help in analysing and understanding end-customers’ financial behavior.
✔️ Open Banking and #PSD2 Compliance Solution: helps banks and EMIs to become compliant with the PSD2 and #OpenBanking requirements in just one month. The solution includes a set of APIs, #TPPverification system, Mobile #SCA, consent management system, and more.
Open banking for every business 🛰️ Salt Edge specialises in building open banking #API solutions that empower businesses from all over the world to create smart services for their customers based on access to bank #data and #payment initiation capabilities.
Our company has two main vectors of activity:
✔️ Open Banking Gateway: allows FIs to get instant access to accounts in 5,000 banks across Europe, GCC, APAC, Americas for account information and payment initiation, via a unified API. The Gateway comes with a set of #dataenrichment tools including transaction categorisation, merchant identification, and financial insights, which help in analysing and understanding end-customers’ financial behavior.
✔️ Open Banking and #PSD2 Compliance Solution: helps banks and EMIs to become compliant with the PSD2 and #OpenBanking requirements in just one month. The solution includes a set of APIs, #TPPverification system, Mobile #SCA, consent management system, and more.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
