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Alternative and Local Payment Services
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451 companies
Jul 21, 2026
Last updated: Jul 21, 2026
Lidio
lidio.com Turkey
Lidio, leveraging Mobilexpress's 13 years of experience in financial technology, develops innovative and user-friendly payment solutions. With the motto of "Liberating Payments," we stand equally for all businesses, working tirelessly to make financial transactions accessible to everyone. Our virtual POS solutions enable businesses of all sizes to receive online payments on the same day. With the Lidio Dealer Collection solution, we help main businesses manage cash flow across multiple dealers. The Lidio Pass card storage solution provides a secure one-click payment experience for 2.8 million users, while our international collection solutions offer cross-border trade opportunities for all businesses looking to sell in foreign markets. As the Lidio family, we will continue to push the boundaries of financial technologies and create value for each of our customers. For all value-added Lidio solutions, contact us to digitize your financial processes.
Lidio, leveraging Mobilexpress's 13 years of experience in financial technology, develops innovative and user-friendly payment solutions. With the motto of "Liberating Payments," we stand equally for all businesses, working tirelessly to make financial transactions accessible to everyone. Our virtual POS solutions enable businesses of all sizes to receive online payments on the same day. With the Lidio Dealer Collection solution, we help main businesses manage cash flow across multiple dealers. The Lidio Pass card storage solution provides a secure one-click payment experience for 2.8 million users, while our international collection solutions offer cross-border trade opportunities for all businesses looking to sell in foreign markets. As the Lidio family, we will continue to push the boundaries of financial technologies and create value for each of our customers. For all value-added Lidio solutions, contact us to digitize your financial processes.
Pay Advantage
payadvantage.com.au Australia
Pay Advantage - Manage Customers, Take Payments. Sign up and start accepting payments immediately. Works with any Australian bank account, is secure and 100% Australian owned and operated. What do our customers think? David Athorn from fb.me/aqua4lifeqld "You won't regret it!! It's pretty much a free service depending on your choice, BPay or DD. Helped increase our turnover, and gave our customers more options for payment. And the rates are better then most eftpos applications / terminals."
Pay Advantage - Manage Customers, Take Payments. Sign up and start accepting payments immediately. Works with any Australian bank account, is secure and 100% Australian owned and operated. What do our customers think? David Athorn from fb.me/aqua4lifeqld "You won't regret it!! It's pretty much a free service depending on your choice, BPay or DD. Helped increase our turnover, and gave our customers more options for payment. And the rates are better then most eftpos applications / terminals."
Amazon Payments
pay.amazon.com United States
Amazon Pay is a secure and user-friendly payment solution that allows businesses to offer a seamless checkout experience using customers' Amazon accounts. By integrating Amazon Pay, businesses can provide a trusted payment method, helping increase conversion rates and customer satisfaction. It supports various payment options, including credit cards and bank accounts, and ensures secure transactions with Amazon's advanced fraud protection. With its simple integration and global reach, Amazon Pay helps businesses streamline payments while leveraging Amazon’s trusted brand. Amazon Pay: reviews Businesses appreciate the platform’s reliable security features and the trust it builds with customers, leading to higher conversion rates and smoother checkouts. Amazon Pay: competitors Alternatives to Amazon Pay include PayPal and Stripe.
Amazon Pay is a secure and user-friendly payment solution that allows businesses to offer a seamless checkout experience using customers' Amazon accounts. By integrating Amazon Pay, businesses can provide a trusted payment method, helping increase conversion rates and customer satisfaction. It supports various payment options, including credit cards and bank accounts, and ensures secure transactions with Amazon's advanced fraud protection. With its simple integration and global reach, Amazon Pay helps businesses streamline payments while leveraging Amazon’s trusted brand. Amazon Pay: reviews Businesses appreciate the platform’s reliable security features and the trust it builds with customers, leading to higher conversion rates and smoother checkouts. Amazon Pay: competitors Alternatives to Amazon Pay include PayPal and Stripe.
Clarency
clarency.sg Singapore
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story. That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
It's disappointing that, in a globally connected world, cross-border trade has become increasingly disconnected. Clarency has played its part in reducing the obstacles with straightforward, transparent foreign exchange and payments, but we're keenly aware that forex and payments aren't the whole story. That's why we've designated a skilled team to developing a platform that addresses the whole picture. That platform is called biz.Clarency, and it will be going live in January 2021 with five international banking organisations.
Glintpay
glintpay.com United Kingdom
Glint is reintroducing gold as money. Buy, save, spend and send any amount of gold (and other currencies) instantly at the best rates. Download our free app today and get your Glint Mastercard.
Glint is reintroducing gold as money. Buy, save, spend and send any amount of gold (and other currencies) instantly at the best rates. Download our free app today and get your Glint Mastercard.
PayNearMe
home.paynearme.com United States
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Zong
zong.com.pk China
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks. Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide. ATM Bank IVR Bank Call Center Internet/Online Banking Branchless Banking
Zong Customers can now easily pay their Zong postpaid bills or top-up their prepaid mobile accounts instantly, by just walking into an ATM nearest to them or by logging on to Zong website. With a network consisting of all leading commercial banks, Zong customers can now have round the clock access to Zong Load and Recharge services nationwide either by using their bank’s ATM card on its designated Bank’s ATM machine or through any of the various modes of payment offered by the member banks. Zong customers can have easy access to Zong Prepaid Recharge and Postpaid billing facility using any of the following payment modes, Nationwide. ATM Bank IVR Bank Call Center Internet/Online Banking Branchless Banking
Vantage Pay
vantagepay.com South Africa
We're payment experts We are part of a global group that operates across multiple countries and continents, delivering world-class solutions for millions of users around the world. From custom payment solutions to fully integrated mobile applications, we deliver unique solutions that address Africa's payment challenges.
We're payment experts We are part of a global group that operates across multiple countries and continents, delivering world-class solutions for millions of users around the world. From custom payment solutions to fully integrated mobile applications, we deliver unique solutions that address Africa's payment challenges.
Ecobank
ecobank.com Nigeria
Ecobank Transnational Incorporated (‘ETI’) is the parent company of the Ecobank Group, the leading independent pan-African banking group. The Ecobank Group employs over 14,000 people and serves about 20 million customers in the consumer, commercial and corporate banking sectors across 35 African countries. The Group has a banking license in France and representative offices in Addis Ababa, Ethiopia; Johannesburg, South Africa; Beijing, China; London, the UK and Dubai, the United Arab Emirates. The Group offers a full suite of banking products, services and solutions including bank and deposit accounts, loans, cash management, advisory, trade, securities, wealth and asset management. ETI is listed on the Nigerian Stock Exchanges in Lagos, the Ghana Stock Exchange in Accra, and the Bourse Régionale des Valeurs Mobilières in Abidjan.
Ecobank Transnational Incorporated (‘ETI’) is the parent company of the Ecobank Group, the leading independent pan-African banking group. The Ecobank Group employs over 14,000 people and serves about 20 million customers in the consumer, commercial and corporate banking sectors across 35 African countries. The Group has a banking license in France and representative offices in Addis Ababa, Ethiopia; Johannesburg, South Africa; Beijing, China; London, the UK and Dubai, the United Arab Emirates. The Group offers a full suite of banking products, services and solutions including bank and deposit accounts, loans, cash management, advisory, trade, securities, wealth and asset management. ETI is listed on the Nigerian Stock Exchanges in Lagos, the Ghana Stock Exchange in Accra, and the Bourse Régionale des Valeurs Mobilières in Abidjan.
Icepay
icepay.nl Netherlands
ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes. Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless. Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes. Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless. Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
FreedomPay
paybox.money United States
The FreedomPay Commerce Platform is the best way for merchants to simplify complex payment environments. Validated by the PCI Security Standards Council for Point-to-Point Encryption (P2PE) along with EMV, Tokenization, Contactless and DCC capabilities, global leaders in retail, hospitality, gaming, education, healthcare and financial services trust FreedomPay to deliver unmatched security and advanced value added services. Since our launch in 2000, FreedomPay has been a pioneer in Next Level Commerce™, including mobile payments, cashless solutions, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services. As the industry's first TransAtlantic payments solution with integrations across top point-of-sale, device manufacturers and payment processors, supported by rapid API adoption, FreedomPay is driving the future of commerce and customer interaction.
The FreedomPay Commerce Platform is the best way for merchants to simplify complex payment environments. Validated by the PCI Security Standards Council for Point-to-Point Encryption (P2PE) along with EMV, Tokenization, Contactless and DCC capabilities, global leaders in retail, hospitality, gaming, education, healthcare and financial services trust FreedomPay to deliver unmatched security and advanced value added services. Since our launch in 2000, FreedomPay has been a pioneer in Next Level Commerce™, including mobile payments, cashless solutions, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services. As the industry's first TransAtlantic payments solution with integrations across top point-of-sale, device manufacturers and payment processors, supported by rapid API adoption, FreedomPay is driving the future of commerce and customer interaction.
Euplatesc
euplatesc.ro Romania
Payment Processor EuPlătesc.ro is a service offered by EuroPayment Services s.r.l.. The EuroPayment Services s.r.l specialists have a lot of experience (since 2004) in providing e-commerce solution integrator services and online bank card transaction processor. EuPlătesc.ro offers you a single point for online card processing, regardless of the issuing bank, using the most secure authentication technology – 3DSecure.
Payment Processor EuPlătesc.ro is a service offered by EuroPayment Services s.r.l.. The EuroPayment Services s.r.l specialists have a lot of experience (since 2004) in providing e-commerce solution integrator services and online bank card transaction processor. EuPlătesc.ro offers you a single point for online card processing, regardless of the issuing bank, using the most secure authentication technology – 3DSecure.
KCP
m.kcp.co.kr South Korea
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction. KCP: reviews Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers. KCP: competitors Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
Korea Cyber Payment (KCP) offers secure, real-time internet payment services that connect with Korean banks, allowing customers to make online payments using local credit cards or direct bank transfers. Ideal for flights departing from Korea, KCP accepts payments exclusively in Korean Won (KRW) and requires full payment within two hours of booking to secure the reservation. By partnering with KCP, businesses can easily provide Korean customers with local payment options, enhancing accessibility and customer satisfaction. KCP: reviews Users appreciate KCP for its secure, real-time payment processing, which provides a smooth transaction experience for both local cards and bank transfers. KCP: competitors Good alternatives to KCP are KG Inicis, Toss Payments, and Kakao Pay.
Lusopay
lusopay.com Portugal
Lusopay is a payment service provider. We offer a variety of payment methods for your collections: 1 - MB Way 2 - Multibanco references 3 - Payshop references 4 - Simplified transfers (via open banking) 5 - Interest-free installment payments with Codifis Pay Include our payment methods on your invoices, online stores, or customer portals. We were the first company in this sector to be authorized by the Bank of Portugal to receive and send funds via both Multibanco and PayShop references, and the second Payment Institution to be established in Portugal. According to the law, and to ensure the security of funds, entities engaged in fund transfers must be authorized to operate, be supervised by the Bank of Portugal, and hold a special registration with the Bank of Portugal.
Lusopay is a payment service provider. We offer a variety of payment methods for your collections: 1 - MB Way 2 - Multibanco references 3 - Payshop references 4 - Simplified transfers (via open banking) 5 - Interest-free installment payments with Codifis Pay Include our payment methods on your invoices, online stores, or customer portals. We were the first company in this sector to be authorized by the Bank of Portugal to receive and send funds via both Multibanco and PayShop references, and the second Payment Institution to be established in Portugal. According to the law, and to ensure the security of funds, entities engaged in fund transfers must be authorized to operate, be supervised by the Bank of Portugal, and hold a special registration with the Bank of Portugal.
Portmone.com
portmone.com.ua Ukraine
Largest independent omni-channel merchants payment platform in Ukraine. Headquartered in Kyiv. Key services: - B2C: online transfers between individuals, electronic bill deliverer & paying bills (utilities, communications, internet, etc.), sale of tickets, insurance and other services - B2B: integrated solutions for e-commerce: Internet acquiring, processing, transaction solutions for internet banking, customized solutions for web and mobile payment platforms
Largest independent omni-channel merchants payment platform in Ukraine. Headquartered in Kyiv. Key services: - B2C: online transfers between individuals, electronic bill deliverer & paying bills (utilities, communications, internet, etc.), sale of tickets, insurance and other services - B2B: integrated solutions for e-commerce: Internet acquiring, processing, transaction solutions for internet banking, customized solutions for web and mobile payment platforms
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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