Atlas
Borica
BORICA AD plays an important role as a fundamental IT infrastructure for the Bulgarian payment industry. Within the company’s main priorities lay the development and the operating of payment systems. Those priorities ensure the participants high-quality, reliable and innovative payment services which could be offered to the end customers – physical and juridical persons.
The company continues to improve its knowledge in the area of payment industry. Tendencies are actively monitored on European and local level. BORICA AD is a partner that offers banks and their customers the highest payment services quality.
As far as the payment industry is concerned, BORICA is focused on developing and offering value added services. This approach allows to expand the scope of payment services, as well as, to raise the satisfaction of the customers.
The company develops activities that are of use to all the participants and their customers.
BORICA AD plays an important role as a fundamental IT infrastructure for the Bulgarian payment industry. Within the company’s main priorities lay the development and the operating of payment systems. Those priorities ensure the participants high-quality, reliable and innovative payment services which could be offered to the end customers – physical and juridical persons.
The company continues to improve its knowledge in the area of payment industry. Tendencies are actively monitored on European and local level. BORICA AD is a partner that offers banks and their customers the highest payment services quality.
As far as the payment industry is concerned, BORICA is focused on developing and offering value added services. This approach allows to expand the scope of payment services, as well as, to raise the satisfaction of the customers.
The company develops activities that are of use to all the participants and their customers.
Novapay
NovaPay is an international financial service that provides Ukrainians with financial services online and through the Nova post branch network, connecting families and friends and boosting Ukrainian business in the world. We offer financial products in both online and offline formats to individuals and businesses, including: ▪ taking care of payments at Nova post and financing for packages; ▪ delivering money transfers within Ukraine and abroad; ▪ accepting utility and any other payments; ▪ providing internet acquiring and partnership services for businesses. The NovaPay payment system is the leader among all non-banking institutions in Ukraine in terms of remittances (according to the National Bank of Ukraine). NovaPay LLC was registered in Ukraine in 2012, and we are currently actively expanding in EU countries.
NovaPay is an international financial service that provides Ukrainians with financial services online and through the Nova post branch network, connecting families and friends and boosting Ukrainian business in the world. We offer financial products in both online and offline formats to individuals and businesses, including: ▪ taking care of payments at Nova post and financing for packages; ▪ delivering money transfers within Ukraine and abroad; ▪ accepting utility and any other payments; ▪ providing internet acquiring and partnership services for businesses. The NovaPay payment system is the leader among all non-banking institutions in Ukraine in terms of remittances (according to the National Bank of Ukraine). NovaPay LLC was registered in Ukraine in 2012, and we are currently actively expanding in EU countries.
Luxpay
Luxpay - Inovação e Tecnologia de ponta na Fabricação de Produtos Eletrônicos
Luxpay - Inovação e Tecnologia de ponta na Fabricação de Produtos Eletrônicos
MONELIQ LIMITED
Moneliq provides fully integrated payment card transaction processing solution, with multi-channel and multi-currency payment options through one interface, with a simple integration experience and a suite of payment APIs, fraud and risk management services and all the tools needed to accept payments locally and internationally.
SEPA and SWIFT payments coming soon
Moneliq provides fully integrated payment card transaction processing solution, with multi-channel and multi-currency payment options through one interface, with a simple integration experience and a suite of payment APIs, fraud and risk management services and all the tools needed to accept payments locally and internationally.
SEPA and SWIFT payments coming soon
Marginalen bank
Marginalen Bank - an alternative bank. We create time and opportunities for individuals and businesses by simplifying their financial everyday life. By listening to our customers, we can offer uncomplicated and competitive products and services.
Our vision is to contribute to a better world by creating an economic advantage for people seeking a bank and partner that looks not only at numbers but also at ideas and the future. Through our sustainability efforts, we aim to increase financial awareness, support organizations that help vulnerable individuals, and be an attractive workplace with a focus on equality and diversity. We are a new bank that started in 2010, but our roots go back to 1979.
Today, we have over 300 employees in Sweden and have always grown organically.
Marginalen Bank - an alternative bank. We create time and opportunities for individuals and businesses by simplifying their financial everyday life. By listening to our customers, we can offer uncomplicated and competitive products and services.
Our vision is to contribute to a better world by creating an economic advantage for people seeking a bank and partner that looks not only at numbers but also at ideas and the future. Through our sustainability efforts, we aim to increase financial awareness, support organizations that help vulnerable individuals, and be an attractive workplace with a focus on equality and diversity. We are a new bank that started in 2010, but our roots go back to 1979.
Today, we have over 300 employees in Sweden and have always grown organically.
Tribe Payments
At Tribe, we dream of a future where payments innovation supports the day-to-day experiences that end-users crave. To make this vision a reality, we work with clients and partners across the ecosystem to develop future-ready technology solutions built around their customer needs. We focus on creating solutions that press ‘fast-forward’ on the innovation lifecycle, without compromising quality or operational value.
Our solutions include:
Payments processing for issuers, acquirers and fintechs
Digital Banking and Digital Wallet solutions
Payments Gateway and POS for acquirers
Open Banking APIs
Bank Connect
Fraud & Risk Monitoring
3D Secure
At Tribe, we dream of a future where payments innovation supports the day-to-day experiences that end-users crave. To make this vision a reality, we work with clients and partners across the ecosystem to develop future-ready technology solutions built around their customer needs. We focus on creating solutions that press ‘fast-forward’ on the innovation lifecycle, without compromising quality or operational value.
Our solutions include:
Payments processing for issuers, acquirers and fintechs
Digital Banking and Digital Wallet solutions
Payments Gateway and POS for acquirers
Open Banking APIs
Bank Connect
Fraud & Risk Monitoring
3D Secure
Simpaisa
At the crossroads of innovation and impact, Simpaisa pioneers secure, disruptive, and innovative technology infrastructure, amplifying financial inclusivity. We specialize in digital payments services, streamlining the collection of payments and distribution of payouts for our clients.
By providing a seamless platform and single API integration, Simpaisa enables businesses to efficiently accept payments from their customers while ensuring secure and timely disbursement of funds to suppliers, partners, and stakeholders. With customizable solutions tailored to the specific needs of each client, we optimize financial processes, enhance cash flow management, and foster growth for businesses across various industries. This seamless integration simplifies the payment process for merchants, eliminating the need for multiple bank accounts and disparate systems, while also enhancing the end-user experience with secure and streamlined transactions.
At the crossroads of innovation and impact, Simpaisa pioneers secure, disruptive, and innovative technology infrastructure, amplifying financial inclusivity. We specialize in digital payments services, streamlining the collection of payments and distribution of payouts for our clients.
By providing a seamless platform and single API integration, Simpaisa enables businesses to efficiently accept payments from their customers while ensuring secure and timely disbursement of funds to suppliers, partners, and stakeholders. With customizable solutions tailored to the specific needs of each client, we optimize financial processes, enhance cash flow management, and foster growth for businesses across various industries. This seamless integration simplifies the payment process for merchants, eliminating the need for multiple bank accounts and disparate systems, while also enhancing the end-user experience with secure and streamlined transactions.
Clearhaus
Clearhaus provides simple, innovative, and straightforward acquiring services to online merchants. We are determined to innovate and develop our services for the future. Clearhaus A/S is licensed as a Payment Institution by the Danish Financial Services Authority and a Principal Member of Visa and Mastercard.
Clearhaus provides simple, innovative, and straightforward acquiring services to online merchants. We are determined to innovate and develop our services for the future. Clearhaus A/S is licensed as a Payment Institution by the Danish Financial Services Authority and a Principal Member of Visa and Mastercard.
Clearent
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Aloqabank
AloqaBank is a leading bank in Uzbekistan, providing clients with a wide range of financial services with a high level of reliability and innovative approaches. Our mission is to enable everyone to thrive independently by creating useful and functional products and services for all.
AloqaBank is a leading bank in Uzbekistan, providing clients with a wide range of financial services with a high level of reliability and innovative approaches. Our mission is to enable everyone to thrive independently by creating useful and functional products and services for all.
Bitsafe
As a Fintech scale-up, Bitsafe is positioning itself as one of the early disruptors of the banking industry. Bitsafe’s vision is to make the internet a safe place to engage in financial transactions, free from privacy infringement, identity theft and governmental control.
Bitsafe's products include providing Basic Payment Accounts with Dutch IBAN, receiving and sending SEPA transactions, merchant credit card processing services, Bitsafe Debit Card, domain name registrations with extended privacy shield, network privacy and security services and trademark protection services. Bitsafe: Protecting Your Identity Online.
Bitsafe is headquartered in Amsterdam but has offices in Prague, Budapest, New York and San Francisco.
As a Fintech scale-up, Bitsafe is positioning itself as one of the early disruptors of the banking industry. Bitsafe’s vision is to make the internet a safe place to engage in financial transactions, free from privacy infringement, identity theft and governmental control.
Bitsafe's products include providing Basic Payment Accounts with Dutch IBAN, receiving and sending SEPA transactions, merchant credit card processing services, Bitsafe Debit Card, domain name registrations with extended privacy shield, network privacy and security services and trademark protection services. Bitsafe: Protecting Your Identity Online.
Bitsafe is headquartered in Amsterdam but has offices in Prague, Budapest, New York and San Francisco.
AION BANK
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Portpos
PortPos is a payments solution that allows merchants to expand their businesses online. Your customers will be able to buy products online with ease and security. Payments can be made with local and international debit or credit cards.
PortPos is a payments solution that allows merchants to expand their businesses online. Your customers will be able to buy products online with ease and security. Payments can be made with local and international debit or credit cards.
Midtrans
As a GoTo Financial company, Midtrans provides complete payment solutions tailored for your business. With us, you can accept payments and make payouts easily. We simplify your payments so you can focus on growing your business.
Midtrans is suitable for startups & early businesses, growing businesses, and enterprises. Our solutions let you accept payments online and offline with 24 payment methods. Setting up Midtrans is fast and easy. You can start accepting payments and making payouts within a day. Our solutions are compatible with many existing platforms, from Shopify to iOS.
For more than a decade, we've been powering Indonesia’s leading businesses. There are 500k+ businesses that use Midtrans, 20 million+ transactions completed per month, 80%+ online users have transacted on Midtrans, and IDR 15 Billion+ amount of fraudulent transactions prevented per week.
As a GoTo Financial company, Midtrans provides complete payment solutions tailored for your business. With us, you can accept payments and make payouts easily. We simplify your payments so you can focus on growing your business.
Midtrans is suitable for startups & early businesses, growing businesses, and enterprises. Our solutions let you accept payments online and offline with 24 payment methods. Setting up Midtrans is fast and easy. You can start accepting payments and making payouts within a day. Our solutions are compatible with many existing platforms, from Shopify to iOS.
For more than a decade, we've been powering Indonesia’s leading businesses. There are 500k+ businesses that use Midtrans, 20 million+ transactions completed per month, 80%+ online users have transacted on Midtrans, and IDR 15 Billion+ amount of fraudulent transactions prevented per week.
MERCHANTRADE
Malaysian service provider of cross-border money transfers, mobile money and electronic payments. Core focus on international money transfers, foreign currency exchange, wholesale banknotes, ewallet, payment gateway, mobile telecommunications as well as micro insurance.
Malaysian service provider of cross-border money transfers, mobile money and electronic payments. Core focus on international money transfers, foreign currency exchange, wholesale banknotes, ewallet, payment gateway, mobile telecommunications as well as micro insurance.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
