Atlas

Alternative and Local Payment Services
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451 companies
Jul 21, 2026
Last updated: Jul 21, 2026
Amazon Payment Services
paymentservices.amazon.com United Arab Emirates
Amazon Payment Services is a payment processing service that operates across the Middle East and North Africa (MENA) region with a mission to empower online businesses with a simple, affordable, and trusted payment experience. Designed to enable businesses to unlock their online presence, Amazon Payment Services provides a secure online payment gateway that is easy and safe to use. For more information on Amazon Payment Services
Amazon Payment Services is a payment processing service that operates across the Middle East and North Africa (MENA) region with a mission to empower online businesses with a simple, affordable, and trusted payment experience. Designed to enable businesses to unlock their online presence, Amazon Payment Services provides a secure online payment gateway that is easy and safe to use. For more information on Amazon Payment Services
Connexpay
connexpay.com United States
ConnexPay is the first and only company to bring together the two sides of the payment process—payments acceptance and virtual payments issuing—into a single platform with one contract and one reconciliation. The flexibility of this technology allows clients to adopt the full end-to-end acquiring and issuing solution or leverage ConnexPay’s innovative intelligent routing issuing-only platform. Through innovative and patent-pending payments technology, ConnexPay provides reduced payments risk, a new source of revenue, automated reconciliation, and guaranteed lower merchant processing fees—all while avoiding large lines of credit or prepayments. Founded in 2017, ConnexPay is a leading payments provider for travel agencies and brokers, ecommerce providers, online marketplaces, and more.
ConnexPay is the first and only company to bring together the two sides of the payment process—payments acceptance and virtual payments issuing—into a single platform with one contract and one reconciliation. The flexibility of this technology allows clients to adopt the full end-to-end acquiring and issuing solution or leverage ConnexPay’s innovative intelligent routing issuing-only platform. Through innovative and patent-pending payments technology, ConnexPay provides reduced payments risk, a new source of revenue, automated reconciliation, and guaranteed lower merchant processing fees—all while avoiding large lines of credit or prepayments. Founded in 2017, ConnexPay is a leading payments provider for travel agencies and brokers, ecommerce providers, online marketplaces, and more.
Paytrail
paytrail.com Finland
Paytrail has the largest payment volume of all online payment services in Finland. We provide payment services to more than 10 000 online stores. Over 15 billion euros worth of products and services have been paid for using our payment service. Paytrail is part of Nets.
Paytrail has the largest payment volume of all online payment services in Finland. We provide payment services to more than 10 000 online stores. Over 15 billion euros worth of products and services have been paid for using our payment service. Paytrail is part of Nets.
SG EPAY PTE
sgepay.com Singapore
SGePay was established in 2013 with a simple goal, create solutions that make collecting digital payments seamless, painless and secure. We focus on understanding our merchant's needs and pain points for payment, and build strong, scalable solutions to meet those needs. We help you Collect More, Faster.
SGePay was established in 2013 with a simple goal, create solutions that make collecting digital payments seamless, painless and secure. We focus on understanding our merchant's needs and pain points for payment, and build strong, scalable solutions to meet those needs. We help you Collect More, Faster.
Flywire
flywire.com United States
Flywire Corporation (Nasdaq: FLYW) is a global payments enablement and software company. We combine our proprietary global payments network, next-gen payments platform and vertical-specific software to deliver the most important and complex payments for our clients and their customers. Flywire leverages its vertical-specific software and payments technology to deeply embed within the existing A/R workflows for its clients across the education, healthcare and travel vertical markets, as well as in key B2B industries. Flywire also integrates with leading ERP systems, such as NetSuite, so organizations can optimize the payment experience for their customers while eliminating operational challenges. Flywire supports more than 4,000+ clients with diverse payment methods in more than 140 currencies across 240 countries and territories around the world. Flywire is headquartered in Boston, MA, USA with global offices.
Flywire Corporation (Nasdaq: FLYW) is a global payments enablement and software company. We combine our proprietary global payments network, next-gen payments platform and vertical-specific software to deliver the most important and complex payments for our clients and their customers. Flywire leverages its vertical-specific software and payments technology to deeply embed within the existing A/R workflows for its clients across the education, healthcare and travel vertical markets, as well as in key B2B industries. Flywire also integrates with leading ERP systems, such as NetSuite, so organizations can optimize the payment experience for their customers while eliminating operational challenges. Flywire supports more than 4,000+ clients with diverse payment methods in more than 140 currencies across 240 countries and territories around the world. Flywire is headquartered in Boston, MA, USA with global offices.
Ebury
ebury.com United Kingdom
Ebury is a Fintech company specialised in international payments, collections, and foreign exchange services. It offers financial solutions aimed mainly at SMEs and midcaps. Ebury offers foreign exchange activity in over 130 currencies - for both major and emerging markets - as well as cash management strategies, trade finance, and foreign exchange risk management. Founded in London in 2009 by Spanish engineers Juan Lobato and Salvador García, the company has grown its global market presence to a network of 31 offices in 21 countries and more than 1,300 employees. Throughout its history, the company has received more than 20 international awards, including the Financial Times 1000 Europe's fastest-growing companies 2020 and The Sunday Times Tech Track 100. All these recognitions place Ebury as one of the leading European financial technology companies.
Ebury is a Fintech company specialised in international payments, collections, and foreign exchange services. It offers financial solutions aimed mainly at SMEs and midcaps. Ebury offers foreign exchange activity in over 130 currencies - for both major and emerging markets - as well as cash management strategies, trade finance, and foreign exchange risk management. Founded in London in 2009 by Spanish engineers Juan Lobato and Salvador García, the company has grown its global market presence to a network of 31 offices in 21 countries and more than 1,300 employees. Throughout its history, the company has received more than 20 international awards, including the Financial Times 1000 Europe's fastest-growing companies 2020 and The Sunday Times Tech Track 100. All these recognitions place Ebury as one of the leading European financial technology companies.
Goldenpay
goldenpay.az Azerbaijan
GoldenPay was launched in December 2008, after receiving the requisite online security certifications from Visa (Verified by Visa) and MasterCard (MasterCard SecureCode), as the first online payment service provider in Azerbaijan. Four months later, HOTNET became the first merchant to be connected to the system. Since then we have connected hundreds of merchants and have played a major role in the introduction of e-Commerce in Azerbaijan.
GoldenPay was launched in December 2008, after receiving the requisite online security certifications from Visa (Verified by Visa) and MasterCard (MasterCard SecureCode), as the first online payment service provider in Azerbaijan. Four months later, HOTNET became the first merchant to be connected to the system. Since then we have connected hundreds of merchants and have played a major role in the introduction of e-Commerce in Azerbaijan.
BRAZAbank
brazabank.com.br Brazil
Braza Bank is the largest foreign exchange bank in Brazil by volume of dollars traded, according to the Central Bank of Brazil. We are also a reference in price formation in the interbank market, ensuring competitive exchange costs for various lines of business. We have already provided foreign exchange services to more than 60 banks in Brazil and abroad, in various currencies. No wonder we are in the top 20 in the Central Bank's interbank ranking, among more than 160 financial institutions. Our structure and expertise in the foreign exchange market allows us to perform operations with large banks and smaller financial institutions. That is, it does not matter the volume of your trade or currency need. Our team will work to meet the demand, seeking the best market conditions.
Braza Bank is the largest foreign exchange bank in Brazil by volume of dollars traded, according to the Central Bank of Brazil. We are also a reference in price formation in the interbank market, ensuring competitive exchange costs for various lines of business. We have already provided foreign exchange services to more than 60 banks in Brazil and abroad, in various currencies. No wonder we are in the top 20 in the Central Bank's interbank ranking, among more than 160 financial institutions. Our structure and expertise in the foreign exchange market allows us to perform operations with large banks and smaller financial institutions. That is, it does not matter the volume of your trade or currency need. Our team will work to meet the demand, seeking the best market conditions.
Tigomoney
tigomoney.com Paraguay
Tigo Money es una billetera digital de confianza en Bolivia, que te permite enviar y recibir dinero, pagar tus facturas y servicios públicos, en comercios y recargar tu saldo de forma fácil, rápida y segura.
Tigo Money es una billetera digital de confianza en Bolivia, que te permite enviar y recibir dinero, pagar tus facturas y servicios públicos, en comercios y recargar tu saldo de forma fácil, rápida y segura.
Straal
straal.com United Kingdom
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online. With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Straal is a one-stop-shop solution for forward-looking businesses that seek much more than just the ability to accept payments online. With Straal, they boost profits through intelligent optimization engines, control risk through a best-in-class anti-fraud solution, enable a truly omnichannel experience for their customers and access insights through our intuitive dashboard.
Sepay
sepay.nl Netherlands
SEPAY is the largest independent provider of electronic payment services in the Netherlands. Established in 2005, the company was certified as a payment institution by De Nederlandsche Bank in 2011. SEPAY sells and rents both mobile and fixed payment terminals. Additionally, SEPAY handles the full processing of transactions, including reporting. Currently, we manage electronic payment transactions for over 16,000 customers, including V-PAY, Maestro, and credit card payments. Moreover, SEPAY has recently launched a new formula: PayAsYouPin. In addition to a very low monthly fee, this formula only requires payment for the payment terminal when it is used. This is ideal for new entrepreneurs who are uncertain about the volume of pin transactions they will process each month or for businesses that only need a payment terminal a few times a year.
SEPAY is the largest independent provider of electronic payment services in the Netherlands. Established in 2005, the company was certified as a payment institution by De Nederlandsche Bank in 2011. SEPAY sells and rents both mobile and fixed payment terminals. Additionally, SEPAY handles the full processing of transactions, including reporting. Currently, we manage electronic payment transactions for over 16,000 customers, including V-PAY, Maestro, and credit card payments. Moreover, SEPAY has recently launched a new formula: PayAsYouPin. In addition to a very low monthly fee, this formula only requires payment for the payment terminal when it is used. This is ideal for new entrepreneurs who are uncertain about the volume of pin transactions they will process each month or for businesses that only need a payment terminal a few times a year.
Axerve
axerve.com Italy
Axerve is the brand of the Fabrick group that offers solutions to meet all the needs of SMEs in the field of payment acceptance, across both physical and digital channels. Thanks to its technological services for points of sale, Axerve covers the entire value chain of in-store payment services, from cash digitization to collections via POS, payment links, or QR codes.
Axerve is the brand of the Fabrick group that offers solutions to meet all the needs of SMEs in the field of payment acceptance, across both physical and digital channels. Thanks to its technological services for points of sale, Axerve covers the entire value chain of in-store payment services, from cash digitization to collections via POS, payment links, or QR codes.
Alps
alps.cl Chile
One unique integration to have access to all Latin America.
One unique integration to have access to all Latin America.
Oropay
oropay.com Cyprus
OROPAY provides a convenient and secure way for individuals to pay for products & services, and provides merchants with a seamless and cost effective alternative. We are a FinTech company with an expanding range of services. Our wallet solution is an intuitive and user friendly payment experience for both the Consumer and the Merchant. Founded in Cyprus, we are regulated by the Central Bank of Cyprus as an Electronic Money Institution, and aim to help businesses and consumers conduct their transactions in a more convenient manner. OROPAY, simplifying payments.
OROPAY provides a convenient and secure way for individuals to pay for products & services, and provides merchants with a seamless and cost effective alternative. We are a FinTech company with an expanding range of services. Our wallet solution is an intuitive and user friendly payment experience for both the Consumer and the Merchant. Founded in Cyprus, we are regulated by the Central Bank of Cyprus as an Electronic Money Institution, and aim to help businesses and consumers conduct their transactions in a more convenient manner. OROPAY, simplifying payments.
Chapa
chapa.co Ethiopia
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia. Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
Chapa Financial Technologies S.C. is an online payment gateway that empowers small businesses and large merchants to accept local or international payments from their customers via our APIs and Chapa's platform. The company primarily focuses on securely solving payments-related problems for ambitious businesses and governmental organizations in developing countries, mainly Ethiopia. Chapa offers services in the following areas: Payment Gateway and Bill Aggregator Solutions.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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