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Alternative and Local Payment Services
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451 companies
Jul 21, 2026
Last updated: Jul 21, 2026
Smarterpay
smarterpay.com United Kingdom
Business payment solutions for Direct Debit, Direct Credits, Card Payments and Open Banking.
Business payment solutions for Direct Debit, Direct Credits, Card Payments and Open Banking.
Yowpay
yowpay.com Luxembourg
Yowpay is offering businesses SEPA solutions to accept payments. From EPC QRCODE direct scanning to PIS/Openbanking Yowpay optimises the flow of SEPA for better conversion rates. High and Low risk IBANs are provided , C to B and B to B inflows.
Yowpay is offering businesses SEPA solutions to accept payments. From EPC QRCODE direct scanning to PIS/Openbanking Yowpay optimises the flow of SEPA for better conversion rates. High and Low risk IBANs are provided , C to B and B to B inflows.
Payby
payby.me United Arab Emirates
PayBy offers safe and contactless payment solution, and aims to build an all-in-one ecosystem in UAE and GCC.
PayBy offers safe and contactless payment solution, and aims to build an all-in-one ecosystem in UAE and GCC.
Deluxe
deluxe.com United States
Deluxe, a trusted Payments and Data Company, champions business so communities thrive. Our solutions help businesses pay with ease, get paid faster, and grow profitably. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world’s largest consumer brands, while processing approximately $3 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers’ most trusted business partner.
Deluxe, a trusted Payments and Data Company, champions business so communities thrive. Our solutions help businesses pay with ease, get paid faster, and grow profitably. For more than 100 years, Deluxe customers have relied on our solutions and platforms at all stages of their lifecycle, from start-up to maturity. Our powerful scale supports millions of small businesses, thousands of vital financial institutions and hundreds of the world’s largest consumer brands, while processing approximately $3 trillion in annual payment volume. Our reach, scale and distribution channels position Deluxe to be our customers’ most trusted business partner.
EpayWorldwide
epayworldwide.com United States
epay, a segment of Euronet, Inc. (NASDAQ:EEFT), is a leading global provider of payment processing and prepaid solutions that processed more than 3.8 billion transactions in 2023. The company has built an extensive network of retailer touchpoints with more than 800,000 point-of-sale terminals in 63 countries that connects brands with consumers all over the world. The company offers a diverse ecosystem of services, products and solutions supporting the distribution of Payment and Branded Payments for more than 1,000 brand partners via Commerce, eCommerce and mCommerce solutions.
epay, a segment of Euronet, Inc. (NASDAQ:EEFT), is a leading global provider of payment processing and prepaid solutions that processed more than 3.8 billion transactions in 2023. The company has built an extensive network of retailer touchpoints with more than 800,000 point-of-sale terminals in 63 countries that connects brands with consumers all over the world. The company offers a diverse ecosystem of services, products and solutions supporting the distribution of Payment and Branded Payments for more than 1,000 brand partners via Commerce, eCommerce and mCommerce solutions.
Payhere
payhere.lk Sri Lanka
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
Kopayments
kopayments.com India
Accept payments within minutes! Kopay is the fastest growing platform for running an internet business. We handle all your payment needs.
Accept payments within minutes! Kopay is the fastest growing platform for running an internet business. We handle all your payment needs.
Euronet
euronetworldwide.com United States
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
A global leader in payments processing and cross-border transactions, Euronet moves money in all the ways consumers and businesses depend upon. This includes money transfers, credit/debit processing, ATMs, point-of-sale services, branded payments, currency exchange and more. With products and services in more than 200 countries and territories provided through its own brand and branded business segments, Euronet and its financial technologies and networks make participation in the global economy easier, faster and more secure for everyone.
Boon
boon.credit Nigeria
We are providing access to revolving credit for Africans using a cashflow–based credit assessment system with flexible repayment options. Our aim is to help Africans build a verifiable credit footprint while paying everyday bills.
We are providing access to revolving credit for Africans using a cashflow–based credit assessment system with flexible repayment options. Our aim is to help Africans build a verifiable credit footprint while paying everyday bills.
OERO.EU
oero.eu Poland
Launch your digital bank faster with our modular, API-first Core Banking System tailored for emerging markets and growing institutions.
Launch your digital bank faster with our modular, API-first Core Banking System tailored for emerging markets and growing institutions.
Payku
payku.cl Chile
Online payment and billing management platform. We offer: Debit, Credit, Transfers, Donations, Subscriptions, Payment Links, Recurrence & Payouts. Be part of the payment revolution.
Online payment and billing management platform. We offer: Debit, Credit, Transfers, Donations, Subscriptions, Payment Links, Recurrence & Payouts. Be part of the payment revolution.
Maldopay
maldopay.com India
Malgopay is a digital payment platform developed by Malgotech Solutions Private Limited, based in Bangalore, India. It offers a comprehensive suite of services designed to simplify financial transactions for users across the country. The platform enables users to manage mobile recharges, utility bill payments, and online shopping, all while earning rewards and cashback. **Key Features:** - **Mobile Recharges:** Users can recharge their mobile phones across various networks instantly, with no extra fees and exclusive cashback on every transaction. - **Utility Bill Payments:** Malgopay facilitates quick and secure payments for services such as electricity, water, gas, and broadband, ensuring uninterrupted services without added fees. - **Shopping Discounts:** The platform provides exclusive shopping discounts across various categories, allowing users to save on their favorite products.
Malgopay is a digital payment platform developed by Malgotech Solutions Private Limited, based in Bangalore, India. It offers a comprehensive suite of services designed to simplify financial transactions for users across the country. The platform enables users to manage mobile recharges, utility bill payments, and online shopping, all while earning rewards and cashback. **Key Features:** - **Mobile Recharges:** Users can recharge their mobile phones across various networks instantly, with no extra fees and exclusive cashback on every transaction. - **Utility Bill Payments:** Malgopay facilitates quick and secure payments for services such as electricity, water, gas, and broadband, ensuring uninterrupted services without added fees. - **Shopping Discounts:** The platform provides exclusive shopping discounts across various categories, allowing users to save on their favorite products.
Kitopay
kitopay.com
Multi-currency accounts with inbuilt exchange Get a free multi-currency business account that can boost your payment options, lower your fees and improve cash-flow management for your business
Multi-currency accounts with inbuilt exchange Get a free multi-currency business account that can boost your payment options, lower your fees and improve cash-flow management for your business
Aps.money
aps.money Kazakhstan
APS is a Payment Service Provider (PSP), with product & software solutions based on the Stellar Blockchain Open Network. APS brings turnkey payment solutions for businesses of all sizes. APS provides a wide selection of payment methods for your online business. 50+ countries coverage. Get the advantage of the APS Corporate Payment solutions with the broad range of payment services and seamless access to multi-currency liquidity.
APS is a Payment Service Provider (PSP), with product & software solutions based on the Stellar Blockchain Open Network. APS brings turnkey payment solutions for businesses of all sizes. APS provides a wide selection of payment methods for your online business. 50+ countries coverage. Get the advantage of the APS Corporate Payment solutions with the broad range of payment services and seamless access to multi-currency liquidity.
Amazon Payment Services
paymentservices.amazon.com United Arab Emirates
Amazon Payment Services is a payment processing service that operates across the Middle East and North Africa (MENA) region with a mission to empower online businesses with a simple, affordable, and trusted payment experience. Designed to enable businesses to unlock their online presence, Amazon Payment Services provides a secure online payment gateway that is easy and safe to use. For more information on Amazon Payment Services
Amazon Payment Services is a payment processing service that operates across the Middle East and North Africa (MENA) region with a mission to empower online businesses with a simple, affordable, and trusted payment experience. Designed to enable businesses to unlock their online presence, Amazon Payment Services provides a secure online payment gateway that is easy and safe to use. For more information on Amazon Payment Services
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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