Atlas
Icard
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Card is a fintech company delivering innovative end-to-end payment solutions to more than 1.8 million clients in over 30 countries in Europe. We constantly reinvent the relationship between people, money, and technology with one main goal – to make everyday payments easier, more accessible, and more secure.
iCard is among the first fintech ventures in Europe. Founded in 2007 by a team of only 7 people, 16 years later, the e-money institution has more than 250 employees making the digital future of the financial world possible for millions. We welcome you to a new banking experience – more straightforward and more effective.
Our fintech portfolio spans not only the iCard digital wallet – our financial super-app is available for Android, iOS, Huawei, and desktop, but also offers dozens of products and services – iCard for Business, card issuing and transaction processing with iCard Direct, cash machines from iCard ATM, prepaid cards from GiftCard™, and many more.
Portmone.com
Largest independent omni-channel merchants payment platform in Ukraine. Headquartered in Kyiv. Key services: - B2C: online transfers between individuals, electronic bill deliverer & paying bills (utilities, communications, internet, etc.), sale of tickets, insurance and other services - B2B: integrated solutions for e-commerce: Internet acquiring, processing, transaction solutions for internet banking, customized solutions for web and mobile payment platforms
Largest independent omni-channel merchants payment platform in Ukraine. Headquartered in Kyiv. Key services: - B2C: online transfers between individuals, electronic bill deliverer & paying bills (utilities, communications, internet, etc.), sale of tickets, insurance and other services - B2B: integrated solutions for e-commerce: Internet acquiring, processing, transaction solutions for internet banking, customized solutions for web and mobile payment platforms
BPC
Founded in 1996, BPC Banking, Payments, Context has evolved over the years to provide innovative and relevant solutions that align with the current lifestyle of consumers as they perform banking transactions, make purchases, or travel in both urban and rural areas, thus bridging the gap between real life and the digital world. With 350 clients across 100 countries, BPC collaborates with all players in the ecosystem, from tier-one banks to neobanks, payment service providers (PSPs) to major transformers, e-commerce giants to startups, and government agencies to transportation companies.
BPC's SmartVista suite includes cutting-edge solutions for banking, commerce, and mobility, including digital banking, ATMs and switching, payment processing, card and fraud management, financial inclusion, merchant portals, transportation, and smart cities.
Founded in 1996, BPC Banking, Payments, Context has evolved over the years to provide innovative and relevant solutions that align with the current lifestyle of consumers as they perform banking transactions, make purchases, or travel in both urban and rural areas, thus bridging the gap between real life and the digital world. With 350 clients across 100 countries, BPC collaborates with all players in the ecosystem, from tier-one banks to neobanks, payment service providers (PSPs) to major transformers, e-commerce giants to startups, and government agencies to transportation companies.
BPC's SmartVista suite includes cutting-edge solutions for banking, commerce, and mobility, including digital banking, ATMs and switching, payment processing, card and fraud management, financial inclusion, merchant portals, transportation, and smart cities.
Payswix EU
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click! Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click! Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Modo
We are the new WAY to send, request, and pay... And also to work. We built this company together with all the moders. Get to know us better
We are the new WAY to send, request, and pay... And also to work. We built this company together with all the moders. Get to know us better
Billwerk.plus
Billwerk+ provides a cloud-based platform for payments, billing, and subscription management, simplifying the management and billing of recurring and consumption-based services. In this way, Billwerk+’s platform contributes significantly to the digital value chain for subscription business models. Today, Billwerk+ employs more than 150 employees at five locations: Frankfurt, Kempten, Copenhagen, Montpellier and Gdansk. With Europe in our DNA, it is our mission to enable and leverage the growth of European businesses. We partner with our customers to optimize and transform their business through a cutting-edge SaaS product portfolio and our consolidated expertise, thereby equipping them with the means for success – in Europe and beyond.
Billwerk+ provides a cloud-based platform for payments, billing, and subscription management, simplifying the management and billing of recurring and consumption-based services. In this way, Billwerk+’s platform contributes significantly to the digital value chain for subscription business models. Today, Billwerk+ employs more than 150 employees at five locations: Frankfurt, Kempten, Copenhagen, Montpellier and Gdansk. With Europe in our DNA, it is our mission to enable and leverage the growth of European businesses. We partner with our customers to optimize and transform their business through a cutting-edge SaaS product portfolio and our consolidated expertise, thereby equipping them with the means for success – in Europe and beyond.
Svea bank
Svea Bank is a leading actor in northern Europe that offers financial and administrative services since 1981. Our service portfolio includes factoring, leasing, ledger administration, debt administration, payment solutions for e-Commerce, bank services for companies and loans and saving accounts for consumers.
By combining new technology and innovative solutions with a high degree of personal service with focus on the client, we will always offer the better alternative to our clients and partners.
Svea Bank is a leading actor in northern Europe that offers financial and administrative services since 1981. Our service portfolio includes factoring, leasing, ledger administration, debt administration, payment solutions for e-Commerce, bank services for companies and loans and saving accounts for consumers.
By combining new technology and innovative solutions with a high degree of personal service with focus on the client, we will always offer the better alternative to our clients and partners.
Tealit
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Looking to implement best practices in payment collection and treasury management? Let’s talk about your business.
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Looking to implement best practices in payment collection and treasury management? Let’s talk about your business.
FINCI UAB
Open a new business account with FINCI. Get a multi-currency account, supported by a range of payment tools, and backed by expert human service. Thousands of businesses across 31 countries trust FINCI to manage their finances. Apply completely online, with 93% of accounts opened within 2-3 days. Access One International Multi-Currency Account With a multi-currency account, you can make and receive payments in different currencies all within one easy-to-use dashboard. Easily trade GBP, USD, PLN and EUR. International Transfers Choose the best payment network to suit your needs: – SEPA: Send payments throughout Europe. – SEPA Instant: Transfer up to 25,000 Euro to 36 countries within just 10 seconds. – SWIFT: Make international transfers to more than 100 countries in all major currencies. – NEW Instant Global Payouts: Now you can make instant blockchain-powered payouts.
Open a new business account with FINCI. Get a multi-currency account, supported by a range of payment tools, and backed by expert human service. Thousands of businesses across 31 countries trust FINCI to manage their finances. Apply completely online, with 93% of accounts opened within 2-3 days. Access One International Multi-Currency Account With a multi-currency account, you can make and receive payments in different currencies all within one easy-to-use dashboard. Easily trade GBP, USD, PLN and EUR. International Transfers Choose the best payment network to suit your needs: – SEPA: Send payments throughout Europe. – SEPA Instant: Transfer up to 25,000 Euro to 36 countries within just 10 seconds. – SWIFT: Make international transfers to more than 100 countries in all major currencies. – NEW Instant Global Payouts: Now you can make instant blockchain-powered payouts.
KPAY MERCHANT SERVICE
KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 45,000 merchants across Hong Kong, Singapore, and Japan, KPay is building a one-stop platform to support merchants in financial management, business operations and digital transformation across the Asia Pacific, unlocking new growth potential for businesses.
KPay Group (KPay) is a leading fintech company dedicated to empowering businesses of all sizes with simple, smart, seamless and secure technology solutions. Serving over 45,000 merchants across Hong Kong, Singapore, and Japan, KPay is building a one-stop platform to support merchants in financial management, business operations and digital transformation across the Asia Pacific, unlocking new growth potential for businesses.
OnlineIPS
We’re experts at what it means to create better payment solutions for business owners struggling with routine merchant services choices. Our executive team applies decades of merchant services experience to bring you better banking relationships, more flexibility and more informed advice covering the full range of business types and operational needs.
We’re experts at what it means to create better payment solutions for business owners struggling with routine merchant services choices. Our executive team applies decades of merchant services experience to bring you better banking relationships, more flexibility and more informed advice covering the full range of business types and operational needs.
N26
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
Ascendant
Ascendant is a financial technology services company that provides cross-border payment solutions to businesses. Ascendant’s international payment solutions integrates with all major accounting software platforms. Ascendant is headquartered in Toronto Canada, with offices in San Francisco, CA, London UK, and Victoria Canada.
Ascendant is a financial technology services company that provides cross-border payment solutions to businesses. Ascendant’s international payment solutions integrates with all major accounting software platforms. Ascendant is headquartered in Toronto Canada, with offices in San Francisco, CA, London UK, and Victoria Canada.
Kroo
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Credissimo
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
