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May 20, 2026
Last updated: May 20, 2026
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SPS
specializedprocessingsolutions.com United States
Specialized Processing Solutions is an industry leader in the payment processing industry, providing lower rates, better data validation to maximize all potential savings. Also offering processing via the Chinese UnionPay card, providing you access to over 3.5 billion cards in circulation worldwide! Let Specialized Processing Solutions provide you with a wealth of savings and the potential to provide you with a comprehensive reporting suite, fully customizable reporting as well as 100% confidentiality of your data - without it being shared with hundreds of marketers. Contact us today to learn how you can save on traditional processing while leveraging 3.5 billion cards in circulation today to bring additional top and bottom line dollars with a totally new customer base that will continue to purchase into the future.
Specialized Processing Solutions is an industry leader in the payment processing industry, providing lower rates, better data validation to maximize all potential savings. Also offering processing via the Chinese UnionPay card, providing you access to over 3.5 billion cards in circulation worldwide! Let Specialized Processing Solutions provide you with a wealth of savings and the potential to provide you with a comprehensive reporting suite, fully customizable reporting as well as 100% confidentiality of your data - without it being shared with hundreds of marketers. Contact us today to learn how you can save on traditional processing while leveraging 3.5 billion cards in circulation today to bring additional top and bottom line dollars with a totally new customer base that will continue to purchase into the future.
Localpayments
localpayment.com Argentina
We develop local and international alliances, and we integrate partners, technologies and functionalities, in one platform with unlimited capabilities. With one API integration your company can land in a country without a local entity and get funds into the company bank account anywhere worldwide.
We develop local and international alliances, and we integrate partners, technologies and functionalities, in one platform with unlimited capabilities. With one API integration your company can land in a country without a local entity and get funds into the company bank account anywhere worldwide.
Emerald24
emerald24.co.uk United Kingdom
Emerald24 is a digital payments platform designed to provide businesses and merchants in the UK and EU with a modern and accessible alternative to traditional banking. Our user-friendly online platform grants easy access to money transfer solutions and local banking rails, while our expert client managers provide invaluable guidance in navigating cross-border finance. With a focus on efficiency and reliability, Emerald24 offers global entrepreneurs a secure and streamlined way to transfer, receive, and exchange funds around the world.
Emerald24 is a digital payments platform designed to provide businesses and merchants in the UK and EU with a modern and accessible alternative to traditional banking. Our user-friendly online platform grants easy access to money transfer solutions and local banking rails, while our expert client managers provide invaluable guidance in navigating cross-border finance. With a focus on efficiency and reliability, Emerald24 offers global entrepreneurs a secure and streamlined way to transfer, receive, and exchange funds around the world.
Clear Junction
clearjunction.com United Kingdom
Clear Junction is a global payments solutions provider. We power financial companies, enabling them to capture and connect to new opportunities by accessing the tools, networks and knowledge they need. Our team has years of experience in the payments space and extensive knowledge of risk and compliance. That, coupled with our proprietary technology, helps empower businesses to realise potential in the areas traditional service providers can’t or aren’t willing to unlock. Power your payment ambitions today.
Clear Junction is a global payments solutions provider. We power financial companies, enabling them to capture and connect to new opportunities by accessing the tools, networks and knowledge they need. Our team has years of experience in the payments space and extensive knowledge of risk and compliance. That, coupled with our proprietary technology, helps empower businesses to realise potential in the areas traditional service providers can’t or aren’t willing to unlock. Power your payment ambitions today.
Wire-wallet
wire-wallet.com Cyprus
WireWallet is a trading name of Itsaga Financial Ltd. A company incorporated in Cyprus. We offer named IBANs, multi-currency eWallets, and currency exchange services! We provide our users with a fully interactive back-office platform where they can manage their funds, perform currency exchanges and pay out in over 100 global currencies. As well as all of the above, each of our users are assigned a dedicated Account Manager who will be available to help you with any issues that may arise, answer any questions for you and help you understand how the platform works. So, with WireWallet you are never alone! 𝗡𝗲𝗲𝗱 𝗺𝗼𝗿𝗲 𝗶𝗻𝗳𝗼? • 𝘕𝘢𝘮𝘦𝘥 𝘐𝘉𝘈𝘕𝘴 - 𝘨𝘦𝘵 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘌𝘜𝘙 𝘚𝘌𝘗𝘈 𝘐𝘉𝘈𝘕 𝘵𝘰 𝘴𝘦𝘯𝘥 𝘢𝘯𝘥 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘧𝘶𝘯𝘥𝘴 𝘧𝘳𝘰𝘮 𝘢𝘯 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘪𝘯 𝘺𝘰𝘶𝘳 𝘯𝘢𝘮𝘦! • 𝘔𝘶𝘭𝘵𝘪-𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘦𝘞𝘢𝘭𝘭𝘦𝘵𝘴 - 𝘶𝘴𝘦 𝘰𝘶𝘳 𝘮𝘶𝘭𝘵𝘪-𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘦𝘞𝘢𝘭𝘭𝘦𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘵𝘰 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘪𝘯 𝘭𝘰𝘤𝘢𝘭 𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘪𝘦𝘴 𝘢𝘯𝘥 𝘴𝘢𝘷𝘦 𝘰𝘯 𝘩𝘪𝘨𝘩 𝘣𝘢𝘯𝘬 𝘧𝘦𝘦𝘴! • 𝘊𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘌𝘹𝘤𝘩𝘢𝘯𝘨𝘦 -𝘢𝘤𝘤𝘦𝘴𝘴 𝘰𝘷𝘦𝘳 100 𝘨𝘭𝘰𝘣𝘢𝘭 𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘪𝘦𝘴 𝘳𝘪𝘨𝘩𝘵 𝘪𝘯𝘴𝘪𝘥𝘦 𝘺𝘰𝘶𝘳 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘢𝘯𝘥 𝘴𝘦𝘯𝘥 𝘮𝘰𝘯𝘦𝘺 𝘵𝘰 𝘢𝘭𝘮𝘰𝘴𝘵 𝘢𝘯𝘺 𝘤𝘰𝘶𝘯𝘵𝘳𝘺 𝘪𝘯 𝘵𝘩𝘦 𝘸𝘰𝘳𝘭𝘥!
WireWallet is a trading name of Itsaga Financial Ltd. A company incorporated in Cyprus. We offer named IBANs, multi-currency eWallets, and currency exchange services! We provide our users with a fully interactive back-office platform where they can manage their funds, perform currency exchanges and pay out in over 100 global currencies. As well as all of the above, each of our users are assigned a dedicated Account Manager who will be available to help you with any issues that may arise, answer any questions for you and help you understand how the platform works. So, with WireWallet you are never alone! 𝗡𝗲𝗲𝗱 𝗺𝗼𝗿𝗲 𝗶𝗻𝗳𝗼? • 𝘕𝘢𝘮𝘦𝘥 𝘐𝘉𝘈𝘕𝘴 - 𝘨𝘦𝘵 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘌𝘜𝘙 𝘚𝘌𝘗𝘈 𝘐𝘉𝘈𝘕 𝘵𝘰 𝘴𝘦𝘯𝘥 𝘢𝘯𝘥 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘧𝘶𝘯𝘥𝘴 𝘧𝘳𝘰𝘮 𝘢𝘯 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘪𝘯 𝘺𝘰𝘶𝘳 𝘯𝘢𝘮𝘦! • 𝘔𝘶𝘭𝘵𝘪-𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘦𝘞𝘢𝘭𝘭𝘦𝘵𝘴 - 𝘶𝘴𝘦 𝘰𝘶𝘳 𝘮𝘶𝘭𝘵𝘪-𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘦𝘞𝘢𝘭𝘭𝘦𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 𝘵𝘰 𝘳𝘦𝘤𝘦𝘪𝘷𝘦 𝘪𝘯 𝘭𝘰𝘤𝘢𝘭 𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘪𝘦𝘴 𝘢𝘯𝘥 𝘴𝘢𝘷𝘦 𝘰𝘯 𝘩𝘪𝘨𝘩 𝘣𝘢𝘯𝘬 𝘧𝘦𝘦𝘴! • 𝘊𝘶𝘳𝘳𝘦𝘯𝘤𝘺 𝘌𝘹𝘤𝘩𝘢𝘯𝘨𝘦 -𝘢𝘤𝘤𝘦𝘴𝘴 𝘰𝘷𝘦𝘳 100 𝘨𝘭𝘰𝘣𝘢𝘭 𝘤𝘶𝘳𝘳𝘦𝘯𝘤𝘪𝘦𝘴 𝘳𝘪𝘨𝘩𝘵 𝘪𝘯𝘴𝘪𝘥𝘦 𝘺𝘰𝘶𝘳 𝘢𝘤𝘤𝘰𝘶𝘯𝘵 𝘢𝘯𝘥 𝘴𝘦𝘯𝘥 𝘮𝘰𝘯𝘦𝘺 𝘵𝘰 𝘢𝘭𝘮𝘰𝘴𝘵 𝘢𝘯𝘺 𝘤𝘰𝘶𝘯𝘵𝘳𝘺 𝘪𝘯 𝘵𝘩𝘦 𝘸𝘰𝘳𝘭𝘥!
Silkpay
silkpay.eu France
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Based in Paris, Silkpay provides omnichannel secure payment solutions to help merchants in Europe, the Americas and Asia accept 30+ of the most popular payment methods: Visa, Mastercard, UnionPay, Alipay, WeChat Pay as well as the major Asian e-wallets of Japan, South Korea, Thailand, Singapore, Malaysia, Indonesia, The Philippines and more.
Nayax LTD
nayax.com Israel
Nayax is a comprehensive platform designed specifically for the self-service industry, offering an all-in-one solution that includes bank card payment processing, remote monitoring (telemetry), pre-paid card support, and consumer loyalty tools. Their terminals are widely used across various sectors, including vending machines, car washes, entertainment machines, coffee dispensers, and electric vehicle charging stations, highlighting their versatility. Nayax provides a customer panel and mobile app that enable businesses to track sales — both cash and cashless — in real-time, allowing for immediate decision-making based on accurate data. This feature helps operators optimize operations, enhance customer experiences, and drive revenue growth. Nayax: reviews Customers appreciate the seamless integration of various services, including telemetry and loyalty tools, which help enhance customer engagement and streamline operations.
Nayax is a comprehensive platform designed specifically for the self-service industry, offering an all-in-one solution that includes bank card payment processing, remote monitoring (telemetry), pre-paid card support, and consumer loyalty tools. Their terminals are widely used across various sectors, including vending machines, car washes, entertainment machines, coffee dispensers, and electric vehicle charging stations, highlighting their versatility. Nayax provides a customer panel and mobile app that enable businesses to track sales — both cash and cashless — in real-time, allowing for immediate decision-making based on accurate data. This feature helps operators optimize operations, enhance customer experiences, and drive revenue growth. Nayax: reviews Customers appreciate the seamless integration of various services, including telemetry and loyalty tools, which help enhance customer engagement and streamline operations.
Pay.com
pay.com United Kingdom
Our mission at Pay.com is to create an all-inclusive economy. We help big entrepreneurs to move big payments. And micro-merchants to realize their biggest dreams. The company was launched in 2020 and is currently expanding with 5 global offices offering top-tier customer service.
Our mission at Pay.com is to create an all-inclusive economy. We help big entrepreneurs to move big payments. And micro-merchants to realize their biggest dreams. The company was launched in 2020 and is currently expanding with 5 global offices offering top-tier customer service.
EpayWorldwide
epayworldwide.com United States
epay, a segment of Euronet, Inc. (NASDAQ:EEFT), is a leading global provider of payment processing and prepaid solutions that processed more than 3.8 billion transactions in 2023. The company has built an extensive network of retailer touchpoints with more than 800,000 point-of-sale terminals in 63 countries that connects brands with consumers all over the world. The company offers a diverse ecosystem of services, products and solutions supporting the distribution of Payment and Branded Payments for more than 1,000 brand partners via Commerce, eCommerce and mCommerce solutions.
epay, a segment of Euronet, Inc. (NASDAQ:EEFT), is a leading global provider of payment processing and prepaid solutions that processed more than 3.8 billion transactions in 2023. The company has built an extensive network of retailer touchpoints with more than 800,000 point-of-sale terminals in 63 countries that connects brands with consumers all over the world. The company offers a diverse ecosystem of services, products and solutions supporting the distribution of Payment and Branded Payments for more than 1,000 brand partners via Commerce, eCommerce and mCommerce solutions.
Jeton Wallet
jeton.com United Kingdom
Jeton is a UK based FCA licensed digital e-wallet company offering diverse local and global payment solutions available globally. Products include: Jeton wallet, Jeton Cash (vouchers) and Jeton Business (IBAN accounts).
Jeton is a UK based FCA licensed digital e-wallet company offering diverse local and global payment solutions available globally. Products include: Jeton wallet, Jeton Cash (vouchers) and Jeton Business (IBAN accounts).
Cbimoney
cbimoney.com Lithuania
CBI Money was launched in 2019 with the vision of paving a better path to move money across borders for small and medium-sized enterprises. Today we have helped thousands of businesses manage their money across the world with our multi-currency accounts. There are no boundaries to cross at CBI Money. We facilitate overseas payments and collections efficiently and conveniently for all types of merchants, especially E-commerce business. Since 2019, CBI MONEY UAB has been supervised by the Bank of Lithuania as a licensed Electronic Money Institution.
CBI Money was launched in 2019 with the vision of paving a better path to move money across borders for small and medium-sized enterprises. Today we have helped thousands of businesses manage their money across the world with our multi-currency accounts. There are no boundaries to cross at CBI Money. We facilitate overseas payments and collections efficiently and conveniently for all types of merchants, especially E-commerce business. Since 2019, CBI MONEY UAB has been supervised by the Bank of Lithuania as a licensed Electronic Money Institution.
Estreem
France
Estreem offers European banks secure, efficient, and sustainable payment solutions between merchants and customers. Estreem is a unique payment processor (issuing and acquiring) that redefines quality, innovation, and resilience, while providing a sovereign, competitive, and easy-to-integrate payment ecosystem. We are 400 experts dedicated to the digitalization of payments. Estreem is a joint venture between BNP Paribas and Groupe BPCE. POWERING PAYMENTS, EMPOWERING BANKS.
Estreem offers European banks secure, efficient, and sustainable payment solutions between merchants and customers. Estreem is a unique payment processor (issuing and acquiring) that redefines quality, innovation, and resilience, while providing a sovereign, competitive, and easy-to-integrate payment ecosystem. We are 400 experts dedicated to the digitalization of payments. Estreem is a joint venture between BNP Paribas and Groupe BPCE. POWERING PAYMENTS, EMPOWERING BANKS.
ElektroPay
elektropay.com United Kingdom
Monetize All Your Commerce Channels Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Monetize All Your Commerce Channels Elektropay is a commerce as service management platform that delivers innovative payment solutions for start-ups and enterprise businesses alike.
Altras
altras.co.uk United Kingdom
Send money worldwide instantly—direct to Visa cards, no cash pickups needed.
Send money worldwide instantly—direct to Visa cards, no cash pickups needed.
Arcapay
arcapay.com Estonia
ArcaPay provides foreign exchange, cross-border payment and currency risk management services to small & medium sized businesses. ArcaPay UAB is authorised by the Bank of Lithuania as a Payment Institution under the Payment Services Regulations (LB002070).
ArcaPay provides foreign exchange, cross-border payment and currency risk management services to small & medium sized businesses. ArcaPay UAB is authorised by the Bank of Lithuania as a Payment Institution under the Payment Services Regulations (LB002070).
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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