Atlas
Ipayua
Here’s the translation:
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iPay.ua – Innovative Payment Tools for Your Business
Our main goal is to provide the market with the most understandable and secure tool for online payments. The company iPay.ua has its own portal, where clients can pay bills for over 3,000 companies. Each month, more than half a million clients make such payments. This allows us to practically refine not only innovative payment tools but also marketing mechanisms.
**Products:**
- Internet acquiring
- Payment acceptance on websites
- Merchant acquiring
- Masterpass
- Apple Pay
- Google Pay
- P2P Showcase
- Viber payment bot
- Payment by invoice
- MONEGO
- Cashless Tips
Here’s the translation:
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iPay.ua – Innovative Payment Tools for Your Business
Our main goal is to provide the market with the most understandable and secure tool for online payments. The company iPay.ua has its own portal, where clients can pay bills for over 3,000 companies. Each month, more than half a million clients make such payments. This allows us to practically refine not only innovative payment tools but also marketing mechanisms.
**Products:**
- Internet acquiring
- Payment acceptance on websites
- Merchant acquiring
- Masterpass
- Apple Pay
- Google Pay
- P2P Showcase
- Viber payment bot
- Payment by invoice
- MONEGO
- Cashless Tips
Tribe Payments
At Tribe, we dream of a future where payments innovation supports the day-to-day experiences that end-users crave. To make this vision a reality, we work with clients and partners across the ecosystem to develop future-ready technology solutions built around their customer needs. We focus on creating solutions that press ‘fast-forward’ on the innovation lifecycle, without compromising quality or operational value.
Our solutions include:
Payments processing for issuers, acquirers and fintechs
Digital Banking and Digital Wallet solutions
Payments Gateway and POS for acquirers
Open Banking APIs
Bank Connect
Fraud & Risk Monitoring
3D Secure
At Tribe, we dream of a future where payments innovation supports the day-to-day experiences that end-users crave. To make this vision a reality, we work with clients and partners across the ecosystem to develop future-ready technology solutions built around their customer needs. We focus on creating solutions that press ‘fast-forward’ on the innovation lifecycle, without compromising quality or operational value.
Our solutions include:
Payments processing for issuers, acquirers and fintechs
Digital Banking and Digital Wallet solutions
Payments Gateway and POS for acquirers
Open Banking APIs
Bank Connect
Fraud & Risk Monitoring
3D Secure
Powens Group
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
Credissimo
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Credissimo is a leading European FinTech Group founded in 2007 that utilizes innovative proprietary technology to provide instant online consumer loans. Credissimo is present in six European and South American countries and is a market leader in two of them. The group adheres to the highest regulatory requirements and is supervised by multiple banking and financial services regulators in each country of operations. Financial statements are prepared under IFRS and are audited by Deloitte and Baker Tilly.
Ecommbanx
ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross-border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services.
Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed.
In short, our ECOMMVERSE is your go-to address for e-accounts and all related products as well as a series of other services and benefits that make your business operate smoother and your life easier.
ECOMMBX represents the new age of fintech, revolutionizing the way businesses handle their global transactions. We specialize in e-account management, cross-border payments, personal & business cards, acquiring, and multi-currency conversions, all through our ECOMMVERSE, a single, innovative and intuitive platform that gives you instant access to all of ECOMMBX’s services.
Our innovative service model is based on four cornerstones: cutting edge technology designed for the global banking industry; customized connections with banking partners around the world; stringent security; and maximum operational speed.
In short, our ECOMMVERSE is your go-to address for e-accounts and all related products as well as a series of other services and benefits that make your business operate smoother and your life easier.
OmniPayment
OmniPayments is a switching solution for the financial/retail industries. It is deployed on NonStop for the highest availability and offers all the requisite functionality to manage credit/debit-card transactions. It manages multiple devices, hosts application interfaces, and interoperates with third-party products or other systems if required. OmniPayments easily expands to provide additional functionality when needed and supplies complete security functions for every transaction handled, including encryption-at-rest and in-flight. Available 24x7, OmniPayments will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster-recovery solutions.
OmniPayments can be installed either as a complete, off-the-shelf solution or can be enhanced with customer-requested modifications and features to improve cost-effectiveness, efficiency, and risk mitigation.
OmniPayments is a switching solution for the financial/retail industries. It is deployed on NonStop for the highest availability and offers all the requisite functionality to manage credit/debit-card transactions. It manages multiple devices, hosts application interfaces, and interoperates with third-party products or other systems if required. OmniPayments easily expands to provide additional functionality when needed and supplies complete security functions for every transaction handled, including encryption-at-rest and in-flight. Available 24x7, OmniPayments will survive any single fault, requires no downtime for maintenance or upgrades, and supports a range of disaster-recovery solutions.
OmniPayments can be installed either as a complete, off-the-shelf solution or can be enhanced with customer-requested modifications and features to improve cost-effectiveness, efficiency, and risk mitigation.
FASTERPAY
The better way to get paid. FasterPay is a digital e-wallet platform which is FCA regulated and non-VC funded. Transparent, friendly and flexible, FasterPay provides businesses from all backgrounds the opportunity to expand their revenue to a global scale.
The better way to get paid. FasterPay is a digital e-wallet platform which is FCA regulated and non-VC funded. Transparent, friendly and flexible, FasterPay provides businesses from all backgrounds the opportunity to expand their revenue to a global scale.
PAYSWIX
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click!
Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click!
Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Cm payments
CM.com (AMS: CMCOM) is a global leader in cloud software for conversational commerce that enables businesses to deliver a superior customer experience. Our communications and payments platform empowers marketing, sales and customer support to automate engagement with customers across multiple mobile channels, blended with seamless payment capabilities that drive sales, gain customers and increase customer happiness.
CM.com (AMS: CMCOM) is a global leader in cloud software for conversational commerce that enables businesses to deliver a superior customer experience. Our communications and payments platform empowers marketing, sales and customer support to automate engagement with customers across multiple mobile channels, blended with seamless payment capabilities that drive sales, gain customers and increase customer happiness.
FIS
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
ABN AMRO Bank
Our mission is always to support the customer when it truly matters. That is our responsibility — and that’s what makes us relevant. What matters to customers today is the transition to a sustainable era. Customers want to make a positive impact, and as a bank, we want to help them do so. We support this transition to sustainable ways of living and working by providing a seamless (financial) experience — made possible by highly engaged, skilled, and productive people. And of course, we lead by example.
Our bank employs around 22,500 people, of whom more than 5,000 work outside the Netherlands. Together with all our colleagues, we share our knowledge and expertise about the financial market, information about different sectors, news about our sustainability strategy, and our organizational culture.
Our mission is always to support the customer when it truly matters. That is our responsibility — and that’s what makes us relevant. What matters to customers today is the transition to a sustainable era. Customers want to make a positive impact, and as a bank, we want to help them do so. We support this transition to sustainable ways of living and working by providing a seamless (financial) experience — made possible by highly engaged, skilled, and productive people. And of course, we lead by example.
Our bank employs around 22,500 people, of whom more than 5,000 work outside the Netherlands. Together with all our colleagues, we share our knowledge and expertise about the financial market, information about different sectors, news about our sustainability strategy, and our organizational culture.
Ecospend
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Freemarketfx
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Freemarket works with businesses to accelerate their growth by giving them access to cross-border payments and currency exchange optimised for their needs.
Freemarket's platform gives you access to a global bank network and innovative technology in one place, allowing you to streamline your processes, remove complexity and increase efficiency.
Freemarket is authorised and regulated by the Financial Conduct Authority.
Reem
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors.
Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Reem Finance PJSC provides customized financing solutions that allow entrepreneurs to broaden their portfolios through backed financial scale-up. Headquartered in Abu Dhabi and licensed by the Central Bank of the UAE, Reem Finance is a private joint-stock company that offers financial solutions to facilitate business growth and advance trade capacity for private entities within various sectors.
Reem Finance is committed to excellence in its service delivery through knowledge-driven customized solutions and timely execution. The company offers a solid foundation to support its clients' business needs. Reem Finance can provide finance terms that allow for rapid drawdown and tailored structures, in a manner that is generally not offered by conventional banks.
Xpollens
Xpollens is the Banking-as-a-Service (BaaS) platform of Groupe BPCE, specializing in embedded payment solutions. Harnessing the power of next-generation payments, we make life easier for Finance and Payments teams, automate processes, improve the customer experience and boost revenue all round, through a simple API integration. Our suite of white-label financial tools encompasses account opening and management, Visa card issuance, pay-in and pay-out capabilities.
Thanks to our API and EMI license (Electronic Money Instution), seamlessly integrating digital financial products into your operations and offerings becomes a hassle-free endeavor, eliminating concerns about regulatory complexities.
Xpollens is the Banking-as-a-Service (BaaS) platform of Groupe BPCE, specializing in embedded payment solutions. Harnessing the power of next-generation payments, we make life easier for Finance and Payments teams, automate processes, improve the customer experience and boost revenue all round, through a simple API integration. Our suite of white-label financial tools encompasses account opening and management, Visa card issuance, pay-in and pay-out capabilities.
Thanks to our API and EMI license (Electronic Money Instution), seamlessly integrating digital financial products into your operations and offerings becomes a hassle-free endeavor, eliminating concerns about regulatory complexities.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
