Atlas
Centralpay
Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:
- A mid-sized or large company looking to optimize your customer invoice collection,
- A startup needing innovative features to collect your online payments,
- Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,
You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.
As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services. This allows you to market financial services without constraints and benefit your users directly from your business solutions.
Approved Electronic Money Institution by the ACPR (Bank of France), CentralPay is a payment platform that enables businesses to efficiently manage their collection processes. Whether you are:
- A mid-sized or large company looking to optimize your customer invoice collection,
- A startup needing innovative features to collect your online payments,
- Or a marketplace platform that needs to collect and distribute funds on behalf of third parties,
You will find at CentralPay a robust and agile payment infrastructure; teams available to advise you at every stage of your project, optimize your operational costs, and ultimately ensure the success and growth of your business.
As a player in Embedded Finance, CentralPay also offers its API to software publishers to develop new embedded features based on our white-label payment services. This allows you to market financial services without constraints and benefit your users directly from your business solutions.
Nicepay
NICEPAY is an Online Payment Solutions Provider offering an all-in-one online payment solution, consist of Credit Card, Virtual Account, Convenience Store Payment, Direct Debit, e-Wallet, Payloan, SMS Broadcast Service, Payment Link with Digital Invoicing, and Disbursement Services. NICEPAY leads market by knowledge of enhanced payment industry and experience of financial solution provider more than 11 years. It brings you enhanced Fin-Tech Solution for accelerating your e-Commerce Business.
NICEPAY technology is used by merchants to facilitate the acceptance of several payment channels as payment for goods and services, principally sold over the Internet, or in other non-face-to-face transactions.
The Internet payment gateway and related technology, also provides a web-based merchant transaction reporting module. NICEPAY Indonesia offers a suite of innovative payment processing and data services that operate anywhere, anytime.
NICEPAY is an Online Payment Solutions Provider offering an all-in-one online payment solution, consist of Credit Card, Virtual Account, Convenience Store Payment, Direct Debit, e-Wallet, Payloan, SMS Broadcast Service, Payment Link with Digital Invoicing, and Disbursement Services. NICEPAY leads market by knowledge of enhanced payment industry and experience of financial solution provider more than 11 years. It brings you enhanced Fin-Tech Solution for accelerating your e-Commerce Business.
NICEPAY technology is used by merchants to facilitate the acceptance of several payment channels as payment for goods and services, principally sold over the Internet, or in other non-face-to-face transactions.
The Internet payment gateway and related technology, also provides a web-based merchant transaction reporting module. NICEPAY Indonesia offers a suite of innovative payment processing and data services that operate anywhere, anytime.
BudPay
BudPay is a technology company dedicated to building modern payments infrastructure that allows businesses receive payments globally.
We have worked with businesses on the continent to understand their needs, and are now ready to deliver solutions that will enable these businesses expand into international markets. Our team is composed of international professionals with over twenty years experience in the payment industry.
BudPay is a technology company dedicated to building modern payments infrastructure that allows businesses receive payments globally.
We have worked with businesses on the continent to understand their needs, and are now ready to deliver solutions that will enable these businesses expand into international markets. Our team is composed of international professionals with over twenty years experience in the payment industry.
Procard
Company was established in 2015 to provide a full range of services in the field of computer information technologies, software development, implementation, and support, as well as hardware management of terminal equipment in the processing of transactions using bank payment cards.
PROCARD is registered as an independent legal entity, which allows it to work independently with Ukrainian and foreign banks, IPS payment service providers, and financial companies, providing independent services to partners.
Company was established in 2015 to provide a full range of services in the field of computer information technologies, software development, implementation, and support, as well as hardware management of terminal equipment in the processing of transactions using bank payment cards.
PROCARD is registered as an independent legal entity, which allows it to work independently with Ukrainian and foreign banks, IPS payment service providers, and financial companies, providing independent services to partners.
BPC
Founded in 1996, BPC Banking, Payments, Context has evolved over the years to provide innovative and relevant solutions that align with the current lifestyle of consumers as they perform banking transactions, make purchases, or travel in both urban and rural areas, thus bridging the gap between real life and the digital world. With 350 clients across 100 countries, BPC collaborates with all players in the ecosystem, from tier-one banks to neobanks, payment service providers (PSPs) to major transformers, e-commerce giants to startups, and government agencies to transportation companies.
BPC's SmartVista suite includes cutting-edge solutions for banking, commerce, and mobility, including digital banking, ATMs and switching, payment processing, card and fraud management, financial inclusion, merchant portals, transportation, and smart cities.
Founded in 1996, BPC Banking, Payments, Context has evolved over the years to provide innovative and relevant solutions that align with the current lifestyle of consumers as they perform banking transactions, make purchases, or travel in both urban and rural areas, thus bridging the gap between real life and the digital world. With 350 clients across 100 countries, BPC collaborates with all players in the ecosystem, from tier-one banks to neobanks, payment service providers (PSPs) to major transformers, e-commerce giants to startups, and government agencies to transportation companies.
BPC's SmartVista suite includes cutting-edge solutions for banking, commerce, and mobility, including digital banking, ATMs and switching, payment processing, card and fraud management, financial inclusion, merchant portals, transportation, and smart cities.
Connexpay
ConnexPay is the first and only company to bring together the two sides of the payment process—payments acceptance and virtual payments issuing—into a single platform with one contract and one reconciliation. The flexibility of this technology allows clients to adopt the full end-to-end acquiring and issuing solution or leverage ConnexPay’s innovative intelligent routing issuing-only platform. Through innovative and patent-pending payments technology, ConnexPay provides reduced payments risk, a new source of revenue, automated reconciliation, and guaranteed lower merchant processing fees—all while avoiding large lines of credit or prepayments. Founded in 2017, ConnexPay is a leading payments provider for travel agencies and brokers, ecommerce providers, online marketplaces, and more.
ConnexPay is the first and only company to bring together the two sides of the payment process—payments acceptance and virtual payments issuing—into a single platform with one contract and one reconciliation. The flexibility of this technology allows clients to adopt the full end-to-end acquiring and issuing solution or leverage ConnexPay’s innovative intelligent routing issuing-only platform. Through innovative and patent-pending payments technology, ConnexPay provides reduced payments risk, a new source of revenue, automated reconciliation, and guaranteed lower merchant processing fees—all while avoiding large lines of credit or prepayments. Founded in 2017, ConnexPay is a leading payments provider for travel agencies and brokers, ecommerce providers, online marketplaces, and more.
Paytrail
Paytrail has the largest payment volume of all online payment services in Finland. We provide payment services to more than 10 000 online stores.
Over 15 billion euros worth of products and services have been paid for using our payment service. Paytrail is part of Nets.
Paytrail has the largest payment volume of all online payment services in Finland. We provide payment services to more than 10 000 online stores.
Over 15 billion euros worth of products and services have been paid for using our payment service. Paytrail is part of Nets.
Ipayua
Here’s the translation:
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iPay.ua – Innovative Payment Tools for Your Business
Our main goal is to provide the market with the most understandable and secure tool for online payments. The company iPay.ua has its own portal, where clients can pay bills for over 3,000 companies. Each month, more than half a million clients make such payments. This allows us to practically refine not only innovative payment tools but also marketing mechanisms.
**Products:**
- Internet acquiring
- Payment acceptance on websites
- Merchant acquiring
- Masterpass
- Apple Pay
- Google Pay
- P2P Showcase
- Viber payment bot
- Payment by invoice
- MONEGO
- Cashless Tips
Here’s the translation:
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iPay.ua – Innovative Payment Tools for Your Business
Our main goal is to provide the market with the most understandable and secure tool for online payments. The company iPay.ua has its own portal, where clients can pay bills for over 3,000 companies. Each month, more than half a million clients make such payments. This allows us to practically refine not only innovative payment tools but also marketing mechanisms.
**Products:**
- Internet acquiring
- Payment acceptance on websites
- Merchant acquiring
- Masterpass
- Apple Pay
- Google Pay
- P2P Showcase
- Viber payment bot
- Payment by invoice
- MONEGO
- Cashless Tips
Payhere
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
PayHere is a Sri Lankan FinTech Company that facilitates accepting Online Payments for Sri Lankan businesses in a convenient & affordable way with a mission to move Sri Lanka towards a Digital Economy.
BlueSnap
At BlueSnap, we look at payments a little differently. Our All-in-One Payment Orchestration Platform helps businesses accept payments globally and is designed to increase revenue and reduces costs. We provide a comprehensive back-end solutions that simplifies the complexity of payments, managing the full process from start to finish. BlueSnap supports payments through multiple sales channels such as online and mobile sales, marketplaces, subscriptions, invoice payments and manual orders through a virtual terminal. And for businesses looking for embedded payments, we offer white-labeled payments for platforms with automated underwriting and onboarding that supports marketplaces and split payments.
At BlueSnap, we look at payments a little differently. Our All-in-One Payment Orchestration Platform helps businesses accept payments globally and is designed to increase revenue and reduces costs. We provide a comprehensive back-end solutions that simplifies the complexity of payments, managing the full process from start to finish. BlueSnap supports payments through multiple sales channels such as online and mobile sales, marketplaces, subscriptions, invoice payments and manual orders through a virtual terminal. And for businesses looking for embedded payments, we offer white-labeled payments for platforms with automated underwriting and onboarding that supports marketplaces and split payments.
Saxo
At Saxo we believe that when you invest, you unlock a new curiosity for the world around you.
Discovering an intuitive desire within to actively learn, explore, and ask questions, you will engage with new companies, new communities, maybe even new countries. You could call this an appetite or passion for new knowledge and skills. We call it curiosity. Ultimately everything we do as a company is focused on getting curious people invested in the world by giving our clients more ways to make more of their money.
We began in Copenhagen, Denmark in 1992 with a clear vision: to make the global financial markets accessible for more people. In 1998, we launched one of the first online trading platforms in Europe, providing professional-grade tools and easy access to global financial markets for anyone who wanted to invest.
Today we are a well-capitalised Danish (EU) bank with top capital ratios and positive rating from S&P, trusted by over 1.2 million clients.
At Saxo we believe that when you invest, you unlock a new curiosity for the world around you.
Discovering an intuitive desire within to actively learn, explore, and ask questions, you will engage with new companies, new communities, maybe even new countries. You could call this an appetite or passion for new knowledge and skills. We call it curiosity. Ultimately everything we do as a company is focused on getting curious people invested in the world by giving our clients more ways to make more of their money.
We began in Copenhagen, Denmark in 1992 with a clear vision: to make the global financial markets accessible for more people. In 1998, we launched one of the first online trading platforms in Europe, providing professional-grade tools and easy access to global financial markets for anyone who wanted to invest.
Today we are a well-capitalised Danish (EU) bank with top capital ratios and positive rating from S&P, trusted by over 1.2 million clients.
Billwerk.plus
Billwerk+ provides a cloud-based platform for payments, billing, and subscription management, simplifying the management and billing of recurring and consumption-based services. In this way, Billwerk+’s platform contributes significantly to the digital value chain for subscription business models. Today, Billwerk+ employs more than 150 employees at five locations: Frankfurt, Kempten, Copenhagen, Montpellier and Gdansk. With Europe in our DNA, it is our mission to enable and leverage the growth of European businesses. We partner with our customers to optimize and transform their business through a cutting-edge SaaS product portfolio and our consolidated expertise, thereby equipping them with the means for success – in Europe and beyond.
Billwerk+ provides a cloud-based platform for payments, billing, and subscription management, simplifying the management and billing of recurring and consumption-based services. In this way, Billwerk+’s platform contributes significantly to the digital value chain for subscription business models. Today, Billwerk+ employs more than 150 employees at five locations: Frankfurt, Kempten, Copenhagen, Montpellier and Gdansk. With Europe in our DNA, it is our mission to enable and leverage the growth of European businesses. We partner with our customers to optimize and transform their business through a cutting-edge SaaS product portfolio and our consolidated expertise, thereby equipping them with the means for success – in Europe and beyond.
Svea bank
Svea Bank is a leading actor in northern Europe that offers financial and administrative services since 1981. Our service portfolio includes factoring, leasing, ledger administration, debt administration, payment solutions for e-Commerce, bank services for companies and loans and saving accounts for consumers.
By combining new technology and innovative solutions with a high degree of personal service with focus on the client, we will always offer the better alternative to our clients and partners.
Svea Bank is a leading actor in northern Europe that offers financial and administrative services since 1981. Our service portfolio includes factoring, leasing, ledger administration, debt administration, payment solutions for e-Commerce, bank services for companies and loans and saving accounts for consumers.
By combining new technology and innovative solutions with a high degree of personal service with focus on the client, we will always offer the better alternative to our clients and partners.
Tealit
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Looking to implement best practices in payment collection and treasury management? Let’s talk about your business.
Get paid faster, more regularly and at a lower cost! With an authorization as Payment Institution and as TPP (AIS/PIS), European standards and creativity, Digiteal provides multiple solutions to help businesses to accelerate their digital transformation and optimize their cash flow.
Looking to implement best practices in payment collection and treasury management? Let’s talk about your business.
N26
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
N26 SE is Europe’s leading digital bank with a full German banking licence. Built on the latest technology, N26’s mobile banking experience makes managing money easier, more secure and customer friendly. N26 is headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 90 nationalities.
Founded by Valentin Stalf and Maximilian Tayenthal in 2013, N26 has raised close to US$ 1.8 billion from some of the world’s most renowned investors.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
