Atlas
Sepay
SEPAY is the largest independent provider of electronic payment services in the Netherlands. Established in 2005, the company was certified as a payment institution by De Nederlandsche Bank in 2011.
SEPAY sells and rents both mobile and fixed payment terminals. Additionally, SEPAY handles the full processing of transactions, including reporting. Currently, we manage electronic payment transactions for over 16,000 customers, including V-PAY, Maestro, and credit card payments.
Moreover, SEPAY has recently launched a new formula: PayAsYouPin. In addition to a very low monthly fee, this formula only requires payment for the payment terminal when it is used. This is ideal for new entrepreneurs who are uncertain about the volume of pin transactions they will process each month or for businesses that only need a payment terminal a few times a year.
SEPAY is the largest independent provider of electronic payment services in the Netherlands. Established in 2005, the company was certified as a payment institution by De Nederlandsche Bank in 2011.
SEPAY sells and rents both mobile and fixed payment terminals. Additionally, SEPAY handles the full processing of transactions, including reporting. Currently, we manage electronic payment transactions for over 16,000 customers, including V-PAY, Maestro, and credit card payments.
Moreover, SEPAY has recently launched a new formula: PayAsYouPin. In addition to a very low monthly fee, this formula only requires payment for the payment terminal when it is used. This is ideal for new entrepreneurs who are uncertain about the volume of pin transactions they will process each month or for businesses that only need a payment terminal a few times a year.
Qliro
We are Qliro
Our company was founded in 2014 and the team was given one task, bring a new payment solution in to the market, in only 6 months.
Today we have grown to a team of over 200 people from over 30 different countries delivering safe and simple payments for e-commerce growth.
Qliro has a track record of delivering new products and services at unmatched speed. We have launched a range of commercially successful products, including an e-commerce checkout, a pay-after-delivery product, D2C saving and loans products, apps, self-service website and merchant-facing interfaces. We are active in an exciting intersection of the e-commerce, payment and financial services markets. We target both leading online merchants and millions of consumers seeking superior digital payments and consumer finance products.
We are Qliro
Our company was founded in 2014 and the team was given one task, bring a new payment solution in to the market, in only 6 months.
Today we have grown to a team of over 200 people from over 30 different countries delivering safe and simple payments for e-commerce growth.
Qliro has a track record of delivering new products and services at unmatched speed. We have launched a range of commercially successful products, including an e-commerce checkout, a pay-after-delivery product, D2C saving and loans products, apps, self-service website and merchant-facing interfaces. We are active in an exciting intersection of the e-commerce, payment and financial services markets. We target both leading online merchants and millions of consumers seeking superior digital payments and consumer finance products.
Payme
PayMe is at the forefront of the global embedded finance landscape, revolutionizing how platforms and marketplaces serve SMBs. Our innovative ecosystem enables partners to seamlessly integrate financial services into their offerings, transforming them into comprehensive, one-stop-shop solutions.
By leveraging these financial services, our partners not only enhance their value proposition but also unlock new revenue streams. Join us in redefining the future of business services.
PayMe is at the forefront of the global embedded finance landscape, revolutionizing how platforms and marketplaces serve SMBs. Our innovative ecosystem enables partners to seamlessly integrate financial services into their offerings, transforming them into comprehensive, one-stop-shop solutions.
By leveraging these financial services, our partners not only enhance their value proposition but also unlock new revenue streams. Join us in redefining the future of business services.
Xalqbank
"Xalq" Bank began its operations on December 27, 2004, under the license of the Central Bank of the Republic of Azerbaijan. Since its inception, Xalq Bank has stood out for its reliability and stability, offering its customers modern, convenient services and products based on principles of honesty and transparency, trust, respect, flexibility, high-quality service, and personalized approach.
Over the years, the bank has made significant progress, securing its place among the leading banks in the country. Currently, Xalq Bank is a universal bank with a total of 30 branches, including 9 in the capital and 21 in various regions of the country. It continues to demonstrate stable growth in its key financial indicators and is one of the leaders in the country's banking sector.
"Xalq" Bank began its operations on December 27, 2004, under the license of the Central Bank of the Republic of Azerbaijan. Since its inception, Xalq Bank has stood out for its reliability and stability, offering its customers modern, convenient services and products based on principles of honesty and transparency, trust, respect, flexibility, high-quality service, and personalized approach.
Over the years, the bank has made significant progress, securing its place among the leading banks in the country. Currently, Xalq Bank is a universal bank with a total of 30 branches, including 9 in the capital and 21 in various regions of the country. It continues to demonstrate stable growth in its key financial indicators and is one of the leaders in the country's banking sector.
Citypay
Accept payments anytime, anywhere
For over 20 years CityPay have been at the forefront of providing safe and easy card payment solutions to thousands of satisfied customers. Anywhere you do business – in-store, online, through mobile, or over the phone – we have the payment solution. Let us help your business thrive.
Accept payments anytime, anywhere
For over 20 years CityPay have been at the forefront of providing safe and easy card payment solutions to thousands of satisfied customers. Anywhere you do business – in-store, online, through mobile, or over the phone – we have the payment solution. Let us help your business thrive.
Maksekeskus
Payments and deliveries with one solution
MakeCommerce is the leading payment solutions provider for e-shops in the Baltics. Our services are trusted by over 5 000 e-commerce merchants – from market leading e-shops to small businesses just getting started. Sign up and enjoy the best service package available.
Payments and deliveries with one solution
MakeCommerce is the leading payment solutions provider for e-shops in the Baltics. Our services are trusted by over 5 000 e-commerce merchants – from market leading e-shops to small businesses just getting started. Sign up and enjoy the best service package available.
Webxpay
We are a leading payment gateway service provider, committed to empowering our customers to achieve their entrepreneurial dreams. Our expertise lies in offering seamless and secure payment solutions that cater to the unique needs of each business, ensuring a smooth transaction experience.
We are a leading payment gateway service provider, committed to empowering our customers to achieve their entrepreneurial dreams. Our expertise lies in offering seamless and secure payment solutions that cater to the unique needs of each business, ensuring a smooth transaction experience.
WeChat Pay
WeChat is a lifestyle As the most popular instant messaging app in China, WeChat builds a unique social community for its users across the globe. It makes every connection possible among people, between users and vendors, and between users and organizations. WeChat is now a truly mobile lifestyle for everyone. Using WeChat Pay has become habit WeChat Pay has become a part of daily life. With WeChat Pay enabled on mobile phone, users can make transaction payments at anytime and anywhere. Wallet is not required any more. In China, WeChat Pay is supported almost everywhere, such as in ordering taxi, supermarkets, and hospitals. Make connections with Chinese consumers WeChat Pay connects overseas vendors directly to Chinese consumers for more business opportunities. When Chinese costumers buy goods in foreign country, they can follow vendors' Official Account to pay their transactions.
WeChat is a lifestyle As the most popular instant messaging app in China, WeChat builds a unique social community for its users across the globe. It makes every connection possible among people, between users and vendors, and between users and organizations. WeChat is now a truly mobile lifestyle for everyone. Using WeChat Pay has become habit WeChat Pay has become a part of daily life. With WeChat Pay enabled on mobile phone, users can make transaction payments at anytime and anywhere. Wallet is not required any more. In China, WeChat Pay is supported almost everywhere, such as in ordering taxi, supermarkets, and hospitals. Make connections with Chinese consumers WeChat Pay connects overseas vendors directly to Chinese consumers for more business opportunities. When Chinese costumers buy goods in foreign country, they can follow vendors' Official Account to pay their transactions.
Banorte
One of Mexico’s largest financial institutions, founded in 1899. Has a very large network — over 1,200 branches and thousands of ATMs across Mexico.
One of Mexico’s largest financial institutions, founded in 1899. Has a very large network — over 1,200 branches and thousands of ATMs across Mexico.
Ayoremit
Welcome to AYORemit, your trusted partner for sending money abroad. We are committed to providing fast, secure, and affordable remittance services to our customers around the world.
Welcome to AYORemit, your trusted partner for sending money abroad. We are committed to providing fast, secure, and affordable remittance services to our customers around the world.
Incomegroup
Committed to making pay work better for companies and employees. Making monthly pay into weekly payments with no additional work for payroll.
Committed to making pay work better for companies and employees. Making monthly pay into weekly payments with no additional work for payroll.
Kabayan
Kabayan Capital Limited trading as Kabayan Remit was incorporated in June 2012 to help our kababayan in the UK safely send money to their loved ones in the Philippines. In 2017 Asenso Remit was incorporated in Canada to provide money transfer services to Filipinos in Canada. Asenso remit is a wholly-owned subsidiary of Kabayan Capital Ltd. UK.
Kabayan Capital Limited trading as Kabayan Remit was incorporated in June 2012 to help our kababayan in the UK safely send money to their loved ones in the Philippines. In 2017 Asenso Remit was incorporated in Canada to provide money transfer services to Filipinos in Canada. Asenso remit is a wholly-owned subsidiary of Kabayan Capital Ltd. UK.
Mettle
Mettle is the free mobile bank account by NatWest built for the self-employed
Mettle's designed to give you the freedom to run your business. It's built for small businesses, startups, limited companies and sole traders with UK residency.
We believe there is something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.
So we’ve built an app that embraces that spirit – one that our customers can rely on and makes managing finances as fast and simple as possible.
Mettle is the free mobile bank account by NatWest built for the self-employed
Mettle's designed to give you the freedom to run your business. It's built for small businesses, startups, limited companies and sole traders with UK residency.
We believe there is something different about people who start their own business – a unique spirit that sets them apart. A blend of drive, ambition and self belief – people who have mettle.
So we’ve built an app that embraces that spirit – one that our customers can rely on and makes managing finances as fast and simple as possible.
Openbanking
Open Banking LTD (formerly OBIE) set up by the UK Competition and Markets Authority to create innovative technology (APIs), data standards and the governance structures enabling the UK to implement Open Banking.
Open Banking drives innovation and competition in banking services and provides secure and transparent information sharing for individuals and SMEs aiming to give customers greater control of their financial data and better value.
Open Banking LTD (formerly OBIE) set up by the UK Competition and Markets Authority to create innovative technology (APIs), data standards and the governance structures enabling the UK to implement Open Banking.
Open Banking drives innovation and competition in banking services and provides secure and transparent information sharing for individuals and SMEs aiming to give customers greater control of their financial data and better value.
Tellow
Over 100,000+ Freelancers, entrepreneurs and self-employed professionals across the Netherlands trust Tellow by Ageras for the bookkeeping and accounting needs. The powerful bookkeeping tool is built for making life easy for entrepreneurs & freelancers. Time is money and Tellow makes running a business finance easy, on any device.
Using the mobile or web apps, users can create invoices and quotations, send them out and track their payments. For expense management, Tellow offers a top of the line solution which automatically processes, digitally stores and categorizes all user receipts. By linking their bank account, users can reconcile their transactions with ease.
Tellow has unique integrations with the Dutch tax authorities for both VAT and Income Tax, enabling users to automatically file their statements in a few clicks without leaving the app.
Over 100,000+ Freelancers, entrepreneurs and self-employed professionals across the Netherlands trust Tellow by Ageras for the bookkeeping and accounting needs. The powerful bookkeeping tool is built for making life easy for entrepreneurs & freelancers. Time is money and Tellow makes running a business finance easy, on any device.
Using the mobile or web apps, users can create invoices and quotations, send them out and track their payments. For expense management, Tellow offers a top of the line solution which automatically processes, digitally stores and categorizes all user receipts. By linking their bank account, users can reconcile their transactions with ease.
Tellow has unique integrations with the Dutch tax authorities for both VAT and Income Tax, enabling users to automatically file their statements in a few clicks without leaving the app.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
