Atlas
Oceanpayment
Oceanpayment, a professional global payment service provider strives to offer Safe, Swift, Specialized and Simple payment solutions to merchants conducting cross-border business such as ecommerce, online games, online travel etc. Our one stop solution will assist you to ensure an effective payment journey.
Whether you are start-ups or multinationals, we offer you unparalleled product portfolio with multiple currencies and languages to fit your need, helping you collect money universally with advanced payment methods which include all major credit cards, debit cards, and alternative payment methods.
Offering over 500 payment methods in one platform, Oceanpayment enables you to convert more sales by providing customers with a broad range of payment methods and reduce the operational cost of working with many different payment providers.
Oceanpayment, a professional global payment service provider strives to offer Safe, Swift, Specialized and Simple payment solutions to merchants conducting cross-border business such as ecommerce, online games, online travel etc. Our one stop solution will assist you to ensure an effective payment journey.
Whether you are start-ups or multinationals, we offer you unparalleled product portfolio with multiple currencies and languages to fit your need, helping you collect money universally with advanced payment methods which include all major credit cards, debit cards, and alternative payment methods.
Offering over 500 payment methods in one platform, Oceanpayment enables you to convert more sales by providing customers with a broad range of payment methods and reduce the operational cost of working with many different payment providers.
Lyra
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Heading towards tomorrow’s payment!
Have you ever wondered what happens behind each transaction?
Lyra, an independent French company with international reach, has successfully made its mark in the payment and fintech ecosystem since 2001. As a committed payment service provider, our teams work every day to make payments safer and simpler.
⚡ Boosting the growth of your business? Challenge accepted!
💡 How? With flexible, omnichannel purchase journeys that meet the needs of our clients (merchants, banks, maintainers, publishers, etc.).
Our strengths:
Strong network of partners
End-to-end control of the payment chain
Certified expertise
Highly secure solutions (PCI-DSS)
Deep knowledge of every industry and business model (retail, hospitality, tourism, marketplace, etc.)
Subsidiaries around the world to be closer to the specifics of each market
Need a new vision of payment? Our experts are here to help!
Elyps
Elyps is the pioneering Financial Institutions Group serving Global HNWI,
Corporates and Financial Institutions.
International Payments, Multi-Currency Accounts, Stablecoin Infrastructure and Fund Advisory—all from a single platform.
Founded in 2018, Elyps is a Financial Independent Group regulated in Belgium, Luxembourg and France.
Elyps is the pioneering Financial Institutions Group serving Global HNWI,
Corporates and Financial Institutions.
International Payments, Multi-Currency Accounts, Stablecoin Infrastructure and Fund Advisory—all from a single platform.
Founded in 2018, Elyps is a Financial Independent Group regulated in Belgium, Luxembourg and France.
Fintecture
Fintecture is transforming bank transfer payments to help merchants unlock their revenue, regardless of the purchasing context** (online, in-store, or remote) and their customer profile (B2C / B2B).
We’ve developed complementary bank transfer solutions to simplify your collections:
> **Instant Transfer**: a simplified payment through payment initiation
>
> **Smart Transfer**: an automatically reconciled bank transfer
We also offer a **Verified Payout** solution to credit your customers easily and securely (for refunds and payouts).
Fintecture has over one million payers and works with major brands such as Leroy Merlin, Auchan, Bricoman, Maisons du Monde, Edenred, and CMA CGM.
Fintecture is transforming bank transfer payments to help merchants unlock their revenue, regardless of the purchasing context** (online, in-store, or remote) and their customer profile (B2C / B2B).
We’ve developed complementary bank transfer solutions to simplify your collections:
> **Instant Transfer**: a simplified payment through payment initiation
>
> **Smart Transfer**: an automatically reconciled bank transfer
We also offer a **Verified Payout** solution to credit your customers easily and securely (for refunds and payouts).
Fintecture has over one million payers and works with major brands such as Leroy Merlin, Auchan, Bricoman, Maisons du Monde, Edenred, and CMA CGM.
Lyf
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Mercury
Mercury Global | Where Global Finance Meets Innovation | International FX | Digital Financial Infrastructure At Mercury Global, we understand that there is more to international financial movements — strategy, timing, and trust. That’s why we go beyond the transaction, offering a fully integrated solution for international clients who demand more from their financial partner.
As a next-generation foreign exchange and fintech firm, we specialise in simplifying complex cross-border needs — delivering precision, speed, and compliance at scale.
Our Core Services:
• International payments for individuals & corporates
• FX Internet Banking Platform with live rates & automated trades
• Global account setup & offshore structuring
• Exchange control advisory & tax clearance solutions
• Custom-built Affiliate Engine to scale your network
Mercury Global | Where Global Finance Meets Innovation | International FX | Digital Financial Infrastructure At Mercury Global, we understand that there is more to international financial movements — strategy, timing, and trust. That’s why we go beyond the transaction, offering a fully integrated solution for international clients who demand more from their financial partner.
As a next-generation foreign exchange and fintech firm, we specialise in simplifying complex cross-border needs — delivering precision, speed, and compliance at scale.
Our Core Services:
• International payments for individuals & corporates
• FX Internet Banking Platform with live rates & automated trades
• Global account setup & offshore structuring
• Exchange control advisory & tax clearance solutions
• Custom-built Affiliate Engine to scale your network
Mbna
We do credit cards, loans, home insurance and savings for money-savvy people. Those who know how to get a quality product without paying a premium price (the rate chasers and deal hunters will understand). We ‘get’ our customers, with products to match different needs, lifestyles, and life stages. Check us out and kickstart your MBNA experience today…
We do credit cards, loans, home insurance and savings for money-savvy people. Those who know how to get a quality product without paying a premium price (the rate chasers and deal hunters will understand). We ‘get’ our customers, with products to match different needs, lifestyles, and life stages. Check us out and kickstart your MBNA experience today…
Novemberfirst
November First is improving the payment and bookkeeping process, by adding a more direct and automatized form of payment, without compromising safety, speed and customer satisfaction. We launched our payment platform in Denmark on 1st November 2016, and are now taking a global step towards making it more convenient for businesses around the world, to make their local and cross-border payments easier and less time-consuming all while saving money!
* Pay all your company’s supplier invoices from your accounting system or directly from our portal, without having to log into online banking.
Gain better control and overview of your company’s payments and an accounting system that is updated in real-time with postings and exchange rates.
*Deliver a better service to your customers. You are now able to significantly streamline the amount of time spent processing supplier invoices.
November First is improving the payment and bookkeeping process, by adding a more direct and automatized form of payment, without compromising safety, speed and customer satisfaction. We launched our payment platform in Denmark on 1st November 2016, and are now taking a global step towards making it more convenient for businesses around the world, to make their local and cross-border payments easier and less time-consuming all while saving money!
* Pay all your company’s supplier invoices from your accounting system or directly from our portal, without having to log into online banking.
Gain better control and overview of your company’s payments and an accounting system that is updated in real-time with postings and exchange rates.
*Deliver a better service to your customers. You are now able to significantly streamline the amount of time spent processing supplier invoices.
Paynovate
Acquiring | Issuing | Banking
Embrace the speed and simplicity of accepting payments securely and effortlessly with our cutting-edge solutions. As an Electronic Money Institution (EMI), licensed by both the National Bank of Belgium and an FCA license (AEMI), we offer you a trusted and regulated platform to experience the transformative power of our payment solutions.
Acquiring | Issuing | Banking
Embrace the speed and simplicity of accepting payments securely and effortlessly with our cutting-edge solutions. As an Electronic Money Institution (EMI), licensed by both the National Bank of Belgium and an FCA license (AEMI), we offer you a trusted and regulated platform to experience the transformative power of our payment solutions.
Paytah
Phoenix Payments Ltd - PAYTAH Payment Solutions is a fully licensed financial institution regulated by the Malta Financial Services Authority (MFSA) and has passported its activity to all 28 EU and EEA member states. We operate under the legal framework of the European Payment Services Directive established to provide safer and more innovative payment services across the EU.
Phoenix Payments Ltd - PAYTAH Payment Solutions is a fully licensed financial institution regulated by the Malta Financial Services Authority (MFSA) and has passported its activity to all 28 EU and EEA member states. We operate under the legal framework of the European Payment Services Directive established to provide safer and more innovative payment services across the EU.
Riafinancial
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. The company is steadfast in its commitment to serve its customers and the communities in which they live, opening ways for a better everyday life.
Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide, with more than 580,000 locations and presence in nearly 200 countries and territories around the world.
Ria Money Transfer, a business segment of Euronet Worldwide, Inc. (NASDAQ: EEFT), delivers innovative financial services including fast, secure, and affordable global money transfers to millions of customers along with currency exchange, mobile top-up, bill payment and check cashing services, offering a reliable omnichannel experience. The company is steadfast in its commitment to serve its customers and the communities in which they live, opening ways for a better everyday life.
Founded in 1987, the company has grown from a single storefront in New York City, to become one of the largest money transfer companies worldwide, with more than 580,000 locations and presence in nearly 200 countries and territories around the world.
Tunzer
Founded by industry professionals with extensive experience in finance, e-commerce, crypto and banking, Tunzer combines the best market practices to develop efficient business operations and unorthodox solutions tailored to your needs.
Founded by industry professionals with extensive experience in finance, e-commerce, crypto and banking, Tunzer combines the best market practices to develop efficient business operations and unorthodox solutions tailored to your needs.
Transact Pro
Transact Pro is the first licensed electronic money institution in Latvia with the right to render payment services. The license has been issued by Latvian Financial and Capital Market Commission.
Transact Pro has been successfully operating in the market of electronic financial services since 2004. We provide online payment acceptance and processing services, as well as prepaid and debit card issuance services for both corporate and private customers. Today we serve our customers all over the world.
E-Commerce merchants enjoy the following direct services provided by Transact Pro:
1. Merchant accounts - to accept payments by Visa/MasterCard/Amex payment cards;
2. Payment Gateway services - to integrate websites and process payments;
3. Current (checking or business) accounts - to receive the proceeds and effect business payments;
4. MasterCard payment cards for immediate access to the account balance.
Transact Pro is the first licensed electronic money institution in Latvia with the right to render payment services. The license has been issued by Latvian Financial and Capital Market Commission.
Transact Pro has been successfully operating in the market of electronic financial services since 2004. We provide online payment acceptance and processing services, as well as prepaid and debit card issuance services for both corporate and private customers. Today we serve our customers all over the world.
E-Commerce merchants enjoy the following direct services provided by Transact Pro:
1. Merchant accounts - to accept payments by Visa/MasterCard/Amex payment cards;
2. Payment Gateway services - to integrate websites and process payments;
3. Current (checking or business) accounts - to receive the proceeds and effect business payments;
4. MasterCard payment cards for immediate access to the account balance.
Onevision
Mission - To act as a global partner for our clients, providing them access to international financial markets and offering innovative solutions that meet their financial needs.
- First graduate of the Kazakhstan Accelerator under the MOST Ventures fund
- In-house development team
- Revenue of 500,000 USD in 2023
- Branches in Kyrgyzstan, Uzbekistan, Tajikistan, and Azerbaijan
Mission - To act as a global partner for our clients, providing them access to international financial markets and offering innovative solutions that meet their financial needs.
- First graduate of the Kazakhstan Accelerator under the MOST Ventures fund
- In-house development team
- Revenue of 500,000 USD in 2023
- Branches in Kyrgyzstan, Uzbekistan, Tajikistan, and Azerbaijan
Nummuspay
Nummuspay is a subscription management and credit card processing platform that manages all parts of the revenue lifecycle for subscription and recurring revenue businesses.
We love helping companies make their business more profitable, by looking at ways to increase sales revenue as well as decreasing their costs and benchmarking their business.
Nummuspay is a subscription management and credit card processing platform that manages all parts of the revenue lifecycle for subscription and recurring revenue businesses.
We love helping companies make their business more profitable, by looking at ways to increase sales revenue as well as decreasing their costs and benchmarking their business.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
