Atlas
I-serve
i-Serve humbly started out with a compact yet dynamic team led by three entrepreneurs with over 30 years of collective experience. We started out in 2001 by providing Smart Card solutions and software development, before progressing to create kiosks for big names such as Eastman Kodak, Nokia, as well as AirAsia.
We have developed numerous mobile apps for conveniences such as bill payment, and prepaid reloads, before setting foot in the fintech industry. Today, i-Serve spans a wide team of professionals, with offices across the Klang Valley. We believe that the future is in mobile smartphones. Therefore, we are developing mobile applications to offer various types of products and services to corporations and end-users via smartphones. i-Serve is more than a fintech organisation.
We specialise in web and app development, online payment and e-commerce solutions. Fintech Products - Upay, UpayMe, Zapp & Pay4U
i-Serve humbly started out with a compact yet dynamic team led by three entrepreneurs with over 30 years of collective experience. We started out in 2001 by providing Smart Card solutions and software development, before progressing to create kiosks for big names such as Eastman Kodak, Nokia, as well as AirAsia.
We have developed numerous mobile apps for conveniences such as bill payment, and prepaid reloads, before setting foot in the fintech industry. Today, i-Serve spans a wide team of professionals, with offices across the Klang Valley. We believe that the future is in mobile smartphones. Therefore, we are developing mobile applications to offer various types of products and services to corporations and end-users via smartphones. i-Serve is more than a fintech organisation.
We specialise in web and app development, online payment and e-commerce solutions. Fintech Products - Upay, UpayMe, Zapp & Pay4U
Moneris
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
GoCardLess
Welcome to the new era of payments. Collect one-off, automated, or recurring payments – directly from your customer's bank account to yours. Putting an end to late payments, chasing customers, stress, and expensive fees. It's just cash, flowing from one account to another. Join 100,000 businesses of all sizes, worldwide, who trust us to power their payments.
Welcome to the new era of payments. Collect one-off, automated, or recurring payments – directly from your customer's bank account to yours. Putting an end to late payments, chasing customers, stress, and expensive fees. It's just cash, flowing from one account to another. Join 100,000 businesses of all sizes, worldwide, who trust us to power their payments.
Zemplerbank
Hello, we’re Zempler Bank, formerly Cashplus Bank.
We’re here to make money simpler.
We know that banking isn’t at the top of most people’s to do lists, that’s why making it less of a chore is at the top of ours.
We don’t do banking the traditional way – the wrong way. We do banking that works for the people that need it, when they need it.
We’re for the crafters, the grafters, and the self starters. The bank for sole traders and those just starting up. And small businesses with growth on their minds and less time than they’d like.
Just because you’re going it alone doesn’t mean you have to do it on your own.
That’s where we step in – smart technology, straightforward human service, and bank accounts that meet real-life needs.
We’ve already helped over 650,000 businesses get off the ground. We’re here to do banking right and support our customers for the long haul.
Hello, we’re Zempler Bank, formerly Cashplus Bank.
We’re here to make money simpler.
We know that banking isn’t at the top of most people’s to do lists, that’s why making it less of a chore is at the top of ours.
We don’t do banking the traditional way – the wrong way. We do banking that works for the people that need it, when they need it.
We’re for the crafters, the grafters, and the self starters. The bank for sole traders and those just starting up. And small businesses with growth on their minds and less time than they’d like.
Just because you’re going it alone doesn’t mean you have to do it on your own.
That’s where we step in – smart technology, straightforward human service, and bank accounts that meet real-life needs.
We’ve already helped over 650,000 businesses get off the ground. We’re here to do banking right and support our customers for the long haul.
Сys
Licensed by the Singapore Central Bank – Monetary Authority of Singapore (MAS) since 1981, CYS Global Remit Pte Ltd is a technology-based remittance company recognized in this region for its proficient payment solutions that meet real-world demand for remittance needs. We take care of companies on the move, worldwide.
From banks to retailers to wholesalers, businesses of all types count on us for answers that enable them to process commercial payments, foreign exchange transactions and documents more efficiently and profitably. Our annual remittance volume reflects our ability to efficiently make payment, foreign exchange transaction and document processing work for our customers based worldwide. Every year, we handle millions of dollars in new business recommended in good faith by our satisfied customers.
Today we are making bold moves to stake its claim as an emerging company with global payment capabilities.
Licensed by the Singapore Central Bank – Monetary Authority of Singapore (MAS) since 1981, CYS Global Remit Pte Ltd is a technology-based remittance company recognized in this region for its proficient payment solutions that meet real-world demand for remittance needs. We take care of companies on the move, worldwide.
From banks to retailers to wholesalers, businesses of all types count on us for answers that enable them to process commercial payments, foreign exchange transactions and documents more efficiently and profitably. Our annual remittance volume reflects our ability to efficiently make payment, foreign exchange transaction and document processing work for our customers based worldwide. Every year, we handle millions of dollars in new business recommended in good faith by our satisfied customers.
Today we are making bold moves to stake its claim as an emerging company with global payment capabilities.
Directremit
Direct Remit is committed to serving different nationalities everywhere in the world through its modern and efficient technology and remittance facilities Direct Remit ensures quick and easy delivery of remittances to beneficiaries by increasing its network, offices, and partners in different part of the globe. Our endeavor is to provide quick and easy remittance service that is reliable and accessible to both, the Diasporas and their families back home. Equipped with state of the art technology and with experienced, qualified staff Direct Remit offers a secure and trusted means of transferring money effectively and efficiently.
Secure, easy and instant remittance services for individuals and businesses. Competitive rates for foreign exchange and money remittance. A large network of agents across the UK, UAE, and the world. Stringent AML/CFT policies to prevent risk and fraud. Dedicated and professional customer service teams
Direct Remit is committed to serving different nationalities everywhere in the world through its modern and efficient technology and remittance facilities Direct Remit ensures quick and easy delivery of remittances to beneficiaries by increasing its network, offices, and partners in different part of the globe. Our endeavor is to provide quick and easy remittance service that is reliable and accessible to both, the Diasporas and their families back home. Equipped with state of the art technology and with experienced, qualified staff Direct Remit offers a secure and trusted means of transferring money effectively and efficiently.
Secure, easy and instant remittance services for individuals and businesses. Competitive rates for foreign exchange and money remittance. A large network of agents across the UK, UAE, and the world. Stringent AML/CFT policies to prevent risk and fraud. Dedicated and professional customer service teams
Edenred
Edenred Poland is part of the Edenred Group, a leading global platform for services and digital payments. We connect nearly 60 million employees and 2 million merchant partners across 45 countries through almost 1 million corporate clients.
We offer digital payment solutions (prepaid cards, loyalty platforms) tailored to specific needs in the areas of food, mobility, incentives, and corporate payments. Our solutions enhance employee well-being, increase the attractiveness and competitiveness of businesses, and stimulate the local economy.
Edenred Poland is part of the Edenred Group, a leading global platform for services and digital payments. We connect nearly 60 million employees and 2 million merchant partners across 45 countries through almost 1 million corporate clients.
We offer digital payment solutions (prepaid cards, loyalty platforms) tailored to specific needs in the areas of food, mobility, incentives, and corporate payments. Our solutions enhance employee well-being, increase the attractiveness and competitiveness of businesses, and stimulate the local economy.
Vip-payments
n VIP Payments we focus on providing our corporate clients with
a range of financial solutions that are practical, versatile and accessible.
Our team combines experience in banking, payment infrastructure development,
compliance and fintech and our mission is to offer our clients a complete and
hassle-free digital payments experience.
n VIP Payments we focus on providing our corporate clients with
a range of financial solutions that are practical, versatile and accessible.
Our team combines experience in banking, payment infrastructure development,
compliance and fintech and our mission is to offer our clients a complete and
hassle-free digital payments experience.
Financialhouse
Financial House, a trusted provider of financial services, offers merchant acquiring and card-issuing solutions. Our products are multi-currency, comprehensive solutions that are swift, efficient, and adhere to global security standards.
As a Principal member of MasterCard, Visa, and UnionPay, our advanced API provides seamless integration with essential payment systems like SEPA, Faster Payments, BACS, CHAPS, and SWIFT.
Proudly, we were recognised as one of Europe's 1,000 fastest-growing companies by the Financial Times and Statista in 2022.
Financial House, a trusted provider of financial services, offers merchant acquiring and card-issuing solutions. Our products are multi-currency, comprehensive solutions that are swift, efficient, and adhere to global security standards.
As a Principal member of MasterCard, Visa, and UnionPay, our advanced API provides seamless integration with essential payment systems like SEPA, Faster Payments, BACS, CHAPS, and SWIFT.
Proudly, we were recognised as one of Europe's 1,000 fastest-growing companies by the Financial Times and Statista in 2022.
Efirstbank
FirstBank, sometimes referred to as 1STBank, is a Colorado-based bank and financial services company with branch locations across Colorado and Arizona. Since 1963, we've been committed to “banking for good.” Today, we're humbled to be among the largest and best-performing privately held banks in the United States.
We offer a variety of consumer deposit accounts, mortgages, home equity loans, and a full range of commercial banking services, including business financing, commercial real estate loans, treasury management, and more. Since 2000, we have been recognized as a top corporate philanthropist, contributing more than $90 million and thousands of volunteer hours to charitable organizations.
FirstBank, sometimes referred to as 1STBank, is a Colorado-based bank and financial services company with branch locations across Colorado and Arizona. Since 1963, we've been committed to “banking for good.” Today, we're humbled to be among the largest and best-performing privately held banks in the United States.
We offer a variety of consumer deposit accounts, mortgages, home equity loans, and a full range of commercial banking services, including business financing, commercial real estate loans, treasury management, and more. Since 2000, we have been recognized as a top corporate philanthropist, contributing more than $90 million and thousands of volunteer hours to charitable organizations.
Incomm
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
nComm Payments is an innovative global payments technology provider. Leveraging dynamic technology and proven expertise, InComm Payments delivers enhanced end-to-end payment platforms and emerging financial technology solutions through a single integration, helping businesses grow across a wide range of industries including retail, healthcare, tolling & transit, incentives, mobile payments, digital currencies and financial services. By enabling omnichannel connections and alternative payment options to an ever-expanding consumer base in an increasingly digital ecosystem, InComm Payments creates seamless and valuable commerce experiences across the globe. With three decades of experience, over 525,000 points of retail and online distribution, 412 global patents and a presence in more than 40 countries
Kogopay
KogoPAY is a UK fintech providing banking and mobile payment services for B2B and B2C focusing on real time funds transfer. We are launching carbon credit wallet, green wallet soon. Looking for good strategic partners. Please contact us if you are interested.
KogoPAY is a UK fintech providing banking and mobile payment services for B2B and B2C focusing on real time funds transfer. We are launching carbon credit wallet, green wallet soon. Looking for good strategic partners. Please contact us if you are interested.
Sepaga
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
We are a fully licensed and regulated Electronic Money Institution by the Central Bank of Cyprus (License No. 115.1.3.18/2018) since 2017 and we take pride in providing our clients with exceptional financial solutions for managing their funds and global payments. Our expertise in the issuance, distribution and redemption of Electronic Money has made us a leader in the industry, with a strong reputation for security, reliability, and innovation. We cater to the needs of local and international corporate clients, offering a wide range of financial solutions that are designed to meet their unique requirements.
Xtransfer
XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barriers and costs of global expansion and enhance their global competitiveness.
Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada, and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China.
XTransfer partners with well-known international banks and financial institutions.
XTransfer is a one-stop cross-border financial and risk management service company that specializes in helping SMEs reduce the barriers and costs of global expansion and enhance their global competitiveness.
Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, Nigeria, etc. XTransfer has obtained local payment licenses in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the United States, Canada, and Australia. With more than 600,000 enterprise clients, XTransfer has become the industry No.1 in China.
XTransfer partners with well-known international banks and financial institutions.
Platio
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
Platio is an international fintech project headquartered in London and authorised in over 30 countries. Platio’s new Smart Banking Ecosystem is an innovative solution for the crypto world’s main challenges. Powered by EOS blockchain technology, the platform offers all-in-one secure banking for crypto and fiat, and brokerage for stocks.
Platio Smart Banking Ecosystem is set to make crypto a trusted, widespread means of payment. Our technology allows users to seamlessly and intuitively switch between crypto and fiat financial systems. Platio’s built-in safeguards, like Asset Guard and Smart Escrow, will increase confidence in crypto as an asset and drive its global adoption.
Platio holds a European license for crypto operations and is an Authorised Payment Institution.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
