Atlas
Gr4vy
Upgrade to the future of payments infrastructure. With the constant increase in payment options and providers across the globe, managing payment infrastructure to support multiple offerings has become complex. As a result, businesses are often challenged with long lead times to launch payment methods, limited resources, and added complexity when expanding into new markets. Gr4vy is a cloud-based payments platform that takes the complexity out of building and managing your payment ecosystem, allowing you to customize and optimize all your payments through one simple, universal integration. Gr4vy’s no-code rules engine allows businesses to get access to 100+ unique payment methods and anti-fraud providers worldwide. Merchants can personalize checkout experiences for every customer, create dynamic and smart rules for routing and retries, tokenize transactions, migrate data between providers and much more.
Upgrade to the future of payments infrastructure. With the constant increase in payment options and providers across the globe, managing payment infrastructure to support multiple offerings has become complex. As a result, businesses are often challenged with long lead times to launch payment methods, limited resources, and added complexity when expanding into new markets. Gr4vy is a cloud-based payments platform that takes the complexity out of building and managing your payment ecosystem, allowing you to customize and optimize all your payments through one simple, universal integration. Gr4vy’s no-code rules engine allows businesses to get access to 100+ unique payment methods and anti-fraud providers worldwide. Merchants can personalize checkout experiences for every customer, create dynamic and smart rules for routing and retries, tokenize transactions, migrate data between providers and much more.
ICEPAY
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes.
Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless.
Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
Transaction Performance ICEPAY is a continually evolving payment service provider that facilitates omnichannel sales for businesses of all sizes.
Active in the market since 2008 and a trusted name in the payment industry, we offer an extensive range of payment solutions and specialize in providing a complete-experience service. We simplify payment processing to help reduce lead-time and increase conversion. Our regularly updated plug ’n play modules, advanced API and Web Services make integration with the ICEPAY transaction platform seamless.
Security and reliability are guaranteed, backed up a DNB and Currence certification and a PSD license. We comply with the strictest of market standards and our platform runs on Microsoft Azure to ensure scalability and enhanced performance. We strive to always operate with integrity, to communicate openly and to listen to our client’s needs.
Ifxpayments
Founded in 2005, IFX Payments has grown to become a leading global foreign exchange, payment and financial technology provider.
Headquartered in London, with offices around the world, we’re positioned to be a significant participant in the new banking paradigm delivering advanced payment, treasury and financial management solutions. We replace operational inefficiency with streamlined processes and replace uncertainty with control.
SPECIALITIES
Fintech:
Plug into our fully automated API, comprising of an extensive suite of enterprise-ready payment and reporting solutions, built to seamlessly integrate with your own existing systems for straight-through processing and improved efficiency. Fully integrated with our global network to offer mass payments and real-time financial services, our cross-border payment solutions enable businesses to streamline large-scale payments in over 90 currencies to more than 120 countries without having to maintain local currency accounts.
Founded in 2005, IFX Payments has grown to become a leading global foreign exchange, payment and financial technology provider.
Headquartered in London, with offices around the world, we’re positioned to be a significant participant in the new banking paradigm delivering advanced payment, treasury and financial management solutions. We replace operational inefficiency with streamlined processes and replace uncertainty with control.
SPECIALITIES
Fintech:
Plug into our fully automated API, comprising of an extensive suite of enterprise-ready payment and reporting solutions, built to seamlessly integrate with your own existing systems for straight-through processing and improved efficiency. Fully integrated with our global network to offer mass payments and real-time financial services, our cross-border payment solutions enable businesses to streamline large-scale payments in over 90 currencies to more than 120 countries without having to maintain local currency accounts.
Sumup
SumUp is dedicated to providing small businesses with affordable, user-friendly payment solutions to help them thrive. Founded in 2012, SumUp has empowered over 3 million companies worldwide by enabling them to receive payments quickly and easily, even if they’re considered too small by traditional service providers. With a range of payment terminals and remote solutions like invoicing, gift cards, and payment links, SumUp offers flexibility that suits diverse business needs. Designed to support businesses of all sizes, SumUp makes it easier for entrepreneurs to focus on what they love while ensuring financial accessibility and growth.
SumUp: reviews
SumUp receives high praise for its straightforward and affordable payment solutions, making it a go-to option for small businesses looking to accept card payments with ease.
SumUp: competitors
Good alternatives to SumUp are Zettle and Stripe.
SumUp is dedicated to providing small businesses with affordable, user-friendly payment solutions to help them thrive. Founded in 2012, SumUp has empowered over 3 million companies worldwide by enabling them to receive payments quickly and easily, even if they’re considered too small by traditional service providers. With a range of payment terminals and remote solutions like invoicing, gift cards, and payment links, SumUp offers flexibility that suits diverse business needs. Designed to support businesses of all sizes, SumUp makes it easier for entrepreneurs to focus on what they love while ensuring financial accessibility and growth.
SumUp: reviews
SumUp receives high praise for its straightforward and affordable payment solutions, making it a go-to option for small businesses looking to accept card payments with ease.
SumUp: competitors
Good alternatives to SumUp are Zettle and Stripe.
PAYTABS
PayTabs is an award winning, B2B, payments solutions powerhouse founded by Saudi entrepreneur Abdulaziz Al Jouf. Having processed the first live payment gateway transaction in June 2014, today PayTabs processes transactions in multiple currencies, safely and securely. Using API plugins, PayTabs facilitates seamless B2B ecommerce solutions for SME’s across 49 industries to ‘plug and play’ payment features on to their websites.
PayTabs prides itself on offering electronic invoicing services enabling businesses to enjoy digital invoicing, pay by QR code or secure social media payment links. Originally backed by Saudi Aramco’s “Waed” and later by private Saudi investment, over the years, PayTabs has in-built and exported a full stack of game changing solutions.
These include mobile applications, hospitality, governmental, education, airline, travel, transport, and biller solutions, to interlink the multi-billion-dollar enterprise market chain in the MENA region.
PayTabs is an award winning, B2B, payments solutions powerhouse founded by Saudi entrepreneur Abdulaziz Al Jouf. Having processed the first live payment gateway transaction in June 2014, today PayTabs processes transactions in multiple currencies, safely and securely. Using API plugins, PayTabs facilitates seamless B2B ecommerce solutions for SME’s across 49 industries to ‘plug and play’ payment features on to their websites.
PayTabs prides itself on offering electronic invoicing services enabling businesses to enjoy digital invoicing, pay by QR code or secure social media payment links. Originally backed by Saudi Aramco’s “Waed” and later by private Saudi investment, over the years, PayTabs has in-built and exported a full stack of game changing solutions.
These include mobile applications, hospitality, governmental, education, airline, travel, transport, and biller solutions, to interlink the multi-billion-dollar enterprise market chain in the MENA region.
Netopia-payments
NETOPIA Payments: SMS, card, mobile payments. We believe in epic innovation combined with top edge technology. This is how our Utopia became NETOPIA Payments - Romania’s biggest payment player. More than 25,000 top merchants use our services: SMS, card & mobile payments.
In 2013 we proudly launched the offline and online payments vanguard: mobilPay Wallet - the most awarded payment solution in Romania, and the first Romanian tech product awarded and recognized by Silicon Valley, the first Romanian digital wallet allows users to make instant payments from the app or by scanning the QR code displayed at the cash registers or on the payment page of online stores.
NETOPIA Payments: SMS, card, mobile payments. We believe in epic innovation combined with top edge technology. This is how our Utopia became NETOPIA Payments - Romania’s biggest payment player. More than 25,000 top merchants use our services: SMS, card & mobile payments.
In 2013 we proudly launched the offline and online payments vanguard: mobilPay Wallet - the most awarded payment solution in Romania, and the first Romanian tech product awarded and recognized by Silicon Valley, the first Romanian digital wallet allows users to make instant payments from the app or by scanning the QR code displayed at the cash registers or on the payment page of online stores.
Terms.tech
Increase sales with our Buy Now, Pay Later solution for B2B.
B2B payment terms up to 120 days for European B2B merchants, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
Increase sales with our Buy Now, Pay Later solution for B2B.
B2B payment terms up to 120 days for European B2B merchants, marketplaces, and PSPs. Give your customers the flexibility and cash flow they need!
Kassa24
Kassa24 is the largest payment acceptance network in Kazakhstan.
Our service helps Kazakhstani citizens securely pay for over 6,000 services. Kassa24 has more than 17,000 branded payment terminals across all regions of Kazakhstan, as well as over 100 unique CashOut terminals in Almaty, Astana, and Shymkent.
What can you pay for through Kassa24?
We regularly enter into official agreements with providers throughout Kazakhstan. Our partner list includes major banks, financial organizations, betting companies, mobile operators, internet service providers, educational institutions, hospitals, and medical centers. Users also have access to a wide range of utility, government, transport, and entertainment services.
Kassa24 is the largest payment acceptance network in Kazakhstan.
Our service helps Kazakhstani citizens securely pay for over 6,000 services. Kassa24 has more than 17,000 branded payment terminals across all regions of Kazakhstan, as well as over 100 unique CashOut terminals in Almaty, Astana, and Shymkent.
What can you pay for through Kassa24?
We regularly enter into official agreements with providers throughout Kazakhstan. Our partner list includes major banks, financial organizations, betting companies, mobile operators, internet service providers, educational institutions, hospitals, and medical centers. Users also have access to a wide range of utility, government, transport, and entertainment services.
Joompay
Joompay is a fintech company from Luxembourg focused on both b2b and b2c markets. We offer payment solutions carefully curated to meet different business needs: 1. Payouts for global marketplaces, 2. Payment acceptance for clients all over the world, 3. B2C features for daily banking in Europe.
Payouts: Our product is a PSP-agnostic payout solution for marketplaces. It lets you use any pay-in provider of your choice (acquirers and local payment methods) and perform payouts to your sellers while staying compliant with PSD2 regulation. We take care of the entire payment flow - from seller onboarding and KYC to offering multiple withdrawal options. We rid you of any hassles that usually come with payouts, in order to help you grow your business faster.
Payment acceptance: We created an effortless payment acceptance flow with simple integration and global coverage to help you reach clients from different markets.
Joompay is a fintech company from Luxembourg focused on both b2b and b2c markets. We offer payment solutions carefully curated to meet different business needs: 1. Payouts for global marketplaces, 2. Payment acceptance for clients all over the world, 3. B2C features for daily banking in Europe.
Payouts: Our product is a PSP-agnostic payout solution for marketplaces. It lets you use any pay-in provider of your choice (acquirers and local payment methods) and perform payouts to your sellers while staying compliant with PSD2 regulation. We take care of the entire payment flow - from seller onboarding and KYC to offering multiple withdrawal options. We rid you of any hassles that usually come with payouts, in order to help you grow your business faster.
Payment acceptance: We created an effortless payment acceptance flow with simple integration and global coverage to help you reach clients from different markets.
Zettle
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Zettle by PayPal offers powerful point-of-sale (POS) solutions designed to streamline daily business operations. With Zettle, businesses can accept payments and track sales from a single platform, benefiting from customizable in-store POS setups tailored to their unique needs. The app enables contactless and digital wallet payments via card readers, terminals, or directly on mobile phones. Additionally, Zettle users enjoy the perks of a PayPal Business account, including fast fund transfers, scheduled bank transfers with no extra fees, and access to a PayPal Business Debit Mastercard to manage funds efficiently while earning cashback on purchases.
Zettle: reviews
Users appreciate the fast access to funds through their PayPal account, along with the seamless integration and added perks
Zettle: competitors
Good alternatives to Zettle are SumUp, Stripe, and Square.
Fast Pay
FastPay is Kurdistan’s quickest, most convenient, and safest mobile wallet where millions of customers will have their smart money for Shopping, Mobile recharge, Internet recharge, Money transfers, Bill payments and more. It is a PA DSS certified application which confirms the full security of users’ data and transactions.
FastPay is Kurdistan’s quickest, most convenient, and safest mobile wallet where millions of customers will have their smart money for Shopping, Mobile recharge, Internet recharge, Money transfers, Bill payments and more. It is a PA DSS certified application which confirms the full security of users’ data and transactions.
Airplus
AirPlus makes corporate payment smart and simple for 55,000 customers around the world. The first choice for businesses looking to master complexity, our solutions include central accounts, corporate and virtual credit cards as well as digital procurement and data intelligence tools that simplify and optimize the corporate payment experience.
AirPlus makes corporate payment smart and simple for 55,000 customers around the world. The first choice for businesses looking to master complexity, our solutions include central accounts, corporate and virtual credit cards as well as digital procurement and data intelligence tools that simplify and optimize the corporate payment experience.
IPay88 global
iPay88 Holding Sdn Bhd is the leading regional Payment Company in South East Asia. Since 2006, iPay88 has successfully provided e-commerce and retail payment services to more than 38,000 merchants regionally and globally.
Headquartered in Kuala Lumpur, iPay88 has a presence in Indonesia, the Philippines, Cambodia, Thailand and Singapore and currently engages over 200 professionals across its offices.
iPay88 joined the NTT Data Corporation (“NTT DATA”) group in September 2015 for further strategic expansion. With NTT Data Group as a partner, it helps the founders’ vision to build iPay88 as a global brand and to be the leading payment gateway company in the APAC region.
iPay88 Holding Sdn Bhd is the leading regional Payment Company in South East Asia. Since 2006, iPay88 has successfully provided e-commerce and retail payment services to more than 38,000 merchants regionally and globally.
Headquartered in Kuala Lumpur, iPay88 has a presence in Indonesia, the Philippines, Cambodia, Thailand and Singapore and currently engages over 200 professionals across its offices.
iPay88 joined the NTT Data Corporation (“NTT DATA”) group in September 2015 for further strategic expansion. With NTT Data Group as a partner, it helps the founders’ vision to build iPay88 as a global brand and to be the leading payment gateway company in the APAC region.
FIS
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
FIS stays ahead of how the world is evolving to power businesses, across merchants, banking and capital markets, to outpace today’s fast-changing competitive landscape and help our clients run, grow and achieve more for their business.
Veem
Veem is a powerful payment solution that enables businesses to make payments to vendors and suppliers in over 100 countries within minutes. With a variety of payment options and real-time processing, Veem provides quicker and more cost-effective ways to send and collect payments, ultimately improving cash flow for businesses. Users benefit from detailed tracking of transactions, ensuring transparency and confidence throughout the payment process. Additionally, Veem prioritizes security with bank-level encryption, and it is PCI-DSS compliant and SOC 2 certified, giving businesses peace of mind while managing their financial operations.
Veem: reviews
Veem is highly praised for its fast and affordable payment options, allowing businesses to efficiently send and receive funds across borders.
Veem: competitors
Alternatives to Elavon are TransferWise, PayPal, and Plooto.
Veem is a powerful payment solution that enables businesses to make payments to vendors and suppliers in over 100 countries within minutes. With a variety of payment options and real-time processing, Veem provides quicker and more cost-effective ways to send and collect payments, ultimately improving cash flow for businesses. Users benefit from detailed tracking of transactions, ensuring transparency and confidence throughout the payment process. Additionally, Veem prioritizes security with bank-level encryption, and it is PCI-DSS compliant and SOC 2 certified, giving businesses peace of mind while managing their financial operations.
Veem: reviews
Veem is highly praised for its fast and affordable payment options, allowing businesses to efficiently send and receive funds across borders.
Veem: competitors
Alternatives to Elavon are TransferWise, PayPal, and Plooto.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
