Atlas
Yaspa
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
Yaspa is an award-winning fintech making payments faster, safer, and simpler with open banking. Founded in 2017 by a former Worldpay CTO, we provide instant, cost-effective payments and verification. We operate across the UK and Europe, are regulated by the UK’s FCA, and backed by Fin Capital, SGH Capital, Discerning Capital, and Metavallon VC.
Oropay
OROPAY provides a convenient and secure way for individuals to pay for products & services, and provides merchants with a seamless and cost effective alternative.
We are a FinTech company with an expanding range of services. Our wallet solution is an intuitive and user friendly payment experience for both the Consumer and the Merchant. Founded in Cyprus, we are regulated by the Central Bank of Cyprus as an Electronic Money Institution, and aim to help businesses and consumers conduct their transactions in a more convenient manner.
OROPAY, simplifying payments.
OROPAY provides a convenient and secure way for individuals to pay for products & services, and provides merchants with a seamless and cost effective alternative.
We are a FinTech company with an expanding range of services. Our wallet solution is an intuitive and user friendly payment experience for both the Consumer and the Merchant. Founded in Cyprus, we are regulated by the Central Bank of Cyprus as an Electronic Money Institution, and aim to help businesses and consumers conduct their transactions in a more convenient manner.
OROPAY, simplifying payments.
XAPO
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto.
Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails.
Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Xapo Bank is the first Bitcoin-enabled bank in the world to fully integrate traditional finance with crypto.
Our members can benefit from the safety of a US Dollar bank account and the flexibility of blockchain payments, all in one powerful app. They can secure and grow their wealth in their Xapo Bank account with 4.1% annual interest on their USD deposits and 1% on their Bitcoin holdings, both paid out daily*. On top of that, they can enjoy seamless, fast, and low-cost transactions through international payment networks and blockchain rails.
Our mission is to provide our members with the best crypto-native banking experience that is secure, accessible and flexible. Because we believe that financial security is a right, not a privilege, and should be within reach of every individual.
Hoppacard
Our state-of-the-art technology and expertise allow us to provide top-notch solutions with a platform that empower individuals and businesses to seamlessly navigate the world of digital transactions.
Our commitment is to deliver quality, security, and personalized design that sets us apart as a trusted partner in the ever-evolving realm of financial services. Our goal is to bring consistency and transparency into a deeply inconsistent and opaque environment, making sure that no pain is felt anymore by businesses in need, or their customers. Our modular, fully customizable payment processing platform is designed for any B2B or B2B2C company.
We are here to help you:
- enable your customers with accounts, cards and payment flexibility: speedy, easy payments-in and payments-out, payment cards, remittance, easy conversion, and more.
- empower your business with full scope, end-to-end payment solutions, available as a ready-made, white-label, or an API embedded solution.
Our state-of-the-art technology and expertise allow us to provide top-notch solutions with a platform that empower individuals and businesses to seamlessly navigate the world of digital transactions.
Our commitment is to deliver quality, security, and personalized design that sets us apart as a trusted partner in the ever-evolving realm of financial services. Our goal is to bring consistency and transparency into a deeply inconsistent and opaque environment, making sure that no pain is felt anymore by businesses in need, or their customers. Our modular, fully customizable payment processing platform is designed for any B2B or B2B2C company.
We are here to help you:
- enable your customers with accounts, cards and payment flexibility: speedy, easy payments-in and payments-out, payment cards, remittance, easy conversion, and more.
- empower your business with full scope, end-to-end payment solutions, available as a ready-made, white-label, or an API embedded solution.
GetaPay
Voltage Pay
At Voltage Pay we act as consultants to our clients and individually tailor innovative financial services and technology to achieve your corporate goals.
Whether you are a local merchant or a worldwide e-Commerce merchant, Voltage Pay has a vast assortment of products and proprietary technologies to find the right solutions for your business.
Unlike most technology companies that sell concepts, we are based in reality and offer integrated solutions to work with your current environment and systems.
Select from our broad range of financial services and marketing products to not only increase profitability, but increase sales as well. Our approach has always been to partner with best and most trusted technology partners, commit to the long term and develop products.
At Voltage Pay we act as consultants to our clients and individually tailor innovative financial services and technology to achieve your corporate goals.
Whether you are a local merchant or a worldwide e-Commerce merchant, Voltage Pay has a vast assortment of products and proprietary technologies to find the right solutions for your business.
Unlike most technology companies that sell concepts, we are based in reality and offer integrated solutions to work with your current environment and systems.
Select from our broad range of financial services and marketing products to not only increase profitability, but increase sales as well. Our approach has always been to partner with best and most trusted technology partners, commit to the long term and develop products.
Libernetix
At LIBERNETIX, we envision a borderless world where free markets naturally balance supply and demand, fostering prosperity for all involved. We advocate for improved financial instruments on a global scale to enhance the efficiency of commerce worldwide.
We rely on people and technology to tackle challenges. Our team consists of adventurous, risk-taking individuals who constantly strive for excellence. We demand the best from ourselves and aim to provide optimal solutions for our clients. Combined with our innovative technology, this promises a bright future for global entrepreneurs.
With our gateway solution, you can accept online payments in both fiat and crypto from your customers effortlessly. Additionally, we offer top-notch client support and user-friendly software products. Let us handle your payments while you focus on your business!
At LIBERNETIX, we envision a borderless world where free markets naturally balance supply and demand, fostering prosperity for all involved. We advocate for improved financial instruments on a global scale to enhance the efficiency of commerce worldwide.
We rely on people and technology to tackle challenges. Our team consists of adventurous, risk-taking individuals who constantly strive for excellence. We demand the best from ourselves and aim to provide optimal solutions for our clients. Combined with our innovative technology, this promises a bright future for global entrepreneurs.
With our gateway solution, you can accept online payments in both fiat and crypto from your customers effortlessly. Additionally, we offer top-notch client support and user-friendly software products. Let us handle your payments while you focus on your business!
Leobank
Leobank is a new mobile banking service offered by Unibank. Leo customers have the opportunity to use a convenient Visa card with a credit limit, make payments and transfers, earn cashback, and take advantage of many other benefits.
Leobank is created based on the "mobile-only" (branchless banking) principle. Instead of spending money on a branch network, the salaries of numerous employees, cash collection, and other areas, we have invested our capital and energy into developing an excellent mobile app.
Leobank offers very competitive rates to its customers. Almost all services that banks typically charge for are provided by Leo for free. Why is this?
Because we do not spend money on branches, and we are capable of doing so!
To get the Leo card, all you need to do is download our mobile app and go through a simple procedure. The card will be delivered to you by a bank representative or you can pick it up from a Unibank branch.
Leobank is a new mobile banking service offered by Unibank. Leo customers have the opportunity to use a convenient Visa card with a credit limit, make payments and transfers, earn cashback, and take advantage of many other benefits.
Leobank is created based on the "mobile-only" (branchless banking) principle. Instead of spending money on a branch network, the salaries of numerous employees, cash collection, and other areas, we have invested our capital and energy into developing an excellent mobile app.
Leobank offers very competitive rates to its customers. Almost all services that banks typically charge for are provided by Leo for free. Why is this?
Because we do not spend money on branches, and we are capable of doing so!
To get the Leo card, all you need to do is download our mobile app and go through a simple procedure. The card will be delivered to you by a bank representative or you can pick it up from a Unibank branch.
LHV Bank
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
LHV Bank, a fully licensed UK bank, specialises in Banking Services for global fintechs, SME Lending solutions for UK businesses and personal Savings in partnership with Raisin UK. The SME Lending division offers commercial real estate investment loans and trading loans from £0.5m to small and medium-sized businesses in the UK. As a leading Banking Services provider, LHV Bank delivers a wide range of services, including real-time multi-currency payments, accounts, acquiring, indirect scheme access, open banking, and FX solutions. Over 200 renowned fintech companies, such as Airwallex, Currencycloud, Truelayer, and Wise, utilise LHV Bank to serve more than 10 million end customers and access a pool of 500 million potential customers across the UK and Europe. LHV Bank gained its UK banking licence in May 2023 and intends to expand its offerings to e-commerce businesses and start accepting retail deposits later this year.
DIXIPAY europe
DIXIPAY is an Innovative Electronic Payment Service Provider offering financial services globally through the internet, depending on the latest IT technology in this field.
Our services include credit cards, prepaid cards, e-wallet payments, online money remittance, and e-commerce service.
Our payment system allows individuals to open accounts free of charge, in order to send and receive money from their friends and families via internet, pay bills or purchase online from any merchant or internet shop worldwide at any time.
As for our corporate customers and internet based business, we offer turnkey solutions to accept payment and credit card online through flexible merchant accounts, which in turn provide the maximum comfort and safety for the buyers, and of course, the highest rate of sales for merchants.
DIXIPAY’s web fingerprints and device identifier is a unique fraud prevention solution for both individual customers and merchants.
DIXIPAY is an Innovative Electronic Payment Service Provider offering financial services globally through the internet, depending on the latest IT technology in this field.
Our services include credit cards, prepaid cards, e-wallet payments, online money remittance, and e-commerce service.
Our payment system allows individuals to open accounts free of charge, in order to send and receive money from their friends and families via internet, pay bills or purchase online from any merchant or internet shop worldwide at any time.
As for our corporate customers and internet based business, we offer turnkey solutions to accept payment and credit card online through flexible merchant accounts, which in turn provide the maximum comfort and safety for the buyers, and of course, the highest rate of sales for merchants.
DIXIPAY’s web fingerprints and device identifier is a unique fraud prevention solution for both individual customers and merchants.
Paytriot Payments
Paytriot Payments is a London based payment service provider who can offer merchant accounts and payment gateways for businesses looking to take online payments, Paytriot is also FCA regulated in the UK. Paytriot is also able to work with high risk businesses of all sectors with acquirers based in and out of Europe. The rates and pricing is flexible and are not fixed, allowing them to cater to the needs of a business. Merchants can sign up via the phone or on our contact form located on the website.
Paytriot Payments is a London based payment service provider who can offer merchant accounts and payment gateways for businesses looking to take online payments, Paytriot is also FCA regulated in the UK. Paytriot is also able to work with high risk businesses of all sectors with acquirers based in and out of Europe. The rates and pricing is flexible and are not fixed, allowing them to cater to the needs of a business. Merchants can sign up via the phone or on our contact form located on the website.
PAYSWIX
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click!
Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
Payswix, UAB is a safe, smart, and multifunctional system that provides a full One Stop Payment Solutions to satisfy the client’s needs! Get all the services you need in just one click!
Payswix, UAB is an Electronic Money Institution, authorized by the Central Bank of Lithuania (Nr. 21) for the issuing of electronic money
OPAY
OPay is designed to make financial services more accessible to everyday customers –– whether it’s for the bills they have to pay, or the transfer & withdrawal of money; OPay's a platform that truly serves its users in the most convenient way.
OPay is designed to make financial services more accessible to everyday customers –– whether it’s for the bills they have to pay, or the transfer & withdrawal of money; OPay's a platform that truly serves its users in the most convenient way.
Ronghan International
Ronghan International is an Electronic Money Institution and Payment Service Provider in the UK & EU. Our Pacypay payment brand offers acquiring and payment solutions for Alipay and WeChat Pay in Europe and credit card services for Ecommerce merchants. RHI group also encompasses Onerway fund collection for Amazon & eBay sellers spanning across China, Honk Kong, Japan, Europe and the US.
Ronghan International is an Electronic Money Institution and Payment Service Provider in the UK & EU. Our Pacypay payment brand offers acquiring and payment solutions for Alipay and WeChat Pay in Europe and credit card services for Ecommerce merchants. RHI group also encompasses Onerway fund collection for Amazon & eBay sellers spanning across China, Honk Kong, Japan, Europe and the US.
BudPay
BudPay is a technology company dedicated to building modern payments infrastructure that allows businesses receive payments globally.
We have worked with businesses on the continent to understand their needs, and are now ready to deliver solutions that will enable these businesses expand into international markets. Our team is composed of international professionals with over twenty years experience in the payment industry.
BudPay is a technology company dedicated to building modern payments infrastructure that allows businesses receive payments globally.
We have worked with businesses on the continent to understand their needs, and are now ready to deliver solutions that will enable these businesses expand into international markets. Our team is composed of international professionals with over twenty years experience in the payment industry.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
