Atlas
Smart Pay
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience.
Smart Pay: reviews
Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step.
Smart Pay: competitors
When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Smart Pay is a QR payment and loyalty card application that combines fast payments and rewards in a single action. Customers simply present a QR code from the app at checkout, allowing for quick scanning and automatic calculation of discounts and bonuses, followed by seamless payment. Smart Pay adheres to PCI and PCI PA standards, ensuring high levels of security and compliance. All data processing is handled with secure, certified cloud technologies, providing businesses and customers with a safe and efficient payment experience.
Smart Pay: reviews
Smart Pay is highly appreciated for its quick and convenient QR payment process, which allows customers to easily combine payments and loyalty rewards in one step.
Smart Pay: competitors
When seeking alternatives to Smart Pay, Tipalti, MassPay, and PayPal are notable mentions.
Banked
A global payments network built on modern bank rails. Banked powers real-time payments for consumers, businesses and banks, improving the customer experience, payment security, business efficiency and cost effectiveness - a better way to take payments and make payments.
For businesses: A new payment method offering your customers a fast and secure way to pay directly using their bank. Payments arrive to your bank account instantly and in full, helping with cash flow and reconciliation. Making payments as a business is also faster and secure. Banked payments allow the transaction costs to be significantly lower than other payment methods, reduce fraud costs and are simple to integrate with modularised capabilities tailored to your business. From payment links and checkout buttons to value add services for rewards and refunds, Banked has an end to end experience to suit your business. For consumers: A faster, simplified payment experience at checkout or wherever you need to pay.
A global payments network built on modern bank rails. Banked powers real-time payments for consumers, businesses and banks, improving the customer experience, payment security, business efficiency and cost effectiveness - a better way to take payments and make payments.
For businesses: A new payment method offering your customers a fast and secure way to pay directly using their bank. Payments arrive to your bank account instantly and in full, helping with cash flow and reconciliation. Making payments as a business is also faster and secure. Banked payments allow the transaction costs to be significantly lower than other payment methods, reduce fraud costs and are simple to integrate with modularised capabilities tailored to your business. From payment links and checkout buttons to value add services for rewards and refunds, Banked has an end to end experience to suit your business. For consumers: A faster, simplified payment experience at checkout or wherever you need to pay.
Bankera
Bankera is an international payment services business, offering solutions to individuals and companies. It is built with a focus on digital businesses; hence it welcomes clients from various digital industries such as affiliate marketing, eCommerce, gambling, cryptocurrency exchanges, P2P finance and others. Bank account alternative solution offers personal and business payment accounts with dedicated IBANs as well as private and corporate VISA cards. Currently, it supports SEPA and SWIFT transfers. Later the offering will expand to include mobile wallets and more. Bankera can help your online business accept a wide range of payments online – from cards to crypto and alternative payment methods. White label solution is our offering to financial companies, or businesses willing to offer financial services by leveraging our IT and legal infrastructure.
Bankera is an international payment services business, offering solutions to individuals and companies. It is built with a focus on digital businesses; hence it welcomes clients from various digital industries such as affiliate marketing, eCommerce, gambling, cryptocurrency exchanges, P2P finance and others. Bank account alternative solution offers personal and business payment accounts with dedicated IBANs as well as private and corporate VISA cards. Currently, it supports SEPA and SWIFT transfers. Later the offering will expand to include mobile wallets and more. Bankera can help your online business accept a wide range of payments online – from cards to crypto and alternative payment methods. White label solution is our offering to financial companies, or businesses willing to offer financial services by leveraging our IT and legal infrastructure.
Everpay
From multi-currency global accounts, super-fast international payments and cardless checkout powered by Open Banking, we’ve got financial services for your business covered.
From multi-currency global accounts, super-fast international payments and cardless checkout powered by Open Banking, we’ve got financial services for your business covered.
Bankart
You may not be aware of it, but you encounter Bankart processes every single day; by using plastic money, ATMs and self-service POS terminals, and by operating with special payment orders, payment orders, direct credits, direct debits, standing orders in cooperation with our Contact center, the number of which appears on an ATM screen for your assistance; we also install, service and maintain POS terminals … We’re always there, though you may not even notice us …
In 2009 Bankart joined other European clearing companies which process SEPA Credit Transfers. Bankart processes large numbers of SEPA compliant payment instructions. The infrastructure meets all SEPA requirements and is fully SEPA compliant according to the SEPA-compliance criteria defined by Eurosystem.
You may not be aware of it, but you encounter Bankart processes every single day; by using plastic money, ATMs and self-service POS terminals, and by operating with special payment orders, payment orders, direct credits, direct debits, standing orders in cooperation with our Contact center, the number of which appears on an ATM screen for your assistance; we also install, service and maintain POS terminals … We’re always there, though you may not even notice us …
In 2009 Bankart joined other European clearing companies which process SEPA Credit Transfers. Bankart processes large numbers of SEPA compliant payment instructions. The infrastructure meets all SEPA requirements and is fully SEPA compliant according to the SEPA-compliance criteria defined by Eurosystem.
Key2pay
Our mission is to provide a payment service as efficient as possible, to improve the user experience in any transaction that exists.
Our mission is to provide a payment service as efficient as possible, to improve the user experience in any transaction that exists.
Autopay
Autopay offers comprehensive multichannel online payment solutions tailored for e-commerce, media providers, the public sector, and banking. The platform integrates all forms of online payments into a single, user-friendly solution, enabling businesses to streamline their transaction processes. All transactions are secured with SSL protocols, ensuring the safety and privacy of customer data. Additionally, card payments are fortified with the 3D-Secure standard, providing an extra layer of security against fraud. This robust solution helps businesses enhance customer trust while efficiently managing their payment operations.
Autopay: reviews
Autopay is highly praised for its user-friendly interface and comprehensive payment solutions, which streamline the payment process for businesses across various sectors.
Autopay: competitors
Alternatives to Braintree include Tipalti, Adyen and Remote.
Autopay offers comprehensive multichannel online payment solutions tailored for e-commerce, media providers, the public sector, and banking. The platform integrates all forms of online payments into a single, user-friendly solution, enabling businesses to streamline their transaction processes. All transactions are secured with SSL protocols, ensuring the safety and privacy of customer data. Additionally, card payments are fortified with the 3D-Secure standard, providing an extra layer of security against fraud. This robust solution helps businesses enhance customer trust while efficiently managing their payment operations.
Autopay: reviews
Autopay is highly praised for its user-friendly interface and comprehensive payment solutions, which streamline the payment process for businesses across various sectors.
Autopay: competitors
Alternatives to Braintree include Tipalti, Adyen and Remote.
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Axxonpay
AxxonPay is a leading payment solutions company offering card processing services for Visa, Mastercard, China UnionPay, and JCB, along with a range of alternative payment methods such as WeChat Pay, Giropay, SOFORT, SEPA Direct Debit, and IBAN accounts in EUR, USD, and GBP. AxxonPay is the first payment solutions provider to introduce an easy alternative for high-risk merchants to process payments locally and globally, providing businesses solutions beyond borders. Its advanced fraud detection system, chargeback protection tools, and flexible payment options make it an ideal payment partner for high-risk merchants in industries such as forex, iGaming, gambling, crypto, and CBD.
AxxonPay is a leading payment solutions company offering card processing services for Visa, Mastercard, China UnionPay, and JCB, along with a range of alternative payment methods such as WeChat Pay, Giropay, SOFORT, SEPA Direct Debit, and IBAN accounts in EUR, USD, and GBP. AxxonPay is the first payment solutions provider to introduce an easy alternative for high-risk merchants to process payments locally and globally, providing businesses solutions beyond borders. Its advanced fraud detection system, chargeback protection tools, and flexible payment options make it an ideal payment partner for high-risk merchants in industries such as forex, iGaming, gambling, crypto, and CBD.
Geoswift
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world.
Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide.
Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
Geoswift is an innovative, globalized, payment technology company, with a distinct niche in APAC cross-border payments. Since its inception in 2010, the name Geoswift has been recognized as synonymous with frictionless cross-border fund flows throughout the world.
Geoswift’s product portfolio encompasses payment acceptance, business payouts, foreign exchange, business virtual accounts, and more. With a global payment network spanning up to 140+ countries and territories across APAC, North America, and EMEA, Geoswift ensures seamless fund settlement for businesses worldwide.
Headquartered in Vancouver and licensed in the US, UK, and China (both mainland and Hong Kong), Geoswift provides global payment solutions to clients worldwide.
Paytone
FinTech platform with advanced payment solution.
Why do clients choose us:
✔️ Fast withdrawal of funds
✔️ Instant conversion
✔️ Bulk payments
✔️ Complete and simple API
✔️ Fast integration
✔️ Fixed rates
FinTech platform with advanced payment solution.
Why do clients choose us:
✔️ Fast withdrawal of funds
✔️ Instant conversion
✔️ Bulk payments
✔️ Complete and simple API
✔️ Fast integration
✔️ Fixed rates
Pay4fun
Pay4Fun is a company specialized in financial services, offering online payment solutions to retailers in Brazil. It provides the ability to consolidate all the most widely used payment methods on the internet in one place, for both deposits and withdrawals. The company also offers 24/7 customer service, 365 days a year, with a deep understanding of the local market, facilitating communication between customers and merchants. Through an API, Pay4Fun intermediates these financial transactions, further streamlining the process of money transfers.
The primary goal of Pay4Fun is to deliver security and excellence in both receiving and sending money, whether to Brazil or abroad. For individual customers, Pay4Fun offers a secure, regional e-wallet, where users can transfer funds from their bank accounts or other preferred methods, enabling them to make online payments quickly and securely.
Pay4Fun is a company specialized in financial services, offering online payment solutions to retailers in Brazil. It provides the ability to consolidate all the most widely used payment methods on the internet in one place, for both deposits and withdrawals. The company also offers 24/7 customer service, 365 days a year, with a deep understanding of the local market, facilitating communication between customers and merchants. Through an API, Pay4Fun intermediates these financial transactions, further streamlining the process of money transfers.
The primary goal of Pay4Fun is to deliver security and excellence in both receiving and sending money, whether to Brazil or abroad. For individual customers, Pay4Fun offers a secure, regional e-wallet, where users can transfer funds from their bank accounts or other preferred methods, enabling them to make online payments quickly and securely.
Fenige S. A.
Cut costs and speed up your transactions with Fenige. Fully certified PCI DSS European Payment Institution, with own innovative software processing platform directly connected to VISA & Mastercard systems.
Cut costs and speed up your transactions with Fenige. Fully certified PCI DSS European Payment Institution, with own innovative software processing platform directly connected to VISA & Mastercard systems.
Cybersource
At Cybersource, we create flexible, creative commerce solutions for everyday life—experiences that delight your customers and spur growth globally.
At Cybersource, we create flexible, creative commerce solutions for everyday life—experiences that delight your customers and spur growth globally.
Changenow
ChangeNOW is a non-custodial crypto exchange created for simple and fast cross-chain swaps. We strive for maximum safety, simplicity, and convenience. We do not store your funds or require any sort of account creation. ChangeNOW has more than 1,000 crypto assets available for instant cross-chain exchanges and does not hold any limits; you can exchange as much as you want. The fiat option is also available – you can buy cryptocurrency with Visa or MasterCard through our third-party fiat partners. And of course, all these features are available not only to our customers, but also could be obtained through API integration to make your business more attractive for your clients. We provide a huge variety of tools for business, including API integration, exchange widget, custody storage, whitelabel solutions, and more.
ChangeNOW is a non-custodial crypto exchange created for simple and fast cross-chain swaps. We strive for maximum safety, simplicity, and convenience. We do not store your funds or require any sort of account creation. ChangeNOW has more than 1,000 crypto assets available for instant cross-chain exchanges and does not hold any limits; you can exchange as much as you want. The fiat option is also available – you can buy cryptocurrency with Visa or MasterCard through our third-party fiat partners. And of course, all these features are available not only to our customers, but also could be obtained through API integration to make your business more attractive for your clients. We provide a huge variety of tools for business, including API integration, exchange widget, custody storage, whitelabel solutions, and more.
Financeincorp
Finance Incorporated Limited streamline and simplify a full range of financial services under one roof making your financial management accessible, adaptive, and reliable. We deliver a full suite of financial services for every need of every type of customer.
Our financial solutions empower everyone to embrace the digital future.
1. Paymix Pro - corporate payment account for businesses
2. iPaymix - personal e-wallet account for individuals
3. Paymix SoftPOS - SoftPOS app for merchants to accept card payments
4. Paymix Via - payment gateway for merchants to accept online payments
Finance Incorporated Limited streamline and simplify a full range of financial services under one roof making your financial management accessible, adaptive, and reliable. We deliver a full suite of financial services for every need of every type of customer.
Our financial solutions empower everyone to embrace the digital future.
1. Paymix Pro - corporate payment account for businesses
2. iPaymix - personal e-wallet account for individuals
3. Paymix SoftPOS - SoftPOS app for merchants to accept card payments
4. Paymix Via - payment gateway for merchants to accept online payments
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
