Atlas
Subaio
Subaio, a pioneering fintech firm, redefines personal finance with its innovative engine. Subaio's engine excels in analyzing, sorting, and translating all transaction data into actionable recurring payment insights. It leverages a powerful ecosystem for unparalleled accuracy and expansive merchant connections. The platform excels in subscription management, credit checks, and digital sales solutions, setting a new standard in personal finance management.
This unique capability offers insights and functionalities beyond what banks can typically access or develop internally, positioning Subaio as an indispensable partner in the financial industry.
Subaio, a pioneering fintech firm, redefines personal finance with its innovative engine. Subaio's engine excels in analyzing, sorting, and translating all transaction data into actionable recurring payment insights. It leverages a powerful ecosystem for unparalleled accuracy and expansive merchant connections. The platform excels in subscription management, credit checks, and digital sales solutions, setting a new standard in personal finance management.
This unique capability offers insights and functionalities beyond what banks can typically access or develop internally, positioning Subaio as an indispensable partner in the financial industry.
PAYMILL
PAYMILL offers an innovative payment solution which enables online businesses and services to accept card payments on their websites. The developer-friendly API as well as the fast account activation process within a couple of days only differentiate PAYMILL from its competitors.
PAYMILL has been launched in Germany in August 2012 and has been expanded to over 30 countries. PAYMILL is able to process more than 100 currencies and able to offer payout in 23 currencies.
PAYMILL supports all major credit and debit card brands like Visa, Mastercard, AMEX, JCB, CuP, Diners, Discover etc.
Direct debit has been added since November 2012 as an additional payment method, such as PayPal in June 2015.
No monthly costs - you pay only for successful transactions,
no re-direction or iFrames,
easy technical solution,
beautiful REST API
Subscriptions and recurring payments
PAYMILL offers an innovative payment solution which enables online businesses and services to accept card payments on their websites. The developer-friendly API as well as the fast account activation process within a couple of days only differentiate PAYMILL from its competitors.
PAYMILL has been launched in Germany in August 2012 and has been expanded to over 30 countries. PAYMILL is able to process more than 100 currencies and able to offer payout in 23 currencies.
PAYMILL supports all major credit and debit card brands like Visa, Mastercard, AMEX, JCB, CuP, Diners, Discover etc.
Direct debit has been added since November 2012 as an additional payment method, such as PayPal in June 2015.
No monthly costs - you pay only for successful transactions,
no re-direction or iFrames,
easy technical solution,
beautiful REST API
Subscriptions and recurring payments
Netelis Asia
Netelis Asia ®, a licensed ISP in Macau, is a global online payment solution provider with its prime focus on enabling unparalleled access to the Chinese marketplace. Together, with more than ten years of successful history in the online payment processing market in China, senior staff from Macau, Malaysia, the UK and China, and strong and established partnerships with China Postal Services and China Telecom, Netelis Asia ® has established a very extensive networking system in China to help customers and interested parties maximizing the opportunities of internet based transactions in China.
Netelis Asia ®, a licensed ISP in Macau, is a global online payment solution provider with its prime focus on enabling unparalleled access to the Chinese marketplace. Together, with more than ten years of successful history in the online payment processing market in China, senior staff from Macau, Malaysia, the UK and China, and strong and established partnerships with China Postal Services and China Telecom, Netelis Asia ® has established a very extensive networking system in China to help customers and interested parties maximizing the opportunities of internet based transactions in China.
Cranepi
Crane Payment Innovations is the leader in world-class, automated payment solutions. We partner with businesses to provide payment experiences that set new and innovative standards for consumer convenience, security, and reliability. We are excited to explore new ways every day to improve how millions of people across the globe can make their payments in a way that fits with their lives. Our global engineers develop products and deliver innovative solutions in currency validation technologies, cash management systems, digital payment technologies, mobile applications, security, and digital advertising. We offer a range of devices for bill and coin validation, cash recycling and dispensing systems, IoT applications for our enterprise-level connected products and services, and software applications to integrate sensory hardware to machines and networks.
Crane Payment Innovations is the leader in world-class, automated payment solutions. We partner with businesses to provide payment experiences that set new and innovative standards for consumer convenience, security, and reliability. We are excited to explore new ways every day to improve how millions of people across the globe can make their payments in a way that fits with their lives. Our global engineers develop products and deliver innovative solutions in currency validation technologies, cash management systems, digital payment technologies, mobile applications, security, and digital advertising. We offer a range of devices for bill and coin validation, cash recycling and dispensing systems, IoT applications for our enterprise-level connected products and services, and software applications to integrate sensory hardware to machines and networks.
Argochange
Since 1996, DirectPay (formerly ARGO) has been a pioneer in financial services, initially as a Foreign Exchange Office and then as a modern Payment Institution, offering a range of services. MoneyGram money transfer service, Bill payments, cash to Bank deposits, are just a few of its services.
Since 1996, DirectPay (formerly ARGO) has been a pioneer in financial services, initially as a Foreign Exchange Office and then as a modern Payment Institution, offering a range of services. MoneyGram money transfer service, Bill payments, cash to Bank deposits, are just a few of its services.
Eservice
eService is the leader in the Polish market for payment card acceptance and electronic transaction processing, as well as the largest provider of settlement technology services in Central and Eastern Europe.
We have been operating for nearly 25 years, offering entrepreneurs omnichannel payment solutions for both brick-and-mortar and mobile service and retail points, as well as online businesses. Our offering includes POS terminals, as well as applications and payment gateways for e-commerce and m-commerce solutions.
We are the only company in the Polish payment sector whose services are regularly audited and certified for quality and security by TUV ISO 9001 and PCI P2PE. We actively support the promotion of cashless payments among small and medium-sized enterprises, as well as in local government units and public institutions. As a result, we are also the most frequently chosen service provider under the “Cashless Poland” program.
eService is the leader in the Polish market for payment card acceptance and electronic transaction processing, as well as the largest provider of settlement technology services in Central and Eastern Europe.
We have been operating for nearly 25 years, offering entrepreneurs omnichannel payment solutions for both brick-and-mortar and mobile service and retail points, as well as online businesses. Our offering includes POS terminals, as well as applications and payment gateways for e-commerce and m-commerce solutions.
We are the only company in the Polish payment sector whose services are regularly audited and certified for quality and security by TUV ISO 9001 and PCI P2PE. We actively support the promotion of cashless payments among small and medium-sized enterprises, as well as in local government units and public institutions. As a result, we are also the most frequently chosen service provider under the “Cashless Poland” program.
Modifi
MODIFI was founded with one aim - to make trade seamless and transparent for businesses around the globe. We are challenging the status quo for exporters and importers alike. With MODIFI they gain full control of cross-border trade -- against all odds of supply chain disruptions. How? We offer a one stop platform for business payments and trade management.
MODIFI was founded with one aim - to make trade seamless and transparent for businesses around the globe. We are challenging the status quo for exporters and importers alike. With MODIFI they gain full control of cross-border trade -- against all odds of supply chain disruptions. How? We offer a one stop platform for business payments and trade management.
Volopa
Busy businesses are made up of even busier people, that’s why we’ve built our platform to help you get more out of your day-to-day. We help our clients navigate the heaviness of the world of FX, payments, expense management, and business reporting.
Our offering is simple; one platform, total visibility, and control. It brings together three products into one system: global payments from the UK to 180 countries worldwide, multicurrency prepaid company cards, and simplified employee expense management.
Whether you are sending money overseas, spending in other countries, paying employees or managing your payments and expenses, our system is designed to save you time and money across the entire spending process and helps you consolidate your payments and expenses for optimum efficiency.
Built for business, made for people.
Busy businesses are made up of even busier people, that’s why we’ve built our platform to help you get more out of your day-to-day. We help our clients navigate the heaviness of the world of FX, payments, expense management, and business reporting.
Our offering is simple; one platform, total visibility, and control. It brings together three products into one system: global payments from the UK to 180 countries worldwide, multicurrency prepaid company cards, and simplified employee expense management.
Whether you are sending money overseas, spending in other countries, paying employees or managing your payments and expenses, our system is designed to save you time and money across the entire spending process and helps you consolidate your payments and expenses for optimum efficiency.
Built for business, made for people.
Kwikwire
We offer various payment processing options designed to assist businesses in trading with customers and counterparts.
Local bank deposits and transfers
Credit card payments processing
Crypto currencies deposits and conversions to fiat
Over the years we gained a lot of experience in payment services industry and are able to create various solutions for specific businesses and circumstances.
We are able to integrate various payment options to the merchant’s website and provide an online portal environment to assist in connecting business counterparts.
We offer various payment processing options designed to assist businesses in trading with customers and counterparts.
Local bank deposits and transfers
Credit card payments processing
Crypto currencies deposits and conversions to fiat
Over the years we gained a lot of experience in payment services industry and are able to create various solutions for specific businesses and circumstances.
We are able to integrate various payment options to the merchant’s website and provide an online portal environment to assist in connecting business counterparts.
Groupe Credit Mutuel
JOINING CRÉDIT MUTUEL MEANS JOINING A DIFFERENT BANK.
- A bank ranked No. 1 on the Customer Relationship Podium, where the collective spirit allows everyone to thrive.
- A cooperative and mutualist bank where profit is not the only driving force.
- A bank that continuously innovates while remaining present in local communities.
At Crédit Mutuel, we invest in long-term relationships through significant training efforts, far exceeding the national average. You have the opportunity to change careers multiple times and grow within over 100 roles in banking and insurance.
We empower our employees because our system is based on the local anchoring of Crédit Mutuel branches, each of which is autonomous. Our management is decentralized, and all employees also have decision-making autonomy.
We value the collective, and your individual goals align with achieving its objectives.
Finally, and most importantly, our performance indicator is the satisfaction of our customers-members.
JOINING CRÉDIT MUTUEL MEANS JOINING A DIFFERENT BANK.
- A bank ranked No. 1 on the Customer Relationship Podium, where the collective spirit allows everyone to thrive.
- A cooperative and mutualist bank where profit is not the only driving force.
- A bank that continuously innovates while remaining present in local communities.
At Crédit Mutuel, we invest in long-term relationships through significant training efforts, far exceeding the national average. You have the opportunity to change careers multiple times and grow within over 100 roles in banking and insurance.
We empower our employees because our system is based on the local anchoring of Crédit Mutuel branches, each of which is autonomous. Our management is decentralized, and all employees also have decision-making autonomy.
We value the collective, and your individual goals align with achieving its objectives.
Finally, and most importantly, our performance indicator is the satisfaction of our customers-members.
Pinelabs
Built for those who mean business.
Enriching commerce across the globe, the Pine Labs platform powers multichannel businesses offline, in-store and beyond.
Built for those who mean business.
Enriching commerce across the globe, the Pine Labs platform powers multichannel businesses offline, in-store and beyond.
Paynetworx
Paynetworx is an independent provider of market leading Card Payment Solutions, and Merchant Services including Cash Advance finance, and Business Energy Services, to small and medium size companies throughout the UK.
Due to the fact that we know all companies are different, we pride ourselves on supplying bespoke card payment services and merchant solutions from industry leading suppliers partnered with Paynetworx.
And because we take the time to understand our clients sales channel from top-to-bottom, we're able to bring exemplary levels of service to market with competitive pricing.
If you need card payment services for in-store, online, or over the phone customers; or if your business has financing requirements, Paynetworx are the card payment services, and merchant solutions provider for you.
Paynetworx is an independent provider of market leading Card Payment Solutions, and Merchant Services including Cash Advance finance, and Business Energy Services, to small and medium size companies throughout the UK.
Due to the fact that we know all companies are different, we pride ourselves on supplying bespoke card payment services and merchant solutions from industry leading suppliers partnered with Paynetworx.
And because we take the time to understand our clients sales channel from top-to-bottom, we're able to bring exemplary levels of service to market with competitive pricing.
If you need card payment services for in-store, online, or over the phone customers; or if your business has financing requirements, Paynetworx are the card payment services, and merchant solutions provider for you.
Tymit
Credit should work for you
‘Old Credit’ wins when you lose. But when it's built with customer control at its core, credit offers people the financial freedom to do what matters most to them.
Instalments are the future
People love the flexibility and transparency of paying in instalments, so they're demanding a future free of credit designed to trip you up. And we're going to give it to them.
Credit should work for you
‘Old Credit’ wins when you lose. But when it's built with customer control at its core, credit offers people the financial freedom to do what matters most to them.
Instalments are the future
People love the flexibility and transparency of paying in instalments, so they're demanding a future free of credit designed to trip you up. And we're going to give it to them.
Vendigo
Vendigo is the UK’s leading provider of a point-of-sale financing to the home improvement industry connecting consumers, merchants and lenders. We want to offer consumers the highest approval rates and the best loan terms by partnering with market leading banks and other lending institutions.
We help consumers get the best financing deals so they can realize their dreams for their homes. We help merchants grow their sales by closing more deals and attracting more customers by offering them financing. We help lenders grow their business by connecting them with excellent customers through a network of leading merchants.
Vendigo is the UK’s leading provider of a point-of-sale financing to the home improvement industry connecting consumers, merchants and lenders. We want to offer consumers the highest approval rates and the best loan terms by partnering with market leading banks and other lending institutions.
We help consumers get the best financing deals so they can realize their dreams for their homes. We help merchants grow their sales by closing more deals and attracting more customers by offering them financing. We help lenders grow their business by connecting them with excellent customers through a network of leading merchants.
SMBC Finance
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).
SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 150 offices and 86,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo and Nagoya stock exchanges, and its ADRs trade on the New York Stock Exchange (NYSE: SMFG).
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
