Atlas
Spenda Limited
Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.
We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.
With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.
Spenda is an integrated business platform that enables businesses across the supply chain to sell better and get paid faster.
We serve as both a software solutions provider and a payment processor and deliver the essential infrastructure to streamline business processes before, during and after the payment event.
With over 20 years’ experience in building solutions that improve transactional efficiency between businesses, Spenda is applicable to any business that needs to make or receive a payment. Our software enables the smooth flow of funds throughout a supply chain or network of buyers and sellers, from producer to end-consumer.
SBI Axes Co
SBI FinTech Solutions is a “total Fintech solutions company” that provides new Fintech services that are convenient, secure and safe, setting the growing payment and international money transfer segments as its main business.
Within SBI Group financial service business, our company is strategically positioned as “value-added service provider with innovative Fintech to fill the gap between conventional financial institutions and customers’ needs”.
In the recent business environment, especially the “cashless society acceleration” and the “increase of foreign workers” are strong trends along with deregulations that are expected to boost our main businesses, payment service and international money transfer service. Under our company slogan “Imagination and Innovation”, we strive to develop business with additional values to society swiftly accepting new technologies and services generated through Fintech.
SBI FinTech Solutions is a “total Fintech solutions company” that provides new Fintech services that are convenient, secure and safe, setting the growing payment and international money transfer segments as its main business.
Within SBI Group financial service business, our company is strategically positioned as “value-added service provider with innovative Fintech to fill the gap between conventional financial institutions and customers’ needs”.
In the recent business environment, especially the “cashless society acceleration” and the “increase of foreign workers” are strong trends along with deregulations that are expected to boost our main businesses, payment service and international money transfer service. Under our company slogan “Imagination and Innovation”, we strive to develop business with additional values to society swiftly accepting new technologies and services generated through Fintech.
Eservice
eService is the leader in the Polish market for payment card acceptance and electronic transaction processing, as well as the largest provider of settlement technology services in Central and Eastern Europe.
We have been operating for nearly 25 years, offering entrepreneurs omnichannel payment solutions for both brick-and-mortar and mobile service and retail points, as well as online businesses. Our offering includes POS terminals, as well as applications and payment gateways for e-commerce and m-commerce solutions.
We are the only company in the Polish payment sector whose services are regularly audited and certified for quality and security by TUV ISO 9001 and PCI P2PE. We actively support the promotion of cashless payments among small and medium-sized enterprises, as well as in local government units and public institutions. As a result, we are also the most frequently chosen service provider under the “Cashless Poland” program.
eService is the leader in the Polish market for payment card acceptance and electronic transaction processing, as well as the largest provider of settlement technology services in Central and Eastern Europe.
We have been operating for nearly 25 years, offering entrepreneurs omnichannel payment solutions for both brick-and-mortar and mobile service and retail points, as well as online businesses. Our offering includes POS terminals, as well as applications and payment gateways for e-commerce and m-commerce solutions.
We are the only company in the Polish payment sector whose services are regularly audited and certified for quality and security by TUV ISO 9001 and PCI P2PE. We actively support the promotion of cashless payments among small and medium-sized enterprises, as well as in local government units and public institutions. As a result, we are also the most frequently chosen service provider under the “Cashless Poland” program.
Petnet
Foreign Exchange Services which focuses on corporate requirements for local buying and selling of US Dollar up to International Wire Transfer Services.
Foreign Exchange Services which focuses on corporate requirements for local buying and selling of US Dollar up to International Wire Transfer Services.
Pin payments
Pin Payments is an online payment platform designed for small businesses.
We build intentionally simple software to help our customers accept card payments, whether they run an online store, sell subscriptions, invoice their clients, or process card sales manually.
One account, multiple ways to get paid.
Pin Payments is an online payment platform designed for small businesses.
We build intentionally simple software to help our customers accept card payments, whether they run an online store, sell subscriptions, invoice their clients, or process card sales manually.
One account, multiple ways to get paid.
Pockit
Pockit is a UK-headquartered financial technology company, founded in 2014 by Virraj Jatania. It provides vital financial services to more than 1 million customers in the UK whose needs aren’t met by the traditional banking system. The company offers a digital account which is designed to provide customers with a range of essential financial services.
Pockit is a UK-headquartered financial technology company, founded in 2014 by Virraj Jatania. It provides vital financial services to more than 1 million customers in the UK whose needs aren’t met by the traditional banking system. The company offers a digital account which is designed to provide customers with a range of essential financial services.
Remitchoice
Remit Choice Limited commenced its remittance services on 16th January 2019 from the United Kingdom with the vision of making international money transfers convenient, fair, and secure.
Remit Choice is registered with HMRC and the Financial Conduct Authority as an Authorized Payment Institution (API) under license number 949756, with its registered office located in Sheffield, United Kingdom.
Remit Choice is a digital payment institution that accepts Apple Pay, Google Pay, Mastercard, Visa Debit, and credit cards as payment methods for international money transfers.
With our extensive payout network in Asia and Africa, whether it's a payment to a local bank account, wallet, or cash collection, we offer money transfer options to suit your needs.
Our mission is to make the world a smaller place by bridging the distances between families and their loved ones through Right Choice for money transfers.
Remit Choice Limited commenced its remittance services on 16th January 2019 from the United Kingdom with the vision of making international money transfers convenient, fair, and secure.
Remit Choice is registered with HMRC and the Financial Conduct Authority as an Authorized Payment Institution (API) under license number 949756, with its registered office located in Sheffield, United Kingdom.
Remit Choice is a digital payment institution that accepts Apple Pay, Google Pay, Mastercard, Visa Debit, and credit cards as payment methods for international money transfers.
With our extensive payout network in Asia and Africa, whether it's a payment to a local bank account, wallet, or cash collection, we offer money transfer options to suit your needs.
Our mission is to make the world a smaller place by bridging the distances between families and their loved ones through Right Choice for money transfers.
Sogexia
A story that began in 2010.
Inspired by a personal experience, our goal was to make financial services accessible to everyone.
Since then, Sogexia has evolved from a simple prepaid card offering to a complete online payment account solution for individuals and businesses, while staying true to its principles of quality, simplicity, transparency, and accessibility.
A story that began in 2010.
Inspired by a personal experience, our goal was to make financial services accessible to everyone.
Since then, Sogexia has evolved from a simple prepaid card offering to a complete online payment account solution for individuals and businesses, while staying true to its principles of quality, simplicity, transparency, and accessibility.
Soldo
Soldo is the proactive spend management solution that frees up businesses to accomplish more.
We champion the notion of Progressive Finance, because we believe in a decentralised approach to financial decision-making and greater spending autonomy for everyone. Over 25,000 organisations across 31 countries use Soldo to bring order, efficiency and agility to their decentralised spending, and empower the whole company to spend safely and responsibly.
By combining pre-programmed cards, a user-friendly app and a powerful spend management platform, Soldo enables decentralised spend decisions and frees everyone from tedious admin, while ensuring compliance.
Everyone gains back time to focus on the things that matter. For Finance teams, that means more time for the rewarding parts of your role, such as in-depth data analysis, defining overall business strategy, and implementing process improvements that empower everyone to achieving business goals.
Liberate Finance. Accomplish More.
Soldo is the proactive spend management solution that frees up businesses to accomplish more.
We champion the notion of Progressive Finance, because we believe in a decentralised approach to financial decision-making and greater spending autonomy for everyone. Over 25,000 organisations across 31 countries use Soldo to bring order, efficiency and agility to their decentralised spending, and empower the whole company to spend safely and responsibly.
By combining pre-programmed cards, a user-friendly app and a powerful spend management platform, Soldo enables decentralised spend decisions and frees everyone from tedious admin, while ensuring compliance.
Everyone gains back time to focus on the things that matter. For Finance teams, that means more time for the rewarding parts of your role, such as in-depth data analysis, defining overall business strategy, and implementing process improvements that empower everyone to achieving business goals.
Liberate Finance. Accomplish More.
Transferrapid
Launched in 2006 with US investment and Romanian technology know-how, the company addresses a market estimated in 2010 at 6 billion, driven by the large-scale Romanian workforce migration in recent years into European Union countries.
In 2005, Transfer Rapid began its successful partnership with CEC Bank, the country's oldest financial institution with the largest bank network and the most recognized bank brand. Together, they set out to build the most cost-effective payout service in Romania. Following a sustained two-year resource investment by Transfer Rapid - rolling-out state-of-the-art technology through the bank's 1200 branches, training over 2000 bank tellers and providing extensive back-office services - CEC Bank began offering the Transfer Rapid technology platform to its customers, bringing a much-demanded "low-cost, reliable, close to home" payout service to the Romanian consumer.
Launched in 2006 with US investment and Romanian technology know-how, the company addresses a market estimated in 2010 at 6 billion, driven by the large-scale Romanian workforce migration in recent years into European Union countries.
In 2005, Transfer Rapid began its successful partnership with CEC Bank, the country's oldest financial institution with the largest bank network and the most recognized bank brand. Together, they set out to build the most cost-effective payout service in Romania. Following a sustained two-year resource investment by Transfer Rapid - rolling-out state-of-the-art technology through the bank's 1200 branches, training over 2000 bank tellers and providing extensive back-office services - CEC Bank began offering the Transfer Rapid technology platform to its customers, bringing a much-demanded "low-cost, reliable, close to home" payout service to the Romanian consumer.
Transwap
TranSwap is an award-winning fintech provider that's customisable to your business needs. Transform your company into a fintech, or grow your business with a global account that lets you pay, collect and convert better than the banks.
TranSwap is an award-winning fintech provider that's customisable to your business needs. Transform your company into a fintech, or grow your business with a global account that lets you pay, collect and convert better than the banks.
Unitylink
UnityLink Financial Services Ltd is Authorised and Regulated by the Financial Conduct Authority (FCA) under the Payment Service Regulations 2017 for the provision of payment services Registration number: 504521. Unity Link Financial Services Limited is registered in England and Wales
UnityLink Financial Services Ltd is Authorised and Regulated by the Financial Conduct Authority (FCA) under the Payment Service Regulations 2017 for the provision of payment services Registration number: 504521. Unity Link Financial Services Limited is registered in England and Wales
FAZZ
Fazz is a digital financial services group on a mission to make finance fair and inclusive for businesses in Southeast Asia.
Started as a YC-backed company in 2016, we empower micro and small businesses in Indonesia by offering affordable payment services. We've now expanded our mission to serve underserved businesses in Southeast Asia, providing easy access to essential financial services, including payments, savings, and loans.
Our group owns the following brands: Fazz Business (Neobank for business), Fazz Agen (Financial Agent Network), StraitsX (Payments infrastructure for digital assets)
Headquartered in Singapore and Indonesia, we have more than 600 dedicated employees extending across our regional offices in Malaysia, Taiwan and Vietnam. We are also backed and supported by prominent investors including Tiger Global, Insignia Venture Partners, B Capital, BRI Ventures.
Fazz is a digital financial services group on a mission to make finance fair and inclusive for businesses in Southeast Asia.
Started as a YC-backed company in 2016, we empower micro and small businesses in Indonesia by offering affordable payment services. We've now expanded our mission to serve underserved businesses in Southeast Asia, providing easy access to essential financial services, including payments, savings, and loans.
Our group owns the following brands: Fazz Business (Neobank for business), Fazz Agen (Financial Agent Network), StraitsX (Payments infrastructure for digital assets)
Headquartered in Singapore and Indonesia, we have more than 600 dedicated employees extending across our regional offices in Malaysia, Taiwan and Vietnam. We are also backed and supported by prominent investors including Tiger Global, Insignia Venture Partners, B Capital, BRI Ventures.
Kwikwire
We offer various payment processing options designed to assist businesses in trading with customers and counterparts.
Local bank deposits and transfers
Credit card payments processing
Crypto currencies deposits and conversions to fiat
Over the years we gained a lot of experience in payment services industry and are able to create various solutions for specific businesses and circumstances.
We are able to integrate various payment options to the merchant’s website and provide an online portal environment to assist in connecting business counterparts.
We offer various payment processing options designed to assist businesses in trading with customers and counterparts.
Local bank deposits and transfers
Credit card payments processing
Crypto currencies deposits and conversions to fiat
Over the years we gained a lot of experience in payment services industry and are able to create various solutions for specific businesses and circumstances.
We are able to integrate various payment options to the merchant’s website and provide an online portal environment to assist in connecting business counterparts.
Traxpay
Traxpay is a fast-growing Supply Chain Finance platform that operates globally from Europe with a multi-bank approach. With the mission to become the "Platform of Choice" for buyers, suppliers and financing partners, Traxpay enables companies to manage their working capital in a simple, secure and sustainable way using and combining all standard Supply Chain Finance tools.
Traxpay is a fast-growing Supply Chain Finance platform that operates globally from Europe with a multi-bank approach. With the mission to become the "Platform of Choice" for buyers, suppliers and financing partners, Traxpay enables companies to manage their working capital in a simple, secure and sustainable way using and combining all standard Supply Chain Finance tools.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
