Atlas
JSCB KapitalBank
Kapital Bank provides different banking services both for corporate clients and individuals. It has the widest network of branches throughout Azerbaijan, which gives it a competitive advantage when serving the customers doing business in Baku and in the regions. Kapital Bank renders services and finances to main industries of the economy, i.e. chemical and gas industries, agriculture, transportation, communications, and construction. Kapital Bank is the State Agent-Bank implementing major governmental and social programs.
Kapital Bank is viewed as highly trustworthy in the international arena. The Bank cooperates with the leading international financial institutions as Citibank N.A, Standard Chartered, Commerzbank AG, HSBC Bank, KBC Bank, World Savings Banks Institutе, etc. It holds the primary membership and the full package from MasterCard International and VISA International.
Kapital Bank provides different banking services both for corporate clients and individuals. It has the widest network of branches throughout Azerbaijan, which gives it a competitive advantage when serving the customers doing business in Baku and in the regions. Kapital Bank renders services and finances to main industries of the economy, i.e. chemical and gas industries, agriculture, transportation, communications, and construction. Kapital Bank is the State Agent-Bank implementing major governmental and social programs.
Kapital Bank is viewed as highly trustworthy in the international arena. The Bank cooperates with the leading international financial institutions as Citibank N.A, Standard Chartered, Commerzbank AG, HSBC Bank, KBC Bank, World Savings Banks Institutе, etc. It holds the primary membership and the full package from MasterCard International and VISA International.
Ioka fintech
Your partner in Kazakhstan
Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan.
ioka is a growth engine for both a new generation of innovative startups and market leaders.
Your partner in Kazakhstan
Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan.
ioka is a growth engine for both a new generation of innovative startups and market leaders.
AION BANK
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Netstars
NETSTARS is responsible for popularizing cashless payment via the combination of smartphone and QR codes in Japan.
Since our introduction of WeChat Pay to Japan in 2015, aimed at inbound tourists, we have consistently worked on the diffusion of cashless payment.
StarPay has evolved from a gateway into a solution, providing optimal services with full security and peace of mind.
We utilize our knowledge cultivated so far to resolve issues in payment-related settings with labor-saving solutions, focusing on both the sales promotion-supporting DX field, and the global field, which we are expanding across national borders.
We act as an intermediary in a diverse range of payment scenarios that exist in the business world, offering new mechanisms.
NETSTARS is responsible for popularizing cashless payment via the combination of smartphone and QR codes in Japan.
Since our introduction of WeChat Pay to Japan in 2015, aimed at inbound tourists, we have consistently worked on the diffusion of cashless payment.
StarPay has evolved from a gateway into a solution, providing optimal services with full security and peace of mind.
We utilize our knowledge cultivated so far to resolve issues in payment-related settings with labor-saving solutions, focusing on both the sales promotion-supporting DX field, and the global field, which we are expanding across national borders.
We act as an intermediary in a diverse range of payment scenarios that exist in the business world, offering new mechanisms.
Hecto Financial
Main services:
Firm banking:
A payment automation service for various expenses
- An automated payment service for various expenses without the hassle of unnecessary bank visits or internet banking
- Facilitates automatic withdrawal of various funds such as salaries, payments for goods/services and other expenses
Virtual account:
A deposit-only account allocated to a customer for easy payment collection
- Provides a comprehensive range of services from the initial issuance of virtual account to real-time or collective confirmation of customer deposits
- Allows collective consolidation and settlement of the completed deposit transactions by bank
Simple cash settlement:
A simple cash settlement service available after initial account registration
- A new type of settlement system, which utilizes the firm banking's real-time withdrawal and deposit functions
- Available for immediate use after a simple verification process that does not require either certificates or OTP
- Password authe
Main services:
Firm banking:
A payment automation service for various expenses
- An automated payment service for various expenses without the hassle of unnecessary bank visits or internet banking
- Facilitates automatic withdrawal of various funds such as salaries, payments for goods/services and other expenses
Virtual account:
A deposit-only account allocated to a customer for easy payment collection
- Provides a comprehensive range of services from the initial issuance of virtual account to real-time or collective confirmation of customer deposits
- Allows collective consolidation and settlement of the completed deposit transactions by bank
Simple cash settlement:
A simple cash settlement service available after initial account registration
- A new type of settlement system, which utilizes the firm banking's real-time withdrawal and deposit functions
- Available for immediate use after a simple verification process that does not require either certificates or OTP
- Password authe
Mintcash
One platform for pay-ins, treasury, and pay-outs. Built for the businesses everyone else overcharges or ignores.
One platform for pay-ins, treasury, and pay-outs. Built for the businesses everyone else overcharges or ignores.
Bcbgroup
BCB Group is a leading provider of regulated payment, wallet and trading services in crypto and fiat for the digital asset economy. We are proud to provide accounts, cryptocurrency and foreign exchange market liquidity for some of the world’s largest, crypto-engaged businesses.
Responding to corporate and institutional demand for essential and excellent infrastructure in digital asset markets, BCB Group was created by established thought leaders in finance, regulation and technology. Founded in the UK and developed to encompass key relationships across global financial services communities, our French EMI licence and regulation in the UK and Switzerland ensure BCB Group is well positioned as one of the first multi-jurisdictional regulated cryptocurrency service firms.
BCB Group is a leading provider of regulated payment, wallet and trading services in crypto and fiat for the digital asset economy. We are proud to provide accounts, cryptocurrency and foreign exchange market liquidity for some of the world’s largest, crypto-engaged businesses.
Responding to corporate and institutional demand for essential and excellent infrastructure in digital asset markets, BCB Group was created by established thought leaders in finance, regulation and technology. Founded in the UK and developed to encompass key relationships across global financial services communities, our French EMI licence and regulation in the UK and Switzerland ensure BCB Group is well positioned as one of the first multi-jurisdictional regulated cryptocurrency service firms.
Cfszipp
CFS-Zipp Limited has been in the e-money industry for over 19 years. We are a fully licensed E-Money Institution by the Financial Conduct authority (FRN: 900027). Today, we are working to provide cutting edge e-payment solutions to our customers. With an increasingly interconnected world, e-money solutions and easy-to-use online banking technology is fast growing to be the modern method of payments preferred by businesses and individuals around the world. Along with a network of ever-growing agents, CFS-Zipp wants to bring e-money to your fingertips.
CFS-Zipp Limited has been in the e-money industry for over 19 years. We are a fully licensed E-Money Institution by the Financial Conduct authority (FRN: 900027). Today, we are working to provide cutting edge e-payment solutions to our customers. With an increasingly interconnected world, e-money solutions and easy-to-use online banking technology is fast growing to be the modern method of payments preferred by businesses and individuals around the world. Along with a network of ever-growing agents, CFS-Zipp wants to bring e-money to your fingertips.
Excelcurrencies
At Excel, we ensure transferring money overseas is easy, secure and cost-effective. Since our inception in 2004, we have helped thousands of customers buy/sell holiday homes abroad and we work with businesses in all kinds of different industries as their preferred payment partner to suppliers across the globe.
Due to our honest, pro-active and knowledgeable approach, we are regarded as one of the most competitive and respected companies in the foreign exchange industry. Fully authorised and regulated by the FCA, we take the stress away when sending your money overseas.
All clients have access to;
Preferential and transparent exchange rates
Market guidance and a dedicated account manager
Fast payments and ability to hold 40+ currencies on account
No fees or minimum amounts to transfer
Optional online platform to execute exchanges
At Excel, we ensure transferring money overseas is easy, secure and cost-effective. Since our inception in 2004, we have helped thousands of customers buy/sell holiday homes abroad and we work with businesses in all kinds of different industries as their preferred payment partner to suppliers across the globe.
Due to our honest, pro-active and knowledgeable approach, we are regarded as one of the most competitive and respected companies in the foreign exchange industry. Fully authorised and regulated by the FCA, we take the stress away when sending your money overseas.
All clients have access to;
Preferential and transparent exchange rates
Market guidance and a dedicated account manager
Fast payments and ability to hold 40+ currencies on account
No fees or minimum amounts to transfer
Optional online platform to execute exchanges
Gocredible
GoCredible makes every payment solution smarter, more reliable, and more cost-effective
Why GoCredible?
The rapidly growing platform economy demands intelligent payment solutions that can effortlessly handle even complex payment situations. GoCredible provides tailored payment solutions for your specific needs. This includes KYC modules & analyses, third-party funds handling, multi-split payments, and supplying the right hardware to support your payment processes.
In addition, payment regulations are becoming increasingly strict. Entities that were previously able to operate under exemptions are now considered payment service providers by regulators—an activity that requires a comprehensive license.
GoCredible makes every payment solution smarter, more reliable, and more cost-effective
Why GoCredible?
The rapidly growing platform economy demands intelligent payment solutions that can effortlessly handle even complex payment situations. GoCredible provides tailored payment solutions for your specific needs. This includes KYC modules & analyses, third-party funds handling, multi-split payments, and supplying the right hardware to support your payment processes.
In addition, payment regulations are becoming increasingly strict. Entities that were previously able to operate under exemptions are now considered payment service providers by regulators—an activity that requires a comprehensive license.
Moneymatrix
We are a European licensed and regulated Financial Institution whose ethos is making payments simple. We provide a holistic overview of all your Payments and Risk Management needs operating under a self-service platform with an extensive portfolio of payment solutions, across multiple devices at a worldwide level.
MoneyMatrix will help you eliminate paperwork, difficult payment and fraud tool integrations and time-consuming tasks that need different methods and platforms. With us, you have one contract, one integration and one platform.
Our Back Office gives a global view of all your transactions, meaning instant risk scoring from sophisticated risk management tools; Centralized database and reporting functions across all vendors allowing merchants to create complex reports in a user friendly interface; dynamic rules engine as easy as drag and drop and customisable workspaces allowing you full control to make efficient and effective decisions, all this in a real-time environment.
We are a European licensed and regulated Financial Institution whose ethos is making payments simple. We provide a holistic overview of all your Payments and Risk Management needs operating under a self-service platform with an extensive portfolio of payment solutions, across multiple devices at a worldwide level.
MoneyMatrix will help you eliminate paperwork, difficult payment and fraud tool integrations and time-consuming tasks that need different methods and platforms. With us, you have one contract, one integration and one platform.
Our Back Office gives a global view of all your transactions, meaning instant risk scoring from sophisticated risk management tools; Centralized database and reporting functions across all vendors allowing merchants to create complex reports in a user friendly interface; dynamic rules engine as easy as drag and drop and customisable workspaces allowing you full control to make efficient and effective decisions, all this in a real-time environment.
Moneyworld
Starting out as a numismatic company dealing with money collectibles and commemorative products, Money World is a well-known business leader in the world of money. Implementing its two-pronged approach in business strategy, Money World is today, an established remittance service provider in the region. Registered under and licensed by the Monetary Authority of Singapore as a Major Payment Institution, Money World has been in the remittance business for over 25 years.
Aside from “G7” currencies, Money World has the expertise in the global forex market sector handling currencies such as the Chinese Ren Min Bi, Indonesian Rupiah and the Malaysian Ringgit. Leveraging on favourable ties with major banks and trusted money business licensed partners in the region, Money World prides itself on its consistent and constant availability in providing these currencies securely and efficiently, giving them a competitive edge over both their local and regional peers.
Starting out as a numismatic company dealing with money collectibles and commemorative products, Money World is a well-known business leader in the world of money. Implementing its two-pronged approach in business strategy, Money World is today, an established remittance service provider in the region. Registered under and licensed by the Monetary Authority of Singapore as a Major Payment Institution, Money World has been in the remittance business for over 25 years.
Aside from “G7” currencies, Money World has the expertise in the global forex market sector handling currencies such as the Chinese Ren Min Bi, Indonesian Rupiah and the Malaysian Ringgit. Leveraging on favourable ties with major banks and trusted money business licensed partners in the region, Money World prides itself on its consistent and constant availability in providing these currencies securely and efficiently, giving them a competitive edge over both their local and regional peers.
Moneytrans
We are a leading fintech company bringing more with less: we enable more than 10 million citizens of the world to manage their finances abroad, send money home and smile for a better everyday life!
Our mission is to transform the lives of millions of migrants and their families by financially empowering them with the most complete, transparent and trusted financial services on the market: a superapp where they can open and manage a payment account plus debit Mastercard, send money in over 140 countries around the world, subscribe an insurance and much more.
To take up this challenge, we count on a diverse and passionate team of over 400 employees spread into Belgium, Spain, France, Italy, Netherlands, Istanbul, Democratic Republic of Congo and Romania—and we’re still growing.
We are a leading fintech company bringing more with less: we enable more than 10 million citizens of the world to manage their finances abroad, send money home and smile for a better everyday life!
Our mission is to transform the lives of millions of migrants and their families by financially empowering them with the most complete, transparent and trusted financial services on the market: a superapp where they can open and manage a payment account plus debit Mastercard, send money in over 140 countries around the world, subscribe an insurance and much more.
To take up this challenge, we count on a diverse and passionate team of over 400 employees spread into Belgium, Spain, France, Italy, Netherlands, Istanbul, Democratic Republic of Congo and Romania—and we’re still growing.
NLB
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
Paybase
Paybase is the most flexible payments solution for platform businesses. Combining agile payments routing, best-in-class financial crime prevention and a service-obsessed approach, Paybase is raising the bar of what payments can and should do.
Founded in 2016 and headquartered in London, Paybase is fully licensed as an Electronic Money Institution by the FCA and has been recognised by Real Business as one of the UK’s most disruptive businesses and a firm set to revolutionise the world of finance by Wired.
‘Our mission is to democratise access to payments infrastructure by removing the prohibitive cost and knowledge barriers so that our partners can focus on their core business.’
Paybase is the most flexible payments solution for platform businesses. Combining agile payments routing, best-in-class financial crime prevention and a service-obsessed approach, Paybase is raising the bar of what payments can and should do.
Founded in 2016 and headquartered in London, Paybase is fully licensed as an Electronic Money Institution by the FCA and has been recognised by Real Business as one of the UK’s most disruptive businesses and a firm set to revolutionise the world of finance by Wired.
‘Our mission is to democratise access to payments infrastructure by removing the prohibitive cost and knowledge barriers so that our partners can focus on their core business.’
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
