Atlas
PayRoc
Payroc is a high-growth, multi-national payments platform, merchant acquirer, and processing powerhouse processing over $93 billion in annual volume for more than 158,000 merchants. Founded in 2003, Payroc offers best-in-class sales enablement and merchant processing technology. Payroc enables unified commerce that helps businesses grow faster by delivering proprietary, innovative, and full-service solutions with key card brand network payment sponsorship registrations.
Payroc is a high-growth, multi-national payments platform, merchant acquirer, and processing powerhouse processing over $93 billion in annual volume for more than 158,000 merchants. Founded in 2003, Payroc offers best-in-class sales enablement and merchant processing technology. Payroc enables unified commerce that helps businesses grow faster by delivering proprietary, innovative, and full-service solutions with key card brand network payment sponsorship registrations.
Cardnox
Cardknox is a leading omnichannel payment gateway for developers that can be seamlessly integrated with POS systems, ERP software, e-commerce, unattended retail, and mobile platforms. We offer flexible payment solutions, generous revenue sharing, white-glove customer support, and the lowest interchange rates — serving thousands of partners and customers across every major industry throughout the U.S., the U.K., and Canada.
Cardknox is a leading omnichannel payment gateway for developers that can be seamlessly integrated with POS systems, ERP software, e-commerce, unattended retail, and mobile platforms. We offer flexible payment solutions, generous revenue sharing, white-glove customer support, and the lowest interchange rates — serving thousands of partners and customers across every major industry throughout the U.S., the U.K., and Canada.
Forter
Forter applies identity intelligence at every step of the digital commerce journey - filtering out fraud to help your business focus on growing customer lifetime value. Our integrated suite of solutions span fraud, identity, payments, chargebacks and abuse. We call this the Forter Trust Platform.
We help the world's biggest brands trust the identities they are interacting with so they can confidently offer every good customer a great experience, including faster, easier checkout, simpler returns and refunds and more valuable promotions. That's why Nordstrom, Instacart, Adobe, Priceline, and leaders across industries have relied on Forter to decision more than $1 trillion in GMV.
Forter applies identity intelligence at every step of the digital commerce journey - filtering out fraud to help your business focus on growing customer lifetime value. Our integrated suite of solutions span fraud, identity, payments, chargebacks and abuse. We call this the Forter Trust Platform.
We help the world's biggest brands trust the identities they are interacting with so they can confidently offer every good customer a great experience, including faster, easier checkout, simpler returns and refunds and more valuable promotions. That's why Nordstrom, Instacart, Adobe, Priceline, and leaders across industries have relied on Forter to decision more than $1 trillion in GMV.
Clearent
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Moneff
Moneff is the one-stop hub for small business owners. We enable SMEs and sole traders to move their money efficiently by offering multi-currency business accounts and international transfers with competitive FX rates.
Previously known as Safenetpay, Moneff was founded in 2016 and headquartered in London. Moneff is an Electronic Money Institution authorised and regulated by the United Kingdom Financial Conduct Authority (FCA).
Moneff is the one-stop hub for small business owners. We enable SMEs and sole traders to move their money efficiently by offering multi-currency business accounts and international transfers with competitive FX rates.
Previously known as Safenetpay, Moneff was founded in 2016 and headquartered in London. Moneff is an Electronic Money Institution authorised and regulated by the United Kingdom Financial Conduct Authority (FCA).
MONELIQ LIMITED
Moneliq provides fully integrated payment card transaction processing solution, with multi-channel and multi-currency payment options through one interface, with a simple integration experience and a suite of payment APIs, fraud and risk management services and all the tools needed to accept payments locally and internationally.
SEPA and SWIFT payments coming soon
Moneliq provides fully integrated payment card transaction processing solution, with multi-channel and multi-currency payment options through one interface, with a simple integration experience and a suite of payment APIs, fraud and risk management services and all the tools needed to accept payments locally and internationally.
SEPA and SWIFT payments coming soon
Mercuriusbank
Founded in 2017, Mercurius offers alternative banking and payments solutions, including IBAN accounts, SEPA and SWIFT payments, foreign exchange transactions.
Founded in 2017, Mercurius offers alternative banking and payments solutions, including IBAN accounts, SEPA and SWIFT payments, foreign exchange transactions.
Epoint payments
Epoint – it is a digital payment aggregator and e-commerce platform for small and medium enterprises.
Epoint – it is a digital payment aggregator and e-commerce platform for small and medium enterprises.
Univapay
This account is intended to inform you about our products and services. Please note that we are unable to provide answers regarding recruitment activities.
UPC has developed the payment platform "UnivaPay," incorporating 20 years of experience and learning, managing everything from development to sales in-house. Our goal is not just to enable the use of various payment services collectively, but to create an evolved consumer experience as a comprehensive payment platform that can be utilized across various business domains.
UPC was the first in Japan to implement the online use of the overseas QR code payment service "Alipay." Since then, we have engaged in negotiations with foreign companies to make a variety of overseas mobile payment options available in Japan. Since 2017, we have released the "UnivaPay StoreApp," allowing inbound foreign tourists to Japan to use familiar payment methods while visiting.
This account is intended to inform you about our products and services. Please note that we are unable to provide answers regarding recruitment activities.
UPC has developed the payment platform "UnivaPay," incorporating 20 years of experience and learning, managing everything from development to sales in-house. Our goal is not just to enable the use of various payment services collectively, but to create an evolved consumer experience as a comprehensive payment platform that can be utilized across various business domains.
UPC was the first in Japan to implement the online use of the overseas QR code payment service "Alipay." Since then, we have engaged in negotiations with foreign companies to make a variety of overseas mobile payment options available in Japan. Since 2017, we have released the "UnivaPay StoreApp," allowing inbound foreign tourists to Japan to use familiar payment methods while visiting.
Toss Pay
Toss Payments, officially launched on August 3, 2020, aims to transform the electronic payment market in South Korea. With the expansion of online and mobile commerce, Toss Payments seeks to provide a new payment service experience that benefits both businesses and consumers through technological and business model innovation, making payment services an indispensable part of everyday life.
Toss Payments, officially launched on August 3, 2020, aims to transform the electronic payment market in South Korea. With the expansion of online and mobile commerce, Toss Payments seeks to provide a new payment service experience that benefits both businesses and consumers through technological and business model innovation, making payment services an indispensable part of everyday life.
AION BANK
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Money Space
There are always conditions and difficulties when registering and using online payment systems. From requiring collateral amount, paying service fees, having high transaction fees of 3 percent or more (which ends up becoming additional cost for your business), complicated existing regulations, and confusing communication of financial institutions. All of this leads to the nuisance of credit card chargeback.
There are always conditions and difficulties when registering and using online payment systems. From requiring collateral amount, paying service fees, having high transaction fees of 3 percent or more (which ends up becoming additional cost for your business), complicated existing regulations, and confusing communication of financial institutions. All of this leads to the nuisance of credit card chargeback.
MERCHANTRADE
Malaysian service provider of cross-border money transfers, mobile money and electronic payments. Core focus on international money transfers, foreign currency exchange, wholesale banknotes, ewallet, payment gateway, mobile telecommunications as well as micro insurance.
Malaysian service provider of cross-border money transfers, mobile money and electronic payments. Core focus on international money transfers, foreign currency exchange, wholesale banknotes, ewallet, payment gateway, mobile telecommunications as well as micro insurance.
Banrisul
A unique bank. Because it understands you.
A unique bank. Because it understands you.
Aplazo
We are a platform that offers “buy now, pay later” (BNPL) payment solutions and marketing tools that enable physical and digital merchants to offer their users the option to purchase products through installment payments.
We are a platform that offers “buy now, pay later” (BNPL) payment solutions and marketing tools that enable physical and digital merchants to offer their users the option to purchase products through installment payments.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
