Atlas
Paganza
Mobile payment app. Pay all your recurring bills, send money to any contact, and also pay in stores faster with your cell phone. All from the same app. *Send money as easy as you send a WhatsApp* With Paganza you can send money to any contact. You always pay from your cell phone and your contact receives it wherever is most convenient: in Paganza, in their bank account or in Redpagos. You can also request money that is owed to you or split an account between several friends. All from your cell phone and without moving. *Pay and manage all your bills* With the new Paganza, paying all your bills from one place became even more convenient. Expense analysis. Analyze your consumption history in a simple, clear and elegant way. Name your services so they are more familiar to you. Reminders. Paganza searches for your invoices automatically and notifies you so that you don't have any pending payments. Now you can also configure them. At your times.
Mobile payment app. Pay all your recurring bills, send money to any contact, and also pay in stores faster with your cell phone. All from the same app. *Send money as easy as you send a WhatsApp* With Paganza you can send money to any contact. You always pay from your cell phone and your contact receives it wherever is most convenient: in Paganza, in their bank account or in Redpagos. You can also request money that is owed to you or split an account between several friends. All from your cell phone and without moving. *Pay and manage all your bills* With the new Paganza, paying all your bills from one place became even more convenient. Expense analysis. Analyze your consumption history in a simple, clear and elegant way. Name your services so they are more familiar to you. Reminders. Paganza searches for your invoices automatically and notifies you so that you don't have any pending payments. Now you can also configure them. At your times.
Clearent
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Clearent is a leading full-service payments solution provider that recently expanded its reach through the merger with software powerhouse Transaction Services Group. The resulting company is Xplor Technologies (Xplor) who serves over 82,000 businesses, processes over $27 billion in payments, and operates across 158 countries. We are the first global company integrating smart software, seamless payments, and commerce accelerating technologies. Our mission is to help customers achieve more growth, faster.
Xplor is headquartered in the United States in Atlanta, GA, with operations across North America, Australasia, Europe, and the United Kingdom. There are over 2,000 Xplorers, working across five “everyday life” verticals: Education, Health and Fitness, Boutique Wellness, Field Services and Personal Services.
Clearent is the payments division of Xplor and is headquartered in St. Louis, MO. Clearent also has offices in Delray Beach, FL; Louisville, KY; and Salt Lake City, UT.
Sefide
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
Oonex
Oonex is a full-service Payment Institution licensed in Belgium and passported across all EU and EEA Member states. As a Swift and Clearing House member and Principal Acquirer and Debit Card Issuer, Oonex works behind the scenes to deliver a suite of payment products & services to Fintech companies worldwide.
Oonex helps FinTech’s and Neo-Banks accelerate their growth and product strategy by providing them easy access to multiple international payment products. By combining these products into a flexible managed service for the Fintech industry, Oonex offers a true alternative to ‘Traditional Banking’ or the need for multiple banking partners; allowing Fintechs to provide compliant, fully managed end-to-end payment services to their end customers under one centralised contract with Oonex.
Oonex is a full-service Payment Institution licensed in Belgium and passported across all EU and EEA Member states. As a Swift and Clearing House member and Principal Acquirer and Debit Card Issuer, Oonex works behind the scenes to deliver a suite of payment products & services to Fintech companies worldwide.
Oonex helps FinTech’s and Neo-Banks accelerate their growth and product strategy by providing them easy access to multiple international payment products. By combining these products into a flexible managed service for the Fintech industry, Oonex offers a true alternative to ‘Traditional Banking’ or the need for multiple banking partners; allowing Fintechs to provide compliant, fully managed end-to-end payment services to their end customers under one centralised contract with Oonex.
Aloqabank
AloqaBank is a leading bank in Uzbekistan, providing clients with a wide range of financial services with a high level of reliability and innovative approaches. Our mission is to enable everyone to thrive independently by creating useful and functional products and services for all.
AloqaBank is a leading bank in Uzbekistan, providing clients with a wide range of financial services with a high level of reliability and innovative approaches. Our mission is to enable everyone to thrive independently by creating useful and functional products and services for all.
Bitsafe
As a Fintech scale-up, Bitsafe is positioning itself as one of the early disruptors of the banking industry. Bitsafe’s vision is to make the internet a safe place to engage in financial transactions, free from privacy infringement, identity theft and governmental control.
Bitsafe's products include providing Basic Payment Accounts with Dutch IBAN, receiving and sending SEPA transactions, merchant credit card processing services, Bitsafe Debit Card, domain name registrations with extended privacy shield, network privacy and security services and trademark protection services. Bitsafe: Protecting Your Identity Online.
Bitsafe is headquartered in Amsterdam but has offices in Prague, Budapest, New York and San Francisco.
As a Fintech scale-up, Bitsafe is positioning itself as one of the early disruptors of the banking industry. Bitsafe’s vision is to make the internet a safe place to engage in financial transactions, free from privacy infringement, identity theft and governmental control.
Bitsafe's products include providing Basic Payment Accounts with Dutch IBAN, receiving and sending SEPA transactions, merchant credit card processing services, Bitsafe Debit Card, domain name registrations with extended privacy shield, network privacy and security services and trademark protection services. Bitsafe: Protecting Your Identity Online.
Bitsafe is headquartered in Amsterdam but has offices in Prague, Budapest, New York and San Francisco.
Zenith Payments
Zenith Payments offers multiple leading payment processing and prepaid card solutions, across various C2B and B2B industries. Our clients and partners include many blue-chip companies, who stay with Zenith because of our best-in-class service standards. We are proudly Australian and 100% privately owned and consider ourselves to be at the forefront of payment technology and prepaid card innovation. We are innovators and have been first to launch many products to the Australian market, delivering the right solutions for our partners, clients and end customers.
Our brands include: - B2Bpay - Rental Rewards - School EasyPay - ChildCare EasyPay - Thoroughbred Payments - TravelPay - Universal Gift Card - Gift Card Store
The Zenith Payments businesses were originally part of Pinpoint Pty Ltd.
Zenith Payments offers multiple leading payment processing and prepaid card solutions, across various C2B and B2B industries. Our clients and partners include many blue-chip companies, who stay with Zenith because of our best-in-class service standards. We are proudly Australian and 100% privately owned and consider ourselves to be at the forefront of payment technology and prepaid card innovation. We are innovators and have been first to launch many products to the Australian market, delivering the right solutions for our partners, clients and end customers.
Our brands include: - B2Bpay - Rental Rewards - School EasyPay - ChildCare EasyPay - Thoroughbred Payments - TravelPay - Universal Gift Card - Gift Card Store
The Zenith Payments businesses were originally part of Pinpoint Pty Ltd.
Interpay
Headquartered in the financial hub of Saudi Arabia, Riyadh, Interpay is an innovative fintech firm dedicated to developing seamless digital payment solutions for banks, payment companies, and merchants.
As a trusted technology partner, InterPay enhances merchant operations by integrating effortlessly with banking institutions, fostering a smooth, secure, and hassle-free digital environment for self-service transactions.
Committed to providing a customized, end-to-end transaction experience, InterPay propels your business growth with its streamlined solutions.
Headquartered in the financial hub of Saudi Arabia, Riyadh, Interpay is an innovative fintech firm dedicated to developing seamless digital payment solutions for banks, payment companies, and merchants.
As a trusted technology partner, InterPay enhances merchant operations by integrating effortlessly with banking institutions, fostering a smooth, secure, and hassle-free digital environment for self-service transactions.
Committed to providing a customized, end-to-end transaction experience, InterPay propels your business growth with its streamlined solutions.
Airbapay
Airba is an ecosystem of online services that includes TECHNODOM Operator, Airba Pay, Airba FinTech, Airba Finance, Airba Marketplace, Airba Fresh, Airba FF, Sail co-working, TechnoFit, and more. We present a modern fintech ecosystem. Our portfolio includes advanced services such as a "Financial Marketplace," "Online Acquiring," and our own microfinance organization (MFO) to provide our clients with everything they need for successful financial activities.
Airba is an ecosystem of online services that includes TECHNODOM Operator, Airba Pay, Airba FinTech, Airba Finance, Airba Marketplace, Airba Fresh, Airba FF, Sail co-working, TechnoFit, and more. We present a modern fintech ecosystem. Our portfolio includes advanced services such as a "Financial Marketplace," "Online Acquiring," and our own microfinance organization (MFO) to provide our clients with everything they need for successful financial activities.
24-pay
24-pay is an online payment processing service made with security and simplicity as main goals. It brings international online payments with very simple integration and great value that our partners can offer to their clients with very little effort. We take care of you.
Our main focus are large companies and enterprises. We are offering full service in the area of online payments. Turn key solutions for big players, iGaming experience and integrated solution as a product.
24-pay is an online payment processing service made with security and simplicity as main goals. It brings international online payments with very simple integration and great value that our partners can offer to their clients with very little effort. We take care of you.
Our main focus are large companies and enterprises. We are offering full service in the area of online payments. Turn key solutions for big players, iGaming experience and integrated solution as a product.
AION BANK
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Is your money standing still? From savings to daily banking services, Aion Bank gives unlimited access to products designed to help you grow your money. We offer you full transparency so you can get the most out of your money.
Sinopaygroup
BP Payment, initially known as IATS Payment, was established in December 2011 to complement the businesses of Sinopay. BP Payment provides payment gateway and POS terminals to banks and merchants in Singapore. We take pride in delivering high-standard, one-stop unified electronic payment solutions tailored to meet the diverse needs of both large multi-store chain merchants and small businesses alike. Our commitment to excellence ensures seamless, secure, and personalized payment experiences, empowering businesses of all sizes to thrive in today's fast-paced digital economy.
BP Payment, initially known as IATS Payment, was established in December 2011 to complement the businesses of Sinopay. BP Payment provides payment gateway and POS terminals to banks and merchants in Singapore. We take pride in delivering high-standard, one-stop unified electronic payment solutions tailored to meet the diverse needs of both large multi-store chain merchants and small businesses alike. Our commitment to excellence ensures seamless, secure, and personalized payment experiences, empowering businesses of all sizes to thrive in today's fast-paced digital economy.
Smilepay
Simplify Your Payments.
We understand the importance of seamless and secure online transactions for your business. That’s why we offer a comprehensive payment gateway solution designed to simplify the payment process, enhance customer experience, and boost your business’s overall efficiency.
Simplify Your Payments.
We understand the importance of seamless and secure online transactions for your business. That’s why we offer a comprehensive payment gateway solution designed to simplify the payment process, enhance customer experience, and boost your business’s overall efficiency.
Portpos
PortPos is a payments solution that allows merchants to expand their businesses online. Your customers will be able to buy products online with ease and security. Payments can be made with local and international debit or credit cards.
PortPos is a payments solution that allows merchants to expand their businesses online. Your customers will be able to buy products online with ease and security. Payments can be made with local and international debit or credit cards.
Midtrans
As a GoTo Financial company, Midtrans provides complete payment solutions tailored for your business. With us, you can accept payments and make payouts easily. We simplify your payments so you can focus on growing your business.
Midtrans is suitable for startups & early businesses, growing businesses, and enterprises. Our solutions let you accept payments online and offline with 24 payment methods. Setting up Midtrans is fast and easy. You can start accepting payments and making payouts within a day. Our solutions are compatible with many existing platforms, from Shopify to iOS.
For more than a decade, we've been powering Indonesia’s leading businesses. There are 500k+ businesses that use Midtrans, 20 million+ transactions completed per month, 80%+ online users have transacted on Midtrans, and IDR 15 Billion+ amount of fraudulent transactions prevented per week.
As a GoTo Financial company, Midtrans provides complete payment solutions tailored for your business. With us, you can accept payments and make payouts easily. We simplify your payments so you can focus on growing your business.
Midtrans is suitable for startups & early businesses, growing businesses, and enterprises. Our solutions let you accept payments online and offline with 24 payment methods. Setting up Midtrans is fast and easy. You can start accepting payments and making payouts within a day. Our solutions are compatible with many existing platforms, from Shopify to iOS.
For more than a decade, we've been powering Indonesia’s leading businesses. There are 500k+ businesses that use Midtrans, 20 million+ transactions completed per month, 80%+ online users have transacted on Midtrans, and IDR 15 Billion+ amount of fraudulent transactions prevented per week.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
