Atlas
Optimus Fintech Inc
Optimus Fintech is an advanced financial management platform designed to streamline payment reconciliation, analytics, and automation. Leveraging AI-powered tools, it enables businesses to efficiently track transactions, resolve discrepancies, and gain real-time insights. Optimus integrates seamlessly with various payment systems, offering customiz
Optimus Fintech is an advanced financial management platform designed to streamline payment reconciliation, analytics, and automation. Leveraging AI-powered tools, it enables businesses to efficiently track transactions, resolve discrepancies, and gain real-time insights. Optimus integrates seamlessly with various payment systems, offering customiz
C2A-card
All-in-one solution
The C2A card is the only all-in-one solution for your vehicle fleet. Accepted on the Mastercard® network, it can be used anywhere.
The card relies on the strength of its settings: the company chooses the expenses it wants to authorise or prohibit for its employees. To sum up: one card is all you need!
All-in-one solution
The C2A card is the only all-in-one solution for your vehicle fleet. Accepted on the Mastercard® network, it can be used anywhere.
The card relies on the strength of its settings: the company chooses the expenses it wants to authorise or prohibit for its employees. To sum up: one card is all you need!
Elyps
Elyps is the pioneering Financial Institutions Group serving Global HNWI,
Corporates and Financial Institutions.
International Payments, Multi-Currency Accounts, Stablecoin Infrastructure and Fund Advisory—all from a single platform.
Founded in 2018, Elyps is a Financial Independent Group regulated in Belgium, Luxembourg and France.
Elyps is the pioneering Financial Institutions Group serving Global HNWI,
Corporates and Financial Institutions.
International Payments, Multi-Currency Accounts, Stablecoin Infrastructure and Fund Advisory—all from a single platform.
Founded in 2018, Elyps is a Financial Independent Group regulated in Belgium, Luxembourg and France.
Fintecture
Fintecture is transforming bank transfer payments to help merchants unlock their revenue, regardless of the purchasing context** (online, in-store, or remote) and their customer profile (B2C / B2B).
We’ve developed complementary bank transfer solutions to simplify your collections:
> **Instant Transfer**: a simplified payment through payment initiation
>
> **Smart Transfer**: an automatically reconciled bank transfer
We also offer a **Verified Payout** solution to credit your customers easily and securely (for refunds and payouts).
Fintecture has over one million payers and works with major brands such as Leroy Merlin, Auchan, Bricoman, Maisons du Monde, Edenred, and CMA CGM.
Fintecture is transforming bank transfer payments to help merchants unlock their revenue, regardless of the purchasing context** (online, in-store, or remote) and their customer profile (B2C / B2B).
We’ve developed complementary bank transfer solutions to simplify your collections:
> **Instant Transfer**: a simplified payment through payment initiation
>
> **Smart Transfer**: an automatically reconciled bank transfer
We also offer a **Verified Payout** solution to credit your customers easily and securely (for refunds and payouts).
Fintecture has over one million payers and works with major brands such as Leroy Merlin, Auchan, Bricoman, Maisons du Monde, Edenred, and CMA CGM.
Mamamoney
Mama Money is a rapidly growing, innovative, tech company and the world’s first Social Business Money Transfer Operator.
Mama provides an easy, safe and low-cost way for foreign nationals to send money home to support their families. Our mobile application is easy-to-use and allows our customers to send money to their loved ones through a vast payout network that's continuously expanding.
Rather than looking at profit-maximisation, Mama aims to directly assist people who don’t earn a lot by lowering the cost of cross-border payments.
Mama Money was built to help African and Asian expats who left their homes and communities in search of better opportunities. Social upliftment through financial inclusion is the core belief of Mama Money and this drives us to keep growing and innovating.
Mama Money is a rapidly growing, innovative, tech company and the world’s first Social Business Money Transfer Operator.
Mama provides an easy, safe and low-cost way for foreign nationals to send money home to support their families. Our mobile application is easy-to-use and allows our customers to send money to their loved ones through a vast payout network that's continuously expanding.
Rather than looking at profit-maximisation, Mama aims to directly assist people who don’t earn a lot by lowering the cost of cross-border payments.
Mama Money was built to help African and Asian expats who left their homes and communities in search of better opportunities. Social upliftment through financial inclusion is the core belief of Mama Money and this drives us to keep growing and innovating.
Mbna
We do credit cards, loans, home insurance and savings for money-savvy people. Those who know how to get a quality product without paying a premium price (the rate chasers and deal hunters will understand). We ‘get’ our customers, with products to match different needs, lifestyles, and life stages. Check us out and kickstart your MBNA experience today…
We do credit cards, loans, home insurance and savings for money-savvy people. Those who know how to get a quality product without paying a premium price (the rate chasers and deal hunters will understand). We ‘get’ our customers, with products to match different needs, lifestyles, and life stages. Check us out and kickstart your MBNA experience today…
Mercury
Mercury Global | Where Global Finance Meets Innovation | International FX | Digital Financial Infrastructure At Mercury Global, we understand that there is more to international financial movements — strategy, timing, and trust. That’s why we go beyond the transaction, offering a fully integrated solution for international clients who demand more from their financial partner.
As a next-generation foreign exchange and fintech firm, we specialise in simplifying complex cross-border needs — delivering precision, speed, and compliance at scale.
Our Core Services:
• International payments for individuals & corporates
• FX Internet Banking Platform with live rates & automated trades
• Global account setup & offshore structuring
• Exchange control advisory & tax clearance solutions
• Custom-built Affiliate Engine to scale your network
Mercury Global | Where Global Finance Meets Innovation | International FX | Digital Financial Infrastructure At Mercury Global, we understand that there is more to international financial movements — strategy, timing, and trust. That’s why we go beyond the transaction, offering a fully integrated solution for international clients who demand more from their financial partner.
As a next-generation foreign exchange and fintech firm, we specialise in simplifying complex cross-border needs — delivering precision, speed, and compliance at scale.
Our Core Services:
• International payments for individuals & corporates
• FX Internet Banking Platform with live rates & automated trades
• Global account setup & offshore structuring
• Exchange control advisory & tax clearance solutions
• Custom-built Affiliate Engine to scale your network
Novemberfirst
November First is improving the payment and bookkeeping process, by adding a more direct and automatized form of payment, without compromising safety, speed and customer satisfaction. We launched our payment platform in Denmark on 1st November 2016, and are now taking a global step towards making it more convenient for businesses around the world, to make their local and cross-border payments easier and less time-consuming all while saving money!
* Pay all your company’s supplier invoices from your accounting system or directly from our portal, without having to log into online banking.
Gain better control and overview of your company’s payments and an accounting system that is updated in real-time with postings and exchange rates.
*Deliver a better service to your customers. You are now able to significantly streamline the amount of time spent processing supplier invoices.
November First is improving the payment and bookkeeping process, by adding a more direct and automatized form of payment, without compromising safety, speed and customer satisfaction. We launched our payment platform in Denmark on 1st November 2016, and are now taking a global step towards making it more convenient for businesses around the world, to make their local and cross-border payments easier and less time-consuming all while saving money!
* Pay all your company’s supplier invoices from your accounting system or directly from our portal, without having to log into online banking.
Gain better control and overview of your company’s payments and an accounting system that is updated in real-time with postings and exchange rates.
*Deliver a better service to your customers. You are now able to significantly streamline the amount of time spent processing supplier invoices.
Paynovate
Acquiring | Issuing | Banking
Embrace the speed and simplicity of accepting payments securely and effortlessly with our cutting-edge solutions. As an Electronic Money Institution (EMI), licensed by both the National Bank of Belgium and an FCA license (AEMI), we offer you a trusted and regulated platform to experience the transformative power of our payment solutions.
Acquiring | Issuing | Banking
Embrace the speed and simplicity of accepting payments securely and effortlessly with our cutting-edge solutions. As an Electronic Money Institution (EMI), licensed by both the National Bank of Belgium and an FCA license (AEMI), we offer you a trusted and regulated platform to experience the transformative power of our payment solutions.
Paytah
Phoenix Payments Ltd - PAYTAH Payment Solutions is a fully licensed financial institution regulated by the Malta Financial Services Authority (MFSA) and has passported its activity to all 28 EU and EEA member states. We operate under the legal framework of the European Payment Services Directive established to provide safer and more innovative payment services across the EU.
Phoenix Payments Ltd - PAYTAH Payment Solutions is a fully licensed financial institution regulated by the Malta Financial Services Authority (MFSA) and has passported its activity to all 28 EU and EEA member states. We operate under the legal framework of the European Payment Services Directive established to provide safer and more innovative payment services across the EU.
Tunzer
Founded by industry professionals with extensive experience in finance, e-commerce, crypto and banking, Tunzer combines the best market practices to develop efficient business operations and unorthodox solutions tailored to your needs.
Founded by industry professionals with extensive experience in finance, e-commerce, crypto and banking, Tunzer combines the best market practices to develop efficient business operations and unorthodox solutions tailored to your needs.
PayAssist
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
MicroPayment
The Micropayment payment methods are offered as ready-to-use web solutions - integration into your webshop is child's play now. Use the ready-to-go web solutions as direct link, popup or iframe. The "Micropayment payment window generator" creates the complete payment window for integration into your webshop within a few clicks.
You can individually configure all payment windows using the "Micropayment payment window generator" and adapt them to your existing internet presence. You can choose between several individual designs, customize the background color and of course use your own logo.
Configure your own payment window for your website today and start with Micropayment now.
The Micropayment payment methods are offered as ready-to-use web solutions - integration into your webshop is child's play now. Use the ready-to-go web solutions as direct link, popup or iframe. The "Micropayment payment window generator" creates the complete payment window for integration into your webshop within a few clicks.
You can individually configure all payment windows using the "Micropayment payment window generator" and adapt them to your existing internet presence. You can choose between several individual designs, customize the background color and of course use your own logo.
Configure your own payment window for your website today and start with Micropayment now.
Transact Pro
Transact Pro is the first licensed electronic money institution in Latvia with the right to render payment services. The license has been issued by Latvian Financial and Capital Market Commission.
Transact Pro has been successfully operating in the market of electronic financial services since 2004. We provide online payment acceptance and processing services, as well as prepaid and debit card issuance services for both corporate and private customers. Today we serve our customers all over the world.
E-Commerce merchants enjoy the following direct services provided by Transact Pro:
1. Merchant accounts - to accept payments by Visa/MasterCard/Amex payment cards;
2. Payment Gateway services - to integrate websites and process payments;
3. Current (checking or business) accounts - to receive the proceeds and effect business payments;
4. MasterCard payment cards for immediate access to the account balance.
Transact Pro is the first licensed electronic money institution in Latvia with the right to render payment services. The license has been issued by Latvian Financial and Capital Market Commission.
Transact Pro has been successfully operating in the market of electronic financial services since 2004. We provide online payment acceptance and processing services, as well as prepaid and debit card issuance services for both corporate and private customers. Today we serve our customers all over the world.
E-Commerce merchants enjoy the following direct services provided by Transact Pro:
1. Merchant accounts - to accept payments by Visa/MasterCard/Amex payment cards;
2. Payment Gateway services - to integrate websites and process payments;
3. Current (checking or business) accounts - to receive the proceeds and effect business payments;
4. MasterCard payment cards for immediate access to the account balance.
Onevision
Mission - To act as a global partner for our clients, providing them access to international financial markets and offering innovative solutions that meet their financial needs.
- First graduate of the Kazakhstan Accelerator under the MOST Ventures fund
- In-house development team
- Revenue of 500,000 USD in 2023
- Branches in Kyrgyzstan, Uzbekistan, Tajikistan, and Azerbaijan
Mission - To act as a global partner for our clients, providing them access to international financial markets and offering innovative solutions that meet their financial needs.
- First graduate of the Kazakhstan Accelerator under the MOST Ventures fund
- In-house development team
- Revenue of 500,000 USD in 2023
- Branches in Kyrgyzstan, Uzbekistan, Tajikistan, and Azerbaijan
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
