Atlas
Interpay
Headquartered in the financial hub of Saudi Arabia, Riyadh, Interpay is an innovative fintech firm dedicated to developing seamless digital payment solutions for banks, payment companies, and merchants.
As a trusted technology partner, InterPay enhances merchant operations by integrating effortlessly with banking institutions, fostering a smooth, secure, and hassle-free digital environment for self-service transactions.
Committed to providing a customized, end-to-end transaction experience, InterPay propels your business growth with its streamlined solutions.
Headquartered in the financial hub of Saudi Arabia, Riyadh, Interpay is an innovative fintech firm dedicated to developing seamless digital payment solutions for banks, payment companies, and merchants.
As a trusted technology partner, InterPay enhances merchant operations by integrating effortlessly with banking institutions, fostering a smooth, secure, and hassle-free digital environment for self-service transactions.
Committed to providing a customized, end-to-end transaction experience, InterPay propels your business growth with its streamlined solutions.
MultiPass
MultiPass (previously known as DynaPay) is a bank challenger that provides financial solutions for businesses trading globally.
MultiPass (previously known as DynaPay) is a bank challenger that provides financial solutions for businesses trading globally.
Macropay
Macropay entered the eCommerce payment market place in 2013 with the view of making online and cross border credit/debit cards payments easily accessible and highly secure, without prejudice against the merchant industry type.
Whatever your business model, we can process your payments. We pride ourselves on our ability to work with all legal merchant business models, this has been made possible by long standing boutique bank relationships and a confident, experienced approach when it comes to risk management.
All of this leveraged by our top tier proprietary built gateway technology and world class programming team to match.
Macropay entered the eCommerce payment market place in 2013 with the view of making online and cross border credit/debit cards payments easily accessible and highly secure, without prejudice against the merchant industry type.
Whatever your business model, we can process your payments. We pride ourselves on our ability to work with all legal merchant business models, this has been made possible by long standing boutique bank relationships and a confident, experienced approach when it comes to risk management.
All of this leveraged by our top tier proprietary built gateway technology and world class programming team to match.
Dotpay
Dotpay and eCard are two strong brands that merged to become a leader in the e-payments market. Together, they offer comprehensive support for all payment methods: Dotpay — in the PayByLink segment, providing fast transfers, multi-currency payments, and mobile transfers; eCard — offering services for payment card transactions, such as POS or online payments for e-commerce.
With nearly 20 years of market presence, the companies jointly serve more than 30,000 clients, delivering solutions tailored to both local and international markets.
Dotpay and eCard are two strong brands that merged to become a leader in the e-payments market. Together, they offer comprehensive support for all payment methods: Dotpay — in the PayByLink segment, providing fast transfers, multi-currency payments, and mobile transfers; eCard — offering services for payment card transactions, such as POS or online payments for e-commerce.
With nearly 20 years of market presence, the companies jointly serve more than 30,000 clients, delivering solutions tailored to both local and international markets.
Chynge
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Cross-border payments and remittances are slow, expensive and fraught with regulatory restrictions. Chynge applies financial technology including artificial intelligence and machine learning, big data, cloud computing, distributed ledger technology (DLT), and facial recognition to create new business models, new financial products, and new customer experiences to change the way we consume financial services.
Chynge Central, our flagship product, is a decentralized software service to manage money transfers that are instant, free, and safe. Chynge has a unique multi-sided payments business, in which a large, closed-loop money transfer network connects both senders and recipients.
Chynge democratizes payments by making them instant, free, and safe. Chynge mitigates regulatory risks related to money laundering, terrorism financing, corruption and other financial crimes.
Conotoxia
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Ecospend
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Ecospend is a financial data and payments platform built exclusively for Open Finance since the inception of PSD2. We are accredited and authorised by the FCA as both an AISP (data services) and PISP (payment facilitation). Our proprietary and award-winning technology is the UK's cross-sector favourite in bringing instant and direct account-to-account payments to countless businesses and organisations.
Led by a group of experienced industry veterans from Banking, Payments, Technology and Digital Media, we have been building bespoke Open Finance ecosystems for businesses across multiple sectors since 2017.
As of January 2023, Ecospend is a wholly-owned subsidiary of the global account-to-account payments platform Trustly Group A.B., enabling us to offer the most compelling and competitive suite of open banking solutions in the market. Our mission is to fully leverage the myriad of opportunities brought by emerging Open Banking regulation in the UK, Europe and worldwide.
Valettapay
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
VallettaPay is a fully fledged global payments solution. We are a team of young and highly experienced individuals that strive to transform the legacy banking systems into a customer-oriented solution. VallettaPay safely provides global high tech payment solutions that will exceed your expectations.
Metropaytech
Metro Payment Technologies is an industry leading A+ rated payment processor with over 25 years of experience in the business. We aim to deliver the most advanced, cost effective, customer oriented ePayment processing solutions to meet the needs of various industries nationwide.
As ePayment professionals, we are committed to providing exceptional payment processing products and services to our valued customers 24 hours-a-day, 7 days-a-week.
Metro Payment Technologies is an industry leading A+ rated payment processor with over 25 years of experience in the business. We aim to deliver the most advanced, cost effective, customer oriented ePayment processing solutions to meet the needs of various industries nationwide.
As ePayment professionals, we are committed to providing exceptional payment processing products and services to our valued customers 24 hours-a-day, 7 days-a-week.
Optimuscards
Optimus is an Electronic Money Institution regulated in the UK by the Financial Conduct Authority. We are Principal Members of Mastercard®. We are a leading provider of Embedded Finance, CaaS and BaaS services.
We serve the new and traditional financial world from Digital Payments and Fintech to Banks and Lenders.
Optimus APIs offer fast and seamless implementation, alongside a range of Mastercard®-backed card programmes, payment solutions and virtual accounts.
Optimus prides itself on delivering scalable strategies and continuous operational support, offering a range of financial solutions from BIN sponsorship to comprehensive programme management.
Optimus is an Electronic Money Institution regulated in the UK by the Financial Conduct Authority. We are Principal Members of Mastercard®. We are a leading provider of Embedded Finance, CaaS and BaaS services.
We serve the new and traditional financial world from Digital Payments and Fintech to Banks and Lenders.
Optimus APIs offer fast and seamless implementation, alongside a range of Mastercard®-backed card programmes, payment solutions and virtual accounts.
Optimus prides itself on delivering scalable strategies and continuous operational support, offering a range of financial solutions from BIN sponsorship to comprehensive programme management.
PayStage
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayStage is a payment gateway system that operates online. Both small and large businesses can benefit from the streamlined electronic payment options that we offer.
Our secure online payment system provides merchant services that enable businesses to take a variety of online payments, including those made with credit cards, debit ATM cards, cash or over-the-counter payments, payments made with e-Wallets, and more.
PayAssist
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
PayAssist is a modern Payroll bureau. We offer a reliable Payroll Service with a friendly and personal touch.
We work with businesses of all sizes, across the whole of the UK. We believe that a Payroll Service should work around your individual business’ needs. Which is why we offer a range of additional services tailored to your specific requirements.
Our Payroll Service is competitively priced, complete with HMRC checks to data submitted and amounts paid, and we offer a fully integrated Bacs Service.
LitePay
Secure and Anonymous Crypto Payment Gateway
Accepting Bitcoin Litecoin Zcash Bitcoin Cash Monero Ethereum Dogecoin
LitePay platform allows website owners, developers and merchants to accept Bitcoin, Ethereum, Litecoin and others easily without the need of submitting any kind of identifiable personal information.
Secure and Anonymous Crypto Payment Gateway
Accepting Bitcoin Litecoin Zcash Bitcoin Cash Monero Ethereum Dogecoin
LitePay platform allows website owners, developers and merchants to accept Bitcoin, Ethereum, Litecoin and others easily without the need of submitting any kind of identifiable personal information.
Usb-pay
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
Each account application is reviewed on a case-by-case basis, therefore we would expect clients to provide completed merchant pre-approval form. If business activity requires license, we would expect our merchants to have it, in most cases it’s an EU license. However, for certain businesses, an offshore license is also accepted.
Ctopay
A new channel for you to accept payments over the internet, mail, phone and POS. To ensure the safety for your online payments, we are dedicated to support all secure online payment gateways. Ctopay is confident to make safe and reliable online payment service for all customers.
A new channel for you to accept payments over the internet, mail, phone and POS. To ensure the safety for your online payments, we are dedicated to support all secure online payment gateways. Ctopay is confident to make safe and reliable online payment service for all customers.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
