Atlas
Zai
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Zai brand focuses on mid-market and enterprise-level business customers in the world of integrated financial services, including payments, FX, fraud management, reconciliation and more. Zai’s payment API is at the core of our suite of embedded finance products and services, helping businesses simplify complex payment workflows and move funds. Founded in 2010, Zai’s consumer brand, CurrencyFair, is a global cross-border payments fintech serving individuals and small businesses who want faster, cheaper foreign exchange. It was founded in 2010 and has a global regulatory footprint across the USA, Europe, the UK, Singapore, Hong Kong and Australia. CurrencyFair serves individuals and businesses with international payments and currency exchange through its proprietary global platform
Billwerk.plus
Billwerk+ provides a cloud-based platform for payments, billing, and subscription management, simplifying the management and billing of recurring and consumption-based services. In this way, Billwerk+’s platform contributes significantly to the digital value chain for subscription business models. Today, Billwerk+ employs more than 150 employees at five locations: Frankfurt, Kempten, Copenhagen, Montpellier and Gdansk. With Europe in our DNA, it is our mission to enable and leverage the growth of European businesses. We partner with our customers to optimize and transform their business through a cutting-edge SaaS product portfolio and our consolidated expertise, thereby equipping them with the means for success – in Europe and beyond.
Billwerk+ provides a cloud-based platform for payments, billing, and subscription management, simplifying the management and billing of recurring and consumption-based services. In this way, Billwerk+’s platform contributes significantly to the digital value chain for subscription business models. Today, Billwerk+ employs more than 150 employees at five locations: Frankfurt, Kempten, Copenhagen, Montpellier and Gdansk. With Europe in our DNA, it is our mission to enable and leverage the growth of European businesses. We partner with our customers to optimize and transform their business through a cutting-edge SaaS product portfolio and our consolidated expertise, thereby equipping them with the means for success – in Europe and beyond.
Tigomoney
Tigo Money es una billetera digital de confianza en Bolivia, que te permite enviar y recibir dinero, pagar tus facturas y servicios públicos, en comercios y recargar tu saldo de forma fácil, rápida y segura.
Tigo Money es una billetera digital de confianza en Bolivia, que te permite enviar y recibir dinero, pagar tus facturas y servicios públicos, en comercios y recargar tu saldo de forma fácil, rápida y segura.
Payrails
Payrails is a payment operating system for global enterprises that want to effectively manage all aspects of their payment operations in one place. Our end-to-end solution connects merchants to a vast network of payment providers, fraud solutions, and alternative payment methods through one single, intuitive API. Payrails is joined in its mission by top-tier investors Andreessen Horowitz, EQT, General Catalyst, and HV Capital to enable us to solve the growing complexity of payments.
Payrails is a payment operating system for global enterprises that want to effectively manage all aspects of their payment operations in one place. Our end-to-end solution connects merchants to a vast network of payment providers, fraud solutions, and alternative payment methods through one single, intuitive API. Payrails is joined in its mission by top-tier investors Andreessen Horowitz, EQT, General Catalyst, and HV Capital to enable us to solve the growing complexity of payments.
BLIK
Polish Payment Standard (PSP) is a company formed by six biggest Polish banks: Alior Bank, Bank Millennium, Bank Zachodni WBK, mBank, ING Bank and PKO Bank Polski. PSP provides their customers with a revolutionary and intuitive mobile payment service -BLIK.
BLIK enables customers to make eCommerce and retail payments, withdraw cash from ATMs and send transfers to other customers using the system. The PSP system, being a Polish payment scheme, means that the user can access the system using an app belonging to any of the participating banks, and can have several apps on their phone that will work with BLIK.
Polish Payment Standard (PSP) is a company formed by six biggest Polish banks: Alior Bank, Bank Millennium, Bank Zachodni WBK, mBank, ING Bank and PKO Bank Polski. PSP provides their customers with a revolutionary and intuitive mobile payment service -BLIK.
BLIK enables customers to make eCommerce and retail payments, withdraw cash from ATMs and send transfers to other customers using the system. The PSP system, being a Polish payment scheme, means that the user can access the system using an app belonging to any of the participating banks, and can have several apps on their phone that will work with BLIK.
FASTERPAY
The better way to get paid. FasterPay is a digital e-wallet platform which is FCA regulated and non-VC funded. Transparent, friendly and flexible, FasterPay provides businesses from all backgrounds the opportunity to expand their revenue to a global scale.
The better way to get paid. FasterPay is a digital e-wallet platform which is FCA regulated and non-VC funded. Transparent, friendly and flexible, FasterPay provides businesses from all backgrounds the opportunity to expand their revenue to a global scale.
Spectrumpay
Marketplace for everything your Online Business needs in Payments.
Our cooperation partners offers include: card payment processing, business accounts, payment software solutions, payment card products issuing
What you get: advantageous offers from various financial institutions in EU, favorable pricing for your international business, advanced technologies and high approval rate of transactions
These solutions will save time and costs, so that you can dedicate all your energy to YOUR BUSINESS.
Marketplace for everything your Online Business needs in Payments.
Our cooperation partners offers include: card payment processing, business accounts, payment software solutions, payment card products issuing
What you get: advantageous offers from various financial institutions in EU, favorable pricing for your international business, advanced technologies and high approval rate of transactions
These solutions will save time and costs, so that you can dedicate all your energy to YOUR BUSINESS.
Sefide
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
SEFIDE EDE SLU is an Electronic Money Institution licensed by the Bank of Spain and registered in the Official Register of Entities with Code B.E. 6705. It provides companies with solutions to meet their legal and regulatory obligations regarding electronic money and offers them core banking support.
Bepi
Billing platform for D2C business
Billing platform for D2C business
Lateral
Latpay are a leading Payment and Merchant Service Provider in Australia, UK and Canada, offering an integrated online payment solution to businesses around the world. Comprising industry-leading technology, exceptional compliance and fraud management proficiencies, Latpay are proud to provide complete payment solutions to both conventional and bespoke e-Commerce challenges. With an average 99.99% up-time over the last 17 years, our platform also offers access to online billing, transaction reporting and reconciliation services that enable you to better manage all facets of payment processing operations, all in one place.
If you’re after a payment platform that is flexible, secure, scalable and affordable, head to our website and get started with Latpay.
Latpay are a leading Payment and Merchant Service Provider in Australia, UK and Canada, offering an integrated online payment solution to businesses around the world. Comprising industry-leading technology, exceptional compliance and fraud management proficiencies, Latpay are proud to provide complete payment solutions to both conventional and bespoke e-Commerce challenges. With an average 99.99% up-time over the last 17 years, our platform also offers access to online billing, transaction reporting and reconciliation services that enable you to better manage all facets of payment processing operations, all in one place.
If you’re after a payment platform that is flexible, secure, scalable and affordable, head to our website and get started with Latpay.
GHL
Winner of the prestigious The Edge Malaysia ESG Awards 2023, GHL is at the forefront of Asian payment space alongside with more than 100 global and regional renowned payment schemes and brands. GHL reach transcends across 6 countries; Malaysia, Thailand, Philippines, Indonesia, Singapore, and Australia – stretching over a vast footprint of 480,000 payment points across the region. GHL’s extensive contemporary end-to-end payment solutions empower businesses across ASEAN, with over 30 years’ worth of expertise to attest to our portfolio. GHL is the principal third party acquirer in ASEAN for major financial institutions and globally reputed governing bodies. GHL also boasts as Malaysian largest prepaid top up and bill collection network.
Winner of the prestigious The Edge Malaysia ESG Awards 2023, GHL is at the forefront of Asian payment space alongside with more than 100 global and regional renowned payment schemes and brands. GHL reach transcends across 6 countries; Malaysia, Thailand, Philippines, Indonesia, Singapore, and Australia – stretching over a vast footprint of 480,000 payment points across the region. GHL’s extensive contemporary end-to-end payment solutions empower businesses across ASEAN, with over 30 years’ worth of expertise to attest to our portfolio. GHL is the principal third party acquirer in ASEAN for major financial institutions and globally reputed governing bodies. GHL also boasts as Malaysian largest prepaid top up and bill collection network.
PayNearMe
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Deliver an exceptional payment experience that increases self-service, lowers manual intervention and drives down your total cost of acceptance. Simplify, streamline and elevate every aspect of the payment experience—all in a modern, reliable and flexible platform.
Kroo
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Powens Group
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
In a world where customer experience is key to acquire and retain customers, businesses should be able to integrate financial solutions seamlessly to create an attractive and frictionless journey for their clients.
Powens is the only platform that brings together Open Finance and Embedded Banking with the mission to empower financial institutions, fintechs, and software vendors across Europe to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences.
With over a decade of industry expertise, supported by a global team of 130+ professionals and backed by the EMI licence of our sister company Unnax - acquired in 2024 - we currently serve 280+ customers across Europe & LATAM who leverage our API infrastructure to get access to financial data in over 12 countries, IBAN issuing alongside SEPA payment and collection solutions.
Сys
Licensed by the Singapore Central Bank – Monetary Authority of Singapore (MAS) since 1981, CYS Global Remit Pte Ltd is a technology-based remittance company recognized in this region for its proficient payment solutions that meet real-world demand for remittance needs. We take care of companies on the move, worldwide.
From banks to retailers to wholesalers, businesses of all types count on us for answers that enable them to process commercial payments, foreign exchange transactions and documents more efficiently and profitably. Our annual remittance volume reflects our ability to efficiently make payment, foreign exchange transaction and document processing work for our customers based worldwide. Every year, we handle millions of dollars in new business recommended in good faith by our satisfied customers.
Today we are making bold moves to stake its claim as an emerging company with global payment capabilities.
Licensed by the Singapore Central Bank – Monetary Authority of Singapore (MAS) since 1981, CYS Global Remit Pte Ltd is a technology-based remittance company recognized in this region for its proficient payment solutions that meet real-world demand for remittance needs. We take care of companies on the move, worldwide.
From banks to retailers to wholesalers, businesses of all types count on us for answers that enable them to process commercial payments, foreign exchange transactions and documents more efficiently and profitably. Our annual remittance volume reflects our ability to efficiently make payment, foreign exchange transaction and document processing work for our customers based worldwide. Every year, we handle millions of dollars in new business recommended in good faith by our satisfied customers.
Today we are making bold moves to stake its claim as an emerging company with global payment capabilities.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
