Atlas
AIB Merchant Services
We're here to keep you updated on AIB Group news, financial services industry insights, expert business reports and all the latest AIB career opportunities.
We are one of Ireland’s major retail banks serving personal, business and corporate customers. We offer a range of banking products and services such as mortgages, savings and business banking.
We have a customer centric view, always putting the customer first and supporting our customers at every stage. We have over 2.3m million customers using our multifaceted service. We provide our customers with a diverse range of contact channels; through our branches, commercial centres and our direct channels, such as AIB internet and telephone banking, self-service banking and our award-winning mobile banking app.
AIB has a presence in Northern Ireland through its community-based full service bank, AIB NI, and in Britain where AIB GB serves its target audience of SMEs, owner-managed businesses and professional firms.
We're here to keep you updated on AIB Group news, financial services industry insights, expert business reports and all the latest AIB career opportunities.
We are one of Ireland’s major retail banks serving personal, business and corporate customers. We offer a range of banking products and services such as mortgages, savings and business banking.
We have a customer centric view, always putting the customer first and supporting our customers at every stage. We have over 2.3m million customers using our multifaceted service. We provide our customers with a diverse range of contact channels; through our branches, commercial centres and our direct channels, such as AIB internet and telephone banking, self-service banking and our award-winning mobile banking app.
AIB has a presence in Northern Ireland through its community-based full service bank, AIB NI, and in Britain where AIB GB serves its target audience of SMEs, owner-managed businesses and professional firms.
Klarna
The company focuses on the maximum simplification and security of payments, and above all on making them smooth. They work with retailers around the world, making it easy to cooperate. Thanks to Klarna, you can offer customers an additional option and allow them to pay for an order placed within 30 days – after they have already tried your product.
The company has created more than 100 partner groups around the world. You have a local team of customer service specialists at your disposal, consisting of marketing, analytics and product specialists.
Klarna reviews
Klarna is frequently praised for its user-friendly interface and seamless checkout process.
Klarna: competitors
PayPal, Afterpay, Revolut, and Affirm are notable options when considering alternatives to Klarna.
The company focuses on the maximum simplification and security of payments, and above all on making them smooth. They work with retailers around the world, making it easy to cooperate. Thanks to Klarna, you can offer customers an additional option and allow them to pay for an order placed within 30 days – after they have already tried your product.
The company has created more than 100 partner groups around the world. You have a local team of customer service specialists at your disposal, consisting of marketing, analytics and product specialists.
Klarna reviews
Klarna is frequently praised for its user-friendly interface and seamless checkout process.
Klarna: competitors
PayPal, Afterpay, Revolut, and Affirm are notable options when considering alternatives to Klarna.
AnyCash
We aimed to find the optimal solution for our clients. On one hand, the wallet must meet the highest security standards, and on the other, it should be simple and user-friendly. This is why we chose the Telegram messenger, which allows the creation of chatbots.
We aimed to find the optimal solution for our clients. On one hand, the wallet must meet the highest security standards, and on the other, it should be simple and user-friendly. This is why we chose the Telegram messenger, which allows the creation of chatbots.
PayPugs
PayPugs: The Online Payment Solution for Everyone
Join the payment solution that offers:
Transparent pricing with no hidden fees
Speedy and secure transactions
Customizable solutions to meet your specific needs
Attractive referral commissions
As a global company with an international team, we understand the challenges of setting up a bank account in a new location or doing business overseas - especially for freelancers, entrepreneurs, or businesses in high-risk industries.
PayPugs: The Online Payment Solution for Everyone
Join the payment solution that offers:
Transparent pricing with no hidden fees
Speedy and secure transactions
Customizable solutions to meet your specific needs
Attractive referral commissions
As a global company with an international team, we understand the challenges of setting up a bank account in a new location or doing business overseas - especially for freelancers, entrepreneurs, or businesses in high-risk industries.
Apirone
Apirone is one of the simplest and most convenient services for receiving, processing, and sending payments in cryptocurrency.
Apirone is one of the simplest and most convenient services for receiving, processing, and sending payments in cryptocurrency.
Pliant
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
Customize everything you need to make payments, control spend, and optimize finance operations using one credit card platform.
Pliant is a European fintech specializing in B2B payment solutions. Our modular, API-first platform helps businesses streamline spending, improve cash flow, and integrate payments into their financial workflows. Designed for industries with complex payment needs, such as travel and fleet, Pliant enables greater efficiency, control, and profitability.
We serve two primary customer segments:
- Companies looking to optimize operational processes through intuitive apps and APIs, gaining control, automation, and financial flexibility through extended credit lines.
- Companies such as financial software platforms, ERP providers, and banks that want to launch or enhance their credit card offerings using Pliant’s embedded finance and white-label solutions.
AFS
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system.
A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA.
Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain.
AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services.
Arab Financial Services (AFS) was formed in 1984 to provide payment products, services and expertise to banks and merchant groups and deliver customized payment solutions in an increasingly divergent, disruptive, and dynamic payment eco-system.
A key to the growing and continued success of the company was an executive team determined to invest in the most up-to-date, cutting edge technologies. AFS is owned by a total of 37 banks and financial institutions and serves over 60 clients in more than 20 countries across MEA.
Today, AFS is the region’s leading digital payment solutions provider and Fintech enabler, regulated by the Central Bank of Bahrain.
AFS’s innovative approach to the provision of financial services is evidenced by a series of pioneering payment services that covers card processing services, merchant acquiring, fintech solutions and an impressive array of value-added services.
Bestpay24
Bestpay24 is Asia Payment Provider for all low, medium and high risk merchants for their operational needs. Bestpay24 simplifies access to local and secure payment methods, allowing merchants in Asia to leverage their businesses under one API.
We have numerous payment methods across multiple currencies, providing a comprehensive, user-friendly and proven experience for our customers and their clients.
Bestpay24 is Asia Payment Provider for all low, medium and high risk merchants for their operational needs. Bestpay24 simplifies access to local and secure payment methods, allowing merchants in Asia to leverage their businesses under one API.
We have numerous payment methods across multiple currencies, providing a comprehensive, user-friendly and proven experience for our customers and their clients.
Nodabank
Nodabank provides exclusive services to our international clients servicing global trade and the world’s leading digital companies. Our client base enjoys the privacy of offshore built on a philosophy of global compliance, delivering the best in financial opportunities ensuring our customers always have the competitive edge.
Nodabank provides exclusive services to our international clients servicing global trade and the world’s leading digital companies. Our client base enjoys the privacy of offshore built on a philosophy of global compliance, delivering the best in financial opportunities ensuring our customers always have the competitive edge.
Paynetics
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
Paynetics is a leader in B2B payments and a digital banking platform provider. We are on a mission to simplify payments. We are pioneering a new type of FinTech company – we work to be Europe’s leading "regulated fintech" – combining the trust that comes from being an e-money institution and principal member of Mastercard, VISA, SWIFT and SEPA with the digital DNA and innovation of a fintech. We help our clients to introduce new financial services within industry-leading time to market via our digital banking platform with multiple entry-points across card issuing and acquiring, IBAN accounts, bank transfers. In e-commerce acquiring our one-stop solution combines a quick on-boarding process with robust processing technology. In card issuing we have a wide range of options for our partners. Accepted worldwide, our cards can be digitalized on a mobile phone and offer other features such as loyalty, rewards, parental control, and more besides.
2000Charge Inc
2000Charge, Inc. is a Technical services organization established in 1999 to provide e-commerce merchants an end-to-end solution for credit card alternatives. As the pioneer in alternative payments, the company operates worldwide and has global reach in the European Union, Canada, Latin America, Asia Pacific and the United States. Many of our products were among the first to be introduced to the online payment market. Our company provides a global payment infrastructure to assist in maximizing conversions of international traffic and revenue streams with a broad portfolio of payment solutions local to consumers. We focus on high-growth, payment-related and internet-related services and consolidate the entire portfolio of solutions to streamline the checkout process for international consumers.
2000Charge, Inc. is a Technical services organization established in 1999 to provide e-commerce merchants an end-to-end solution for credit card alternatives. As the pioneer in alternative payments, the company operates worldwide and has global reach in the European Union, Canada, Latin America, Asia Pacific and the United States. Many of our products were among the first to be introduced to the online payment market. Our company provides a global payment infrastructure to assist in maximizing conversions of international traffic and revenue streams with a broad portfolio of payment solutions local to consumers. We focus on high-growth, payment-related and internet-related services and consolidate the entire portfolio of solutions to streamline the checkout process for international consumers.
Empayre
Seamless Checkout Process & Global Payment Acceptance
Our payment gateway integrates easily into merchants’ checkout systems and makes transactions secure, convenient and simple. We offer our customers access to a wide variety of international payment methods. With us, merchants can reach a global audience, process multiple payments quickly and easily.
Seamless Checkout Process & Global Payment Acceptance
Our payment gateway integrates easily into merchants’ checkout systems and makes transactions secure, convenient and simple. We offer our customers access to a wide variety of international payment methods. With us, merchants can reach a global audience, process multiple payments quickly and easily.
Bitpace
Verified
Bitpace is a cryptocurrency trading and cryptocurrency payment gateway platform, developed by a team of experts and cryptocurrency enthusiasts in the EU and thrives on being the best alternative to FIAT payments.
Having B2B cryptocurrency trading and cryptocurrency-based business solutions, Bitpace offers its clients a wide variety of services tailored to their needs. Businesses who want to trade cryptocurrency can use Bitpace’s trading service to buy, sell, deposit, and withdraw options. Handling large volumes is not a problem. Every transaction is being conducted in a highly secure environment with impressive speed and convenience for businesses.
Bitpace is a cryptocurrency trading and cryptocurrency payment gateway platform, developed by a team of experts and cryptocurrency enthusiasts in the EU and thrives on being the best alternative to FIAT payments.
Having B2B cryptocurrency trading and cryptocurrency-based business solutions, Bitpace offers its clients a wide variety of services tailored to their needs. Businesses who want to trade cryptocurrency can use Bitpace’s trading service to buy, sell, deposit, and withdraw options. Handling large volumes is not a problem. Every transaction is being conducted in a highly secure environment with impressive speed and convenience for businesses.
GBH coriolisbank
GBH Coriolis Bank is an international private bank serving the unique needs of globally mobile and digitally active citizens, their families and their businesses. It is a thoroughly modern International Private Banking brand that boasts a long history and a long-term view of the future. The strength of our bank lies in the diversity of our International Private Bankers. Our global team speaks a dozen languages and uses its skills to serve private and institutional customers by offering personalized relationships and individual financial solutions.
GBH Coriolis Bank is an international private bank serving the unique needs of globally mobile and digitally active citizens, their families and their businesses. It is a thoroughly modern International Private Banking brand that boasts a long history and a long-term view of the future. The strength of our bank lies in the diversity of our International Private Bankers. Our global team speaks a dozen languages and uses its skills to serve private and institutional customers by offering personalized relationships and individual financial solutions.
Novapay
NovaPay is an international financial service that provides Ukrainians with financial services online and through the Nova post branch network, connecting families and friends and boosting Ukrainian business in the world. We offer financial products in both online and offline formats to individuals and businesses, including: ▪ taking care of payments at Nova post and financing for packages; ▪ delivering money transfers within Ukraine and abroad; ▪ accepting utility and any other payments; ▪ providing internet acquiring and partnership services for businesses. The NovaPay payment system is the leader among all non-banking institutions in Ukraine in terms of remittances (according to the National Bank of Ukraine). NovaPay LLC was registered in Ukraine in 2012, and we are currently actively expanding in EU countries.
NovaPay is an international financial service that provides Ukrainians with financial services online and through the Nova post branch network, connecting families and friends and boosting Ukrainian business in the world. We offer financial products in both online and offline formats to individuals and businesses, including: ▪ taking care of payments at Nova post and financing for packages; ▪ delivering money transfers within Ukraine and abroad; ▪ accepting utility and any other payments; ▪ providing internet acquiring and partnership services for businesses. The NovaPay payment system is the leader among all non-banking institutions in Ukraine in terms of remittances (according to the National Bank of Ukraine). NovaPay LLC was registered in Ukraine in 2012, and we are currently actively expanding in EU countries.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
