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1432 companies
Aug 26, 2026
Last updated: Aug 26, 2026
almapay.com France
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control. At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain). For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything. For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately. For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
We don’t help people buy more, but buy better — to purchase the products they want, at their own pace, with confidence and control. At Alma, we understand that finance is a business catalyst, and our payment solutions bring significant added value to both merchants and customers across Europe (in Belgium, France, Germany, Italy, the Netherlands, and Spain). For merchants, our installment and deferred payment solutions are excellent ways to build customer loyalty, improve satisfaction, and generate up to 20% more revenue — all without risk, since Alma takes care of everything. For customers, the shopping experience is enhanced (rated 4.8/5 on Trustpilot), and Alma gives them the ability to manage their budget easily. They pay later, Alma pays the merchants immediately. For both merchants and customers, our strength lies in simplicity and efficiency — our goal is to create the smoothest, most pleasant, and most transparent experience possible.
m-daq.com Singapore
M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) & payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Our proprietary technology empowers both large enterprises and SMEs to navigate international trade with FX clarity, certainty, and payment mobility. Headquartered in Singapore with an expanding presence across 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions, as well as value-added services such as AI-driven KYB onboarding and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.
M-DAQ Global is a pioneering fintech group specialising in foreign exchange (FX) & payment solutions that facilitate seamless cross-border transactions for businesses worldwide. Our proprietary technology empowers both large enterprises and SMEs to navigate international trade with FX clarity, certainty, and payment mobility. Headquartered in Singapore with an expanding presence across 7 countries and territories, M-DAQ Global provides a comprehensive suite of FX, collections, and payment solutions, as well as value-added services such as AI-driven KYB onboarding and enhanced risk management solutions, enabling businesses to transact across borders with ease amidst evolving needs.
monext.fr France
MONEXT is a major player in the payment industry in France and Europe. We support over 150 financial institutions and 8,000 merchants with innovative services that cover the entire payment chain, in line with regulatory developments. We develop increasingly secure solutions that anticipate new uses, helping our clients grow: omnichannel payments, financial flow optimization, credit, card processing, fraud prevention... everywhere and on all devices.
MONEXT is a major player in the payment industry in France and Europe. We support over 150 financial institutions and 8,000 merchants with innovative services that cover the entire payment chain, in line with regulatory developments. We develop increasingly secure solutions that anticipate new uses, helping our clients grow: omnichannel payments, financial flow optimization, credit, card processing, fraud prevention... everywhere and on all devices.
veracash.com France
Veracash is an online account backed by physical precious metals, stored in a highly secure vault and outside the banking system. The precious metals are accessible at any time through the Mastercard® card, free of charge and without commissions, anywhere in the world. Veracash offers a secure savings option that is not fixed and makes the possession of physical gold liquid. Veracash is a fintech recognized in the professional world, with a track record of awards and media coverage, including the "Mentor" and "Legend" trophies at the Blue Ocean Awards (2017 and 2019), the "Instant Payment" trophy at PayFORUM (2017), and continuous presence in the FrenchWeb 500 ranking since 2016.
Veracash is an online account backed by physical precious metals, stored in a highly secure vault and outside the banking system. The precious metals are accessible at any time through the Mastercard® card, free of charge and without commissions, anywhere in the world. Veracash offers a secure savings option that is not fixed and makes the possession of physical gold liquid. Veracash is a fintech recognized in the professional world, with a track record of awards and media coverage, including the "Mentor" and "Legend" trophies at the Blue Ocean Awards (2017 and 2019), the "Instant Payment" trophy at PayFORUM (2017), and continuous presence in the FrenchWeb 500 ranking since 2016.
weststeincard.com Lithuania
WestStein Mastercard is a prepaid debit card with an online bank account that allows you to make money transfers, withdraw cash, and shop online and offline all over the world with friendly fees. The IBAN account is issued without a credit history check and is suited for all incoming and outgoing payments, including SEPA. The card can be topped up in several ways, including with a prepaid voucher. With WestStein Mastercard your online purchases are safe and discreet, as your account is not linked to your local bank. Great for controlling your budget as you can only spend what you have loaded on the card. WestStein Mastercard is also the perfect solution for managing your family’s financial needs as you can link up to three cards to the main account. The user-friendly WestStein client portal and mobile app let you swiftly send and receive payments and check your balance from any location in the world.
WestStein Mastercard is a prepaid debit card with an online bank account that allows you to make money transfers, withdraw cash, and shop online and offline all over the world with friendly fees. The IBAN account is issued without a credit history check and is suited for all incoming and outgoing payments, including SEPA. The card can be topped up in several ways, including with a prepaid voucher. With WestStein Mastercard your online purchases are safe and discreet, as your account is not linked to your local bank. Great for controlling your budget as you can only spend what you have loaded on the card. WestStein Mastercard is also the perfect solution for managing your family’s financial needs as you can link up to three cards to the main account. The user-friendly WestStein client portal and mobile app let you swiftly send and receive payments and check your balance from any location in the world.
changenow.io United Arab Emirates
ChangeNOW is a non-custodial crypto exchange created for simple and fast cross-chain swaps. We strive for maximum safety, simplicity, and convenience. We do not store your funds or require any sort of account creation. ChangeNOW has more than 1,000 crypto assets available for instant cross-chain exchanges and does not hold any limits; you can exchange as much as you want. The fiat option is also available – you can buy cryptocurrency with Visa or MasterCard through our third-party fiat partners. And of course, all these features are available not only to our customers, but also could be obtained through API integration to make your business more attractive for your clients. We provide a huge variety of tools for business, including API integration, exchange widget, custody storage, whitelabel solutions, and more.
ChangeNOW is a non-custodial crypto exchange created for simple and fast cross-chain swaps. We strive for maximum safety, simplicity, and convenience. We do not store your funds or require any sort of account creation. ChangeNOW has more than 1,000 crypto assets available for instant cross-chain exchanges and does not hold any limits; you can exchange as much as you want. The fiat option is also available – you can buy cryptocurrency with Visa or MasterCard through our third-party fiat partners. And of course, all these features are available not only to our customers, but also could be obtained through API integration to make your business more attractive for your clients. We provide a huge variety of tools for business, including API integration, exchange widget, custody storage, whitelabel solutions, and more.
paymont.eu Czechia
PAYMONT is a European payment services provider offering professional payment services to both individuals and corporate clients from all around the world. PAYMONT UAB has been a company operating since 2020, and the Central Bank of Lithuania granted them a license to operate an electronic money institution (EMI) on January 28, 2021. This license authorizes PAYMONT to maintain payment accounts for clients, perform payment operations (payments and direct debits), or operate a money remittance service. Clients have a multi-currency account at their disposal, which also allows them to exchange currencies at a favorable rate. In the first phase of its activity, PAYMONT focuses primarily on legal entities, especially small and medium-sized enterprises, based in the European Economic Area. Payment accounts are also available for individuals.
PAYMONT is a European payment services provider offering professional payment services to both individuals and corporate clients from all around the world. PAYMONT UAB has been a company operating since 2020, and the Central Bank of Lithuania granted them a license to operate an electronic money institution (EMI) on January 28, 2021. This license authorizes PAYMONT to maintain payment accounts for clients, perform payment operations (payments and direct debits), or operate a money remittance service. Clients have a multi-currency account at their disposal, which also allows them to exchange currencies at a favorable rate. In the first phase of its activity, PAYMONT focuses primarily on legal entities, especially small and medium-sized enterprises, based in the European Economic Area. Payment accounts are also available for individuals.
prometeoapi.com Uruguay
Somos la empresa líder en infraestructura fintech que conecta a corporaciones globales con instituciones financieras de Latinoamérica y Estados Unidos. Nos especializamos en la creación de infraestructura tecnológica innovadora, con un énfasis particular en las Interfaces de Programación de Aplicaciones (APIs) bancarias. Así habilitamos el acceso a más de 500 conexiones en 283 instituciones financieras en 11 países. Con Prometeo, empresas de todo el mundo pueden conectarse a instituciones financieras de una manera más simple, rápida y segura, al mismo tiempo que reducen el trabajo manual y generan eficiencias en sus procesos. En Prometeo resolvemos y automatizamos el acceso a datos bancarios, validación de cuentas bancarias e iniciación de pagos de cuenta a cuenta.
Somos la empresa líder en infraestructura fintech que conecta a corporaciones globales con instituciones financieras de Latinoamérica y Estados Unidos. Nos especializamos en la creación de infraestructura tecnológica innovadora, con un énfasis particular en las Interfaces de Programación de Aplicaciones (APIs) bancarias. Así habilitamos el acceso a más de 500 conexiones en 283 instituciones financieras en 11 países. Con Prometeo, empresas de todo el mundo pueden conectarse a instituciones financieras de una manera más simple, rápida y segura, al mismo tiempo que reducen el trabajo manual y generan eficiencias en sus procesos. En Prometeo resolvemos y automatizamos el acceso a datos bancarios, validación de cuentas bancarias e iniciación de pagos de cuenta a cuenta.
key2pay.online Cyprus
Our mission is to provide a payment service as efficient as possible, to improve the user experience in any transaction that exists.
Our mission is to provide a payment service as efficient as possible, to improve the user experience in any transaction that exists.
paymatico.com Spain
We are PAYMATICO, a next-generation payment service provider #fintech. Our mission is to centralize and automate all payment operations for a company. We offer a wide range of services that enable businesses to manage their payment operations independently of banks, allowing them to create new business models in compliance with current regulations. We hold Payment Entity License number (6861) and are supervised by the Bank of Spain. We ensure that operations and data work for the company, with the goal of freeing individuals from dependence on online banking systems and managing their operations in spreadsheets.
We are PAYMATICO, a next-generation payment service provider #fintech. Our mission is to centralize and automate all payment operations for a company. We offer a wide range of services that enable businesses to manage their payment operations independently of banks, allowing them to create new business models in compliance with current regulations. We hold Payment Entity License number (6861) and are supervised by the Bank of Spain. We ensure that operations and data work for the company, with the goal of freeing individuals from dependence on online banking systems and managing their operations in spreadsheets.
paybox.money United States
The FreedomPay Commerce Platform is the best way for merchants to simplify complex payment environments. Validated by the PCI Security Standards Council for Point-to-Point Encryption (P2PE) along with EMV, Tokenization, Contactless and DCC capabilities, global leaders in retail, hospitality, gaming, education, healthcare and financial services trust FreedomPay to deliver unmatched security and advanced value added services. Since our launch in 2000, FreedomPay has been a pioneer in Next Level Commerce™, including mobile payments, cashless solutions, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services. As the industry's first TransAtlantic payments solution with integrations across top point-of-sale, device manufacturers and payment processors, supported by rapid API adoption, FreedomPay is driving the future of commerce and customer interaction.
The FreedomPay Commerce Platform is the best way for merchants to simplify complex payment environments. Validated by the PCI Security Standards Council for Point-to-Point Encryption (P2PE) along with EMV, Tokenization, Contactless and DCC capabilities, global leaders in retail, hospitality, gaming, education, healthcare and financial services trust FreedomPay to deliver unmatched security and advanced value added services. Since our launch in 2000, FreedomPay has been a pioneer in Next Level Commerce™, including mobile payments, cashless solutions, virtual and remote terminals, payment processing, intelligent analysis, routing of promotions, incentives and customer relationship management services. As the industry's first TransAtlantic payments solution with integrations across top point-of-sale, device manufacturers and payment processors, supported by rapid API adoption, FreedomPay is driving the future of commerce and customer interaction.
merchantwarrior.com Australia
Merchant Warrior is an Australia based payment provider that offers a range of online payment solutions to merchants worldwide. Our organisation prides itself in establishing and maintaining a healthy relationship with each of our clients. We achieve this by working in synergy with our clients to gain insight into their individual requirements and by providing them with a solution that caters wholly to those requirements. Merchant Warrior provides its clients with an enhanced set of features and extensive support that aids merchants in delivering exceptional service and, in doing so, promotes customer satisfaction, product sales and processing volume. Payment Solutions Merchant Warrior has a variety of products which are designed to help merchants accept online payments. Our products cater for merchants of all sizes from small business to corporate clients.
Merchant Warrior is an Australia based payment provider that offers a range of online payment solutions to merchants worldwide. Our organisation prides itself in establishing and maintaining a healthy relationship with each of our clients. We achieve this by working in synergy with our clients to gain insight into their individual requirements and by providing them with a solution that caters wholly to those requirements. Merchant Warrior provides its clients with an enhanced set of features and extensive support that aids merchants in delivering exceptional service and, in doing so, promotes customer satisfaction, product sales and processing volume. Payment Solutions Merchant Warrior has a variety of products which are designed to help merchants accept online payments. Our products cater for merchants of all sizes from small business to corporate clients.
bizon.one Latvia
Up2 Money is an international finance platform on a mission to democratize the financial world and become a leading online payment and financial solution platform for SMBs to simplify day-to-day tasks for businesses everywhere. We aim to provide a solution that provides our clients with all their financial requirements in our all-in-one easy-to-use platform. We are building Up2 Money with you, our partners. It’s all Up2 You!
Up2 Money is an international finance platform on a mission to democratize the financial world and become a leading online payment and financial solution platform for SMBs to simplify day-to-day tasks for businesses everywhere. We aim to provide a solution that provides our clients with all their financial requirements in our all-in-one easy-to-use platform. We are building Up2 Money with you, our partners. It’s all Up2 You!
flutterwave.com United States
Flutterwave offers a robust suite of Software Development Kits (SDKs) and plugins, enabling businesses to create tailored payment applications using its versatile APIs. The platform's partnership with PayPal enhances global accessibility, allowing users worldwide to make purchases from African merchants seamlessly. Flutterwave’s solutions cater to a wide range of business needs, providing endless possibilities for customizing and optimizing payment processes. Flutterwave: reviews Flutterwave is highly praised for its seamless integration options and customizable payment solutions, which make it easy for businesses to tailor their payment processes. Flutterwave: competitors Among other choices, Tipalti, FastSpring, Adyen, and Paystack are important alternatives to Flutterwave.
Flutterwave offers a robust suite of Software Development Kits (SDKs) and plugins, enabling businesses to create tailored payment applications using its versatile APIs. The platform's partnership with PayPal enhances global accessibility, allowing users worldwide to make purchases from African merchants seamlessly. Flutterwave’s solutions cater to a wide range of business needs, providing endless possibilities for customizing and optimizing payment processes. Flutterwave: reviews Flutterwave is highly praised for its seamless integration options and customizable payment solutions, which make it easy for businesses to tailor their payment processes. Flutterwave: competitors Among other choices, Tipalti, FastSpring, Adyen, and Paystack are important alternatives to Flutterwave.
tryspeed.com United Arab Emirates
Speed is a Bitcoin and Stablecoin payment processor to get paid anytime, anywhere instantly & globally using the lightning network. We believe crypto is the future of digital currency and payments, and we aim to provide easy to use and secure platform for businesses and individuals to accept and send bitcoin payments. Speed provides single-point access to a diverse portfolio of payment solutions, fully customizable APIs, ready to use plugins for popular e-commerce platforms. Our integration tools can be used both online and brick-and-mortar.
Speed is a Bitcoin and Stablecoin payment processor to get paid anytime, anywhere instantly & globally using the lightning network. We believe crypto is the future of digital currency and payments, and we aim to provide easy to use and secure platform for businesses and individuals to accept and send bitcoin payments. Speed provides single-point access to a diverse portfolio of payment solutions, fully customizable APIs, ready to use plugins for popular e-commerce platforms. Our integration tools can be used both online and brick-and-mortar.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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