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Payout & Topup Services
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1426 companies
Jul 21, 2026
Last updated: Jul 21, 2026
Toppayy
toppayy.com.br Brazil
We are a new form of payment. Through a digital wallet, we offer exclusive discounts and add value to your brand. The objective is for our clients to fulfill their life plans with happiness, well-being and sustainability. Count on benefits, such as cashback and discounts, increasing your customers’ purchasing power. With TopDicas, he will be able to access social transformation information about financial education, entrepreneurship and mental health, all in the TopPayy app.
We are a new form of payment. Through a digital wallet, we offer exclusive discounts and add value to your brand. The objective is for our clients to fulfill their life plans with happiness, well-being and sustainability. Count on benefits, such as cashback and discounts, increasing your customers’ purchasing power. With TopDicas, he will be able to access social transformation information about financial education, entrepreneurship and mental health, all in the TopPayy app.
CirclePay
circlepay.me Australia
At Circlepay, we're building the next-generation financial health platform powered by AI and social connections. Our initial offering, on-demand pay, enables users to access their accrued earnings before payday, providing greater control over their finances. By leveraging user-permissioned bank data and cutting-edge AI, we deliver accurate credit assessments to ensure fair access to credit, based on a deep understanding of each user's financial situation. We're the first to introduce borrowing groups, enabling users to form groups to secure higher credit limits and improve their chances of approval.
At Circlepay, we're building the next-generation financial health platform powered by AI and social connections. Our initial offering, on-demand pay, enables users to access their accrued earnings before payday, providing greater control over their finances. By leveraging user-permissioned bank data and cutting-edge AI, we deliver accurate credit assessments to ensure fair access to credit, based on a deep understanding of each user's financial situation. We're the first to introduce borrowing groups, enabling users to form groups to secure higher credit limits and improve their chances of approval.
Paysme
paysme.co.uk United Kingdom
Paysme is a super app delivering financial services to underserved small business communities to accelerate their transition to the digital economy including mobile payments, digital banking, e-commerce, insurance, credit cards, fuel cards, accounting & loyalty/rewards. Our specialist industry customer channels include cab:app for taxis, Marketti for market traders & Fanslive for sports clubs.
Paysme is a super app delivering financial services to underserved small business communities to accelerate their transition to the digital economy including mobile payments, digital banking, e-commerce, insurance, credit cards, fuel cards, accounting & loyalty/rewards. Our specialist industry customer channels include cab:app for taxis, Marketti for market traders & Fanslive for sports clubs.
Ioka fintech
ioka.kz Kazakhstan
Your partner in Kazakhstan Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan. ioka is a growth engine for both a new generation of innovative startups and market leaders.
Your partner in Kazakhstan Unlock business potential by leveraging the ioka online payment ecosystem — a growth engine for both a new generation of innovative startups and market leaders in Kazakhstan. ioka is a growth engine for both a new generation of innovative startups and market leaders.
Centrapay
centrapay.com New Zealand
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Centrapay enables any app to transact anything on any device (including payment terminals). It enables this via rich and easy to consume API’s: docs.centrapay.com
Directremit
directremitworldwide.com United Kingdom
Direct Remit is committed to serving different nationalities everywhere in the world through its modern and efficient technology and remittance facilities Direct Remit ensures quick and easy delivery of remittances to beneficiaries by increasing its network, offices, and partners in different part of the globe. Our endeavor is to provide quick and easy remittance service that is reliable and accessible to both, the Diasporas and their families back home. Equipped with state of the art technology and with experienced, qualified staff Direct Remit offers a secure and trusted means of transferring money effectively and efficiently. Secure, easy and instant remittance services for individuals and businesses. Competitive rates for foreign exchange and money remittance. A large network of agents across the UK, UAE, and the world. Stringent AML/CFT policies to prevent risk and fraud. Dedicated and professional customer service teams
Direct Remit is committed to serving different nationalities everywhere in the world through its modern and efficient technology and remittance facilities Direct Remit ensures quick and easy delivery of remittances to beneficiaries by increasing its network, offices, and partners in different part of the globe. Our endeavor is to provide quick and easy remittance service that is reliable and accessible to both, the Diasporas and their families back home. Equipped with state of the art technology and with experienced, qualified staff Direct Remit offers a secure and trusted means of transferring money effectively and efficiently. Secure, easy and instant remittance services for individuals and businesses. Competitive rates for foreign exchange and money remittance. A large network of agents across the UK, UAE, and the world. Stringent AML/CFT policies to prevent risk and fraud. Dedicated and professional customer service teams
Gate2payments
gate2payments.dk Denmark
Accept payments in your webshop – simple and affordable. Gate2Payments is a Danish FinTech company that offers global payment solutions for eCommerce businesses across all sectors. Gate2Payments saves most customers up to 80% on their current acquiring costs by connecting them to a wide range of global and local financial institutions through the Gate2Payments platform, as well as our own solutions for processing credit and debit card transactions.
Accept payments in your webshop – simple and affordable. Gate2Payments is a Danish FinTech company that offers global payment solutions for eCommerce businesses across all sectors. Gate2Payments saves most customers up to 80% on their current acquiring costs by connecting them to a wide range of global and local financial institutions through the Gate2Payments platform, as well as our own solutions for processing credit and debit card transactions.
GKG
gkg.com United States
Established in 2010 in the United Kingdom, GKG is a prominent financial holding company that focuses on digital banking, brokerage, and credit. The group companies also operate in the real estate, hospitality, private equity, and entertainment industries. Based in Miami, the Group has strong presence in various countries across the globe. We value and promote diversity within our operations, embracing and celebrating the unique contributions of our team members. At our core, we prioritize and embrace the richness of different cultures and religions, ensuring that equality remains a guiding principle in all our business endeavors.
Established in 2010 in the United Kingdom, GKG is a prominent financial holding company that focuses on digital banking, brokerage, and credit. The group companies also operate in the real estate, hospitality, private equity, and entertainment industries. Based in Miami, the Group has strong presence in various countries across the globe. We value and promote diversity within our operations, embracing and celebrating the unique contributions of our team members. At our core, we prioritize and embrace the richness of different cultures and religions, ensuring that equality remains a guiding principle in all our business endeavors.
Gocredible
gocredible.nl Netherlands
GoCredible makes every payment solution smarter, more reliable, and more cost-effective Why GoCredible? The rapidly growing platform economy demands intelligent payment solutions that can effortlessly handle even complex payment situations. GoCredible provides tailored payment solutions for your specific needs. This includes KYC modules & analyses, third-party funds handling, multi-split payments, and supplying the right hardware to support your payment processes. In addition, payment regulations are becoming increasingly strict. Entities that were previously able to operate under exemptions are now considered payment service providers by regulators—an activity that requires a comprehensive license.
GoCredible makes every payment solution smarter, more reliable, and more cost-effective Why GoCredible? The rapidly growing platform economy demands intelligent payment solutions that can effortlessly handle even complex payment situations. GoCredible provides tailored payment solutions for your specific needs. This includes KYC modules & analyses, third-party funds handling, multi-split payments, and supplying the right hardware to support your payment processes. In addition, payment regulations are becoming increasingly strict. Entities that were previously able to operate under exemptions are now considered payment service providers by regulators—an activity that requires a comprehensive license.
Unzer
unzer.com Germany
Unzer digitalizes commerce with payment and software solutions that cover the entire merchant value chain. From online purchases and in-store mobile POS systems to final settlement and essential business processes, Unzer simplifies and optimizes retail operations. This all-in-one approach helps merchants manage their businesses more efficiently, providing their customers with a smooth and seamless shopping experience. More than 85,000 merchants across Europe already use Unzer's ecosystem. The company employs around 750 people in eight offices in Germany, Austria, Denmark and Luxembourg.
Unzer digitalizes commerce with payment and software solutions that cover the entire merchant value chain. From online purchases and in-store mobile POS systems to final settlement and essential business processes, Unzer simplifies and optimizes retail operations. This all-in-one approach helps merchants manage their businesses more efficiently, providing their customers with a smooth and seamless shopping experience. More than 85,000 merchants across Europe already use Unzer's ecosystem. The company employs around 750 people in eight offices in Germany, Austria, Denmark and Luxembourg.
Irisbgsf
irisbgsf.com Bulgaria
he leading Open banking provider in Southeast Europe. PSD-2 Licensed payment institutions offering account information and payment initiation services.
he leading Open banking provider in Southeast Europe. PSD-2 Licensed payment institutions offering account information and payment initiation services.
Mamamoney
mamamoney.co.za South Africa
Mama Money is a rapidly growing, innovative, tech company and the world’s first Social Business Money Transfer Operator. Mama provides an easy, safe and low-cost way for foreign nationals to send money home to support their families. Our mobile application is easy-to-use and allows our customers to send money to their loved ones through a vast payout network that's continuously expanding. Rather than looking at profit-maximisation, Mama aims to directly assist people who don’t earn a lot by lowering the cost of cross-border payments. Mama Money was built to help African and Asian expats who left their homes and communities in search of better opportunities. Social upliftment through financial inclusion is the core belief of Mama Money and this drives us to keep growing and innovating.
Mama Money is a rapidly growing, innovative, tech company and the world’s first Social Business Money Transfer Operator. Mama provides an easy, safe and low-cost way for foreign nationals to send money home to support their families. Our mobile application is easy-to-use and allows our customers to send money to their loved ones through a vast payout network that's continuously expanding. Rather than looking at profit-maximisation, Mama aims to directly assist people who don’t earn a lot by lowering the cost of cross-border payments. Mama Money was built to help African and Asian expats who left their homes and communities in search of better opportunities. Social upliftment through financial inclusion is the core belief of Mama Money and this drives us to keep growing and innovating.
Mercury
mercury.global United Kingdom
Mercury Global | Where Global Finance Meets Innovation | International FX | Digital Financial Infrastructure At Mercury Global, we understand that there is more to international financial movements — strategy, timing, and trust. That’s why we go beyond the transaction, offering a fully integrated solution for international clients who demand more from their financial partner. As a next-generation foreign exchange and fintech firm, we specialise in simplifying complex cross-border needs — delivering precision, speed, and compliance at scale. Our Core Services: • International payments for individuals & corporates • FX Internet Banking Platform with live rates & automated trades • Global account setup & offshore structuring • Exchange control advisory & tax clearance solutions • Custom-built Affiliate Engine to scale your network
Mercury Global | Where Global Finance Meets Innovation | International FX | Digital Financial Infrastructure At Mercury Global, we understand that there is more to international financial movements — strategy, timing, and trust. That’s why we go beyond the transaction, offering a fully integrated solution for international clients who demand more from their financial partner. As a next-generation foreign exchange and fintech firm, we specialise in simplifying complex cross-border needs — delivering precision, speed, and compliance at scale. Our Core Services: • International payments for individuals & corporates • FX Internet Banking Platform with live rates & automated trades • Global account setup & offshore structuring • Exchange control advisory & tax clearance solutions • Custom-built Affiliate Engine to scale your network
Trolley
trolley.com Canada
Unlocking the collective economic opportunity of the internet. Trolley is an end-to-end payouts ecosystem that allows businesses to effortlessly send fast payments around the world.
Unlocking the collective economic opportunity of the internet. Trolley is an end-to-end payouts ecosystem that allows businesses to effortlessly send fast payments around the world.
Payments company
paymentscompany.com United Kingdom
At Payments Company our founders come from a broad range of financial services backgrounds. Our experience enables us to recognise that the main recurring challenge customers in various sectors face is not being able to source the solution that fits their needs. Payments Company’s main objective is to deliver a fresh approach based on your requirements. Our customer centric approach with no product partner affiliation enables us to make an honest appraisal of your needs and to build a solution to support your specific objectives.
At Payments Company our founders come from a broad range of financial services backgrounds. Our experience enables us to recognise that the main recurring challenge customers in various sectors face is not being able to source the solution that fits their needs. Payments Company’s main objective is to deliver a fresh approach based on your requirements. Our customer centric approach with no product partner affiliation enables us to make an honest appraisal of your needs and to build a solution to support your specific objectives.
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Choosing Card Processing Provider

What is Payment Provider?

Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.

‍Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.

‍The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.

How many guaranteed offers do I receive?

Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.

What if I don't select any providers from the initial research?

Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.

How many guaranteed offers are available?

A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.

How is the relevancy of payment providers verified?

Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.

I have more questions. How can I contact the PayAtlas team?

If you have any additional questions, please reach out to info@payatlas.com

Is it possible to request a product demo?

Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.

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