Atlas
Moneris
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
We’re the original Canadian fintech. Powering businesses—from the smallest micro-merchant to large enterprises—with the commerce solutions, expert knowledge and local support they need to reach their full potential. That’s why we exist. For 25 years and counting, we’re proud to be the partner Canadians rely on to kickstart their dreams online, expand to a brick-and-mortar space or find new ways to connect with customers in their community and beyond.
Kroo
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Kroo is a bank with a conscience. A bank built to change banking. For good. Forever. That’s built for today’s culture. And fit for today’s climate. A bank for good. Where people, planet, and profit can peacefully coexist.
Apply today for a feature-packed online current account.
Conotoxia
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Conotoxia is a brand that brings together Conotoxia Holding's fast-growing global fintech companies, specialising in providing innovative financial services. On the web portal conotoxia.com, users can conveniently exchange currencies, send international money transfers, order and manage multi-currency cards, or use the in-house developed payment gateway system Conotoxia Pay. The fintech also offers multi-currency loans and complex investment services.
Lyf
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Lyf is a French fintech company reinventing everyday shopping journeys and payment experiences through simple and secure digital solutions.
📱 For retail, food service, and independent businesses: solutions that streamline the checkout process. Payment platform, mobile point of sale (soft POS), scan & go, table ordering and payment, etc.
📱 For individuals: the Lyf Pay app, which allows users to create group pools with friends, send money easily, pay in-store, and take advantage of special offers.
9 million downloads – 4.4/5 rating on app stores.
We are backed in our growth by leading shareholders in banking, payments, and retail: BNP Paribas, Crédit Mutuel, Auchan, the Casino group, and Mastercard.
Mint
Changing what’s possible in payments. Most payments companies were designed to simply process value… but we believe every transaction should add value, for our merchants and their customers.
Whether that’s through products that save space and time, transaction fees that decrease as you grow, or one-of-a-kind partnerships that reward you for just being in business. Our pioneering payment products have won innovation awards, and are loved by businesses all over Australia, New Zealand, Singapore and beyond. From everyday merchants seeking a more rewarding payment solution; to banks and channel partners looking to launch their own customised payment products. Online, in-store, in-app and beyond.
Changing what’s possible in payments. Most payments companies were designed to simply process value… but we believe every transaction should add value, for our merchants and their customers.
Whether that’s through products that save space and time, transaction fees that decrease as you grow, or one-of-a-kind partnerships that reward you for just being in business. Our pioneering payment products have won innovation awards, and are loved by businesses all over Australia, New Zealand, Singapore and beyond. From everyday merchants seeking a more rewarding payment solution; to banks and channel partners looking to launch their own customised payment products. Online, in-store, in-app and beyond.
Getneo
Multi-Currency Accounts | Advanced FX | Treasury Automation NEO is a multi-currency corporate payment platform designed for businesses managing global transactions. With a single IBAN in your company’s name, send, receive, and convert 25+ currencies efficiently while benefiting from automated workflows and cost-effective FX management. We provide the payment infrastructure most fintechs and businesses can’t build—including SWIFT connectivity, a proprietary ledger, and safeguarded accounts.
🌍 Cross-Border Payments ✔ Nominative IBAN – Manage payments & collections in 25+ currencies. ✔ SWIFT & SEPA connectivity – Reach 100+ countries with same-day settlement. ✔ SWIFT GPI tracking – Real-time payment visibility.
💱 Foreign Exchange (FX) Services ✔ Multi-bank liquidity & live FX rates. ✔ Transparent pricing, no hidden fees. ✔ Spot FX & commercial forwards.
💻 NEO’s Proprietary Technology ✔ 100% API-driven – Seamless treasury automati
Multi-Currency Accounts | Advanced FX | Treasury Automation NEO is a multi-currency corporate payment platform designed for businesses managing global transactions. With a single IBAN in your company’s name, send, receive, and convert 25+ currencies efficiently while benefiting from automated workflows and cost-effective FX management. We provide the payment infrastructure most fintechs and businesses can’t build—including SWIFT connectivity, a proprietary ledger, and safeguarded accounts.
🌍 Cross-Border Payments ✔ Nominative IBAN – Manage payments & collections in 25+ currencies. ✔ SWIFT & SEPA connectivity – Reach 100+ countries with same-day settlement. ✔ SWIFT GPI tracking – Real-time payment visibility.
💱 Foreign Exchange (FX) Services ✔ Multi-bank liquidity & live FX rates. ✔ Transparent pricing, no hidden fees. ✔ Spot FX & commercial forwards.
💻 NEO’s Proprietary Technology ✔ 100% API-driven – Seamless treasury automati
NLB
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
NLB d.d. is a member of the NLB Group is the largest banking and financial group in Slovenia and the largest financial group with headquarters and an exclusive strategic interest in our home region – Southeast Europe. The Group utilises a universal banking model and supports its clients through retail, corporate, and investment banking services, intertwining sustainability intensively into all its operations.
In addition to NLB d.d., a main entity in Slovenia and a public company, NLB Group is comprised of six subsidiary banks, several companies for ancillary services (asset management, real estate management, leasing services etc.), and a limited number of non-core subsidiaries in a controlled wind-down, operating in the markets of Bosnia & Herzegovina, Montenegro, Kosovo, North Macedonia, Serbia, and Croatia.
Ozan
At Ozan, we believe in the power of financial freedom, the ability for everyone to access, manage and control their money anytime, anywhere. We envision a world where borders do not define or limit monetary transactions, a world where people can make informed decisions about their finances without the hassle of traditional banking.
Every product we design, and every service we deliver, stems from our commitment to innovation, convenience, and security. With our powerful platform and versatile solutions, we strive to break down the barriers that stand between people and enterprises, and their financial aspirations.
From facilitating everyday transactions to empowering businesses to thrive, Ozan is more than just a fintech company. We are a catalyst for change, an agent of progress, working tirelessly to transform the way the world handles money.
Join us as we work towards a future where every individual and business has the tools and the power to control their financial future.
At Ozan, we believe in the power of financial freedom, the ability for everyone to access, manage and control their money anytime, anywhere. We envision a world where borders do not define or limit monetary transactions, a world where people can make informed decisions about their finances without the hassle of traditional banking.
Every product we design, and every service we deliver, stems from our commitment to innovation, convenience, and security. With our powerful platform and versatile solutions, we strive to break down the barriers that stand between people and enterprises, and their financial aspirations.
From facilitating everyday transactions to empowering businesses to thrive, Ozan is more than just a fintech company. We are a catalyst for change, an agent of progress, working tirelessly to transform the way the world handles money.
Join us as we work towards a future where every individual and business has the tools and the power to control their financial future.
Singx
SingX is a revolutionary fintech company that specializes in simplifying and making international payments affordable for businesses. With our innovative platform, we empower organizations to effortlessly manage their cross-border transactions, minimizing costs, and maximizing efficiency.
In today's globalized economy, businesses and consumers face numerous challenges with cross border payments and collections. Traditional banking systems often come with high fees, complex processes, and lengthy settlement times. SingX aims to address these pain points by providing a seamless and cost-effective solution.
SingX’s Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered by a world class technology platform. Our service offering includes:
1. Consumer Solutions
2. Business Solutions
3. Payment Solutions for banks and payment intermediaries
4.
SingX is a revolutionary fintech company that specializes in simplifying and making international payments affordable for businesses. With our innovative platform, we empower organizations to effortlessly manage their cross-border transactions, minimizing costs, and maximizing efficiency.
In today's globalized economy, businesses and consumers face numerous challenges with cross border payments and collections. Traditional banking systems often come with high fees, complex processes, and lengthy settlement times. SingX aims to address these pain points by providing a seamless and cost-effective solution.
SingX’s Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered by a world class technology platform. Our service offering includes:
1. Consumer Solutions
2. Business Solutions
3. Payment Solutions for banks and payment intermediaries
4.
Ordopay
Make payments faster, smarter, and more affordable than ever—no matter the size of your business or organisation, with Ordo’s Pay by Bank (PIS, A2A), Variable Recurring Payments (VRP), e-commerce checkouts, and QR codes. You can also unlock smart data (AIS) for powerful account insights
Make payments faster, smarter, and more affordable than ever—no matter the size of your business or organisation, with Ordo’s Pay by Bank (PIS, A2A), Variable Recurring Payments (VRP), e-commerce checkouts, and QR codes. You can also unlock smart data (AIS) for powerful account insights
MicroPayment
The Micropayment payment methods are offered as ready-to-use web solutions - integration into your webshop is child's play now. Use the ready-to-go web solutions as direct link, popup or iframe. The "Micropayment payment window generator" creates the complete payment window for integration into your webshop within a few clicks.
You can individually configure all payment windows using the "Micropayment payment window generator" and adapt them to your existing internet presence. You can choose between several individual designs, customize the background color and of course use your own logo.
Configure your own payment window for your website today and start with Micropayment now.
The Micropayment payment methods are offered as ready-to-use web solutions - integration into your webshop is child's play now. Use the ready-to-go web solutions as direct link, popup or iframe. The "Micropayment payment window generator" creates the complete payment window for integration into your webshop within a few clicks.
You can individually configure all payment windows using the "Micropayment payment window generator" and adapt them to your existing internet presence. You can choose between several individual designs, customize the background color and of course use your own logo.
Configure your own payment window for your website today and start with Micropayment now.
North Payments
Founded in 1992, North is a leading financial technology company building innovative, frictionless, end-to-end payment solutions for businesses of all sizes and industry types. North’s superior solutions span the entire payment ecosystem, from development, to partnerships that expand the landscape, creating a flexible universe that supports growth and scale for small businesses and merchants, as well larger enterprises with over $100 billion per year in electronic transaction volume.
Experience easy-to-manage operations and payments infrastructure with a user-friendly merchant portal, end-to-end processing capabilities and personalized support.
Founded in 1992, North is a leading financial technology company building innovative, frictionless, end-to-end payment solutions for businesses of all sizes and industry types. North’s superior solutions span the entire payment ecosystem, from development, to partnerships that expand the landscape, creating a flexible universe that supports growth and scale for small businesses and merchants, as well larger enterprises with over $100 billion per year in electronic transaction volume.
Experience easy-to-manage operations and payments infrastructure with a user-friendly merchant portal, end-to-end processing capabilities and personalized support.
Biso.tech
BISO TECH is a leading independent specialist in payment orchestration, offering
fully customisable financial management technologies.
Our comprehensive platform streamlines the entire payment process by triggering, directing, and validating transactions between merchants, customers, and payment providers, all in one centralised framework that includes routing and
reconciliation tailored to your business needs.
Through a single seamless integration merchants gain access to multiple payment providers and methods, allowing for optimal global payment coverage. With BISO TECH, you can take control of your payment processes while gaining full transparency of your payment data, all through a single,user-friendly interface.
If you are unable to find the ideal provider on our platform, BISO TECH will be
pleased to identify new providers that meet your payment and financial
management needs through our tailored, white-glove service.
BISO TECH is a leading independent specialist in payment orchestration, offering
fully customisable financial management technologies.
Our comprehensive platform streamlines the entire payment process by triggering, directing, and validating transactions between merchants, customers, and payment providers, all in one centralised framework that includes routing and
reconciliation tailored to your business needs.
Through a single seamless integration merchants gain access to multiple payment providers and methods, allowing for optimal global payment coverage. With BISO TECH, you can take control of your payment processes while gaining full transparency of your payment data, all through a single,user-friendly interface.
If you are unable to find the ideal provider on our platform, BISO TECH will be
pleased to identify new providers that meet your payment and financial
management needs through our tailored, white-glove service.
Borica
BORICA AD plays an important role as a fundamental IT infrastructure for the Bulgarian payment industry. Within the company’s main priorities lay the development and the operating of payment systems. Those priorities ensure the participants high-quality, reliable and innovative payment services which could be offered to the end customers – physical and juridical persons.
The company continues to improve its knowledge in the area of payment industry. Tendencies are actively monitored on European and local level. BORICA AD is a partner that offers banks and their customers the highest payment services quality.
As far as the payment industry is concerned, BORICA is focused on developing and offering value added services. This approach allows to expand the scope of payment services, as well as, to raise the satisfaction of the customers.
The company develops activities that are of use to all the participants and their customers.
BORICA AD plays an important role as a fundamental IT infrastructure for the Bulgarian payment industry. Within the company’s main priorities lay the development and the operating of payment systems. Those priorities ensure the participants high-quality, reliable and innovative payment services which could be offered to the end customers – physical and juridical persons.
The company continues to improve its knowledge in the area of payment industry. Tendencies are actively monitored on European and local level. BORICA AD is a partner that offers banks and their customers the highest payment services quality.
As far as the payment industry is concerned, BORICA is focused on developing and offering value added services. This approach allows to expand the scope of payment services, as well as, to raise the satisfaction of the customers.
The company develops activities that are of use to all the participants and their customers.
Aplauz
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
Aplauz is prepaid digital credit that empowers people to make conscious spending. Aplauz vouchers can be bought at convenience stores and used to make online payments without any of the traditional online payment methods, and without having a bank account. It is ideal for those who don’t own a credit card or don’t want to disclose financial details, to securely buy online, while staying in control of their spending.
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Choosing Card Processing Provider
What is Payment Provider?
Governments frequently give money to people in need in the form of income assistance, welfare payments, pension payments, humanitarian aid, and other distributions.
Some governments are now turning to digital payments, which may include transferring funds through mobile apps, online transfers, prepaid cards and virtual cards, and other technologies. Often, recipients can also withdraw funds they receive at ATMs and bank branches.
The World Bank explains that digitized government-to-person payments have numerous benefits. Critically, digital payments reduce the time and expenses involved in receiving and redeeming funds. Recipients do not need to pay transportation costs, take time off work, travel in harsh weather conditions, or wait in line to collect their funds.
Card Processing FAQs
Card processing makes it easy to accept payments, stay compliant, and keep your checkout experience smooth for everyone.
How many guaranteed offers do I receive?
Start with your own checkout data, then validate it against market benchmarks. Country- and industry-level insights help identify which methods are dominant in specific regions. PayAtlas aggregate this information through payment method guides and regional breakdowns, making demand patterns easier to compare.
What if I don't select any providers from the initial research?
Cards remain essential globally, but digital wallets and local bank transfers are critical in many regions. Real-time payment methods are now standard in parts of Europe, Asia, and Latin America. Comparing methods by country helps avoid relying on outdated global assumptions.
How many guaranteed offers are available?
A focused selection performs better for most businesses. Experts recommend prioritizing the methods that matter most in each target market.
How is the relevancy of payment providers verified?
Conversion improves when customers see familiar and trusted payment options. Market-specific payment guides and merchant case insights show that relevance often matters more than quantity, especially in cross-border scenarios.
I have more questions. How can I contact the PayAtlas team?
If you have any additional questions, please reach out to info@payatlas.com
Is it possible to request a product demo?
Cards generally have higher chargeback exposure, while bank transfers and real-time payments have lower fraud rates but limited dispute options. Wallets often add extra authentication layers.
